Last Modified: January 2, 2019

This guide is confidential and proprietary to J.P. Morgan and is provided for your general information only.
It is subject to change without notice and is not intended to be legally binding. All services described in
this guide are subject to applicable laws and regulations and service terms. Not all products and services
are available in all locations. Eligibility for particular products and services will be determined by
JPMorgan Chase Bank, N.A. or its affiliates. J.P. Morgan makes no representation as to the legal,
regulatory or tax implications of the matters referred to in this guide.

J.P. Morgan is a marketing name for the Treasury Services businesses of JPMorgan Chase Bank, N.A.,
member FDIC, and its affiliates worldwide.

©2019 JPMorgan Chase & Co. All rights reserved.

2
Table of Contents
Overview ...................................................................................................................................................... 4

General File Requirements......................................................................................................................... 5

File format record layouts .......................................................................................................................... 6

Header Format .......................................................................................................................................... 6
Trailer Format ............................................................................................................................................ 6
Detail Record Format for Free-form Transactions .................................................................................... 7
Wires/Book Transfers – Generic Layout ............................................................................................... 7
Drafts/Checks – Generic Layout ......................................................................................................... 19
U.S. Drawdowns – Generic Layout ..................................................................................................... 29
Advice to Receive – Generic Layout ................................................................................................... 33
U.S. Account Transfers – Generic Layout .......................................................................................... 37
Detail Record Format for Transactions From Templates ........................................................................ 39
Generic Layout .................................................................................................................................... 39
Detail Record Format for Templates ....................................................................................................... 46
Template Creation – Generic Layout .................................................................................................. 46

Appendix A ................................................................................................................................................ 57
Transaction Method Codes ..................................................................................................................... 57
Clearing Codes ....................................................................................................................................... 57
Delivery Methods .................................................................................................................................... 57
Instruction Codes .................................................................................................................................... 58
Regulatory Reporting Codes ................................................................................................................... 59
Sender to Receiver Codes ...................................................................................................................... 59
Additional Details - Key Codes................................................................................................................ 61

Appendix B: Bank and Account ID Type Codes .................................................................................... 67

Appendix C: Branch Codes...................................................................................................................... 68

Appendix D: Wires/Book Transfers – Regional-Specific Layouts ....................................................... 70

Wires/Book Transfers Initiated From the U.S. ........................................................................................ 70
Wires/Book Transfers Initiated From LATAM – Brazil ............................................................................ 82
Wires/Book Transfers Initiated From LATAM – Mexico .......................................................................... 89

Appendix E: Copy Active Templates from one J.P. Morgan Access® Client Profile to Another .... 100
Export Active Templates to a CSV Format ........................................................................................... 100
Import (Modified) CSV File Under Target Client Profile ........................................................................ 100

3
OVERVIEW
The J.P. Morgan Access® Transactions Import File feature allows the import and validation of files in
preparation for submitting transactions for approval and release. The Access Transactions file format is
used in this process and allows you to import:
 Free-form transactions (Wires, Book Transfers, U.S. Account Transfers, Drafts/Checks,
Drawdowns and Advices to Receive)
 Transactions from templates
 Templates
 Note: The Import File feature can be used to copy existing wire templates from one Access client
profile to another. Refer to Appendix E for more details.
When a file is imported into Access Transactions, various checks will be performed on the file and on
each transaction detail record contained in the file during the validation process. These checks include
duplicate file, file structure, entitlement, date range, field length and allowed characters.
During import, Access Transactions will determine if a file has been previously imported and will reject the
file if it is a duplicate. To be considered a duplicate file, all of the data in the file must be identical to a
previously imported file. If there are any differences between the files, the newly imported file will not be
rejected as a duplicate.
A client setting can be used to allow the submission of partial files, which are files found to contain both
valid and rejected transactions after import into Access. When submission of partial files is allowed,
successfully validated transactions will be submitted into the workflow and invalid transactions will be
rejected. You will need to correct and re-import rejected transactions in a new file. If partial submission is
not allowed and one or more transactions in a file fail to pass validation, no transactions are submitted
into the workflow. You will need to be correct and re-import the file.
The most important method for avoiding file import errors is to import the file first as a test file. The Import
File Test feature allows you to test a file by validating it in a test environment. When the test validation is
complete, the file displays in the import list as a test file with “(Test)” preceding its file name. You can then
view any transactions that were not validated successfully, as well as the reason(s) for their failure. Test
files cannot be submitted as transactions or rejected. The test file should be used to review and correct
any errors in your source file before re-importing. Test files can be deleted at any time.
Please refer to this guide to prepare your file to be transmitted (imported) for subsequent processing. You
may also refer to J.P. Morgan Access® OnlineSM Support Help for information on testing and importing
files for all methods except U.S. ACH. For U.S. ACH payments, please refer to the Payments U.S. ACH
Reference Guide.

4
GENERAL FILE REQUIREMENTS
An Access Transactions file can be composed of various transactions from different record input types
(i.e., free-form transactions, transactions from templates and templates) with different fields for each
record and transaction method. Each line of the file is considered an input type to be imported:
Access accepts data imported in a comma-delimited format (.CSV or .TXT file extensions).
The import file contains a header, a trailer and multiple detail record sections.
 Enter each record or input type on one line of the file.
 Do not include any data before the header section or after the trailer section. Doing so will cause
the file import to fail.
 Separate each field within a record by a comma.
 Do not enter a comma after the final field of a record.
 The field lengths indicate the maximum length for the applicable field.
 Leading and trailing spaces within a field will be ignored.
 The characters allowed within alphanumeric fields (i.e. type = A) are defined by what the fields
represent. The characters entered are checked during validation.
 If the field data includes a comma, then enclose the field in quotation marks (“”).
 Enter digits in numeric fields (i.e., type = N). Use a period to indicate a decimal point. The field
validation determines the maximum number of digits allowed following a decimal point. Leading
or trailing zeroes are not required. The length of a numeric field includes the decimal point
character.
 The date field (i.e., type = D) format is YYYYMMDD.
 The box or Boolean field (i.e. type = B) format is populated with either Y (for Yes)/N (for No) or 1
(for Active)/2 (for Passive).
 Enter values in all mandatory fields (i.e., the field must have a value other than spaces).
 You may leave optional fields blank, but if you enter data in a field following a field you have
intentionally left blank, you must enter a comma in the blank field to mark its place in the record.
 Fields denoted with an * are conditional, details of which may be found in the Conditional Logic
column. For fields noted as “mandatory for some locations,” please refer to the Online portal for
locations.
 No data will be imported from fields labeled “unused” in the record layout, regardless of the value.
 Fill in the name, street address and reference text fields from the first line. If there are several
lines of text, blank or empty lines should follow lines in which you have entered data.
 The character set supported is:
abcdefghijklmnopqrstuvwxyz
ABCDEFGHIJKLMNOPQRSTUVWXYZ
0123456789
/ - ? : ( ) . , ' + and SPACE
Note: Spaces should be embedded within text

For U.S. branch transactions, the following characters are also supported: # ! \ $ % & @ _ *

5
File format record layouts
An Access Transactions file must contain a header, trailer and at least one record or input type (i.e., free-
form transactions, transactions from template, and templates).

Header Format

The header is the first record within the file. All data entered before the header will be ignored.

Field Field Type Length Description Mandatory Example

No. Name
1 HEADER A 6 Must be HEADER Yes HEADER

2 File D 14 YYYYMMDDHHMMSS Yes 20140410153355

Timestamp

3 Version A 5 Up to five characters Yes 1

including a decimal
indicator

Trailer Format

The trailer record should be at the end of the file. All data entered after the trailer record will be ignored.
Field Field Type Length Description Mandatory Example
No. Name
1 TRAILER A 7 Must be TRAILER Yes TRAILER

2 Total N 23 Total number of records Yes 2

Number of in the file, excluding the
Records header and trailer

3 Hash Total N 17,3 Sum of the transaction Yes 125467.37

of Amounts or equivalent amounts
for all the transactions
within the file. Up to
three decimals can be
supplied.

For templates, the

default amounts, if
supplied, will be added
to the hash.

6
Detail Record Format for Free-form Transactions

Wires/Book Transfers – Generic Layout

The following grid outlines the detail record format for free-form wires and book transfers to be imported
through an Access Transactions file. Please refer to Appendix D – Regional Specific Layouts for
examples of field formats.

Section Field Field Name Type Length Description Mandatory Conditional Logic
No.
1 Input Type A 2 To indicate import of a Y
free-form transaction,
Information
Record

transaction from a
template, or template.
Enter P to indicate a free-
form transaction.

2 Method A 7 Must be one of the Y

following:
 WIRES
 BOOKTX
Transaction Information Section

Refer to Appendix A:
Transaction Method
Codes.

3 Debit Bank A 11 SWIFT BIC or ABA (for Y

ID US Accounts) Identifier:
Identifies the branch of the
originating account
ordering the transaction.
Refer to Appendix C:
Branch Codes.

4 Account A 34 This is the account to be Y

Number debited for a transaction; it
is an optionally zero-
padded account number.

7
Section Field Field Name Type Length Description Mandatory Conditional Logic
No.

5 Bank to Bank B 1 Used to indicate the

Transfer transaction is between
financial institutions.
Default is N.
Possible values are:
 N for Non-Financial
Institution (Customer
Transfer) (Default)
 Y = Create bank-to-
bank transfer for a
transaction between
financial institutions on
their own behalf.

6 Currency A 3 Currency of transaction Y

amount. Must be a valid
Transaction Information Section (cont.)

ISO 4217 currency code

accepted by Access for
the method.

7 Payment N 20,3 The amount (paid to the N* Either field 7

Amount beneficiary) in the (Payment Amount) or
transaction currency. 8 (Equivalent Amount)
is mandatory.
Use a period to indicate a
Whichever field is
decimal point.
provided, the other
Decimal places are not field must be blank.
mandatory.

8 Equivalent N 20,3 Amount denominated in N* Use only for FX

Amount the currency of the transactions.
originating account
Either field 7
(Payment Amount) or
8 (Equivalent Amount)
is mandatory.
Whichever field is
provided, the other
field must be blank.

9 Clearing A Indicates the transaction N* Applies to specific

clearing when a choice is APAC branches only.
available.
Refer to Appendix A:
Clearing Codes

8
Section Field Field Name Type Length Description Mandatory Conditional Logic
No.

10 Beneficiary B 1 Indicates whether the N* Used for specific

Residence beneficiary is a legal branches in EMEA
resident of the debit (Milan) and APAC
branch country. only
 If a resident, value is Y
(Yes).
Transaction Information Section (cont.)

 If a non-resident, value
is N (No).
11 Rate Type N 1 Field is used only for N* Unused for same-
creating U.S. FX currency transactions
transactions when the
client supports a choice of
rates.
Values:
1 = Active
2 = Passive
If left blank, field value is
derived from client
setting. When left blank
and a choice is available,
then Active is the default.
12 N/A N/A Unused field; please leave
blank.

13 Value Date D 8 This is the transaction N

Value Date Section

value date.
Date format =
YYYYMMDD.
If not populated, defaults
to the first available
business day.

14 ID Type A 34 A code to identify the type N* A code is mandatory

of value supplied in the for field 14 when a
Beneficiary Section

beneficiary identifier field value is entered for

such as an account or field 15.
IBAN
Possible values
Refer to Appendix B: Bank depend on both the
and Account ID Type originating and
Codes destination
information.

9
Section Field Field Name Type Length Description Mandatory Conditional Logic
No.

15 ID Value A 34 This is the beneficiary N* An ID or bank name is

identifier, which is usually usually required.
the beneficiary account
number.

16 Name A 35 Name of the beneficiary; Y

free-format text.

17 Address 1 A 35 Beneficiary street address N* Beneficiary address is

line 1; free-format text. recommended. For
some destinations it is
mandatory; refer to
the Online portal for
Beneficiary Section (cont.)

locations.

18 Address 2 A 35 Beneficiary address line 2; N*

free-format text.

19 Address 3 A 32 Enter city, state, postal N* Mandatory for some

code (zip code); free- beneficiary bank
format text. countries; refer to the
Online portal for
locations.

20 City, State, N/A Unused field for wires and N* Mandatory for some
Postal code book transfers; please beneficiary bank
leave blank. countries

21 Country A 2 Beneficiary country ISO N* Mandatory for some

3166 country code beneficiary bank
countries; refer to
Online portal for
locations.

22 to N/A N/A Unused fields; please N/A

23 leave blank.

10
Section Field Field Name Type Length Description Mandatory Conditional Logic
No.

24 ID Type A 34 A code to identify the type N* A code is mandatory

of value supplied in the for field 24 when a
beneficiary bank identifier value is entered for
field (25), such as a Swift field 25.
BIC or local clearing code.
Possible values depend
on both the originating and
the destination
information.
Refer to Appendix B: Bank
and Account ID Type
Codes.

25 ID Value A 34 Beneficiary bank identifier, N* An ID or bank name is

which is usually a SWIFT usually required.
BIC or local clearing code
such as a FED ABA.
Beneficiary Bank Section

26 Name A 35 Name of the beneficiary N* This field is usually

bank; free-format text. mandatory.

27 Address 1 A 35 Beneficiary bank street N

address line 1; free-format
text.

28 Address 2 A 35 Beneficiary Bank address N

line 2; free-format text.

29 Address 3 A 32 Enter city, state, postal N

code (zip code); free-
format text.

30 Country A 2 Beneficiary bank country Y

ISO 3166 country code.

31 Supple- A 34 A code to identify the type N* Mandatory only if a

mentary ID of value supplied in the value is supplied in
type supplementary bank optional field 32.
identifier field such as a
Swift BIC or clearing code.
Refer to Appendix B: Bank
and Account ID Type
Codes.

11
Section Field Field Name Type Length Description Mandatory Conditional Logic
No.

32 Supple- A 34 A supplementary N Unused for USD

mentary ID beneficiary bank identifier. transactions initiated
Beneficiary Bank
Section (cont.)

Value from U.S. branches.

May be supplied if an
additional code such as a
local clearing code is
available, but it cannot be
the same as the value in
field 25.

33 to N/A N/A These fields are unused N/A

Unused

39 for wires and book

transfers but must be
present, with no value.

40 ID Type A 34 A code to identify the type N* A code must be

of value supplied in the provided for field 40
intermediary bank when a value is
identifier field (41), such entered for field 41.
as a local clearing code.
Possible values depend
on both the originating
and the destination
information.
Refer to Appendix B: Bank
and Account ID Type
Codes.
Intermediary Bank Section

41 ID Value A 34 This is the intermediary N

bank identifier, which is
usually a SWIFT BIC or
local clearing code, such
as a FED ABA.

