BMO CashBack Mastercard
Ferenc Kiss
Summary of your account Card number XXXX XXXX XXXX 2340
Previous total balance, Dec. 11, 2024 $0.00 Statement date Jan. 11, 2025
Payments and credits -13.43 Statement period Dec. 12, 2024 - Jan. 11, 2025
Purchases and other charges +76.55
New installments 0.00
Cash advances1 0.00
Total interest charges 0.00 YOUR REWARDS
Cashback earned $0.38
Fees 0.00
Bonus Cashback earned $0.00
Total balance $63.12
Groceries $0.00
Minimum payment due $10.00 Recurring bill $0.00
Includes any installment plan payments due this month (see installment Subtotal bonus earn $0.00
plan section for more info) Cashback adjusted $0.00
Payment due date: Feb. 3, 2025 Cashback redeemed $0.00
Total Cashback earned this $0.38
Total installments not yet due 0.00 statement
Balance due $63.12 Cashback balance year to date $26.77
Balance due is the sum of what you owe this month.
Includes any installment plan payments due this month. Redeem now at bmocashback.com
Your credit limit $3,000.00
Your available credit $2,936.88
Amount over credit limit $0.00 Security Tip
Data Privacy Day is January 28. Never post your
Estimated time to repay – If you only make minimum monthly payment, the birthday or personal information on social media
estimated time to pay off your balance including interest is 0 years and 07 sites. This information can be used to target you.
months. For more security tips, visit bmo.com/security
ANNUAL DAILY
Your interest charges INTEREST INTEREST INTEREST
Contact us
CHARGES ($) RATE (%) RATE (%)
bmo.com/onlinebanking
Purchases 0.00 20.99000 0.05750 Toll Free Calls Canada & US: 1-800-263-2263
Outside Canada & US (Call Collect): 1-514-877-0330
Cash Advances2 0.00 22.99000 0.06298
Lost/stolen cards
Refer to the Installment Plan section for installment plan related Immediately report your card as missing.
Online via Online Banking
interest charges. Toll Free Calls Canada & US: 1-800-361-3361
Outside Canada & US (Call Collect): 1-514-877-0330
For information regarding your responsibility for lost or stolen
cards, including liability, refer to your agreement at bmo.com/cha
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Important Payment Information: If paying by mail, please write your card number on the front of your cheque or money order. Mail your payment to:
P.O. Box 6044, Station Centre-Ville Montreal, Quebec H3C 3X2.
Card number XXXX XXXX XXXX 2340
Balance due $63.12
Minimum payment due $10.00
P.O. BOX 11064 Payment due date Feb. 3, 2025
STATION CENTRE-VILLE
Amount you’re paying
MONTREAL QC H3C 5A2
000A
BMO BANK OF MONTREAL
FERENC KISS P.O. BOX 6044, STN CENTRE-VILLE
240-715 LEATHEAD RD MONTREAL QC H3C 3X2
KELOWNA BC V1X 5W3
5191230227452340 0000000001000 0000000006312
Important information about your BMO credit card account
Interest charges and calculation: The interest rates we charge are If your credit card account was opened before August 1, 2019, the
shown on your account statement and card carrier. For information on following minimum payment terms apply: Your minimum payment will
how we calculate interest charges, refer to your BMO Cardholder be the greater of the following:(i) any total monthly installment plan
Agreement (the "agreement") available at bmo.com/cha payments, plus 4.50% of your balance due (excluding any installment
plan payments) plus any amount past due on your account statement;
Interest-free grace period: If you pay your balance due in full (or your or (ii) any amount by which your total balance exceeds your credit
total balance for customers with interest-bearing installment plans) by limit; or (iii) $10.00. If your balance due is $10.00 or less, you must pay
the payment due date, any purchases, installment plans (for customers the full amount. These terms will remain in effect until your July 2025
with interest-bearing installment plans) and fees appearing on your statement. Starting on your August 2025 statement, the percentage will
account statement for the first time will have an interest-free grace increase to 5.00%.
period of at least 21 days. Otherwise, we will charge interest
retroactively from the date of each purchase, installment plan How we apply payments to your account: When we receive a
conversion (for customers with interest-bearing installment plans) or payment, we apply it to your account as outlined in your agreement.
fee until the date we receive payment in full. There is no interest-free Your payments are processed the day we receive them. You must
grace period on balance transfers, or cash advances, including make sure that we receive your payment on or before the payment due
cash-like transactions and gaming transactions. If you do not pay date shown on your account statement.
your balance due in full, your grace period will increase to at least
25 days on your next monthly statement. Your grace period will return Foreign currency conversion: The exchange rate for converting
to at least 21 days once you pay your balance due in full by the next foreign currency transactions to Canadian dollars (for Canadian dollar
payment due date. cards) and to U.S. dollars (for U.S. dollar cards) is the rate charged to
us by the payment network on the date the transaction is posted to
Your minimum payment if you reside outside Quebec: your account plus 2.50% for purchases and minus 2.50% for refunds.
