Address

Link
Last updated: 03/01/2025

Purchase costs

Purchase price
Stamp duty
Refurb
Fees
Furnishing

Running costs

Ground rent and service charge (per month)

Insurance (per month)
Bills per unit per month (if included)
Other

Rental income

Lettable units
Monthly rent per unit

Assumptions

LTV
Interest rate
Management %
Repairs %
Voids (weeks)
Example

£250,000.00
£12,500.00
£3,000.00
£2,000.00
£1,000.00

£100.00
£0.00
£0.00
£0.00

1
£1,200.00

75.00%
4.50%
12.00%
5.00%
2
Key metrics

Cash invested £81,000.00

Mortgage amount £187,500.00
Annual cashflow £1,760.65
Monthly cashflow £146.72
Gross yield 5.76%
Net yield 0.70%
ROI 2.17%

Monthly cashflow breakdown

Total monthly rent £1,200.00

Mortgage payment £703.13
Management fee £144.00
Repairs allowance £60.00
Service charge and ground rent £100.00
Insurance £0.00
Bills £0.00
Other £0.00
Purchase price £ 250,000.00
Property value
0% 1% 2% 3% 4%
1 £ 250,000 £ 252,500 £ 255,000 £ 257,500 £ 260,000
2 £ 250,000 £ 255,025 £ 260,100 £ 265,225 £ 270,400
3 £ 250,000 £ 257,575 £ 265,302 £ 273,182 £ 281,216
4 £ 250,000 £ 260,151 £ 270,608 £ 281,377 £ 292,465
5 £ 250,000 £ 262,753 £ 276,020 £ 289,819 £ 304,163
6 £ 250,000 £ 265,380 £ 281,541 £ 298,513 £ 316,330
7 £ 250,000 £ 268,034 £ 287,171 £ 307,468 £ 328,983
8 £ 250,000 £ 270,714 £ 292,915 £ 316,693 £ 342,142
9 £ 250,000 £ 273,421 £ 298,773 £ 326,193 £ 355,828
10 £ 250,000 £ 276,156 £ 304,749 £ 335,979 £ 370,061
11 £ 250,000 £ 278,917 £ 310,844 £ 346,058 £ 384,864
12 £ 250,000 £ 281,706 £ 317,060 £ 356,440 £ 400,258
13 £ 250,000 £ 284,523 £ 323,402 £ 367,133 £ 416,268
14 £ 250,000 £ 287,369 £ 329,870 £ 378,147 £ 432,919
15 £ 250,000 £ 290,242 £ 336,467 £ 389,492 £ 450,236
16 £ 250,000 £ 293,145 £ 343,196 £ 401,177 £ 468,245
17 £ 250,000 £ 296,076 £ 350,060 £ 413,212 £ 486,975
18 £ 250,000 £ 299,037 £ 357,062 £ 425,608 £ 506,454
19 £ 250,000 £ 302,027 £ 364,203 £ 438,377 £ 526,712
20 £ 250,000 £ 305,048 £ 371,487 £ 451,528 £ 547,781

Your equity
0% 1% 2% 3% 4%
1 £ 62,500 £ 65,000 £ 67,500 £ 70,000 £ 72,500
2 £ 62,500 £ 67,525 £ 72,600 £ 77,725 £ 82,900
3 £ 62,500 £ 70,075 £ 77,802 £ 85,682 £ 93,716
4 £ 62,500 £ 72,651 £ 83,108 £ 93,877 £ 104,965
5 £ 62,500 £ 75,253 £ 88,520 £ 102,319 £ 116,663
6 £ 62,500 £ 77,880 £ 94,041 £ 111,013 £ 128,830
7 £ 62,500 £ 80,534 £ 99,671 £ 119,968 £ 141,483
8 £ 62,500 £ 83,214 £ 105,415 £ 129,193 £ 154,642
9 £ 62,500 £ 85,921 £ 111,273 £ 138,693 £ 168,328
10 £ 62,500 £ 88,656 £ 117,249 £ 148,479 £ 182,561
11 £ 62,500 £ 91,417 £ 123,344 £ 158,558 £ 197,364
12 £ 62,500 £ 94,206 £ 129,560 £ 168,940 £ 212,758
13 £ 62,500 £ 97,023 £ 135,902 £ 179,633 £ 228,768
14 £ 62,500 £ 99,869 £ 142,370 £ 190,647 £ 245,419
15 £ 62,500 £ 102,742 £ 148,967 £ 201,992 £ 262,736
16 £ 62,500 £ 105,645 £ 155,696 £ 213,677 £ 280,745
17 £ 62,500 £ 108,576 £ 162,560 £ 225,712 £ 299,475
18 £ 62,500 £ 111,537 £ 169,562 £ 238,108 £ 318,954
19 £ 62,500 £ 114,527 £ 176,703 £ 250,877 £ 339,212
20 £ 62,500 £ 117,548 £ 183,987 £ 264,028 £ 360,281

Return On Investment (annualised)