42 Name A 35 Intermediary bank name; N* Mandatory when

free-format text Intermediary data is
present

43 Address 1 A 35 Intermediary bank street N

address line 1; free-format
text

44 Address 2 A 35 Intermediary bank N

address line 2; free-format
text

45 Address 3 A 32 Enter city, state, postal N

code (zip code); free-
format text

12
Section Field Field Name Type Length Description Mandatory Conditional Logic
No.

46 Country A 2 Intermediary country ISO N* Mandatory when

3166 country code Intermediary data is
present

47 Supple- A A code to identify the type N* Mandatory when a

mentary ID of value supplied in the value is supplied in
Intermediary Bank Section (cont.)

supplementary bank field 48.

identifier field (48), such as
a SWIFT BIC or clearing
code.
Refer to Appendix B: Bank
and Account ID Type
Codes.

48 Supple- A 35 A supplementary N Field is unused for

mentary ID intermediary bank identifier USD transactions
Value may be supplied if an initiated from U.S.
additional code, such as a branches.
local clearing code, is
available. It cannot be the
same as the value in field
41.

49 ID Type A 34 Use ACCT to identify the N* Populate the By Order

type of value supplied in Of fields only if you are
the By Order Of party a financial institution
identifier field (50) or leave paying on behalf of a
blank. third party.

50 ID Value A 34 By Order Of party account N* Mandatory when field

By Order Of Section

number. 49 is ACCT

51 Name A 35 By Order Of party name; N* Mandatory when By

free-format text. Order Of information is
provided

52 Address 1 A 35 By Order Of party street N* Mandatory when By

address (cannot be a P.O. Order Of information is
box); free-format text. provided

53 Address 2 A 35 By Order Of party address N

line 2; free-format text.

54 Address 3 A 32 Enter city, state, postal N* Mandatory when By

code (zip code); free- Order Of information is
format text. provided

13
Section Field Field Name Type Length Description Mandatory Conditional Logic
No.

55 Country A 2 By Order Of party ISO N* Mandatory when By

Section (cont.)
By Order Of
3166 country code Order Of information
is provided

56 to N/A N/A These fields are unused N/A

Unused

73 for wires but must be

present, with no value.

74 Reference A 16 Free-format reference text N Available only for USD

Sent with sent with the transaction wires initiated from
Payment U.S. branches.

75 Internal A 16 Free-format reference N Available for

Reference text. Does not travel with international wire
transaction but will show customer transfers,
on ordering account and wires and book
reporting. transfers (both
customer and bank to
Transaction Details Section

bank) initiated from

U.S. branches.

76 On Behalf Of A 30 Free-format text; when N

populated, field 80 must
be unused.

77 Detail 1 A 35 Free-format text supplying N

additional information
about the transaction

78 Detail 2 A 35 Free-format text supplying N

additional information
about the transaction
79 Detail 3 A 35 Free-format text supplying N
additional information
about the transaction
80 Detail 4 A 35 Free-format text supplying N Must be unused when
additional information field 76 is populated.
about the transaction
81 to N/A N/A These fields are unused N/A
Unused

88 for wires but must be

present with no value.

14
Section Field Field Name Type Length Description Mandatory Conditional Logic
No.

89 Code A 8 Regulatory reporting code N Unused for U.S.

branches.
Refer to Appendix A:
Regulatory Reporting
Codes.
Regulatory Reporting Section

90 Country A 2 ISO 3166 country code N* Required if code is

entered in field 89.

91 Instruction 1 A 21/33 Regulatory reporting N Length is restricted to

description; free-form text 21 if code and country
are supplied in fields
89 and 90,
respectively

92 Instruction 2 A 33 Regulatory reporting N

description; free-format
text.

93 Instruction 3 A 33 Regulatory reporting N

description; free-format
text.

94 Instruction A 4 Include code as advised N

Code 1 by J.P. Morgan or your
beneficiary. Not applicable for U.S
branch same-currency
Refer to Appendix A: wires.
Instruction Codes.
Field is unused for bank-
to-bank wire transfers.
Bank to Bank Section

95 Instruction A 30 Free-format text N* May be present if a

Text 1 code is supplied in
field 94 and the code
supports additional
text

96 Instruction A 4 Include code as advised N Not applicable for U.S

Code 2 by J.P. Morgan or your branch same-currency
beneficiary. wires.
Refer to Appendix A:
Instruction Codes.
Field is unused for bank-
to-bank wire transfers.

15
Section Field Field Name Type Length Description Mandatory Conditional Logic
No.

97 Instruction A 30 Free-format text N* May be present if a

Text 2 code is supplied in
field 96 and the code
supports additional
text

98 Instruction A 4 Include code as advised N Not applicable for U.S

Code 3 by J.P. Morgan or your branch same-currency
beneficiary. wires.
Refer to Appendix A:
Instruction Codes.
Field is unused for bank-
to-bank wire transfers.

99 Instruction A 30 Free-format text N* May be present if a

Text 3 code is supplied in
field 98 and the code
Bank to Bank Section (cont.)

supports additional
text

100 Sender to A 8 Include code as advised N* At least one code

Receiver by J.P. Morgan or your must be supplied for
Code 1 beneficiary. text to be entered
Refer to Appendix A:
Sender to Receiver
Codes.

101 Sender to A 23-30 Include instruction text as N Length of text varies

Receiver advised by J.P. Morgan or depending on
Line 2 your beneficiary; free- presence and length
format text. of the code field.

102 Sender to A 8 Include code as advised N* At least one code

Receiver by J.P. Morgan or your must be supplied for
Code 2 beneficiary. text to be entered
Refer to Appendix A:
Sender to Receiver
Codes.

103 Sender to A 23-30 Include instruction text as N Length of text varies

Receiver advised by J.P. Morgan or depending on
Line 2 your beneficiary; free- presence and length
format text. of the code field.

16
Section Field Field Name Type Length Description Mandatory Conditional Logic
No.

104 Sender to A 8 Include code as advised N* At least one code

Receiver by J.P. Morgan or your must be supplied for
Code 3 beneficiary. text to be entered
Refer to Appendix A:
Sender to Receiver
Codes.

105 Sender to A 23-30 Include instruction text as N Length of text varies

Receiver advised by J.P. Morgan or depending on
Line 3 your beneficiary; free- presence and length
format text. of the code field.

106 Sender to A 8 Include code as advised N* At least one code

Receiver by J.P. Morgan or your must be supplied for
Code 4 beneficiary. text to be entered
Refer to Appendix A:
Bank to Bank Section (cont.)

Sender to Receiver
Codes.

107 Sender to A 23-30 Include instruction text as N Length of text varies

Receiver advised by J.P. Morgan or depending on
Line 4 your beneficiary; free- presence and length
format text. of the code field.

108 Sender to A 8 Include code as advised N* At least one code

Receiver by J.P. Morgan or your must be supplied for
Code 5 beneficiary. text to be entered
Refer to Appendix A:
Sender to Receiver
Codes.

109 Sender to A 23-30 Include instruction text as N Length of text varies

Receiver advised by J.P. Morgan or depending on
Line 5 your beneficiary; free- presence and length
format text. of the code field.

110 Sender to A 8 Include code as advised N* At least one code

Receiver by J.P. Morgan or your must be supplied for
Code 6 beneficiary. text to be entered
Refer to Appendix A:
Sender to Receiver
Codes.

17
Section Field Field Name Type Length Description Mandatory Conditional Logic
No.

111 Sender to A 23-30 Include instruction text as N Length of text varies

Receiver advised by J.P. Morgan or depending on
Line 6 your beneficiary; free- presence and length
format text. of the code field.

112 Priority B 1 To indicate Priority, must N Available for specific

be Y. branches only
Defaults to N if not
provided.

113 N/A N/A 1 Field is unused; please N

leave blank

114 Charges A 3 Must enter one of the Y SHA is not available

Bank to Bank Section (cont.)

following: from US Accounts.

• SHA = Shared
• BEN = Beneficiary
• OUR = Remitter

115 N/A N/A Field is unused; please N/A

leave blank

116 Additional A Key value pairs provide N* The destination

Details additional information currency and country
fields specific to the primarily drive the
transaction. values required for
this section.
Format is
KEY=VALUE|KEY=VALUE
(Use a pipe delimiter “|” to
separate each pair.)

Refer to Appendix A:
Additional Details – Key
Codes for the key names
and description of the
values.

117 Note A 70 Free-format text for N

Section

customer note; not

Note

transmitted with the

transaction

118 Beneficiary A 60 Beneficiary Email N

Beneficiary

Email address; displays in

Beneficiary; not
transmitted with the
transaction

18
Drafts/Checks – Generic Layout
The following grid outlines the detail record format for free-form drafts/checks to be imported through an
Access Transactions file.

Section Field Field Name Type Length Description Mandatory Conditional Logic
No.

1 Input Type A 2 To Indicate import of a Y

free-form transaction,
Information
Record

transaction from a
template, or a template.
Enter P to indicate a free-
form transaction.

2 Method A 7 Enter BNKDRFT for Y

drafts/checks.
Refer to Appendix A:
Transaction Method
Codes.

3 Debit Bank ID A 11 SWIFT BIC or ABA (for US Y

Accounts) Identifier:
Identifies the branch of the
originating account from
which the funds will be
Transaction Information Section

drawn.
Refer to Appendix C:
Branch Codes.
4 Account A 34 This is the account to be Y
Number debited for a transaction; It
is an optionally zero-
padded account number.
Example: 1BB456789

5 N/A N/A Unused field; please leave N

blank.

6 Currency A 3 Currency of the N* Required if transaction

transaction amount. Must amount (field 7) is
be a valid ISO 4217 populated.
currency code accepted
by Access for the method.
Example: USD

19
Section Field Field Name Type Length Description Mandatory Conditional Logic
No.

7 Payment N 20,3 The amount (paid to the N* Either field 7 (Payment

Amount beneficiary) in the Amount) or field 8
transaction currency. (Equivalent Amount) is
mandatory. Whichever
Use a period to indicate a field is provided, the
decimal place. other field must be
blank.
Decimal places are not
mandatory.
Example: 8765.43

8 Equivalent N 20,3 Amount denominated in N* Either field 7 (Payment

Amount the currency of the Amount) or field 8
originating account (Equivalent Amount) is
mandatory. Whichever
Example: 4567.89
field is provided, the
Transaction Information (cont.)

other field must be

blank.

Unused for Asia

branches

9 N/A N/A Unused fields; please N/A

to 10 leave blank.

11 Rate Type N 2 Used only for creating U.S. N Unused for same-
FX transactions when the currency transactions.
client supports a choice of
rates.
Values:
1 = Active
2 = Passive
If left blank, field value is
derived from client setting.
When left blank and a
choice is available, then
Active is the default.

12 N/A N/A Unused field; please leave N/A

blank.

20
Section Field Field Name Type Length Description Mandatory Conditional Logic
No.

13 Value Date D 8 This is the transaction N

value date.
Value Date Section

If not populated, defaults

to the first available
business day.
Date format =
YYYYMMDD.
Example: 20140916

14 to N/A N/A Unused fields; please N/A

15 leave blank.

16 Name A 35/70* The payee name; free- Y Field length for Asia
format text. back offices is 70.

17 Address 1 A 35/70* Alternate contact or N* Beneficiary address is

beneficiary street address recommended. For
line 1; free-format text. some destinations it is
mandatory; refer to
the Online portal for
locations.
Beneficiary Section

Field length for Asia

back offices is 70.

18 Address 2 A 35/70* Beneficiary address line 2; N* Mandatory for some

free-format text. beneficiary bank
countries; ; refer to the
Online portal for
locations.
Field length for Asia
back offices is 70.

19 Address 3 A 32/70* Enter city, state, postal N* Mandatory for some

code (zip code); free- beneficiary bank
format text. Please refer to countries; ; refer to the
field 20 for special Online portal for
scenarios. Use field 20 for locations.
U.S. domestic mailing or
Field length for Asia
when initiating a check
back offices is 70.
from an Asia back office.

21
Section Field Field Name Type Length Description Mandatory Conditional Logic
No.

20 City, State, A 32/34 Format rules: N* Mandatory for some

Postal code beneficiary bank
If mailing U.S.
countries; refer to the
domestically:-
Online portal for
City – 21 (alphanumeric; locations.
free-format text)
State – Valid two letter
U.S. state code )
Beneficiary Section (cont.)

Zip code - 5N-4N

Enter city, state, zip code
as a single field separated
with pipe delimiter (|) as
follows:
city|state|postalcode
If initiating a check from
Asia, enter city, state,
postal code as a single
field without the separator
For all other cases, use
field 19 instead. This field
will be unused; please
leave blank.

21 Country A 2 Beneficiary country ISO Y

3166 country code

22 to N/A N/A Unused fields; please N/A

Unused

32 leave blank.

22
Section Field Field Name Type Length Description Mandatory Conditional Logic
No.

33 Care A 35 Use this section for U.S. N* Mandatory field when

of/Name drafts/checks when mailing to other than
mailing to other than the beneficiary, and (for
beneficiary. U.S. FX drafts only)
no default address
has been configured
for the customer

34 Mail to A 35 Mailing address line 1 N* Mandatory when

Address 1 mailing U.S.
domestically

35 Mail To A 32 Mailing address line 2 N

Mail To Section

Address 2

36 City A 21 City name N* Mandatory when

mailing U.S.
domestically

37 Mail To A 2 ISO 3166 country code of N* Provide only if mailing

Country the Mail To country to other than
beneficiary.

38 State A U.S. state code N* Mandatory when

mailing U.S.
domestically

39 Zip code N 5 or U.S. Zip Code N* Mandatory if mailing

U.S. domestically
5-4

40 to N/A N/A Unused fields; please N/A

Unused

48 leave blank.

49 ID Type A 34 Use ACCT to identify the N* Populate the By Order

type of value supplied in Of section only when
the By Order Of party a financial institution is
By Order Of Section

identifier field (50) or leave paying on behalf of a

blank. third party.

50 ID Value A 34 By Order Of party account N* Mandatory if field 49 is

number ACCT

51 Name A 35 By Order Of party name; N* Mandatory if By Order

free-format text. Of information is
provided

23
Section Field Field Name Type Length Description Mandatory Conditional Logic
No.

52 Address 1 A 35 By Order Of party street N* Mandatory if By Order

address (not a P.O. box); Of information is
By Order Of Section (cont.)

free-format text. provided

53 Address 2 A 35 By Order Of party address N

line 2; free-format text

54 Address 3 A 32 Enter City, state, postal N* Mandatory if By Order

code (zip code): free- Of information is
format text. provided

55 Country A 2 By Order Of party ISO N* Mandatory if By Order

3166 country code Of information is
provided

56 to N/A N/A Unused fields for N/A

Unused

73 drafts/checks, but they

must be included with no
value.

74 Reference A 16 Free-format text reference N Available for U.S.

Sent with sent with the transaction branch checks only
Payment

75 Internal A 16 Free-format text reference; N

Reference does not travel with the
transaction but will show
Transaction Details Section

on ordering account
reporting.

76 On Behalf Of A 30 Free-format text; when N

populated, field 80 must
be unused.

77 Detail 1 A 35/70* Free-format text; use to N Field length for Asia

supply additional checks is 70.
information about the
transaction.

78 Detail 2 A 35/70* Free-format text; use to N Field length for Asia

supply additional checks is 70.
information about the
transaction.