Your minimum payment will be $10.00 plus any interest plus any fees
(excluding installment plan interest and fees) plus any total monthly Disputes: Report any items which do not agree with your records
installment plan payments plus the greater of the following: (i) any within 30 days of your statement date. For your convenience, you can
amount past due on your account statement; or (ii) any amount by also check your recent transactions at bmo.com/onlinebanking or via
which your total balance exceeds your credit limit. If your balance BMO Mobile Banking.
due is $10.00 or less, you must pay the full amount.
If you are moving to or out of Quebec: There will be changes to your
Your minimum payment if you reside within Quebec: terms and conditions. Please review the minimum payment details on
If your credit card account was opened on or after August 1, 2019, the this page and refer to your agreement available at bmo.com/cha
following minimum payment terms apply: Your minimum payment will
be the greater of the following:(i) any total monthly installment plan
payments, plus 5.00% of your balance due (excluding any installment
plan payments) plus any amount past due on your account statement;
or (ii) any amount by which your total balance exceeds your credit limit;
or (iii) $10.00. If your balance due is $10.00 or less, you must pay the
full amount.
1 Includes: credit card cheques (if applicable), cash-like transactions, promotional and non-promotional balance transfers.
2 Excludes: promotional balance transfers
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How to make payments to your credit card account
You have many convenient ways to pay If you are paying by mail
• At www.bmo.com/onlinebanking or via BMO Mobile Banking app • Do not send cash through the mail. Cash cannot be accepted
from a BMO Cdn$ deposit account and will be returned to sender, at their own risk. This may result
• Use the "Transfers" function (instead of "Payments") for in lost payment, interest and other charges
immediate update of your "Available Credit" • Return this payment slip with your cheque/money order but
• Transfer up to the available funds in your bank account do not staple them together
without daily limit restriction • Write your card number on your Cdn$ cheque/money order
• Pre-authorized debit/auto pay from any Cdn$ deposit accounts in • Currency conversion will cause delay and may result in
Canada interest and other charges
• Online or Mobile Banking at another Cdn Bank • We do not accept written requests
• At an ABM or by mail • Please call us if your request cannot be done via BMO
Online/Mobile Banking
BMO CashBack Mastercard
Ferenc Kiss
Card number: XXXX XXXX XXXX 2340
Transactions since your last statement
TRANS POSTING
DATE DATE DESCRIPTION AMOUNT ($)
Card number: XXXX XXXX XXXX 2340 FERENC KISS
Dec. 10 Dec. 12 HAPPY SLICE PIZZA KELOWNA BC 9.44
Dec. 13 Dec. 13 TRSF FROM/DE ACCT/CPT 0809-XXXX-333 9.44 CR
Dec. 12 Dec. 16 YOUR DOLLAR STORE WITH KELOWNA 3.99
BC
Dec. 22 Dec. 23 COSTCO GAS W1578 KELOWNA BC 30.02
Dec. 22 Dec. 23 TRSF FROM/DE ACCT/CPT 0809-XXXX-333 3.99 CR
Jan. 8 Jan. 9 DOLLARAMA #0937 KELOWNA BC 3.08
Jan. 8 Jan. 9 COSTCO GAS W1578 KELOWNA BC 30.02
Subtotal for FERENC KISS 76.55
Total for card number XXXX XXXX XXXX 2340 $63.12
®/™
Trade-marks/ Registered trade-marks of Bank of Montreal.
™*/®*
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Used under license.
All purchases earn 0.5% cashback, including purchase amounts that exceed the limit per statement cycle period in each category or were made
at merchant locations outside of Canada. Symbols will be displayed even if the total purchase amount exceeds the limit per statement cycle
period or were made at merchant locations outside of Canada; however, only the base earn of 0.5% cashback will be awarded.
Indicates eligible grocery purchases that may qualify for 2.5% bonus cashback, up to $500 per statement cycle period
Indicates eligible recurring bill payments that may qualify for 0.5% bonus cashback, up to $500 per statement cycle period
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