The following thread is for question no 1-7

Bekind Never thought I would ask this, but I will ask anyway. What's the
October 17, 2023 greatest mental health tip you've ever gotten?
Pandachef Act like a detective and remove yourself from the mental health
October 18, 2023 situation. Analyze from the outside and see what is really happening.
You will soon realize that these thoughts are not yours. You can learn
more how to handle your mental condition on this link.
101stKilo If you need someone to talk to, please let me know. I offer professional
October 20, 2023 services and receive payment via PayPal, bank transfer, credit card,
etc.
Snails Never evaluate your life when you’re tired. Have you ever noticed
October 23, 2023 things seem much worse at night when worries seem at their worst?
The next morning, your brain can think of ways to fix them.
Brilliant If you’re not feeling mentally okay, then go to the doctor who handles
October 23, 2023 that sort of thing. Don’t be ashamed or embarrassed to seek help from
health professionals.
Stara Parent yourself the way your own parents never did. This could not be
October 25, 2023 more accurate. I am parenting myself the complete opposite of how
my parents did it, and it brings me such joy to know that I am not
repeating their mistakes or deploying their standards of emotional
neglect. Cheers!
Della Pretend you are your own child. Avoid negative self-talk. What would
October 28, 2023 you say to your inner child if someone told them they were an idiot or
useless? Practice a little kindness toward yourself.

1. Who suggests not to be hard on yourself?

A. Pandachef
B. 101stKilo
C. Brilliant
D. Stara
E. Della

2. The word "professionals" in Brilliant's post is closest in meaning to ...

A. Companies
B. Leaders
C. Specialists
D. Clerks
E. Administrators

3. The purpose of Snails' post is to ...

A. Suggest that you do not need to worry at night
B. Offer ways to evaluate the quality of life
C. Make you aware of evaluating yourself at the most convenient time
D. Recommend that you notice your problems
E. Suggest that you evaluate yourself to fix your problems
4. Who posts the least relevant answer to Bekind’s question?
A. Pandachef
B. 101stKilo
C. Snails
D. Stara
E. Della

5. Which of the following issues is stated at the beginning of the thread?

A. Being ashamed of a mental health problem
B. Finding ways to manage mental health
C. Struggling to manage health
D. Looking for the best mental health professionals
E. Comparing different tips for handling mental health

6. Who provides mental health tips by giving evidence?

A. Pandachef
B. Snails
C. Brilliant
D. Stara
E. Della

7. What is the tone of the thread regarding mental health?

A. Critical
B. Hesitant
C. Sympathetic
D. Enthusiastic
E. Judgmental
The following topics are for question 8-13
Text 1
Rock weathering is a process of weakening and breaking down of rocks and minerals. Both
non-living element, such as variations in temperature, flora and fauna, acids, salts, and liquid
or solid water, can cause this. Rocks on the Earth's surface tend to weather faster than those
underground. Weathering is one of the processes that lead to soil production.

Different types of weathering affect rocks. These consist of chemical weathering, biological
weathering, and physical or mechanical weathering. The process of physical or mechanical
weathering essentially fragments rocks. Freezing and thawing water is one way that physical
deterioration occurs. Water may easily pass through any pores or fissures in rocks while it is
liquid. This water will expand inside those rocks if it freezes.

A weathering process known as honeycomb weathering can be triggered by salt. By capillary

action, groundwater pours into rock pores and finally evaporates. This produces crystals of
salt, which raise the pressure within rocks. The rocks will eventually break. This may leave
behind honeycomb-like salt crystal pits. In dry areas, salt crystallization weathering is
frequently observed.

Extremes in temperature can also have an impact on how rocks weather. Thermal stress is
one term for one kind of physical weathering process. This is a typical feature of desert
regions, where overnight lows can be relatively chilly and midday highs can be extremely
hot. Over time, rocks that experience frequent extreme temperature swings will eventually
fracture and flake, this process known as exfoliation.
Text 2
The deterioration and corrosion of rocks, metals, and man-made materials is known as
weathering. Chemical and physical weathering are the two primary categories. Acid rain is
one instance of chemical weathering for rocks. Scientists believe that rock weathering can
play an important role in preventing global warming by controlling the amount of carbong
in the atmosphere. The elements contained in volcanic rocks react with water or air in the
atmosphere and absorb carbon.