24
Section Field Field Name Type Length Description Mandatory Conditional Logic
No.

79 Detail 3 A 35/70* Free-format text; use to N Field length for Asia

Transaction Details Section (cont.)

provide additional checks is 70.

information about the
transaction.

80 Detail 4 A 35/70* Free-format text; use to N Must be unused when

provide additional field 76 is populated.
information about the
Field length for Asia
transaction.
checks is 70.

81 to Details 5 to A 70 Free-format text fields N* Used for Asia

88 12 used for Asia branches branches only.
only; otherwise, unused;
please leave blank.
Unused

89 to N/A N/A Unused fields; please N/A

99 leave blank.

100 Sender to A 8 Include code as advised N* At least one code

Receiver by J.P. Morgan or your must be provided in
Code 1 beneficiary. order to enter text.
Refer to Appendix A: Applicable to U.S.
Sender to Receiver branches only.
Codes.

101 Sender to A 23-30* Free-format instruction N Length of text varies

Receiver Line text as advised by depending on
1 J.P.Morgan or your presence and length
Bank to Bank section

beneficiary of the code field.

Unused for drafts/checks Used for U.S. checks
initiated from non-U.S. only.
branches or for U.S. FX
If mailing to other than
drafts.
beneficiary, then only
one line is available.
Otherwise, five lines
are available.

102 Sender to A 8 Include code as advised N At least one code

Receiver by J.P. Morgan or your must be provided in
Code 2 beneficiary. order to enter text.
Refer to Appendix A: Applicable to U.S.
Sender to Receiver branches only.
Codes.

25
Section Field Field Name Type Length Description Mandatory Conditional Logic
No.

103 Sender to A 23-30 Free-form instruction text N Length of text varies

Receiver Line as advised by J.P. Morgan depending on
2 or your beneficiary presence and length
of the code field.
Unused for drafts/checks
initiated from non-U.S. Used for U.S. checks
branches or for U.S. FX only.
drafts.
If mailing to other than
beneficiary, then only
one line is available.
Otherwise, five lines
are available

104 Sender to A 8 Include code as advised N At least one code

Receiver by J.P. Morgan or your must be provided in
Bank to Bank section (cont.)

Code 3 beneficiary. order to enter text.

Refer to Appendix A: Applicable to U.S.
Sender to Receiver branches only.
Codes.

105 Sender to A 23-30 Free-format instruction N Length of text varies

Receiver Line text as advised by depending on
3 J.P.Morgan or your presence and length
beneficiary of the code field.
Used for U.S. checks
only.
Unused for drafts/checks
initiated from non-U.S. If mailing to other than
branches or for U.S. FX beneficiary, then only
drafts. one line is available.
Otherwise, five lines
are available

106 Sender to A 8 Include code as advised N* At least one code

Receiver by J.P. Morgan or your must be provided in
Code 4 beneficiary. order to enter text.
Refer to Appendix A: Applicable to U.S.
Sender to Receiver branches only.
Codes.

26
Section Field Field Name Type Length Description Mandatory Conditional Logic
No.

107 Sender to A 23-30 Free-format instruction N Length of text varies

Receiver Line text as advised by depending on
4 J.P.Morgan or your presence and length
beneficiary of the code field.
Used for U.S. checks
Unused for drafts/checks
only. If mailing to
initiated from non-U.S.
other than
branches or for U.S. FX
beneficiary, only one
drafts.
line is available.
Otherwise, there are
five lines.

108 Sender to A 8 Include code as advised N* At least one code

Receiver by J.P. Morgan or your must be provided in
Code 5 beneficiary. order to enter text.
Refer to Appendix A: Applicable to U.S.
Sender to Receiver branches only.
Codes.
Bank to Bank section (cont.)

109 Sender to A 23-30 Free-format instruction N Length of text varies

Receiver Line text as advised by depending on
5 J.P.Morgan or your presence and length
beneficiary of the code field.
Used for U.S. checks
only.
Unused for drafts/checks
initiated from non-U.S. If mailing to other
branches or for U.S. FX than beneficiary, then
drafts. only one line is
available. Otherwise,
five lines are available

110 to N/A N/A Unused fields; please N/A

113 leave blank.

114 Charges A 3 For U.S. checks only, field N* Applies to U.S.

can be one of the checks only;
following: otherwise, field is
unused and should be
 OUR = Remitter
left blank.
 BEN = Beneficiary

115 Delivery A 3 Applicable for Asia branch N*

method draft/check initiations only;
otherwise, field is unused.
Refer to Appendix A:
Delivery Methods.

27
Section Field Field Name Type Length Description Mandatory Conditional Logic
No.

116 Additional A Key value pairs provide N* The destination

Details additional information currency and country
Bank to Bank section (cont.)

specific to the transaction. primarily drive the

values required for
Format is
this section.
KEY=VALUE|KEY=VALUE
(Use a pipe delimiter “|” to
separate each pair.)

Refer to Appendix A:
Additional Details – Key
Codes for the key names
and description of the
values.

117 Note A 70 Free-format text for N

Section

customer notes; not

Note

transmitted with the

transaction.
Beneficiary

118 Beneficiary A 60 Beneficiary Email address; N

Email displays in Beneficiary; not
transmitted with the
transaction

28
U.S. Drawdowns – Generic Layout
The following grid outlines the detail record format for free-form drawdowns to be imported through an
Access Transactions file. This layout applies to U.S. branches only.

Section Field Field Name Type Length Description Mandatory Conditional Logic
No.

1 Input Type A 2 To Indicate import of a Y Applies to U.S.

free-form transaction, branches only. For
Information
Record

transaction from a London drawdowns,

template, or a template. refer to layout for
transactions from
Enter P to indicate a free-
templates.
form transaction.

2 Receipt A 7 Enter DRWDWN for U.S. Y

Method drawdowns.
Refer to Appendix A:
Transaction Method
Codes.

3 Credit Bank A 9 ABA Identifier: Identifies Y

ID the branch of the
originating account to
which the funds will be
credited.

4 Account A 35 This is the account to be Y

Receipt Information Section

Number credited for a drawdown; it

is an optionally zero-
padded account number.

5 N/A N/A 1 Unused field; please leave N

blank.

6 Currency A 3 Currency of the Y

transaction amount. Must
be USD.

7 Payment N 20,3 Payment amount is Y

Amount required
Use a period to indicate a
decimal place indicator.
Decimal places are not
mandatory.
Example: 50000.00

29
Section Field Field Name Type Length Description Mandatory Conditional Logic
No.

8 N/A N/A Unused field; please leave N/A

blank.
Receipt Information
Section (cont.)

9 Drawdown A 4 Value is either WIRE or Y

Type
BOOK

10 to N/A N/A Unused fields; please N/A

Unused

12 leave blank.

13 Value Date D 8 This is the transaction N

Value Date Section

value date.
Date format =
YYYYMMDD.
If not populated, defaults
to the first available
business day.

14 to N/A N/A Unused fields for N/A

Unused

60 drawdowns; but must be

present. Please leave
blank

61 Account A 34 Account from which funds Y

will be drawn; free-format
text.

62 Name A 35 Debit account name; free- Y

Debit Party Section

format text.
Example: ABC Company

63 Address 1 A 35 Debit Party street address N

(not a P.O. box); free-
format text.
Example: 1 Broadway

64 N/A N/A Unused, please leave N/A

blank.

30
Section Field Field Name Type Length Description Mandatory Conditional Logic
No.

65 City A 32 City, state, postal code (zip N

Debit Party Section (cont.)

code) supplied as free-

format text.
Example:
New York NY 10004

66 Country A 2 Debit Party ISO 3166 N

country code
Example: US

67 ID Type A 34 For U.S. Wire drawdown, N* Mandatory for Wire

value is USABA drawdown only
Field is unused for Book
drawdown.

68 Account N 9 For U.S. Wire drawdown, N* Mandatory for Wire

provide FED ABA of the drawdown only
Debit Bank
Example: 012345678
Field is unused for Book
Debit Bank Section

drawdown

69 Name A 35 For U.S. Wire drawdown, N* Mandatory for Wire

provide, Debit bank name; drawdown only
free-format text.
Field is unused for Book
drawdown

70 Address 1 A 35 For U.S. Wire drawdown, N* Mandatory for Wire

prove Debit bank street drawdown only
address (not a P.O. box);
free-format text.
Field is unused for Book
drawdown

71 N/A N/A Unused field; please leave N/A

blank.

31
Section Field Field Name Type Length Description Mandatory Conditional Logic
No.
Debit Bank Section (cont.)
72 City A 32 For U.S. Wire drawdown, N* Mandatory for Wire
enter city, state, postal drawdown only
code (zip code) as free-
format text.
Field is unused for Book
drawdown

73 Country A 2 Must be US for Wire N* Mandatory for Wire

drawdown drawdown only

74 N/A N/A Unused field; please leave N/A

blank.

75 Internal A 16 Free-format reference text N

Reference sent with the receipt.

76 N/A N/A Unused field; please leave N/A

blank.
Receipt Details Section

77 Detail 1 A 35 Free-format text to provide N

additional information
about the receipt.

78 Detail 2 A 35 Free-format text to provide N

additional information
about the receipt.

79 Detail 3 A 35 Free-format text to provide N

additional information
about the receipt.

80 Detail 4 A 35 Free-format text to provide N

additional information
about the receipt.

81 to N/A N/A Unused fields; but must be N/A

Unused

116 present with no value.

117 Note A 70 Free-format text. N Not transmitted with

Section
Note

the receipt

118 N/A N/A Unused field; please leave N/A

Unused

blank

32
Advice to Receive – Generic Layout
The following grid outlines the detail record format for free-form advice to receive transactions to be
imported through an Access Transactions file.

Section Field Field Name Type Length Description Mandatory Conditional Logic
No.

1 Input Type A 2 To indicate import of a free- Y

form transaction,
Information
Record

transaction from a
template, or a template.
Enter P to indicate a free-
form transaction.

2 Receipt A 3 Enter ATR for advice to Y

Method receive.
Refer to Appendix A:
Transaction Method
Codes.

3 Credit Bank A 11 Enter SWIFT BIC of Y

ID receiving branch to identify
the originating bank
Receipt Information Section

account into which the

funds are to be credited.

4 Account A 34 This is the account Y

Number receiving the funds; it is an
optionally zero-padded
account number.

5 N/A N/A Unused for ATR; please N/A

leave blank.

6 Currency A 3 Currency of the transaction Y

amount. Must be a valid
ISO 4217 currency code
accepted by Access for the
receipt method.

33
Section Field Field Name Type Length Description Mandatory Conditional Logic
No.

7 Receipt N 20,3 Transaction amount is Y

Receipt Information Section

Amount required
Use a period to indicate a
decimal point.
(cont.)

Decimal places are not

mandatory.

8 to Unused N/A Unused; please leave N/A

12 blank.

13 Value Date D 8 This is the transaction N

Value Date Section

value date.
Date format =
YYYYMMDD.
If not populated, defaults to
the first available business
day.

14 to N/A N/A Unused fields, but must be N/A

Unused

39 present with no value.

40 ID Type A 34 A code to identify the type N* If providing a SWIFT

of value supplied in the BIC, please populate
intermediary bank identifier section. Otherwise,
field (41), such as a SWIFT leave fields blank.
BIC
Intermediary Bank Section

Refer to Appendix B: Bank

and Account ID Type
Codes.

41 ID Value A 34 A SWIFT BIC is expected, N

if known; otherwise, leave
blank.

42 Name A 35 Intermediary bank name; Y

free-format text.

43 Address 1 A 35 Intermediary bank street N

address line 1; free-format
text.

34
Section Field Field Name Type Length Description Mandatory Conditional Logic
No.
Intermediary Bank Section

44 Address 2 N/A Unused. Please leave N/A

blank

45 Address 3 A 32 City, state, postal code (zip N

(cont.)

code) supplied as free-

format text

46 Country A 2 Intermediary country ISO N* Mandatory if

3166 country code intermediary is
present

47 to N/A N/A Unused but must be N/A

Unused

55 present. Please leave

blank.

56 Name A 35 Name of the ordering party; Y

free-format text.

57 Address 1 A 35 Street address of the N

Ordering Party Section

intermediary bank; free-

format text.

58 Address 2 A 35 Address of the intermediary N

bank; free-format text.

59 City, Postal A 32 City, state, postal code (zip N

code); free-format text.

60 Country A 2 Ordering Party ISO 3166 N

country code
Receipt Details Section Unused

61 to N/A N/A Unused fields, but must be N/A

73 present with no value.

74 N/A N/A Unused field; please leave N/A

blank.

75 Internal A 16 Free-format text reference N* Unused for ATRs

Reference (not transmitted with initiated from London
receipt); when unused; branch; available for
please leave blank. ATRs initiated from
APAC branches.

35
Section Field Field Name Type Length Description Mandatory Conditional Logic
No.

76 to N/A N/A Unused fields, but must be N/A

Unused

116 present; please leave

blank.

117 Note A 70 Free-format text; not N

Section
Note

transmitted with receipt

118 N/A N/A Unused field; please leave N/A

Unused

blank

36
U.S. Account Transfers – Generic Layout
The following grid outlines the detail record format for free-form U.S. account transfers to be imported
through an Access Transactions file.

Section Field Field Name Type Length Description Mandatory Conditional Logic
No.

1 Input Type A 2 To Indicate import of a Y

free-form transaction,
Information
Record

transaction from a
template, or a template.
Enter P to indicate a free-
form transaction.

2 Method A 7 Enter ACTTX for U.S. Y

account transfer.
Refer to Appendix A:
Transaction Method
Codes.

3 Debit Bank A 11 SWIFT BIC or ABA (for US Y

ID Accounts) Identifier:
Identifies the bank of the
originating account from
Transaction Information Section

which the funds will be

drawn for a transaction.
Refer to Appendix C:
Branch Codes.

4 Account A 35 This is the account to be Y

Number debited for a payment or
credited for a receipt. It is
an optionally zero-padded
account number

5 N/A N/A Unused field; please leave N/A

blank.

6 Currency A 3 Currency of the transaction Y USD

amount; must be a valid
ISO currency code
accepted by Access for the
method.

37
Section Field Field Name Type Length Description Mandatory Conditional Logic
No.

7 Payment N 20,3 The amount (paid to the Y

Section (cont.)
Transaction
Information
Amount beneficiary)
Use a period to indicate a
decimal point.
Decimal places are not
mandatory.
Unused

8 to N/A N//A Unused fields; please leave N/A

12 blank.

13 Value Date D 8 This is the transaction N

value date.
Value Date
Section

Date format =
YYYYMMDD.
If not populated, defaults to
the first available business
day.
14 N/A Unused; please leave N/A
blank.
15 ID Value A 34 For US account transfers, Y
this is the To Account
Beneficiary Section

Number.
16 Name A 35 Beneficiary name; For US Y
Account Transfers ONLY,
the field is optional and can
be left blank. However, if
provided, it should be the
Bank ID of the To Account.
Free-format text
17 to N/A N/A Unused fields; please leave N/A
23 blank.
24 to N/A N/A Unused fields, but I be N/A
Section Unused

116 present; please leave

blank.