0% 1% 2% 3% 4%
1 0% 3.09% 6% 9% 12%
2 0% 3.10% 6.23% 9.40% 13%
3 0% 3.12% 6.30% 9.54% 13%
 4 0% 3.13% 6.36% 9.68% 13%
5 0% 3.15% 6.42% 9.83% 13%
6 0% 3.16% 6.49% 9.98% 14%
7 0% 3.18% 6.56% 10.14% 14%
8 0% 3.20% 6.62% 10.29% 14%
9 0% 3.21% 6.69% 10.45% 15%
10 0% 3.23% 6.76% 10.61% 15%
11 0% 3.25% 6.83% 10.78% 15%
12 0% 3.26% 6.90% 10.95% 15%
13 0% 3.28% 6.97% 11.12% 16%
14 0% 3.30% 7.04% 11.30% 16%
15 0% 3.31% 7.12% 11.48% 16%
16 0% 3.33% 7.19% 11.66% 17%
17 0% 3.35% 7.27% 11.85% 17%
18 0% 3.36% 7.34% 12.04% 18%
19 0% 3.38% 7.42% 12.24% 18%
20 0% 3.40% 7.50% 12.44% 18%
 5% 6% 7% 8% 9% 10%
£ 262,500 £ 265,000 £ 267,500 £ 270,000 £ 272,500 £ 275,000
£ 275,625 £ 280,900 £ 286,225 £ 291,600 £ 297,025 £ 302,500
£ 289,406 £ 297,754 £ 306,261 £ 314,928 £ 323,757 £ 332,750
£ 303,877 £ 315,619 £ 327,699 £ 340,122 £ 352,895 £ 366,025
£ 319,070 £ 334,556 £ 350,638 £ 367,332 £ 384,656 £ 402,628
£ 335,024 £ 354,630 £ 375,183 £ 396,719 £ 419,275 £ 442,890
£ 351,775 £ 375,908 £ 401,445 £ 428,456 £ 457,010 £ 487,179
£ 369,364 £ 398,462 £ 429,547 £ 462,733 £ 498,141 £ 535,897
£ 387,832 £ 422,370 £ 459,615 £ 499,751 £ 542,973 £ 589,487
£ 407,224 £ 447,712 £ 491,788 £ 539,731 £ 591,841 £ 648,436
£ 427,585 £ 474,575 £ 526,213 £ 582,910 £ 645,107 £ 713,279
£ 448,964 £ 503,049 £ 563,048 £ 629,543 £ 703,166 £ 784,607
£ 471,412 £ 533,232 £ 602,461 £ 679,906 £ 766,451 £ 863,068
£ 494,983 £ 565,226 £ 644,634 £ 734,298 £ 835,432 £ 949,375
£ 519,732 £ 599,140 £ 689,758 £ 793,042 £ 910,621 £ 1,044,312
£ 545,719 £ 635,088 £ 738,041 £ 856,486 £ 992,576 £ 1,148,743
£ 573,005 £ 673,193 £ 789,704 £ 925,005 £ 1,081,908 £ 1,263,618
£ 601,655 £ 713,585 £ 844,983 £ 999,005 £ 1,179,280 £ 1,389,979
£ 631,738 £ 756,400 £ 904,132 £ 1,078,925 £ 1,285,415 £ 1,528,977
£ 663,324 £ 801,784 £ 967,421 £ 1,165,239 £ 1,401,103 £ 1,681,875

5% 6% 7% 8% 9% 10%
£ 75,000 £ 77,500 £ 80,000 £ 82,500 £ 85,000 £ 87,500
£ 88,125 £ 93,400 £ 98,725 £ 104,100 £ 109,525 £ 115,000
£ 101,906 £ 110,254 £ 118,761 £ 127,428 £ 136,257 £ 145,250
£ 116,377 £ 128,119 £ 140,199 £ 152,622 £ 165,395 £ 178,525
£ 131,570 £ 147,056 £ 163,138 £ 179,832 £ 197,156 £ 215,128
£ 147,524 £ 167,130 £ 187,683 £ 209,219 £ 231,775 £ 255,390
£ 164,275 £ 188,408 £ 213,945 £ 240,956 £ 269,510 £ 299,679
£ 181,864 £ 210,962 £ 242,047 £ 275,233 £ 310,641 £ 348,397
£ 200,332 £ 234,870 £ 272,115 £ 312,251 £ 355,473 £ 401,987
£ 219,724 £ 260,212 £ 304,288 £ 352,231 £ 404,341 £ 460,936
£ 240,085 £ 287,075 £ 338,713 £ 395,410 £ 457,607 £ 525,779
£ 261,464 £ 315,549 £ 375,548 £ 442,043 £ 515,666 £ 597,107
£ 283,912 £ 345,732 £ 414,961 £ 492,406 £ 578,951 £ 675,568
£ 307,483 £ 377,726 £ 457,134 £ 546,798 £ 647,932 £ 761,875
£ 332,232 £ 411,640 £ 502,258 £ 605,542 £ 723,121 £ 856,812
£ 358,219 £ 447,588 £ 550,541 £ 668,986 £ 805,076 £ 961,243
£ 385,505 £ 485,693 £ 602,204 £ 737,505 £ 894,408 £ 1,076,118
£ 414,155 £ 526,085 £ 657,483 £ 811,505 £ 991,780 £ 1,202,479
£ 444,238 £ 568,900 £ 716,632 £ 891,425 £ 1,097,915 £ 1,341,477
£ 475,824 £ 614,284 £ 779,921 £ 977,739 £ 1,213,603 £ 1,494,375

5% 6% 7% 8% 9% 10%
15% 19% 22% 25% 28% 31%
16% 19% 22% 26% 29% 32%
16% 20% 23% 27% 30% 34%
17% 20% 24% 28% 32% 36%
17% 21% 25% 29% 33% 38%
17% 22% 26% 30% 35% 40%
18% 22% 27% 31% 37% 42%
18% 23% 28% 33% 38% 44%
19% 24% 29% 34% 40% 47%
19% 24% 30% 36% 42% 49%
20% 25% 31% 37% 44% 52%
20% 26% 32% 39% 47% 55%
21% 27% 33% 41% 49% 58%
22% 28% 35% 43% 52% 62%
22% 29% 36% 45% 54% 65%
23% 30% 38% 47% 57% 69%
23% 31% 39% 49% 60% 74%
24% 32% 41% 51% 64% 78%
25% 33% 43% 54% 67% 83%
26% 34% 44% 56% 71% 88%