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Niramaya Detail3

The scheme offers affordable health insurance for persons with disabilities (PwDs) with coverage up to Rs. 1.0 lakh, including outpatient treatment, regular checkups, and corrective surgeries. It requires no pre-insurance medical tests and is available nationwide, excluding J&K. Eligible individuals must have a valid disability certificate under the National Trust Act.

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18 views1 page

Niramaya Detail3

The scheme offers affordable health insurance for persons with disabilities (PwDs) with coverage up to Rs. 1.0 lakh, including outpatient treatment, regular checkups, and corrective surgeries. It requires no pre-insurance medical tests and is available nationwide, excluding J&K. Eligible individuals must have a valid disability certificate under the National Trust Act.

Uploaded by

gramajyothillctvpm
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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About the Scheme

 Affordable Health Insurance to PwDs.


 Health insurance cover of up to Rs. 1.0 lakh.
 Facility for OPD treatment including the medicines, pathology, diagnostic tests, etc,
 Regular Medical checkup for non-ailing disabled, Dental Preventive Dentistry, Surgery to
prevent further aggravation of disability,
 Non- Surgical/ Hospitalization, Corrective Surgeries for existing Disability including
congenital disability,
 Ongoing Therapies to reduce impact of disability and disability related complications,
Alternative Medicine.
 Transportation costs.
 No pre-insurance medical tests required.
 The scheme will be available in the entire country except J&K.

Scheme Description
 The scheme envisages delivering comprehensive cover which will
 Have a single premium across age band
 Provide same coverage irrespective of the type of disability covered under the National
Trust Act
 Insurance cover upto Rs.1.0 lakh , on reimbursement basis only.
 All persons with disabilities under the National Trust Act with valid disability certificate
will be eligible and included.
 No pre-insurance medical tests
 Treatment can be taken from any hospital.
 Niramaya’s Health Insurance Scheme Revised Benefit Chart (on Reimbursement Basis
only w.e.f.April, 2015)

 The National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental
Retardation and Multiple Disabilities.

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