117 Note A 70 Optional text attached to N

Note

account transfer.

118 N/A N/A Unused field; please leave N/A

Unused

blank

38
Detail Record Format for Transactions From Templates

Generic Layout
The following grid outlines the detail record format for transactions created from templates to be
imported through an Access Transactions file.
To find country-specific information for formatting fields, please refer to the generic detail record formats
for rules specific to transactions for the template being used, or to the regional detail record formats,
where available. Fields denoted with an * are conditional; please refer to the Conditional Logic column of
the generic detail record format for the specific transaction. The last column of the grid below provides the
corresponding field number of the generic detail record format for free-form transactions.
Notes:
 If the template being used has locked fields, any data supplied in the corresponding field in the
import record will be ignored.
 If the template being used has unlocked fields and data is supplied in the corresponding field
within the import record, then this data will be used to create the transaction, overriding data
stored on the template.
Section Field Field Name Type Length Mandatory Description Record Format
No Field No. for
Free-form
Transactions

1 Input Type A 2 Y Enter PT to indicate a N/A

Information
Record

transaction from a template.

2 Debit/Credit Bank A 11 Y SWIFT BIC or ABA identifier: 3

Id Identifies the branch of the
originating account ordering the
transaction.
Refer to Appendix C: Branch
Transaction Information Section

Codes.

3 Account Number A 34 Y This is the account to be 4

debited for a payment or
credited for a receipt; it is an
optionally zero-padded account
number.

4 Template Name A 40 N* The name of the template, N/A

which must be in Active status
Mandatory for a standard
template; optional for an
enhanced template; if fields 4
and 5 are both populated, they
must represent the same
template,

39
Section Field Field Name Type Length Mandatory Description Record Format
No Field No. for
Free-form
Transactions
5 Enhanced N 10 N* An optionally zero-padded N/A
Template Line number.
Number
Mandatory for an enhanced
template; unused for a
standard template and must be
left blank.

6 Payment Amount N 20,3 N* The amount (paid to the 7

beneficiary) in the transaction
currency. Either the transaction
Transaction Information Section (cont.)

amount or equivalent amount is

required.

Use a period to indicate a

decimal point.

Decimal places are not

mandatory.

In Access Transactions, the

amount will be displayed
according to the user
preference.

7 Equivalent N 20,3 N* The equivalent amount is the 8

Amount amount denominated in the
currency of originating account.
Either the transaction amount
or equivalent amount is
required.

Use this field only in a cross-

currency transaction.

40
Section Field Field Name Type Length Mandatory Description Record Format
No Field No. for
Free-form
Transactions

8 Rate Type B 1 N Use only to create U.S. FX 11

Transaction Information Section (cont.)

transactions when the client

configuration allows a choice of
rates.
Values are:-
1 = Active
2 = Passive
If left blank, field value is
derived from client setting.
When left blank and a choice is
available, then Active is the
default. Field is unused for
same-currency transactions
and should be left blank.

9 Value Date D 8 N This is the transaction value 13

date.
Value Date
Section

Date format = YYYYMMDD.

If not populated, defaults to the
first available business day.

10 Reference Sent A 16 N Free-format reference text sent 74

with Payment with the transaction.

11 Internal Reference A 16 N Free-format reference text. 75

12 On Behalf Of N/A N Unused; field will be populated 76

from the underlying template.
Transaction Details Section

13 Detail 1 A 35/70 N Field length is 35, except when 77

initiating an Asia check, then
field length is 70.

14 Detail 2 A 35/70 N Field length is 35 except when 78

initiating an Asia check, then
field length is 70.

15 Detail 3 A 35/70 N Field length is 35 except when 79

initiating an Asia check, then
field length is 70.

16 Detail 4 A 35/70 N Field length is 35 except when 80

initiating an Asia check, then
field length is 70.

41
Section Field Field Name Type Length Mandatory Description Record Format
No Field No. for
Free-form
Transactions
17 Detail 5 A 35/70 N If a domestic U.S. enhanced 81
template is used, then semi-
repetitive text can be provided,
if allowed; otherwise, the field is
unused and left blank.

18 Detail 6 A 70 N Can be used for drafts/checks 82

initiated out of Asia.
Unused in all other cases.

19 Detail 7 A 70 N Can be used for drafts/checks 83

initiated out of Asia.
Unused in all other cases.
Transaction Details Section (cont.)

20 Detail 8 A 70 N Can be used for drafts/checks 84

initiated out of Asia.
Unused in all other cases.

21 Detail 9 A 70 N Can be used for drafts/checks 85

initiated out of Asia.
Unused in all other cases.

22 Detail 10 A 70 N Can be used for drafts/checks 86

initiated out of Asia.
Unused in all other cases.

23 Detail 11 A 70 N Can be used for drafts/checks 87

initiated out of Asia.
Unused in all other cases.

24 Detail 12 A 70 N Can be used for drafts/checks 88

initiated out of Asia.
Unused in all other cases.

42
Section Field Field Name Type Length Mandatory Description Record Format
No Field No. for
Free-form
Transactions
25 Code A 8 N Regulatory reporting code; 89
unused for U.S. branches.
Refer to Appendix A:
Regulatory Reporting Codes,
Regulatory Reporting Section

when applicable.

26 Country A 2 N ISO 3166 country code 90

27 Instruction 1 A 21/33 N Regulatory reporting 91

description; free-format text

28 Instruction 2 A 33 N Regulatory reporting 92

description; free-format text

29 Instruction 3 A 33 N Regulatory reporting 93

description; free-format text

30 Instruction Code 1 A 4 N Include code as advised by 94

J.P.Morgan or your beneficiary,
when applicable
Unused for bank-to-bank
transfers; not applicable for
U.S. branch same-currency
wires.
Bank to Bank Section

Refer to Appendix A:
Instruction Codes.

31 Instruction Text 1 A 30 N Free-format text 95

32 Instruction Code 2 A 4 N Include code as advised by 96

J.P.Morgan or your beneficiary,
when applicable
Unused for bank-to-bank
transfers; not applicable for
U.S. branch same-currency
wires.
Refer to Appendix A:
Instruction Codes.

43
Section Field Field Name Type Length Mandatory Description Record Format
No Field No. for
Free-form
Transactions
33 Instruction Text 2 A 30 N Free format text 97

34 Instruction Code 3 A 4 N Include code as advised by 98

J.P.Morgan or your beneficiary,
when applicable
Unused for bank-to-bank
transfers; not applicable for
U.S. branch same-currency
wires.
Refer to Appendix A:
Instruction Codes.

35 Instruction Text 3 A 30 N Free-format text 99

36 Sender to A 8 N* Code as advised by 100

Receiver Code 1 J.P.Morgan or your beneficiary.
Bank to Bank Section (cont.)

37 Sender to A 23-30 N Free-format text; length of field 101

Receiver Line 1 depends on the code value
provided in the previous field.

38 Sender to A 8 N* Code as advised by 102

Receiver Code 2 J.P.Morgan or your beneficiary.

39 Sender to A 23-30 N Free format text; length of field 103

Receiver Line 2 depends on the code value
provided in the previous field.

40 Sender to A 8 N* Code as advised by 104

Receiver Code 3 J.P.Morgan or your beneficiary.

41 Sender to A 23-30 N Free-format text; length of field 105

Receiver Line 3 depends on the code value
provided in the previous field.

42 Sender to A 8 N* Code as advised by 106

Receiver Code 4 J.P.Morgan or your beneficiary.

43 Sender to A 23-30 N Free-format text; length of field 107

Receiver Line 4 depends on the code value
provided in the previous field.

44
Section Field Field Name Type Length Mandatory Description Record Format
No Field No. for
Free-form
Transactions
44 Sender to A 8 N* Code as advised by 108
Receiver Code 5 J.P.Morgan or your beneficiary.

45 Sender to A 23-30 N Free-format text; length of field 109

Receiver Line 5 depends on the code value
provided in the previous field.

46 Sender to A 8 N* Code as advised by 110

Receiver Code 6 J.P.Morgan or your beneficiary.

47 Sender to A 23-30 N Free-format text; length of field 111

Receiver Line 6 depends on the code value
provided in the previous field.
Bank to Bank Section (cont.)

48 Priority B 1 N 112

49 Urgent B 1 N 113

50 Charges N/A Unused; field will be populated 114

from the underlying template.

51 Additional Details A N* Key value pairs provide 116

additional information fields
specific to the transaction.
Format is
KEY=VALUE|KEY=VALUE
(Use a pipe delimiter “|” to
separate each pair.)
Refer to Appendix A: Additional
Details – Key Codes for the key
names and description of the
values.

52 Note A 70 N Free-format text; not 117

Section
Note

transmitted with the

transaction.

45
Detail Record Format for Templates

Template Creation – Generic Layout

The following grid outlines the detail record format for templates to be imported through an Access
Transactions file.
To find method-specific information for formatting the fields below, please refer to the generic detail
record format for specific free-form transactions. Fields denoted with an * are conditional; please refer to
the Conditional Logic column of the detail record format for the specific transaction for details. The last
column of the grid below provides the corresponding field number of the generic detail record format for
free-form transactions. The description column in the grid below provides template-specific rules only.

Section Field Field Name Type Length Mandatory Description Record Format
No Field No. for
Free-form
Transactions
1 Input Type A 2 Y Enter T to indicate template 1
Information
Record

2 Template Name A 40 Y Name of the template being N/A

imported; name should not
already exist online.

3 Template Type A 2 N* Indicate template type:- N/A

Template Information

 Y for enhanced template

verified by the bank
 N for standard template
(default)
Note:

 Editable template field

feature will default to Yes
for all fields.
 Line ID will be auto-
generated for Enhanced
templates

46
Section Field Field Name Type Length Mandatory Description Record Format
No Field No. for
Free-form
Transactions
4 Method A 7 Y Must be one of the following: 2
WIRES, BOOKTX, ACTTX,
ATR, DRWDWN, BNKDRFT
5 Debit/Credit Bank A 11 Y SWIFT BIC or ABA identifier: 3
ID identifies the branch of the
originating account ordering
the transaction.
Refer to Appendix C: Branch
Codes

6 Account Number A 34 Y This is the account to be 4

debited for a payment or
credited for a receipt; it is an
optionally zero-padded
account number.

7 Bank to Bank B 1 N Indicates transaction is 5

Transaction Information Section

Transfer between financial institutions.

Default is N
Possible values are:
N = Non Financial Institution
(Customer Transfer)
Y = Create bank-to-bank
transfer for a transaction
between financial Institutions
on their own behalf.

8 Transaction A 3 Y Currency of transaction 6

Currency amount. Must be a valid ISO
4217 currency code accepted
by Access for the method.

9 Default Amount N 20,3 N* The amount (paid to the 7

beneficiary) in the transaction
currency.
Use a period for a decimal
point; decimal places are not
mandatory.
In Access Transactions, the
amount will be displayed
according to the user’s
preference.

47
Section Field Field Name Type Length Mandatory Description Record Format
No Field No. for
Free-form
Transactions
10 Maximum Amount N 20,3 N Optional maximum transaction N/A
amount in transaction currency.
Use a period for a decimal
point; decimal places are not
mandatory.
In Access Transactions, the
amount will be displayed
according to the user’s
preference.

11 Default Debit N 20,3 N* Optional default debit amount; 8

Amount expressed in currency of
originating account
Transaction Information Section (cont.)

12 Maximum Debit N 20,3 N Optional maximum debit N/A

Amount amount

13 Clearing A N* Only required for applicable 9

multi-clearing branches.
For drawdowns, use this field
for drawdown type with
expected values of either wire
or book.
Applies to specific APAC
branches only; refer to
Appendix A: Clearing Codes.

14 Beneficiary B 1 N* For Wires/Book Transfers, 10

Residence indicates whether the
beneficiary is a legal resident of
the debit branch country.
 If a resident, value is Y
(Yes).
 If a non-resident, value is N
(No).

15 N/A N/A Unused field; please leave 12

blank.

48
Section Field Field Name Type Length Mandatory Description Record Format
No Field No. for
Free-form
Transactions
16 ID Type A 34 N* Refer to Appendix B: Bank and 14
Account ID Type Codes.

17 ID Value A 34 N* This is the beneficiary identifier, 15

which is usually the beneficiary
account number.

18 Name A 35 Y Name of the beneficiary; free- 16

format text
For US Account Transfers
ONLY, the field is optional and
can be left blank. However, if
provided, it should be the Bank
ID of the To Account.

19 Address 1 A 35 N* Beneficiary street address line 17

1; free-format text
Beneficiary Section

20 Address 2 A 35 N* Beneficiary address line 2; 18

free-format text.

21 Address 3 A 32 N* City, state, postal code should 19

be provided here (see next field
for exception).

22 City, State, A 35 N* Used only for checks mailing to 20

Postalcode domestic U.S.; otherwise use
field 21.
Format as follows:
City – 21 (alphanumeric; free-
format text)
State – 2 (alphanumeric plus
space; dropdown)
Zip code - 5N-4N City
Single field with “|” separator

23 Country A 2 N* Beneficiary country ISO 3166 21

country code

24 Supplementary ID A 34 N* 22

49
Section Field Field Name Type Length Mandatory Description Record Format
No Field No. for
Free-form
Transactions
25 Supplementary ID A 34 N 23
Value

26 ID Type A 34 N* A code to identify the type of 24

value supplied in the
beneficiary bank identifier field
such as a Swift BIC or local
clearing code.
Possible values depend on
both the originating and the
destination information.
Refer to Appendix B: Bank and
Beneficiary Bank Section

Account ID Type Codes.

27 ID Value A 34 N* Beneficiary bank identifier, 25

which is usually a SWIFT BIC
or local clearing code, such as
a FED ABA.

28 Name A 35 Y Name of the beneficiary bank; 26

free-format text.
29 Address 1 A 35 N Beneficiary Bank street 27
address line 1; free-format text.

30 Address 2 A 35 N Beneficiary Bank address line 28

2; free-format text.

31 Address 3 A 32 N City, state, postal code. 29

32 Country A 2 Y Beneficiary bank country ISO 30

3166 country code

33 Supplementary ID A 34 N* 31

34 Supplementary ID A 34 N 32
Value

50
Section Field Field Name Type Length Mandatory Description Record Format
No Field No. for
Free-form
Transactions
35 Address 1 A 35 N* 33

36 Address 2 A 35 N* 34
Mail To Address Section

37 Address 3 A 32 N* 35

38 City A 21 N* 36

39 State A 2 N* 37

40 Zip A 5 or 5-4 N* 38

41 Mail To Country A 2 N* 39

42 ID Type A 34 N* Refer to Appendix B: Bank and 40

Account ID Type Codes, when
applicable .

