GROUP 6
Reporters : Mosminah M. Molok
Maricon V. Soriano
Angel C. Daguno
Course/sched: BSBA FM2 sched 1
Topic: What are the personality types of fiance?
Personality types of finance
1. Family Stewards - these individuals priotitize their family’s well-
being above all else when making fnancial decisions. Their
investments, wealth planning, and overall financial approach are driven
by a desire to secure their family’s future.
2. Independents - independents seek personal freedom and fiancial
independce. They value control over their finances and are often driven
by a desire to achieve financial success and build a strong safety net.
3. Phobics - these individuals are uncomfortable with investing and
may lack understanding or interest in financial markets. They often
prefer to delegate investment decisions to trusted financial advisors.
4. The anonymous - confidentiallity is paramount for this group. They
are highly private and may be hesistant to share financial information
with anyone outside a close circle.
5. Moguls - are driven by desire for power and influence. They see
financial success as a means to gain control and prestige. They enjoy
keeping score and measuring their success against other.
6. VIPs - This group is motivated by social recognition and status.They
view financial success as a way to achieve high social standing and
recognition.
7. Accumulators - are primarily focused on making more money.Their
primary goal is to grow and protect their wealth. And they often feel a
sense of satisfaction with accumulating more and more.
8. Gamblers - thrive on the excitement and adrenaline rush associated
with financial sucess.They enjoy the procss of investing and are often
comfortable taking risks.
9. Innovators - are at the forefront of financial trends. They seek out
cutting-edge wealth management solutions and are often interested in
sophosticated family support strategies.
10. Big spenders - these individuals enjoy spending money and often
prioritized immediate gratification over saving or investing. They may
be comfortable with debt and are often willing to take risks and acquire
the latest goods and experiences.
11. Savers - prioritize financial security and are often uncomfortable
with spending. They are typically risk-averse and may be hesitant to
invest in anything that could potentially lead to losses.
12. Shoppers - derive emotional satisfaction from spending money.
They maybe prone to impulsive purchases and struggle to resist buying
items they don’t need.
13. Debtors - tend to spend more that they earn and often have
difficulty managing their debt. They may not be particularly mindful of
their finances and may not track their spending habits closely.
14. Investors - are future oriented and consciously aware of their
finances. They seek to grow their wealth through strategic investments
and are often comfortable taking calculated risks.
15. Worriers - these individuals ae often anxious about money and
may worry about their finances even during comfortable times. They
are typically diligent with their finances but may struggle with
excessive stress and anxiety.
16. Procrastinators - tend to delay financial decisions and may avoid
dealing with their finances until they are forced to. They may struggle
with debt and may not have a well-defined financial plan.
17. Addictive spenders - use spending as a way to escape emotional
distress. They may overspend impulsively, regardless of their financial
situation, and often struggle with debt.
18. Savers/Misers/Horders - this group prioritizes saving money to
an extreme degree. They maybe reluctant to spend money, even on
essential items, and may struggle to enjoy their wealth.
19. Intuitive spenders - balance logic with gut instinct when making
financial decisions. They maybe comfortable taking risks based on their
intuition but can struggle if they cannot distuinguish between intuition
and wishful thinking.
20. Spenders - enjoy using their money to experience life’s pleassure.
They maybe willing to take on debt to acquire the things they want.
