POST GRADUATE DIPLOMA IN BANKING AND FINANCIAL SERVICES | PGDBFS

PROGRAM CURRICULUM
Semester I

Principles and Practices of Management

1. Business - the Purpose of Management
2. Designing Organisation for Business
Indian Banking and Financial System
3. Need for Managing Organisation and Business 1. Indian Financial System - An Overview
4. Management of Standard Functions 2. Overview of Banking and Structure of Banking in
5. Managing Resources India
6. Planning 3. Role and Functions of Reserve Bank of India 33
7. Decision Making 4. Banks in India - Role and Functions
8. Organising 5. Changing Role of Banks
9. Staffing 6. Banker - Customer Relationship
10. Leading Directing | Communicating | Motivating 7. Types of Customers and Mode of Operation 115
11. Controlling 8. Negotiable Instruments
12. Coordinating (Synchronising) 9. Retail Banking Products - Deposits
13. Evolution of Management Thought 10. Retail Banking Products - Loan
14. Pursuing Managerial Career 11. Foreign Exchange Business of Banks
12. Insurance
Managerial Economics 13. Mutual Funds
1. Introduction to Managerial Economics
14. Recent Trends in Banking Regulation
2. Utility
3. Demand
4. Demand Forecasting Marketing of Banking Services
5. Supply Analysis 1. Marketing Concept in Banks
6. Production & Cost Analysis 2. Marketing Strategy for Banks
7. Revenue Analysis & Pricing Policies 3. Developing the Marketing Plan
8. Pricing Under Perfect Competition 4. Elements of the Marketing Mix
9. Pricing Under Imperfect Competition
5. Delivery Channels
10. Cost Benefit Analysis
11. Macro-Economic Analysis 6. Promotional Mix for Bank Marketing
12. Consumption Function & Investment Function 7. Product Identification and Corporate Image
8. Product Development and Pricing
9. Cross Selling of Banking Products
Management Accounting 10. Relationship Management and Cross Selling
1. Introduction to Accounting 11. Marketing Research in Banks
2. Process of Accounting
12. Market Segmentation
3. Introduction to Management Accounting
4. Basics of Costing & Activity Based Costing 13. Advertising and Communication
5. Marginal Costing 14. Customer Focus
6. Applications of Marginal Costing in Short Term 15. Customer Delight
Decision Making 16. Customer Relationship Management (CRM) in
7. Transfer Pricing Banking
8. Standard Costing & Variance analysis
9. Forecasting, Budgeting & Budgetary Control
10. Divisional Performance Measurement
11. Responsibility Accounting
12.

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 POST GRADUATE DIPLOMA IN BANKING AND FINANCIAL SERVICES | PGDBFS
PROGRAM CURRICULUM
Semester II 9. Foreign Exchange Management Act, 1999
10. Prevention of Money Laundering Act (PMLA),
Financial Management 2002
1. Finance Function 11. Securitisation and Reconstruction of Financial
2. Forms of Business Organisation
Assets and Enforcement of Security Interest
3. Financial Statements (Sarfaesi) Act, 2003
4. Interpretation of Financial Statements (Ratio 12. Information Technology Act, 2000 and Laws
Analysis) Relating to Banking
5. Interpretation of Financial Statements (Funds 13. Banking Ombudsman
Flow/Cash Flow Statements
6. Capitalisation Global Banking and Finance
7. Sources of Long Term and Medium-Term Finance 1. Introduction to Global Banking and Finance
8. Capital Structure (Introduction to NRI/PIOs)
9. Leverages and Theories of Capital Structure 2. Financial Regulations
10. Capital Market 3. Banks Engaged in Business of International
11. Capital Budgeting Banking
12. Working Capital Management 4. Exchange Rate Mechanism
13. Management of Cash 5. Developmental Financial Institutions and
14. Management of Receivables International Banking
15. Management of Inventory
6. New Financial Instruments
16. Dividend Policy 7. Derivatives
8. Credit Rating
MIS and Technology in Banking 9. Factoring and Forfaiting
1. Management Information System 10. Introduction to Insurance
2. Information and Decision Making 11. Disinvestment of PSUs
3. Decision Support System 12. Prevention of Money Laundering Act (Pmla), 2002
4. The Database Management System
5. Applications in Service Sector Financial Institutions and Markets
6. Introduction to Core Banking Solutions (CBS) 1. Overview of Financial Markets
7. IT Based Banking Services 2. Financial Institutions - I
8. Payment Solutions 3. Securitisation
9. Information Security 4. Indian Money Market
10. Data Warehousing and Data Mining 5. International Monetary Fund (IMF)
11. Cloud Computing 6. Introduction to Capital Markets
7. Securities and Exchange Board of India (SEBI)
Banking Regulations and Laws
8. Merchant Banking
1. The Reserve Bank of India Act, 1934 9. Role of Banks in Stock Market
2. Banking Regulation Act, 1949 10. Venture Capital and Private Equity
3. Negotiable Instrument Act, 1881 11. Portfolio Management and Financial Engineering
4. Paying and Collecting Bankers 12. Mergers and Takeovers
5. Relationship Between Banker and Customer 13. Lease and Hire Purchase
6. Securities Against Advances
7. Recovery Measures
8. Policy Regulation Since 1991