43 ID Value A 34 N* 41

44 Name A 35 N 42
Intermediary Bank Section

45 Address 1 A 35 N 43

46 Address 2 A 35 N 44

47 Address 3 A 32 N City, state, postal code. 45

48 Country A 2 N Intermediary country ISO 3166 46

country code

49 Supplementary A 34 N* 47
ID

50 Supplementary A 34 N 48
ID Value

51
Section Field Field Name Type Length Mandatory Description Record Format
No Field No. for
Free-form
Transactions

51 ID Type A 34 N* Must be ACCT when a financial 49

institution is paying on behalf of
a third party.

52 ID Value A 34 N* 50
By Order Of Section

53 Name A 35 N* 51

54 Address 1 A 35 N 52

55 Address 2 A 35 N 53

56 Address 3 A 32 N 54

57 Country A 2 N* By Order Of party ISO 3166 55

country code

58 Name A 35 56
Ordering Party Section

59 Address 1 A 35 57

60 Address 2 A 35 58

61 City A 32 59

62 Country A 2 60

63 Account A 34 61
Debit Party Section

64 Name A 35 62

65 Address 1 A 35 63

66 Address 2 A 35 64

52
Section Field Field Name Type Length Mandatory Description Record Format
No Field No. for
Free-form
Transactions
67 City A 32 65
Section (cont.)
Debit Party

68 Country A 2 66

69 ID Type A 34 Refer to Appendix B: Bank and 67

Account ID Type Codes.
70 Account A 34 68
Debit Bank Section

71 Name A 35 69

72 Address 1 A 35 70

73 Address 2 A 35 71

74 City A 32 72

75 Country A 2 73

76 Reference Sent A 16 N 74
with Payment

77 Internal A 16 N 75
Reference
Transaction Details Section

78 On Behalf Of A 30 N* 76

79 Semi Repetitive A 1 N For Enhanced templates only, N/A

Text Indicator set to Y to allow line 5 of
transaction details to be
entered when using this
template.

80 Detail 1 A 35/70 N 77

81 Detail 2 A 35/70 N 78

82 Detail 3 A 35/70 N 79

83 Detail 4 A 35/70 N 80

53
Section Field Field Name Type Length Mandatory Description Record Format
No Field No. for
Free-form
Transactions
84 Detail 5 A 70 N 81

85 Detail 6 A 70 N 82
Transaction Details Section (cont.)

86 Detail 7 A 70 N 83

87 Detail 8 A 70 N 84

88 Detail 9 A 70 N 85

89 Detail 10 A 70 N 86

90 Detail 11 A 70 N 87

91 Detail 12 A 70 N 88
Regulatory Reporting Section

92 Code A 8 N 89

93 Country A 2 N* 90

94 Instruction 1 A 21/33 N 91

95 Instruction 2 A 33 N 92

96 Instruction 3 A 33 N 93
Bank to

Section

97 Instruction A 4 N 94
Bank

Code 1

98 Instruction Text A 30 N 95
1

99 Instruction A 4 N 96
Code 2

100 Instruction Text A 30 N 97

2

101 Instruction A 4 N 98
Code 3

102 Instruction Text A 30 N 99

3

54
Section Field Field Name Type Length Mandatory Description Record Format
No Field No. for
Free-form
Transactions
103 Sender to A 8 N* 100
Receiver Code
1

104 Sender to A 23-30 N 101

Receiver Line 1

105 Sender to A 8 N 102

Receiver Code
2

106 Sender to A 23-30 N 103

Receiver Line 2

107 Sender to A 8 N 104

Bank to Bank Section (cont.)

Receiver Code
3

108 Sender to A 23-30 N 105

Receiver Line 3

109 Sender to A 8 N 106

Receiver Code
4

110 Sender to A 33 N 107

Receiver Line 4

111 Sender to A 8 N 108

Receiver Code
5

112 Sender to A 23-30 N 109

Receiver Line 5

113 Sender to A 8 N 110

Receiver Code
6

55
Section Field Field Name Type Length Mandatory Description Record Format
No Field No. for
Free-form
Transactions
114 Sender to A 23-30 N 111
Receiver Line 6

115 Priority B 1 N 112

116 Urgent B 1 N 113
117 Charges A 3 Refer to creation rules for 114
specific free-form transactions.
Enter one of the following:
• SHA = Shared (not available
Bank to Bank Section (cont.)

from US Accounts)
• BEN = Beneficiary
• OUR = Remitter
118 Delivery Method A 3 N* Applicable for Asia branch 115
draft/check initiations only;
otherwise, field is unused.
Refer to Appendix A: Delivery
Methods.
119 Additional A N* Key value pairs provide 116
Details additional information fields
specific to the transaction.
Format is
KEY=VALUE|KEY=VALUE
(Use a pipe delimiter “|” to
separate each pair.)
Refer to Appendix A: Additional
Details – Key Codes for the key
names and description of the
values.
120 Enhanced N 5 N* Field is applicable to Enhanced
Template Templates created on US
branch accounts. When
populated, the template will be
created with this line number if
it is available (not in use). If the
field is left blank, a number will
automatically be generated and
assigned to the template.
121 Beneficiary A 60 N Beneficiary Email address; 118
Beneficiary

Email displays in Beneficiary; not

transmitted with the transaction

56
APPENDIX A

Transaction Method Codes

Code Transaction Method

WIRES Wires
BOOKTX Book Transfers
ACTTX U.S. Account Transfers
BNKDRFT Drafts/checks
ATR Advices to Receive
DRWDWN Drawdowns

Clearing Codes

The following clearing codes are available when originating transactions are from specific Asia branches.

Clearing Code Branch Location Description

CHATS Hong Kong HK Local clearing
CurrencyCenter Hong Kong Select to choose non-local clearing for HK and
Philippines. Philippines.
NEFT India India clearing
RTGS India India clearing
FXYCS Japan Japanese local clearing
Zengin Japan Japanese local clearing for transactions between
parties resident in Japan.
PDDTS Philippines Philippines USD clearing

Delivery Methods
These codes apply to Asia checks. Note: Refer to the Online portal for available values by branch.

Code Delivery Method Description

HLD Hold for pick at branch

MAP Mail to Payee

MPE Messenger to Payee

MPR Messenger to Payer

RMP Registered Mail to Payee

57
Instruction Codes

Instruction codes are used for wires and book transfers.

1. Standard list
Code Description
CHQB Pay beneficiary customer only by check; the optional account number line in
field 59 must not be used.
CORT Payment is made in settlement of a trade; for example, foreign exchange deal
or securities transaction
HOLD Beneficiary customer/claimant will call; pay upon identification
INTC The transaction is an intra-company payment, which is, a payment between
two companies belonging to the same group.
PHOB Please advise/contact beneficiary/claimant by phone.
PHOI Please advise the intermediary institution by phone.
PHON Please advise account with institution by phone.
REPA Transaction has a related e-payments reference.
SDVA Transaction must be executed with same-day value to the beneficiary.
TELB Please advise/contact beneficiary/claimant by the most efficient means of
telecommunication.
TELE Please advise account with institution by the most efficient means of
telecommunication.
TELI Please advise the intermediary institution by the most efficient means of
telecommunication.

2. Additional instruction codes are available for some non-JPM branch messages.
Code Description
CMSW Cash management instruction, requesting to sweep the account of the
ordering customer.
CMTO Cash management instruction, requesting to top the account of the ordering
customer above a certain floor amount. The floor amount, if not pre-agreed by
the parties involved, may be specified after the code.
CMZB Cash management instruction, requesting to zero balance the account of the
ordering customer.
EQUI Transaction contains an instruction requesting to pay the beneficiary
customer an amount in one currency, equivalent to an instructed amount in a
different currency.
NETS Transaction should be settled via a net settlement system, if available.
OTHR Bilaterally agreed codes/information; the actual bilateral code/information
needs to be specified in additional information.
RTGS Transaction should be settled via a real-time gross settlement system, if
available.
URGP Time-sensitive transaction that should be executed in an expeditious manner.

58
Regulatory Reporting Codes

Below are regulatory reporting codes used for wires and book transfers

Code Description
BENEFRES Residence of beneficiary customer
NONRES Non-resident beneficiary
ORDERRES Residence of ordering customer

Sender to Receiver Codes

Note: This is a standard list of codes only. Other code words also can be used as advised by J.P. Morgan
or the beneficiary.

Code Description Wire Book Check/Draft

ACC FOLLOWING INSTRUCTIONS ARE FOR THE x x
BENEFICIARY BANK
ADVBEN ADVISE BENEFICIARY x except US x
ADVREM ADVISE REMITTER x except US x
BNF FOLLOWING INFORMATION IS FOR THE x x US
BENEFICIARY
CONTRACT PAYMENT INSTRUCTION FOR PRE-BOOKED Asia Asia Asia
CONTRACT
IBK PAY THROUGH THE FOLLOWING US US and
INTERMEDIARY BANK Mexico
INS THE INSTRUCTING INSTITUTION WHICH x X US
INSTRUCTED THE SENDER TO EXECUTE
THE TRANSACTION
INT FOLLOWING INSTRUCTIONS ARE FOR THE x X
INTERMEDIARY BANK
OTHER FREE-FORM CODE WORD OR TEXT x x US
PHON PLEASE ADVISE ACCOUNT WITH x except US x except NY
INSTITUTION BY PHONE
PHONBEN PLEASE ADVISE/CONTACT x except US x except NY
BENEFICIARY/CLAIMANT BY PHONE
PHONIBK PLEASE ADVISE INTERMEDIARY BY PHONE x except US x except NY
REC INSTRUCTIONS FOLLOWING ARE FOR THE x except US x except NY
RECEIVER

59
Code Description Wire Book Check/Draft
TELE PLEASE ADVISE THE ACCOUNT WITH x except US x except NY
INSTITUTION BY THE MOST EFFICIENT
MEANS OF TELECOMMUNICATION
TELEBEN PLEASE ADVISE THE x except US x except NY
BENEFICIARY/CLAIMANT BY THE MOST
EFFICIENT MEANS OF
TELECOMMUNICATION
TELEIBK PLEASE ADVISE THE INTERMEDIARY BY THE x except US x except NY
MOST EFFICIENT MEANS OF
TELECOMMUNICATION.
TSU TRADE SERVICES UTILITY TRANSACTION. x except US x except NY

60
Additional Details - Key Codes

Below are the key codes for the Additional Details fields for transactions. Not all additional detail fields
apply to all transaction methods. Please refer to the Description/Usage column for methods that apply
(usually when paying into specific countries).

Key Codes (not case sensitive) Description/Usage

BeneficiaryAccountType For Japanese Zengin transactions only, include

following code words (which are case sensitive) for
respective options:
 O for Other
 CH for Chochiku
 D for DDA (Current)
 S for Savings

ClearThroughLocation Drafts/checks for specific Asia branches. Refer to the

Online portal for applicable scenarios. (10
alphanumeric characters)
NonResidentBeneficiaryAccountType Paying INR into India. Possible values are:-
 Not Applicable = Resident
 NRE = Non Resident Emigrant
 NRO = Non Resident Ordinary Account
 NRI = Non Resident Indian
PrintingLocation Include for India local checks

PrintingLocation Other Include for drafts/checks; applies to India ATEs only

and field allows users to enter a free-format printing
location.
VendorCode Include for Taiwan same-currency checks
(8 alphanumeric characters)
BalanceofPayment Balance of Payment Category Code required by the
South Africa Reserve Bank for exchange control
reporting purposes.
(6 alphanumeric characters)
BankCode Beneficiary bank code when paying Ukrainian
Hryvnia (UAH)
BankIdentificationNumber Include for transaction currency of Kazakhstan
Tenge (KZT)
CentralBankAccountNumber Include only if the currency is Russian Ruble (RUB).
(20 digits)
CustomerClientNumber The registration number issued by South Africa
Customs and Excise.
(20 alphanumeric characters)
ExchangeControlAuthorityNumber The approval reference number for an Exchange
Control request received from J. P. Morgan Chase
Bank N.A., Johannesburg branch, or from the South
African Reserve Bank.
(20 alphanumeric characters)

61
 Key Codes (not case sensitive) Description/Usage

AgencyCode “Agencia‟ number (beneficiary bank branch number)

when paying Brazilian Real (BRL)
BeneficiaryEmailID Required for supplying an email address; applicable
for the following currencies:
ARS – Argentine Peso
BRL – Brazilian Real
CLP – Chilean Peso
COP – Columbian Peso
BeneficiaryTaxID A unique code to identify an individual or corporation
in Mexico. If the VAT Amount field is populated, than
the Beneficiary Tax ID field is mandatory. (18
alphanumeric characters)
BeneficiaryTaxIDType Indicates the Tax ID type.

Use this code with one of the following Tax ID Type

key values dependent on transaction currency as
follows :

Brazilian Real (BRL)

 CNPJ: Business tax ID
 CPF: Individual’s tax ID

Dominican Peso (DOP):

 CEDULA: Individual’s tax ID
 RNC/RM: Institutions - RNC/Registro
Mercantil

Peruvian Nuevo Sol (PEN)

 RUC: Business
 DNI: Individual
 FOREIGN: Foreign Registration Card

For example: BeneficiaryTaxIDType=CEDULA

Note: A TaxIDCode should also be present (see

below).
BeneficiaryResidentialStatus Provide for wire payments less than 500,000,000
IDR, when paying into Indonesia:
Expected values - 1 or 2
1 for Resident
2 for Non Resident
BudgetOrganizationCode Provide for BAM (Bosnia and Herzegovina
Convertible Marks)
(Up to 25 alphanumeric characters)
CardID Include only if the currency is Guatemalan Quetzal
(GTQ). (26 alphanumeric characters)

62
 Key Codes (not case sensitive) Description/Usage

CedulaJuridicaTaxid Tax ID value for CRC (COSTA RICAN COLON)

(Up to 29 alphanumeric characters)
CeduladeIndentidadTaxid Tax ID value for PYG (PARAGUAYAN GUARANI)
(Up to 29 alphanumeric characters)
ContactPhoneNumber Include contact phone number when paying non USD
from U.S. branch account.
(26 alphanumeric characters for customer transfers)
(21 alphanumeric characters for bank to bank)
CUITTaxID Argentina Peso (ARS)
(Up to 30 alphanumeric characters)
IDCardType Include only if the currency is Guatemalan Quetzal
(GTQ). Possible values are :
 CORP = Corporate
 IND = Individual
INNID Include only if currency is Russian Ruble (RUB) and
to indicate individual taxpayer number of a beneficiary
who is a Russian resident (or a non-resident
registered with the Russian authorities for tax
purposes); (up to 15 digits)
KBE Include for transaction currency of Kazakhstan Tenge
(KZT). (2 digits)
KNP Include reason for payment type code for currency of
Kazakhstan Tenge (KZT).
KPPCode Include only if currency is Russian Ruble (RUB) and
to indicate the tax reason code for tax transactions.
(11 digits)
MRN Movement Reference Number: the reference number
issued by South Africa Customs to importers relating
to released goods. It ties up the invoice, transport
document and bill of lading.
(20 alphanumeric characters)
PassportNumber Include only if the transaction is cross-currency and
required based on transaction currency (GNF, PYG,
YER). (26 alphanumeric characters)
ProfitType Provide for Bosnia and Herzegovina Convertible
Marks (BAM)
(Up to 9 alphanumeric characters)
PurposeofPaymentDestination Include purpose of payment code when paying into a
specific destination. Include for central bank reporting
in certain countries (e.g., India, Malaysia, Philippines,
etc.) and to indicate the reason for the transaction.
(Up to 22 alphanumeric characters)
PurposeofPaymentOriginator Include when required by the originating branch. (Up
to 22 alphanumeric characters)

63
 Key Codes (not case sensitive) Description/Usage

ReasonforPayment 1 Include only if the transaction is cross currency and

required based on the transaction destination;
recommended for all transactions initiated from
Vietnam. (35 alphanumeric characters; except for
both transactions from Malaysia branch and cross-
currency transactions in MYR (Malaysian Ringgit),
restricted to 24 alphanumberic characters)
ReasonforPayment 2 Include only if the transaction is cross currency and
required based on the transaction destination.
(35 alphanumeric characters)
RUTTaxID Chilean Peso (CLP)
(Up to 30 alphanumeric characters)
SARBApproval The South African Reserve Bank (SARB) Approval
No. is the reference number received that relates to
the foreign loan transaction.
(20 alphanumeric characters)
SecondIdentificationNumber The value of Second Identification Type selected; if
the Second Identification Type
(SecondIdentificationType) is populated, then the
value of Second Identification is mandatory (29
alphanumeric characters)

SecondIdentificationType The additional type of beneficiary identification

required by Malaysia RTGS clearing system
(RENTAS) for a Malaysia wire paying in MYR
(Malaysian Ringgit); if the value is provided in this
field, then the Second Identification Number
(SecondIdentificationNumber) field is mandatory.
 NI – New IC Number
 OI – Old IC Number
 BRN – Beneficiary National ID / BRN
 OT – Other ID (Police/Army ID/Passport No.)

