VISION GROUP
Monthly Account Statement
KEILA SARIAH RAUDALES Account Number: 6 030 491390075812
For the period: 10/14/24 - 11/14/24
Billing Days: 31
Previous Balance Overdue/Payable Payment due: 12/12/24
MM/DD/YY
Next Plan Expiration Date: $0.00 $0.00
Minimum
Payment Due:
11/08/26 New Balance Monthly Payment
MM/DD/YY $4,770.00 $144.00 $144.00
Credit Limit: $5,000.00 Transaction Summary
Trans. Date Post Date Plan Amount
(MM/DD/YY) (MM/DD/YY) Description Number
5% 11/07/24 11/07/24 SALE 13240 $4,770.00
Trans Code: 702
Available
Refer #: 0910023168110
Credit
• Credit Used: $4,770.00
• Credit Available: $230.00
Want to make an online
payment?
Simply search for ‘Fairstone -
Retail Financing’ as the payee.
For Customer Service: Call: 888-638-2274 or Mail: 630 René-Lévesque Blvd. W. , Suite 1400, Montreal QC H3B 1S6
p PLEASE DETACH AND ENCLOSE THIS PORTION WITH YOUR PAYMENT p
Please allow 5 business days for mailing.
FAIRSTONE FINANCIAL INC
630 RENÉ-LÉVESQUE BLVD. W., SUITE 1400 Account Number: 6 030 491390075812
MONTRÉAL, QC H3B 1S6 New Balance: $4,770.00
Payment Due Date: 12/12/24
Minimum Payment Due: $144.00
Print address corrections or messages on page 2
$ .
Amount enclosed
024756 () Make payments to Fairstone – Retail Financing
KEILA SARIAH RAUDALES FAIRSTONE FINANCIAL INC
87 COUNTRY VILLAGE CIR NE 630 RENÉ-LÉVESQUE BLVD. W., SUITE 1400
CALGARY AB T3K 6E1 MONTRÉAL, QC H3B 1S6
603049139007581200001440000047700050407
6 030 491390075812 Page 2 of 5
For Customer Service: Call: 888-638-2274 or Mail: 630 René-Lévesque Blvd. W. , Suite 1400, Montreal QC H3B 1S6
Important Information about your Account and Card Plan Details:
Under the Regular Revolving Credit Plan, Finance Charges will be charged on the purchase and, as
All defined terms shall have the same meaning as provided in the Retail Purchase and Credit Agreement and the case may be, the annual fee from the date the Credit Plan begins, and minimum payments will be
Disclosure Statement (collectively, the “Agreement”). due each billing cycle.
Lost of Stolen Card: You must notify us immediately if your Card is lost or stolen of it you suspect that it is Same as Cash - Finance Charges will accrue on the purchase from the beginning of the Promotional
lost or stolen. You may do this by calling 1-888-638-2274. Period, and minimum payments will be due each billing cycle. However, if you pay the full amount
due in respect of the purchase by the expiration date of the Promotional Period, all of the accrued
Account Payments: You may pay the New Balance shown on the Account Statement in full or in part at any Finance Charges will be waived and no Finance Charges will be assessed on the purchase. If you do
time but, in any event, you must pay the Minimum Payment shown on the Account Statement by the not pay the full amount due by the expiration date of the Promotional Period, all of the accrued
Payment Due Date. Payments are applied in the manner set out in the Agreement. Finance Charges will be assessed to your account at the APR disclosed in the Retail Credit Agreement
and Disclosure Statement.
Minimum Payment: The Minimum Payment is calculated in accordance with the terms of the Agreement
and any applicable special Credit Plan. The details of any applicable special Credit Plan are shown on the No Pay/Same As Cash (Delayed payment/Same as Cash) ( Not available in Quebec) - Finance
sales slip(s) and documentation provided to you by the Merchant. Charges will accrue on the purchase from the beginning of the Promotional Period, but no
minimum payments will be due during the Promotional Period. If you pay the full amount due in
When making payments by mail (cheque or money order only) please: respect of the purchase by the expiration date of the Promotion Period, all of the accrued Finance
• indicate the payment amount on the return portion of the Account Statement, Charges will be waived and no Finance Charges will be assessed on the purchase. If you do not pay
• include the return portion of the Account Statement with your payment, and the full amount due by the expiration date of the Promotional Period, all of the accrued Finance
Charges will be assessed to your account at the APR disclosed in the Retail Credit Agreement and
• write your Account number on the front of your cheque or money order. Disclosure Statement.
DO NOT SEND CASH BY MAIL.