Natural rock weathering process can take millions of years, makin it too slow to counteract
global warming. However, rock weathering accelerates when the rock is crushed into a fine
dust. It distributed throughout croplands worldwide, this "enhanced" rock weathering has
the potential to store 215 billion tons of carbon dioxide over the course of the next 75 years,
according to previous studies.

Researchers from University of California apllied crushed rock, both metabasalt and olivine,
on 5 acres of a fallowed cornfield in the Sacramento Valley. In comparison to plots without
crushed rock, they discovered that during the study, the crushed rock plots stored 0.15 tons
of carbon dioxide per hectare. If this amount of carbon was removed across all California
cropland, it would be equivalent to taking 350,000 cars off the road every year.
It appears that many hardworking researchers are now looking for answers to how the
process of rock weathering occurs in dry areas. It is known that drylands cover 41% of Earth's
total area, and they are growing as a result of climate change. This according to some
prominent researchers, makes it even more crucial to look into improved rock weathering in
drylands.
8. According to text 1, Paragraph 4, what is exfoliation?
A. The process of breaking and flaking of rocks due to frequent extreme
temperature swings
B. A type of volcanic rocks that significantly undergo frequent extreme
temperature in dry areas
C. An extreme thermal process on volcanic rocks usually due to frequent
temperature swings in desert areas.
D. One kind of chemical rock weathering where the pores inside the rock are
triggered by the extreme temperature
E. A typical feature of desert regions, where overnight lows can be relatively chilly
and midday highs can be extremely hot

9. In Text 2 Paragraph 2, what does the word "it" refer to

A. Carbon dioxide
B. Weathering process
C. The rock
D. Global warming
E. A fine dust

10. Which of the following sentences from Text 2 is the author's opinion?
A. The elements contained in volcanic rocks react with water or air in the
atmosphere and absorb carbon.
B. Researchers from University of California applied crushed rock, both
metabasalt and olivine, on 5 acres of a fallowed cornfield in the Sacramento
Valley.
C. In comparison to plots without crushed rock, they discovered that during the
study, the crushed rock plots stored 0.15 tons of carbon dioxide per hectare.
D. It appears that many hardworking researchers are now looking for answers to
how the process of rock weathering occurs in dry areas.
E. It is known that drylands cover 41% of Earth’s total area, and they are growing
as a result of climate change.

11. What is the relationship between Text 1 and Text 2?

A. Text 1 describes the different types of rock weathering processes whose effects
on reducing the amount of carbon in the atmosphere are mentioned in Text 2.
B. Text 1 describes the chemical and physical process of rock weathering, while
Text 2 describes the influence of acid rain to the physical rock weathering.
C. Text 2 describes the process of rock weathering in dryland areas studied by the
researchers mentioned in Text 1.
D. Text 2 explains the process of chemical and physical rock weathering whose
causes are discussed in Text 1.
 E. Both texts describe the effect of rock weathering on reducing the amount of
carbon in the atmosphere.

12. An explanation of rock weathering that occurs in dry areas can be found in ...
A. Text 1 Paragraph 1, Text 2 Paragraph 3
B. Text 1 Paragraph 1, Text 2 Paragraph 4
C. Text 1 Paragraph 3, Text 2 Paragraph 4
D. Text 1 Paragraph 4, Text 2 Paragraph 3
E. Text 1 Paragraph 4, Text 2 Paragraph 4

13. Based on the information from both texts, which of the following will most likely
happen in the future?
A. Crushed volcanic rock containing metabasalt and olivine will be used as
fertilizers for cropland in dry areas.
B. Global warming will cause the natural process of rock weathering to happen
more frequently.
C. Acid rain will occur more frequently as a result of rock weathering in dry areas.
D. Natural rock weathering process in dry areas will continuously be observed.
E. A honeycomb weathering will be used to reduce the global warming.

The following topics are for question 14-20

Text 1
Many young people will enter adulthood without knowledge and skills in finance. Young
people need to have financial knowledge and skills. With these skills, they can make
informed choices about their money. Consider these alarming statistics. Young Americans
owe over $1 trilion in debt. More than 70% of millenials live paycheck to paycheck. They
always run out of money before getting their salary. Young people need financial education.

Financial literacy is the combined knowledge and skills to make responsible financial
decisions. It contributes to a sense of financial security and well-being. Knowledge of
financial concepts includes saving, investing, spending, and borrowing. It is the foundation
of financial literacy. Understanding credit management and asset building is also critical to
a healthy financial life. It includes how to reduce debt and avoid scams.