SenderCustomerType Applicable for wire payments less than 500,000,000

IDR from WHEM, EMEA and APAC into Indonesia.
TaxIDCode Brazilian Real (BRL), Dominican Peso (DOP),
Peruvian Nuevo Sol (PEN), Columbian Peso (COP)
and Ukrainian Hryvnia (UAH)
(Up to 29 alphanumeric characters)
TaxReference The reference number received from South African
Revenue Services (SARS) or from the SARS eFiling
system. (19 alphanumeric characters)

64
 Description/Usage
Key Codes (not case sensitive)
TypeofBeneficiary Provide for wire payments less than 500,000,000
IDR, when paying into Indonesia:
Expected values - 1 , 2 or 3
 1 for Individual
 2 for Corporate
 3 for Goverment
BeneficiaryRelationship This is the Beneficiary Relationship with the Ordering
Party for non-IDR wire transactions when paying out
from or into Indonesia, including the below single
character code word (which is case sensitive) for
respective options:
 G for Group
 P for Shareholder
 T for Subsidiary
 N for Not Related
CategoryBeneficiary This is the Category of Beneficiary for the non-IDR
wire transactions paying out from Indonesia, including
the below two character code words (which are case
sensitive) for respective options:
 A0 for Individual
 B0 for Government
 C1 for Banks – Reporting Bank
 C2 for Banks – Branch/Head Office Abroad
 C9 for Banks – Other
 D0 for Non-Bank Financial Institutions
 E0 for Company
 Z9 for Others

CategoryOrderingParty This is the Category of Ordering Party for the non-

IDR wire transactions paying into Indonesia, including
the below two character code words (which are case
sensitive) for respective options:
 A0 for Individual
 B0 for Government
 C1 for Banks – Reporting Bank
 C2 for Banks – Branch/Head Office Abroad
 C9 for Banks – Other
 D0 for Non-Bank Financial Institutions
 E0 for Company
 Z9 for Others
UCN Unique Consignment Reference: the reference
number issued by South Africa Customs to exporters
to control the receipt of export proceeds.
(20 alphanumeric characters)
UtilityReference The reference number the beneficiary will use to
identify the payee for only South Africa utility
transactions; also known as a beneficiary reference.
(Up to 19 alphanumeric characters)

65
 Key Codes (not case sensitive) Description/Usage

VATAmount The Value Added Tax amount field is optional for

local transactions in Mexico; if you enter an amount
in this field, then the Beneficiary Tax ID field becomes
mandatory. (12,2 digits)
VOCode Include only if currency is Russian Ruble (RUB) to
indicate Russian Currency Operational code.
(5 digits)
VRDescription A description of the transaction used for mandatory
reporting to the Norwegian Customs Department.
(70 alphanumeric characters)
VRReasonCode Required by the Norwegian Customs Department for
cross-border transactions. (2 digits)

66
APPENDIX B: BANK AND ACCOUNT ID TYPE CODES
Use the following ID type codes to specify the type of identifier (such as a local bank code) provided
within the Party ID Type (i.e., Beneficiary ID, Beneficiary Bank ID, Intermediary ID or Debit Bank ID) for
the various transaction methods (wires, book transfers, account transfers, drafts/checks, drawdowns and
receipts). When there is no identifier, you can leave the ID type field blank.
Note: If an ID type is not provided in the import record, then the import validation will attempt to set it to
the default. This may cause an error when multiple options are available. Providing an ID type is
recommended to ensure optimum performance.
ID Type Description
ACCT Account number
AUBSB Australian Bank State Branch (BSB) Code
CACPA Canadian Routing Number
CBU_CODE Argentina CBU (Clave Bancaria Uniforme)
CHIPSID CHIPS Universal IDentifier
CHK_ACCT J. P. Morgan Mexico Checking Account number
CHSIC Swiss Bank Code(SIA)
CLBE_CODE Mexico CLABE (Clave Bancaria Estandarizada)
CNAPS China Bank Code(CNAPS)
DEP_ACCT J. P. Morgan Mexico Deposit Account number
DR_CARD Mexico - Debit Card
GBDSC United Kingdom Sort Code
HKNCC Hong Kong Bank Code
IBAN IBAN
INFSC Indian Financial System Code
JPMACC J. P. Morgan account used for book transfers debiting U.S. accounts
JPMC_IBAN Indicates a J. P. Morgan IBAN account type
JPZGN Japan Bank Code
LOCAL_CODE Local Clearing Code
MSKD_BENE Masked Beneficiary Tax (South Africa)
MSKD_BENE_UTILITY Masked Beneficiary Utility (South Africa)
NZNCC New Zealand Clearing Code
RUCBC Russian Central Bank Identification Code
SPEI_CODE Mexican SPEI Code
SWIFT SWIFT BIC
SWIFT_PARTY_CODE Used when ID is RT. Applicable to Asia branches
TWNCC Taiwan Code
USABA United States FED ABA
USPID CHIPS Participant Number
VN_CODE Vietnam Bank Code
VOSTRO_CD Vostro
ZANCC South African Clearing Code

67
APPENDIX C: BRANCH CODES
The following grid provides SWIFT BIC codes for J.P. Morgan branches.
Branch Name SWIFT BIC
Banco J.P. Morgan S.A., Institucion de Banca Multiple, J.P. Morgan Grupo Financiero CHASMXMX
BANCO JPMORGAN S.A. BRASIL CHASBRSP
J.P. Morgan AG CHASDEFX
J.P. Morgan Chase Bank Berhad CHASMYKX
J.P. MORGAN BANK LUXEMBOURG S.A., DUBLIN BRANCH CHASIE4L
JPMORGAN BANK INTERNATIONAL MOSCOW CHASRUMX
JPMorgan Chase Bank (China) Company Limited - Beijing CHASCN22
JPMorgan Chase Bank (China) Company Limited - Chengdu CHASCNBC
JPMorgan Chase Bank (China) Company Limited - Guangzhou CHASCN2G
JPMorgan Chase Bank (China) Company Limited - Harbin CHASCNBH
JPMorgan Chase Bank (China) Company Limited - Shanghai CHASCNSH
JPMorgan Chase Bank (China) Company Limited - Shenzhen CHASCNBZ
JPMorgan Chase Bank (China) Company Limited - Suzhou CHASCNBS
JPMorgan Chase Bank (China) Company Limited - Tianjin CHASCNBX
JPMorgan Chase Bank N.A., Sucursal en Espana CHASESM3
JPMORGAN CHASE BANK NA SUCURSAL B A CHASARBATSS
JPMorgan Chase Bank, N.A. - Amsterdam CHASNL2X
JPMorgan Chase Bank, N.A. - Bangkok CHASTHBX
JPMorgan Chase Bank, N.A. - Brussels CHASBEBX
JPMorgan Chase Bank, N.A. - Ho Chi Minh City CHASVNVX
JPMorgan Chase Bank, N.A. - Hong Kong CHASHKHH
JPMorgan Chase Bank, N.A. - Jakarta CHASIDJX
JPMorgan Chase Bank, N.A. - Johannesburg MGTCZAJJ
JPMorgan Chase Bank, N.A. - Labuan CHASMY2A
JPMorgan Chase Bank, N.A. - London CHASGB2L
JPMorgan Chase Bank, N.A. - Manila CHASPHMM
JPMorgan Chase Bank, N.A. - Milan CHASITMX
JPMorgan Chase Bank, N.A. - Mumbai CHASINBX
JPMorgan Chase Bank, N.A. - New York 021000021
JPMorgan Chase Bank, N.A. - New Zealand CHASNZ2A
JPMorgan Chase Bank, N.A. - Paris CHASFRPP
JPMorgan Chase Bank, N.A. - Seoul CHASKRSX
JPMorgan Chase Bank, N.A. - Singapore CHASSGSG
JPMorgan Chase Bank, N.A. - Sydney CHASAU2X
JPMorgan Chase Bank, N.A. - Taipei CHASTWTX
JPMorgan Chase Bank, N.A. - Tokyo CHASJPJT
JPMorgan Chase Bank, N.A. - Toronto CHASCATT

68
Branch Name SWIFT BIC
JPMorgan Chase Bank, N.A. - Zurich CHASCHGX
JPMORGAN CHASE BANK, N.A. RIYADH CHASSARI
JPMORGAN CHASE BANK, NA NEW YORK CHASCNY2XXX
JPMORGAN EUROPE LIMITED CHASGB22
JPMorgan Europe Limited Oslo CHASNOKK
JPMORGAN SECURITIES (FAR EAST) LTD CHASKRSE

69
 APPENDIX D: WIRES/BOOK TRANSFERS – REGIONAL-
SPECIFIC LAYOUTS
This section outlines regional specific layouts for free-form Wires and Book Transfers initiated from the
U.S. and LATAM–Brazil and Mexico.

Wires/Book Transfers Initiated From the U.S.

This layout is for same-currency Wires initiated from a U.S. account in USD being paid to the beneficiary
in USD.

U.S. Book Transfers require a U.S. J.P. Morgan Account (ID Type: JPMACC) as the first credit party (the
Intermediary if an Intermediary is provided; the Beneficiary Bank if only a Beneficiary and Beneficiary
Bank are provided; or the Beneficiary, if no other parties are provided). It is not valid to provide a U.S.
J.P.Morgan Chase Bank ID (e.g., FED ABA: 021000021; CHIPS ABA: 0002 or SWIFT ID: CHASUS33) in
the Beneficiary Bank or Intermediary Bank sections for U.S. Book Transfers.

For Wires, if a U.S. J.P. Morgan Chase Bank ID (e.g., FED ABA: 021000021, CHIPS ABA: 0002 or
SWIFT ID: CHASUS33) is provided in the Beneficiary Bank or Intermediary Bank sections for U.S. Book
Transfers, the transaction is subject to a repair.

Section Field Field Name Type Length Description Mandatory Conditional Example
No. Logic
1 Input Type A 2 To Indicate import of a Y P
free-form transaction,
Information
Record

transaction from a
template, or a template.
Enter P to indicate a free-
form transaction.
2 Method A 5/6 Must be one of the Y WIRES
Transaction Information Section

following:
 WIRES
 BOOKTX
3 Debit A 9 ABA Identifier: Identifies Y 021000021
Account the branch of the account
Bank ID to be debited for a
transaction.
4 Account A 35 This is the account to be Y 9BB654321
Number debited for a transaction; it
is optionally zero-padded.
Section Field Field Name Type Length Description Mandatory Conditional Example
No. Logic
5 Bank to Bank B 1 Used to indicate the N N
Transfer transaction is between
financial institutions.
Default is N.
Transaction Information Section (cont.)

Possible Values :
N -Non Financial
Institution (Customer
Transfer)
Y - Create bank-to-bank
transaction (for Financial
Institutions only).
6 Currency A 3 Currency of transaction Y USD
amount. Must be USD.
7 Payment N 20,3 Use a period to indicate a Y 50000.00
Amount decimal point.
Decimal places are not
mandatory.

8 to N/A N/A Unused fields; please N/A

Unused

12 leave blank.

13 Value Date D 8 This is the transaction N 20140718

Value Date Section

value date.
Date format =
YYYYMMDD.
If not populated, defaults
to the first available
business day.

71
Section Field Field Name Type Length Description Mandatory Conditional Example
No. Logic
14 ID Type A A code to identify the type N* Must be ACCT
of the value supplied in provided if
the Beneficiary ID Value field 15 is
field (15). populated.
Available values are:
ACCT – Account Number
IBAN – IBAN*
JPMACC -JPM U.S.
Account (Book transfers
only)
CHIPSID - CHIPS
Universal IDentifier
SWIFT – SWIFT ID
USABA - United States
FED ABA
Beneficiary Section

NONE – No ID (when
providing only a name and
address)
USPID - CHIPS
Participant Number (Bank
to Bank Transfers only)
Recommended value is
ACCT or IBAN for wires or
JPMACC for book
transfers
*IBAN is mandatory when
Beneficiary Bank country
(field 30) is LB (Lebanon)
or JO (Jordan).
15 ID Value A 34 This is the Beneficiary N* Mandatory 9BB6543210
identifier, typically the when
beneficiary’s account Beneficiary ID
number. Type (field 14)
is other than
NONE.
16 Name A 35 Full name of the Y ABC Company
beneficiary; free-format
text.

72
Section Field Field Name Type Length Description Mandatory Conditional Example
No. Logic
17 Address 1 A 35 Beneficiary street N* Beneficiary
address line 1; free- address is
format text. recommended.
Mandatory when
Beneficiary Bank
Country (field
30) is:
AU
(AUSTRALIA)

CA (CANADA)

CC
Beneficiary Section (cont.)

(COCOS
(KEELING)
ISLANDS )

CX
(CHRISTMAS
ISLAND )

HM
(HEARD
ISLAND AND
MCDONALD
ISLANDS)

KI
(KIRIBATI)

NF
(NORFOLK
ISLAND)

NR (NAURU)

TV (TUVALU)

73
Section Field Field Name Type Length Description Mandatory Conditional Example
No. Logic
18 Address 2 A 35 Beneficiary street address N* Mandatory
line 2; free-format text. when
Beneficiary
Bank Country
(field 30) is:
AU
(AUSTRALIA)

CA (CANADA)

CC
(COCOS
(KEELING)
ISLANDS )

CX
Beneficiary Section (cont.)