Free Financing (Waived Finance Charges/Payment Required) - Finance Charges will not accrue on
Payment by credit card cannot be accepted.
the purchase during the Promotional Period if the required minimum payment is made each billing
cycle during the Promotional Period when due. If the minimum payment is not made when due or if
Payments and other credits to the Account do not affect the amount of available credit you have under the
a balance remains after the Promotional Period expires, Finance Charges will be assessed at the APR
Credit Limit until we update your Account. This update does not take effect until the business day following
as disclosed in the Retail Credit Agreement and Disclosure Statement.
the day we receive the payments or other credits.
Account Transactions: You are responsible for all the transactions posted to your Account. If you notice an No Interest/No Payment (Waived Finance Charges/Delayed Payment) - No Finance Charges will
error or omission on your Account Statement or if you need more information about a transaction on your accrue on the purchase during the Promotional Period, and no minimum payments will be due on
Account, please contact us within 30 days of the statement date shown on the Account Statement at the the purchase during the Promotional Period.
Customer Service toll-free telephone number indicated on the front of the Account Statement. As well,
please refer to the Agreement which sets out your rights and obligations regarding the verification of Equal Payments with Interest - Finance Charges will be charged on the purchase. The amount of
information appearing on Account Statements the purchase plus Finance Charges is divided by the term to arrive at equal monthly payments which
will be due each billing cycle. Interest is precalculated and included in each monthly payment. If the
Interest Charges: Interest charges are calculated in the manner set out in accordance with the Agreement. minimum payment is not made when due or if a balance remains after the Promotional Period
Other information about interest charges is set out in the Disclosure Statement. expires, Finance Charges will be assessed at the AIR as shown in the Retail Credit Agreement and
Disclosure Statement.
Grace Period: For the Regular Revolving Plan, the grace period during which you may pay the New Balance
without being required to pay finance charges is 21 days. Special credit plans vary. Information about other plans and definitions are available in the Agreement.
® Trademarks of Fairstone Financial Inc.
Fairstone Financial Inc. is a wholly owned subsidiary of Fairstone Bank of Canada.
Some examples of the interest charges (cost of borrowing) on various balances are set out below.
Cost of Borrowing for the Period of an Interest Rate of:
Average Daily Interest-Bearing
Balance for the period 13.99% 24.00% 25.99% 27.60% 28.75% 29.00% 29.99% 34.99%
$100.00 $1.15 $1.97 $2.13 $2.27 $2.36 $2.46 $2.46 $2.88
$800.00 $9.20 $15.78 $17.06 $18.15 $19.66 $19.72 $19.72 $23.01
$1,400.00 $16.10 $27.62 $29.86 $31.76 $34.41 $34.51 $34.51 $40.26
$2,000.00 $23.00 $39.45 $42.66 $45.37 $47.26 $49.15 $49.30 $57.52
Address corrections or messages:
Cashier's Stamp
When making payments:
• DO NOT SEND CASH BY MAIL
• Payments may also be made through your Financial Institution’s Internet and Telephone
Banking services.
• Write your Account number on the front of your cheque.
• Indicate the payment amount on the return portion of the Account Statement and include the
return portion with your cheque.
6 030 491390075812 Page 3 of 5
HAVE YOU REGISTERED FOR
AN ONLINE account?
Changes to Your Account This Month
With online account
Previous Balance: $0.00
management you can
access key account details. New Charges: $4,770.00
To log in or create an Interest: $0.00
account, visit: $0.00
Insurance:
[Link]/OAM
Payments and Credits: $0.00
Questions about your
account? New Balance: $4,770.00
Visit: Remaining Time to Pay*: 792 months
[Link]/financing-faq *The Remaining Time to Pay indicates how long it will take you to pay the account balance in full, assuming you make only the
required minimum monthly payment.
Special Credit Plan Details
Plan Annual Balance This Month's Total This Month's
Expiration Interest Owing Accrued Accrued Minimum
Type of Plan Date Rate Interest Interest Payment*
SAME AS CASH 11/08/26 31.99% $4,770.00 $0.00 $33.35 $144.00
Plan#: 13240
* See Customer Agreement for Plan Payments, Some Minimum Payments (such as $10, $15, etc.) may apply.
On your Same As Cash (SAC) plan, interest charges accrue during the SAC period, but will be waived if the original SAC
plan amount financed is paid in full on or before the SAC Plan Expiration Date.
® Trademarks of Fairstone Financial Inc.
Fairstone Financial Inc. is a wholly owned subsidiary of Fairstone Bank of Canada.
[Link]
6 030 491390075812 Page 4 of 5
® Trademarks of Fairstone Financial Inc.
Fairstone Financial Inc. is a wholly owned subsidiary of Fairstone Bank of Canada.
[Link]
6 030 491390075812 Page 5 of 5
® Trademarks of Fairstone Financial Inc.
Fairstone Financial Inc. is a wholly owned subsidiary of Fairstone Bank of Canada.
[Link]