Low financial literacy threatens the well-beingof individuals and families. Without a solid
financial foundation, the youth are more susceptible to predatory lending. They also do not
know how to manage debts and expenses. As a result, they get to lifelong financial inequity.
Low financial literacy can make people miss wealth opportunities. It reduces acces to higher
education and professional development training. When young people lack financial
knowledge, they are more likely to become trapped in cycles of poverty and debt. For
example, poor spending and borrowing habits often result in low credit scores. In turn, it
contributes to higher financial insecurity.
Financial education is fundamental to improving financial health and well-being for our
communities. However, developing financial capability is the ultimate goal. Financial
capability is what happens when financial literacy knowledge is practiced and applied. It
becomes second nature. Financial literacy drives behavior that consistently leads to positive
economic outcomes. It gives individuals the confidence to make informed financial
decisions. As such, they can take advantage of opportunities and build financial security for
themselves and their families.
Text 2
As a teenager, have you ever seen your parents discussing something related to money?
When you try to join conversation, do they either switch the topic? Do they say something
like "We are doing something important, don't disturb"? Most of us wonder why they do
this. Well, you are not exactly financially literate. They think it would be of no help at the
moment. 'Financial Literacy' is defined as the ability to "understand and use various financial
skills".

This includes budgeting, investing, credit management, and personal financial management.
It is considered to be one of the most undervalued skills. Financial literacy will determine a
country's future. Financial education is extremely important. It will help you in building
wealth, achieving goals, tackling challenges in case of emergencies, and securing your
family's present and future!

Involving teenagers in day-to-day money matters, like managing household expenses, helps
open their minds to certain financial aspect. Doing so will certainly help them become more
responsible towards their spending habits. They will eventually realize how to spend little
amounts of money and save as much as possible for when they need it. Money is an essential
commodity in today's world. It is, therefore, important to master the concept of money
management from the teenage years to achieve financial literacy.

14. The phrase 'paycheck to paycheck' in Text 1 Paragraph 1 is closest in meaning to ...
A. With plenty of income
B. Without borrowing money
C. With more expenses
D. By spending all the income
E. By managing their income

15. According to Text 1, foundation of financial literacy is ...

A. The knowledge and skills to make informed decisions
B. Managing debts and expenses to avoid poverty
C. Knowing how to reduces debt and make money
D. The understanding of four key concepts in finance
E. The understanding of credit management and investment
16. What is the main idea of Text 1?
A. There are several tips for young people to avoid poverty and debt.
B. The youth should be involved in making decisions about their money.
C. Financial literacy is fundamental for teenagers.
D. Money management in financial education is hard to understand.
E. Young people have good understanding of financial literacy.

17. The purpose of Text 2 is to ...

A. Argue that involving teenagers in handling daily expenses helps them develop
financial literacy
B. Explain the process of how teenagers can independently develop their financial
literacy in the family
C. Discuss that mastering the concept of money management is equally important
as developing financial literacy
D. Compare and contrast the development of financial literacy between teenagers
and adults
E. Provide instructions on managing day-to-day money for teenagers and parents

18. Which of the following best restates the sentence "It is, therefore, important to master
the concept of money management from the teenage years to achieve financial literacy,"
in Text 2 Paragraph 3?
A. In sum, helping teenagers to learn the concept of management is necessary for
financial literacy.
B. Financial literacy is, thus, crucial to be taught since school age to help teenagers
master the financial concept.
C. Arguably, developing financial literacy is important for all teenagers so that
they understand the concept of management.
D. Hence, learning how to manage money from young age is essential for
developing financial literacy.
E. Thus, the ability to manage money is the foundation of financial literacy for
teenagers.

19. Which of the following statements shows the author's positive attitude toward the
involvement of teenagers in managing daily financial matters?
A. Young people need to have financial knowledge and skills.
B. Financial literacy is the combined knowledge and skills to make responsible
financial decisions.
C. It is considered to be one of the most undervalued skills.
D. Financial education is extremely important.
E. Doing so will certainly help them become more responsible towards their
spending habits.
20. What can be concluded from the two texts?
A. Financial literacy affects young people’s responsibility for their well-being.
B. Financial literacy helps young people earn more money and avoid debts.
C. The concepts of financial literacy should be learnt at school.
D. Financial literacy matters for young people’s future.
E. Financial knowledge and skills can be applied in schools.