(CHRISTMAS
ISLAND )

HM
(HEARD
ISLAND AND
MCDONALD
ISLANDS)

KI
(KIRIBATI)

NF
(NORFOLK
ISLAND)

NR (NAURU)

TV (TUVALU)
19 Address 3 A 32 Provide city, state, postal N* New York
code (free-format text. NY 10004
20 N/A N/A Unused field; please leave N/A
blank.
21 Country A 2 Beneficiary country ISO Y US
3166 country code
22 to N/A N/A Unused fields; please N/A
Unused

23 leave blank.

74
Section Field Field Name Type Length Description Mandatory Conditional Example
No. Logic
24 ID Type A 34 A code to identify the type N* Must be FED ABA
of value supplied in the provided if
Beneficiary Bank identifier field 25 is
field. Available values are: populated.
ACCT – Account Number
JPMACC – JPM U.S.
Account (Book Transfers
only)
CHIPSID – CHIPS
Universal IDentifier
SWIFT – SWIFT ID
USABA – United States
FED ABA
NONE – No ID (when
Beneficiary Bank Section

providing only a name and

address)
USPID – CHIPS
Participant Number
NONE – No ID (when
providing only a name and
address)
25 ID Value A 34 Beneficiary bank identifier N* An ID or bank 01BB45678
name is
usually
required.
26 Name A 35 Name of the beneficiary N* This field is XYZ Bank
bank; free-format text. usually
mandatory.
27 Address 1 A 35 Street address of the N 1 Fifth
beneficiary bank; free- Avenue
format text.
28 Address 2 A 35 Address of the beneficiary N
bank; free-format text.
29 Address 3 A 32 Provide city, state, postal N New York NY
code; free-format text. 10004

75
Section Field Field Name Type Length Description Mandatory Conditional Example
No. Logic
30 Country A 2 Beneficiary Bank country Y US
Beneficiary Bank
Section (cont.)

ISO 3166 country code

31 to N/A N/A Unused field; please leave N

32 blank.
Unused

33 to N/A N/A These fields are unused N/A

39 but must be present with
no value.
40 ID Type A 34 A code to identify the type N* Must be USPID
of value supplied in the provided if
Intermediary bank field 41 is
identifier field (41). populated.
Possible values are: Possible
values depend
JPMACC – JPM U.S.
on both the
Account (Book Transfers
originating and
only; mandatory when a
the destination
Intermediary Bank Section

JPMACC identifier has not

information.
been provided for the
Beneficiary Bank or
Intermediary Bank)
USPID – CHIPS
Participant Number
SWIFT – SWIFT ID
USABA – United States
FED ABA
CHIPSID – CHIPS
Universal IDentifier
NONE – No ID (when
providing only a name and
address)
ACCT – Account Number

76
Section Field Field Name Type Length Description Mandatory Conditional Example
No. Logic
41 ID Value A 34 This is an intermediary N* Must be 0001
bank identifier, which is provided if
usually a SWIFT BIC, or field 40 is
local clearing code, such populated
as FED ABA, CHIPS
Participant Number or
JPMACC -JPM U.S.
Account ( for Book
Intermediary Bank Section (cont.)

Transfers only)
42 Name A 35 Intermediary bank name; N* Mandatory ABC BANK
free-format text. when
Intermediary
information is
present.
43 Address 1 A 35 Intermediary bank street N 2 Broad
address; free-format text. Street
44 Address 2 A 35 Intermediary bank N
address; free-format text.
45 Address 3 A 32 Provide city, state, postal N Boston MA
code (zip code); free- 02144
format text.
46 Country A 2 Intermediary country ISO N* Mandatory US
3166 country code; when
usually US. Intermediary is
present
47 to N/ Unused; please leave N/A
Unused

48 blank.

49 ID Type A 34 A code to identify the type N Populate the ACCT

By Order Of Section

of the value supplied in By Order Of

the By Order Of party fields only
identifier field (50). Must when a
be ACCT or blank. Field financial
will populate as ACCT institution is
(Account) if blank and paying on
field 50 is populated. behalf of a
third party.

77
Section Field Field Name Type Length Description Mandatory Conditional Example
No. Logic
50 ID Value A 34 By Order Of party N* Mandatory if
identifier (Account field 49 is
Number) populated.
51 Name A 35 By Order Of party full N* Mandatory if
name; free-format text. field 50 is
By Order Of Section (cont.)

populated.
52 Address 1 A 35 By Order of party street N* Mandatory if
address of the field 50 is
intermediary bank; free- populated.
format text.
53 Address 2 A 35 By Order Of party N
address; free-format text.
54 Address 3 A 32 City, state, postal code N* Mandatory if Hoboken NJ
(zip code) supplied as field 50 is 07891
free-format text. populated.
55 Country A 2 By Order Of party country Y US
ISO 3166 country code
56 to N/A N/A These fields are unused N/A
Unused

73 for wires/book transfers,

but must be present with
no value.
74 Reference A 16 Free-format reference N
Sent with sent with the transaction.
Payment
Transaction Details Section

75 Internal A 16 Free-format reference N AR123456

Reference text. Does not travel with
the transaction but will
show on debit account
reporting.
76 On Behalf Of A 30 Free-format text. N
When populated, field 80
will be unused.
77 Detail 1 A 35 Free-format text supplying N INVOICE
additional information NO. 123456
about the transaction.

78
Section Field Field Name Type Length Description Mandatory Conditional Example
No. Logic
78 Detail 2 A 35 Free-format text. N JUNE
Transaction Details

SALARY
Section (cont.)

PAYMENT
79 Detail 3 A 35 Free-format text. N
80 Detail 4 A 35 Free-format text. N
Must be blank when field
76 is populated.
81 to N/A N/A These fields are unused N/A
88 for wires/book transfers,
but must be present with
Unused

no value.

89 to N/A N/A 8 Unused; please leave

99 blank.

100 Sender to A 8 Include code as advised N* At least one ACC

Receiver by J.P. Morgan or your code must be
Code 1 beneficiary. supplied for
text to be
Refer to Appendix A:
entered.
Sender to Receiver
Codes.
101 Sender to A 23-30 Free-form Instruction text N Length of text BANK CODE
Bank to Bank Section

Receiver as advised by J.P.Morgan varies 004

Line 1 or your beneficiary. depending on
presence and
length of the
code field.
102 Sender to A 8 Include code as advised N
Receiver by J.P. Morgan or your
Code 2 beneficiary.
Refer to Appendix A:
Sender to Receiver
Codes.
103 Sender to A 23-30 Free-form Instruction text N XYZ BANK
Receiver as advised by J.P.Morgan LOCAL
Line 2 or your beneficiary. BRANCH

79
Section Field Field Name Type Length Description Mandatory Conditional Example
No. Logic
104 Sender to A 8 Include code as advised N
Receiver by J.P. Morgan or your
Code 3 beneficiary.
Refer to Appendix A:
Sender to Receiver
Codes.
105 Sender to A 23-30 Free-form Instruction text N
Receiver as advised by J.P.Morgan
Line 3 or your beneficiary.

106 Sender to A 8 Include code as advised N

Receiver by J.P. Morgan or your
Code 4 beneficiary.
Refer to Appendix A:
Sender to Receiver
Codes.
107 Sender to A 23-30 Free-form Instruction text N
Receiver as advised by J.P.Morgan
Line 4 or your beneficiary.
Bank to Bank Section (cont.)

108 Sender to A 8 Include code as advised N

Receiver by J.P. Morgan or your
Code 5 beneficiary.
Refer to Appendix A:
Sender to Receiver
Codes.
109 Sender to A 23-30 Free-form Instruction text N
Receiver as advised by J.P.Morgan
Line 5 or your beneficiary.

110 Sender to N/A Unused; please leave N

Receiver blank.
Code 6
111 Sender to N/A Unused; please leave N
Receiver blank.
Line 6
112 Priority B 1 To indicate Priority, must N N
be Y. Defaults to N if not
provided.
113 N/A N/A Unused; please leave N/A
blank.
114 Charges A 3 Must enter one of the N OUR
following:
• BEN = Beneficiary
• OUR = Remitter
(Default)

80
Section Field Field Name Type Length Description Mandatory Conditional Example
No. Logic
115 to N/A N/A Unused fields; please N/A
Unused

116 leave blank.

117 Note A 70 Free-format text for N

Section

customer note; not

Note

transmitted to the bank for

processing.

81
 Wires/Book Transfers Initiated From LATAM – Brazil

This layout is for free-form wires initiated from Brazil accounts.

Section Field Field Name Type Length Description Mandatory Conditional Example
Name No. Logic

1 Input Type A 2 To Indicate import of a free- Y P

form transaction, transaction
Information
Record

from a template, or a
template.
Enter P to indicate a free-form
transaction.

2 Method A 5 For JPM Brazil, enter: WIRES Y WIRES

3 Debit Bank A 11 For JPM Brazil, enter: Y CHASBRSP

ID CHASBRSP

4 Account A 35 Provide JPM BRL debit Y 12211111

Number account number
Transaction Information Section

5 N/A N/A Unused field for this example; N/A

p lease leave blank.

6 Currency A 3 JPM Brazil: BRL N* BRL

7 Payment N 20,3 The amount (paid to the N* Either field 7 12500.00

Amount beneficiary) in the transaction (Transaction
currency. Amount) or
field 8
Use a period to indicate a
(Equivalent
decimal point.
Amount) is
Decimal places are not mandatory.
mandatory. Whichever
field is
provided,
the other
field must be
blank.

82
Section Field Field Name Type Length Description Mandatory Conditional Example
Name No. Logic

8 Equivalent N 20,3 Amount denominated in N* Use only for

Amount the currency of the FX
originating account transactions.
Transaction Information (cont.)

Either field 7
(Transaction
Amount) or
field 8
(Equivalent
Amount) is
mandatory.
Whichever
field is
provided,
the other
field must be
blank.

9 to N/A N/A Unused field for this N/A

Unused

12 example; please leave

blank.

13 Value Date D 8 This is the transaction N 20141016

value date.
Date format =
YYYYMMDD.
Value Date Section

If not populated, defaults to

the first available business
day.
Please, do not enter
Brazilian holidays or
weekends as value dates.
Transactions will be
processed according to the
Brazilian calendar.

83
Section Field Field Name Type Length Description Mandatory Conditional Example
Name No. Logic

14 ID Type A 34 For TED/DOC/Book Y ACCT

transfers, the ID type is
ACCT.
For Boleto transactions,
the ID type is None

15 ID Value A 34 For TED/DOC/Book N* Mandatory 0083524

transfers, this field is when ID
reused as 'To Account Type is
Number/Beneficiary ACCT
Account Number.'
For Boleto transactions,
please leave blank.

16 Name A 35 For TED/DOC/Book Y BENE NAME

Beneficiary Section

transfers, provide the

Beneficiary Name.
For Boleto transactions,
provide the Boleto
Beneficiary Name
(Cedente/Beneficiário).

17 Address 1 A 35 Beneficiary street address; N

free-format text.

18 Address 2 A 35 Beneficiary address; free- N

format text.

19 Address 3 A 32 Enter city, state, postal N

code (zip code); free-
format text.

20 Unused N/A Unused field ;please leave N/A

blank.

21 Country A 2 Beneficiary country ISO Y BR

3166 country code

22 to N/A N/A Unused fields; please N

Unused

23 leave blank.

84
Section Field Field Name Type Length Description Mandatory Conditional Example
Name No. Logic

24 ID Type A 34 For TED/DOC/Book Y

transfers, ID Type is local
clearing code
For Boleto transactions, ID
Type is None

25 ID Value A 34 For TED/DOC/Book N* Mandatory BR376/0001

transfers, enter when
bank/branch beneficiary Beneficiary
information. For example, Bank ID
BR999/1111, with 999 Type is
being the beneficiary local Local
bank code and 1111 being Clearing
Beneficiary Bank Section

the beneficiary branch Code

code.
For Boleto transactions,
please leave blank.

26 Name A 35 Name of the beneficiary Y BANCO JP

bank; free-format text. MORGAN

27 Address 1 A 35 Street address of the N

beneficiary bank; free-
format text.

28 Address 2 A 35 Address of the beneficiary N

bank; free-format text.

29 Address 3 A 32 Enter city, state, postal N

code (zip code); free-
format text.

30 Country A 2 Beneficiary country ISO Y

3166 country code

31 to N/A N/A Unused for this example; N

Unused

32 please leave blank.

85
Section Field Field Name Type Length Description Mandatory Conditional Example
Name No. Logic

33 to N/A N/A These fields are unused N/A

39 for wires/book transfers,
but fields must be present
Unused

with no value.

40 to N/A N/A Unused fields for Brazil N/A

48 accounts. Please leave
blank.

49 ID Type A 34 Use ACCT to identify the N* Populate

type of value supplied in the By
the By Order Of party Order Of
identifier field (50) or leave fields only if
blank. you are a
financial
institution
paying on
behalf of a
third party.

50 ID Value A 34 By Order Of party account N* Mandatory if

number. field 49 is
. ACCT;
otherwise
leave blank.

51 Name A 35 By Order Of party name; N* Mandatory if

By Order Of section

free-format text. Please By Order Of

leave blank if By Order Of information
is not applicable. is provided

52 Address 1 A 35 By Order Of party street N* Mandatory if

address (cannot be a P.O. By Order Of
box); free-format text. information
Please leave blank if By is provided
Order Of is not applicable.

53 Address 2 A 35 By Order Of party address N* Mandatory if

line 2; free-format text. By Order Of
Please leave blank if By information
Order Of is not applicable. is provided

54 Address 3 A 32 Enter city, state, postal N* Mandatory if

code (zip code); free- By Order Of
format text. information
is provided

55 Country A 2 By Order Of party ISO N* Mandatory if

3166 country code. Please By Order Of
leave blank if By Order Of information
is not applicable. is provided

86
Section Field Field Name Type Length Description Mandatory Conditional Example
Name No. Logic

56 to N/A N/A Unused, but fields must be N/A

Unused

73 present with no value.

74 Reference A 16 Free-format reference N

Sent with sent with the transaction.
Payment

75 Internal A 16 Free-format reference N

Reference text; does not travel with
transaction but will show
on ordering account
reporting.

76 N/A N/A Field unused; please N

leave blank.

77 Detail 1 A 35 For both TED/DOC/Book Y /TAXID/3317

Transaction Details Section

transfers and Boleto 2537000198

transactions, enter
beneficiary TAX ID
(CPF/CNPJ) without
spaces/dots/slashes:
/TAXID/99999999999

78 Detail 2 A 35 For TED/DOC/Book N* /BOLETO/34

transfers, please leave 1914604000
blank. 2249453109
01344
For Boleto transactions,
enter /BOLETO/ followed
by the 27 initial barcode
characters.