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 POST GRADUATE DIPLOMA IN BANKING AND FINANCIAL SERVICES | PGDBFS
PROGRAM CURRICULUM
Semester III 5. Management of Banking Organisation, Structure,
Branch Expansion and Management of Delivery
Capital Market Channels
1. Introduction to Capital Markets 6. Management of Resources (HR / Infrastructure /
2. Securities and Exchange Board of India (SEBI) Security and Services)
3. Money Markets 7. Investment and Treasury Management
4. Mutual Funds 8. Systems and Control and Risk Based Supervision
5. Merchant Banking 9. Management of IT Infrastructure and MIS in Banks
6. Recent Developments 10. Measurement and Management of Risks in Banks
7. Stock Exchanges 11. Management of Grievance and Corporate
8. Venture Capital Governance
9. Credit Rating
10. Share Buy Back Security Analysis and Portfolio Management
11. Portfolio Management and Financial Engineering 1. Basic Concepts
12. Corporate Governance 1. Investment
13. Mergers and Takeovers 2. Introduction to Security Analysis
14. Lease and Hire Purchase 3. Risk and Return Concepts
15. Housing Finance 4. Security Market Indicators
5. Fundamental Analysis
Accounting Systems and Financial Analysis 6. Technical Analysis
1. Introduction to Financial and Cost Accounting 7. Efficient Market Theory
2. Accounting Standards and Accounting Mechanics 8. Bond Valuation
3. Accounting Aspect of Investment Decisions 9. Portfolio Management
4. Accounting Aspect of Financing Decisions (Share 10. Portfolio Theory
Capital) 11. Derivatives: Futures and Options
5. Financial Statements of Limited Companies 12. Mutual Fund and their Schemes
6. Software Package for Financial Accounting
7. Overview of Taxation (Direct & Indirect Taxes) Bank Lending Policies and Procedures
8. Accounting Aspects of Mergers and Acquisitions 1. Types of Loans and Advances made by Banks
9. Consolidated Accounts of Holding and Subsidiary 2. Factors Determining the Growth and Mix of
Companies 3. Bank Loans & Regulation of Lending
10. Financial Statements Analysis 4. Asset Quality
11. Software Package for Financial Analysis 5. Camels Rating System
12. Funds Flow Analysis and Financial Forecasting 6. Bank’s Written Loan Policy
13. US GAAP and Recent Developments 7. Credit Analysis
14. Enterprise Resource Planning (ERP) 8. Basics of Lending
9. Lending Process
Management of Bank 10. Common Types of Collateral Sources of
1. Management of Basic Functions of Banks Information about Loan Customers
2. Management of Bank’s Budgeting and Finance 11. Typical Loan Agreement
3. Management of Asset/Liability, NPA, Profitability 12. Loan Review and Loan Monitoring
and Capital Adequacy in Banks 13. Warning Signs of Problem Loans & Management
4. Management of Customer Relationship of NPA’s and Loan Workouts

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 POST GRADUATE DIPLOMA IN BANKING AND FINANCIAL SERVICES | PGDBFS
PROGRAM CURRICULUM
Semester IV 6. Identifying and assessing foreign exchange risk
7. Identifying and analysing liquidity risk
Macro Economics 8. Credit and counterparty risk
1. Introduction to Macroeconomics and Measuring 9. Commodity price risk
Income and Output 10. Other risk issues
2. Aggregate Demand and Supply
3. Aggregate Markets and Shocks Rural and Co-Operative Banking
4. Unemployment and Business Cycles 1. Rural India and Panchayati Raj System for Rural
5. Keynesian Economics Development
6. Money Markets 2. Agricultural Activities and Farm Development
7. Central Banking, Federal Reserve Policy and Loans
Monetary Policy 3. Allied Activities in Agriculture and Agricultural
8. Inflation: Measurement, Cost, Sources and Kinds Marketing in India
and the Phillips Curve and Inflation 4. Small Scale Industry and Green Revolution
9. Fiscal Policy, Deficits and Public Debt and Deficit 5. Cooperative Banks in India
Financing in an Open Economy 6. RBI Policies for Cooperative Banks
10. Economic Growth, Aggregate Growth and 7. Types of Cooperative Banks
Monetarism and Rational Expectation 8. Functions of Cooperative Banks.
11. Economic Crises and Policies for Growth and
Stability Research Methodology and Statistical Quantitative
Methods
Micro Financing 1. Understanding Research
1. Introduction to Microfinance 2. Scientific Methods and Research
2. Models of Microfinance 3. Formulating Research Problem and Hypothesis
3. Self-Help Groups 4. Hypothesis Testing
4. Models of Microfinance 5. Research Design
5. Cooperative Microfinance 6. Data Collection and Measurement
6. Client Impact Studies 7. Sampling and Sampling Technique
7. Housing Microfinance 8. Observation
8. Development of Microfinance Products 9. The Interview Method
9. Promoting Women’s Enterprises 10. The Questionnaire Method
10. Equitable and Sustainable Development 11. The Survey Method
11. Microfinance and Social Entrepreneurship 12. The Experimental Method
12. Corporate Values and Micro Financing 13. Scaling Techniques and Attitudes Measurement
13. Strategic Issues in Microfinance: Gender, Activism, Techniques
Scale and Management 14. Data Presentation, Processing and Analysis

Risk Management Project

1. The concept of risk Students are required to submit a project report by the
2. Types and sources of risk end of semester 4
3. A risk management framework
4. Risk measurement tools and techniques
5. Identifying and analysing interest rate risk

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