79 Detail 3 A 35 For TED/DOC/Book N* 8320293800

transfers, please leave 8907000
blank.
For Boleto transactions,
enter the remaining
barcode characters

87
Section Field Field Name Type Length Description Mandatory Conditional Example
Name No. Logic

80 Detail 4 A 35 For TED/DOC/Book N* 18102015

Details Section

transfers, please leave

Transaction

blank.
(cont.)

For Boleto transactions,

enter the Boleto due date
as DDMMAAAA.

81 to N/A N/A Unused, but fields must be N/A

Unused

88 present with no value.

89 to N/A N/A Unused for Brazil N/A

113 accounts; please leave
Unused

blank.

114 Charges A 3 Must enter one of the Y SHA

following values:
Bank to Bank

• SHA = Shared
section

• BEN = Beneficiary
• OUR = Remitter

115 to N/A N/A Unused fields; please N/A

116 leave blank

117 Note A 70 Free-format text for N

Section

customer note; not

Note

transmitted with transition

88
 Wires/Book Transfers Initiated From LATAM – Mexico

This layout is for free-form wires initiated from Mexico accounts.

Section Field Field Name Type Length Description Mandatory Conditional Example
No. Logic

1 Input Type A 2 To Indicate import of a Y P

free-form transaction,
transaction from a
Information

template, or a template.
Record

Enter P to indicate a free-

form transaction.

2 Method A Must be one of the Y WIRES

following:
 WIRES
 BOOKTX

3 Debit Bank A 11 SWIFT BIC or ABA Y

ID Identifier: Identifies the
bank of the originating
account ordering the
transaction.
Refer to Appendix C:
Branch Codes.
Transaction Information Section

4 Account A 34 This is the account to be Y

Number debited for a payment; it is
an optionally zero-padded
account number.

5 Bank to Bank B 1 Used to indicate the N

Transfer transition is between
financial institutions.
Default is N
Possible Values :
 N=Non Financial
Institution (Customer
Transfer)
 Y = Create bank-to-
bank transfer for a
transaction between
financial institutions
on their own behalf

6 Currency A 3 Currency of transaction N* Required MXN

amount. Must be a valid when field 7
ISO 4217 currency code (Transaction
accepted Access for the a Amount) is
transaction. populated.

89
Section Field Field Name Type Length Description Mandatory Conditional Example
No. Logic

7 Payment N 20,3 The amount (paid to the N* Either field 7 12500.00

Amount beneficiary) in the (Transaction
transaction currency amount or
field 8
Use a period to indicate a
(Equivalent
decimal point.
Amount) is
Decimal places are not mandatory.
mandatory. Whichever
Transaction Information Section (cont.)

field is
populated,
the other
field must
be blank.

8 Equivalent N 20,3 Amount denominated in N* Use only for

Amount the currency of the FX trans-
originating account actions.
Either field 7
(Transaction
Amount) or
field 8
(Equivalent
Amount) is
mandatory.
Whichever
field is
populated,
the other
field must
be blank.
9 to N/A N/A Unused; please leave N/A
Unused

12 blank.

13 Value Date D 8 This is the transaction N 20141016

Value Date Section

value date.
Date format =
YYYYMMDD.
If not populated, defaults
to the first available
business day.

90
Section Field Field Name Type Length Description Mandatory Conditional Example
No. Logic

14 ID Type A 34 A code to identify the type Y CLBE_CODE

of value supplied in the
beneficiary identifier field.
Possible values are :
CLABE= CLBE_CODE
Debit Card= DR_CARD
Vostro = VOSTRO_CD

15 ID Value A 34 This is the beneficiary Y 01234567891234567

Identifier, which is usually 8
the beneficiary account
number.

CLABE is 8 digits

Debit Card is 16 digits

(with a “99” preceding the
Beneficiary Section

16 digits)

Vostro is up to 34 digits
16 Name A 35 Beneficiary name; free- Y BENEFICIARY
format text. NAME

17 Address 1 A 35 Beneficiary street address; Y

free-format text.

18 Address 2 A 35 Beneficiary address; free- N

format text.

19 Address 3 A 32 Enter city, state, postal N

code (zip code); free-
format text.

20 N/A N/A Unused; please leave N/A

blank.

21 Country A 2 Beneficiary country ISO Y MX

3166 country code

22 to N/A N/A Unused; please leave N/A

23 blank.

91
Section Field Field Name Type Length Description Mandatory Conditional Example
No. Logic

24 ID Type A 34 A code to identify the type Y SWIFT

of the value supplied in
the beneficiary bank
identifier field (25).
Possible values are:
SPEI = SPEI_CODE
SWIFT BIC CODE =
SWIFT
None = NONE

25 ID Value A 35 Beneficiary bank identifier, N* Mandatory CHASMXMXGTS

which is usually a SWIFT when
BIC or local clearing code Beneficiary
Bank ID
Type is
other than
NONE; an
ID or bank
Beneficiary Bank Section

name is
usually
required.

26 Name A 35 Name of the beneficiary N* Usually BANCO JP

bank; free-format text. mandatory MORGAN

27 Address 1 A 35 Beneficiary bank street N

address line 1; free-format
text.

28 Address 2 A 35 Beneficiary bank address N

line 2; free-format text.

29 Address 3 A 32 Enter city, state, postal N

code (zip code); free-
format text.

30 Country A 2 Beneficiary bank ISO Y MX

3166 country code

92
Section Field Field Name Type Length Description Mandatory Conditional Example
No. Logic

31 Supple- A 34 A code to identify the type N

mentary ID of the value supplied in
the supplementary bank
identifier field.
Beneficiary Bank Section (cont.)

Possible values are:

SPEI = SPEI_CODE
SWIFT BIC CODE =
SWIFT
None = NONE

32 Supple- A 34 A supplementary N
mentary ID beneficiary bank identifier.
Value
May be supplied if an
additional code is
available, but it must not
be the same as the value
in field 25.

33 to N/A N/A Unused; please leave N/A

Unused

39 blank.

40 to N/A N/A Unused fields, but must be N/A

Unused

48 present. Please leave

blank.

49 ID Type A 34 Use ACCT to identify the N* Populate

type of value supplied in the By
the By Order Of party Order Of
identifier field (50) or leave fields only if
blank. you are a
By Order Of section

financial
institution
paying on
behalf of a
third party.

50 ID Value A 34 By Order Of party account N* Mandatory if

number. field 49 is
. ACCT;
otherwise
leave blank.

93
Section Field Field Name Type Length Description Mandatory Conditional Example
No. Logic

51 Name A 35 By Order Of party name; N* Mandatory if

free-format text. Please By Order Of
leave blank if By Order Of information
is not applicable. is provided

52 Address 1 A 35 By Order Of party street N* Mandatory if

address (cannot be a P.O. By Order Of
box); free-format text. information
Please leave blank if By is provided
By Order Of section (cont.)

Order Of is not applicable.

53 Address 2 A 35 By Order Of party address N* Mandatory if

line 2; free-format text. By Order Of
Please leave blank if By information
Order Of is not applicable. is provided

54 Address 3 A 32 Enter city, state, postal N* Mandatory if

code (zip code); free- By Order Of
format text. information
is provided

55 Country A 2 By Order Of party ISO N* Mandatory if

3166 country code. Please By Order Of
leave blank if By Order Of information
is not applicable. is provided

56 to N/A N/A Unused fields, but fields N/A

Unused

73 must be present with no

value.

74 Reference A 16 Free-format reference N 1234567

Transaction Details Section

Sent with sent with the transaction.

Payment

75 Internal A 16 Free-format reference N

Reference text; does not travel with a
transaction but will show
on ordering account
reporting.

94
Section Field Field Name Type Length Description Mandatory Conditional Example
No. Logic

76 On Behalf Of A 30 Free-format text; when N

populated, field 80 must
be unused.
Transaction Details Section (cont.)

77 Detail 1 A 35 Free-format text. N*

supplying additional
information about the
transaction.

78 Detail 2 A 35 Free-format text N

79 Detail 3 A 35 Free-format text N

80 Detail 4 A 35 Free-format text N Must be

unused
when field
76 is
populated.

81 to N/A N/A These fields are unused N/A

Unused

88 for wires but must be

present with no value.

89 Code A 8 Regulatory reporting code N

Refer to Appendix A:
Regulatory Reporting
Codes

90 Country A 2 ISO 3166 country code N* Required if

code is
entered in
Regulatory Reporting Section

field 89.

91 Instruction 1 A 21/33 Regulatory reporting N Length

description; free-format restricted to
text. 21 wham
code (field
89) and
country
(field 90)
are
supplied.

92 Instruction 2 A 33 Regulatory reporting N

description; free-format
text.

93 Instruction 3 A 33 Regulatory reporting N

description; free-format
text.

95
Section Field Field Name Type Length Description Mandatory Conditional Example
No. Logic

94 Instruction A 4 Include code as advised N

Code 1 by J.P. Morgan or your
beneficiary.
Refer to Appendix A:
Instruction Codes.
Field is unused for bank-
to-bank wire transfers.

95 Instruction A 30 Free-format text N* May be

Text 1 present if a
code is
supplied in
field 94, and
the code
supports
additional
text.
Bank to Bank Section

96 Instruction A 4 Include code as advised N

Code 2 by J.P. Morgan or your
beneficiary.
Refer to Appendix A:
Instruction Codes.
Unused for bank-to-bank
wire transfers.

97 Instruction A 30 Free-format text N* May be

Text 2 present if a
code is
supplied in
field 96, and
the code
supports
additional
text.

98 Instruction A 4 Include code as advised N

Code 3 by J.P. Morgan or your
beneficiary.
Refer to Appendix A:
Instruction Codes.
Unused for bank-to-bank
wire transfers.

96
Section Field Field Name Type Length Description Mandatory Conditional Example
No. Logic

99 Instruction A 30 Free-format text. N* May be

Text 3 present if a
code is
supplied in
field 98, and
the code
supports
additional
text.

100 Sender to A 8 Include code as advised N* At least one

Receiver by J.P. Morgan or your code must
Code 1 beneficiary. be supplied
for text to
Refer to Appendix A:
be entered
Sender to Receiver
Codes.

101 Sender to A 23-30 Include instruction text as N Length of

Bank to Bank Section (cont.)

Receiver Line advised by J.P. Morgan or text varies

1 your beneficiary; free- depending
format text. on presence
and length
of the code
field.

102 Sender to A 8 Include code as advised N* At least one

Receiver by J.P. Morgan or your code must
Code 2 beneficiary. be supplied
for text to
Refer to Appendix A:
be entered
Sender to Receiver
Codes.

103 Sender to A 23-30 Include instruction text as N Length of

Receiver Line advised by J.P. Morgan or text varies
2 your beneficiary; free- depending
format text. on presence
and length
of the code
field.

104 Sender to A 8 Include code as advised N* At least one

Receiver by J.P. Morgan or your code must
Code 3 beneficiary. be supplied
for text to
Refer to Appendix A:
be entered
Sender to Receiver
Codes.

97
Section Field Field Name Type Length Description Mandatory Conditional Example
No. Logic

105 Sender to A 23-30 Include instruction text as N Length of

Receiver Line advised by J.P. Morgan or text varies
3 your beneficiary; free- depending
format text. on presence
and length
of the code
field.

106 Sender to A 8 Include code as advised N* At least one

Receiver by J.P. Morgan or your code must
Code 4 beneficiary. be supplied
for text to
Refer to Appendix A:
be entered
Sender to Receiver
Codes.

107 Sender to A 23-30 Include instruction text as N Length of

Receiver Line advised by J.P. Morgan or text varies
Bank to Bank Section (cont.)

4 your beneficiary; free- depending

format text. on presence
and length
of the code
field.

108 Sender to A 8 Include code as advised N* At least one

Receiver by J.P. Morgan or your code must
Code 5 beneficiary. be supplied
for text to
Refer to Appendix A:
be entered
Sender to Receiver
Codes.

109 Sender to A 23-30 Include instruction text as N Length of

Receiver Line advised by J.P. Morgan or text varies
5 your beneficiary; free- depending
format text. on presence
and length
of the code
field.

110 Sender to A 8 Include code as advised N* At least one

Receiver by J.P. Morgan or your code must
Code 6 beneficiary. be supplied
for text to
Refer to Appendix A:
be entered
Sender to Receiver
Codes.

98
Section Field Field Name Type Length Description Mandatory Conditional Example
No. Logic

111 Sender to A 23-30 Include instruction text as N Length of

Receiver Line advised by J.P. Morgan or text varies
6 your beneficiary; free- depending
format text. on presence
and length
of the code
field.

112 Priority B 1 To indicate Priority, must N Available for

be Y. Defaults to N if not specific
provided.. branches
only

113 N/A N/A Unused field; please leave N/A

blank.
Bank to Bank Section (cont.)

114 Charges A 3 Enter one of the following Y SHA

possible Values :
 SHA = Shared
 BEN = Beneficiary
 OUR = Remitter

115 N/A N/A Unused field; please leave N/A

blank.

116 Additional A Key value pairs provide N* The

Details additional information destination
fields specific to the currency
transaction. and country
primarily
Format is
drive the
KEY=VALUE|KEY=VALUE
values
(Use a pipe delimiter “|” to
required to
separate each pair.)
be supplied
in this
Refer to Appendix A:
section.
Additional Details – Key
Codes for the key names
and description of the
values.

117 Note A 70 Free-format text N

Section
Note

99
APPENDIX E: COPY ACTIVE TEMPLATES FROM ONE
J.P. MORGAN ACCESS® CLIENT PROFILE TO
ANOTHER
The Import File feature can be used to copy existing wire templates from one Access client profile to
another.
Important:
 The client profile to which templates are to be added must be configured so that Allow
Template Import is enabled.
 Users need to be entitled to Templates & Enhanced Templates - Import and Modify.
Contact your Security Administrator for help.

Export Active Templates to a CSV Format

1. From the View tab in the Access navigation panel, select Templates.
2. From the Utilities menu, select Export All Active Templates to Access CSV Format.
3. When prompted, select Save to save the file locally.

Notes:
 If all the accounts in the CSV file exist under another client profile and that profile does not
have any templates, the file can import as is under the target client profile.
 If the profile to which the templates will be imported already has templates, change the
Account Numbers/Template Names manually in the CSV file before it is imported under the
target client profile.

Import (Modified) CSV File Under Target Client Profile

1. From the Create tab in the Access navigation panel, select Import File.
2. Select Access CSV as the File Type.
3. Use Browse to locate and select the file to import.
4. Select Import to import the file.
5. The file will appear on the Imports view with a status of File Importing...Click Refresh. When the
import process is complete, the file displays at the top of the Import grid with a status based on all
transactions within the file.
Notes:
 If the Export and Import are completed on subsequent days, update the Header on the
exported CSV file to reflect the current day’s date. (Refer to page 6 of this guide for more
information on headers.)
 A template exported with Payment Auto-approve and Auto-release settings enabled will
be overridden by the profile-level setting of the target client profile to which the template
is imported since these settings are defined at the client profile level.

Please refer to Access Support Help for Transactions for information on testing and importing files.

100