Your FlexAccount
transactions (continued)
Building Society
Date Description £ Out£ In £ Balance
2024 680.46
24 Oct 10.65
0.32
11.99 657.50
26 Oct 31.00 Statement
date
2.15
Statement no
Sort code
Account no
0.06
5.98
0.18
5.98
0.18
11.96
0.36
18.06
0.54
110.00 471.05
27 Oct 6.27
0.19
6.83
0.20
6.87
0.21
11.38
0.34
Your FlexAccount
transactions (continued)
Building Society
Date Description £ Out £ In £ Balance
2024 438.75
27 Oct Contactless Payment 7.26
GB Vaterstetten Ost Feldkirchen
7.980000EUR at 1.09917
Non-Sterling transaction fee 0.22
1D AUTOROUlES 4779844 67ECK ATSWI Statement
99.13
date 15 Nov 2024
108.930000EUR at 1.09886
Statement no 22 2 of 4
Non-Sterling transaction fee
2.96 329.19 Sort code 07-04-36
29 Oct ESSO STATION BADEN BAD BADEN-BAD 10.17
11.170000EUR at 1.09833 Account no 89741136
Non-Sterling transaction fee
0.30
APPLE .COM/BILL APPLE.COM/BIL
0.79
Contactless Payment
18.97
LOIRETAL SNC ESSIGNY LE GR
20.840000EUR at 1.09858
Non-Sterling transaction fee
0.57 298.39
Bank credit ION BE
30 Oct 200.00
SANEF 422100160SENLIS 4.22
4.600000EUR at 1.09005
Non-Sterling transaction fee
SANEF 4221001 60SENLIS
0.13
9.100000EUR at 1.08982
8.35
Non-Sterling transaction fee
SANEF AUTOROUlE SENLIS 0.25
16.100000EUR at 1.09005
Non-Sterling transaction fee 14.77
SANEF 422100160SENLIS 0.44
23 .500000EUR at 1.08998 21.56
Non-Sterling transaction fee
lELEKOM RO MOBILE BUCURE 11 0.64
167.630000RON at 5.27470 31.78
Non-Sterling transaction fee
DVLA VEHICLE TAX 0300 1234321 0.95
GOOGLE Google Play Apps London 132.00
Direct debit DVLA-DN09ZTG 6.99 276.31
01 DART-CHARGE GOV.UK/DART-C 28 .87
Nov
Contactless Payment
10.00
lESCO STORE 2544 FINCHLEY
13.00 224.44
PAYBYPHONE RE: BARNET BARNET ON
APPLE.COM/BILL APPLE.COM/BIL
02 Nov 0.93 223.51
C.A.R.S. BASINGSTOKE} BASINGSTOKE
03 Nov 4.99 218.52
C.A.R .S. BASINGSTOKE} BASINGSTOKE
04 Nov 50.00
Direct debit H3G
Direct debit H3G 50.20 118.32
06 Nov
Direct debit 02
10.46
17.36
20.59
Your FlexAccount
transactions (continued)
Building Society
Date Description £ Out £ In £ Balance
2024 69.91
06 Nov Direct debit 02 33.31
Returned direct debit 33.31
Direct Debit - First Payment
02
33.31
Returned direct debit Statement
33.31 date 15 Oct 2024
Direct debit 02 123.69
Statement no 22 2 of 4
Returned direct debit
123.69 Sort code 07-04-36
PAYPAL *UBER BV 35314369001 Transfer
10.63 59.28
from 070436 45929999 Effective Date 06 Account no 89741136
07 200.00
Nov Jul 2023 WWW.GO APE.CO.UK 01603
895500 PAYBYPHONE RE: BARNET BARNET
ON Transfer from 071660 60408617 66.00
0.93
Contactless Payment
300.00 492.35
MARTIN MCCOLL FINCHLEY
08 4.48
Nov AUCKLANDS PHARMACY LONDON
02 BALANCE WEB
62.10 425.77
02 BALANCE WEB
09 33.31
02 ONLINE ORDER 02.CO .UK
Nov 33.31
02 BALANCE WEB
50.00
Transfer from 070436 45929999
Effective Date 10 Jul 2023 PAYBYPHONE 123.69 185.46
11N RE: BARNET BARNET OFF DVLA VEHICLE 500.00
ov
TAX 0300 1234321
Transfer from 071660 60408617 0.93
20.00 664.53
15 500.00 1,164.53
Nov
Your FlexAccount
Please check your statement to make sure everything's correct.
If there's anything you're unsure about please get in touch or if
you've changed any of your contact details, you need to let us
know.
Interest, Rates and Fees
We work out overdraft interest each day and take it from your account each month. FlexAccount doesn't currently pay any credit interest
Unless stated otherwise, all rates and fees are variable and we can change them at any time.
If we have to give you notice of a fee or interest we'll let you know by including a 'Notice of Charges' page with your next regular statemen and we'll t
amount from your account 28 days after the statement date.
Have you lost your card or cheque book or had them stolen? Let us know
Summary box for your straight away, either via the Banking app (if you have it) or by calling us on
03457 30 20 11. You can report lost or stolen cards and cheque books 24/7.
FlexAccount
This information doesn't replace your Terms and Conditions
AER Gross p.a. AER stands for Annual Equivalent Rate and shows
Credit interest All balances what the interest rate would be if interest was paid
0.00% 0.00%
and compounded once a year.
Arranged overdraft interest 39.9% per year compounded(variable)
As an example, if you borrow£500 for an £3.26 for 7 days
arranged overdraft it will cost you: Gross p.a. is the interest rate without tax deducted.
*For the 60 day example, we've applied the charges for £13.99 for 30 days
the first 30 days, on day31. This means that the charge in
Overdraft the second month is higher as we charge interest on the
interest you've incurred up to that point.
interest and
charges £28.37 for 60 days*
Our per year compounded interest rate shows the
Unarranged overdraft interest 0% per year compounded rate of interest that you'll pay on your overdraft over a
year and takes account of the fact we charge interest
£0 per month
Monthly maximum charge (unarranged overdraft) each month on your balance and this will include any
interest which has already been added to your
Sending money within the UK account previously.
Chaps £20 transaction fee each time
SEPA (euros) £0 transaction fee Receiving money within the UK
Charges for SWIFT (foreign currency excluding euros) To receive sterling payments into your account the
£20 transaction fee each time
specialist person making the payment will need to quote your
Sending money outside the UK
services sort code and your 8 digit account number, which
SEPA (euros within the SEPA region) you'll find on the front of your statement Entering
SWIFT (except euros within the SEPA £0 transaction fee account numbers incorrectly can mean payments
region) £20 transaction fee each time being misdirected, so please be sure to provide the
For Visa exchange rates, visitvisa.co.uk/support/consumer/travel -support/exchange- correct details.
rate-calculator Receiving money from outside the UK and receiving
Cash withdrawal in foreign currency outside the UK money from within the UK in a currency other than
sterling
Foreign usage SWIFT - someone making a payment to you must
4fyou make a 2.75% of the transaction amount quote your Bank Identifier Code (BIC) and
withdrawal in a Non-Sterling Transaction Fee International Bank Account Number (IBAN). The BIC
(2.99% from 3 June 2023)
foreign currency and IBAN are the international equivalents of your
from a LINK Non-Sterling Cash Fee £0 per withdrawal UK sort code and account number.
ATh1 or over the
counter Cash withdrawal in foreign currency within the UK An international payment will also need to quote the
your transaction SWIFT Intermediary Bank number as we're using the
will normally 2.75% of the transaction amount routing services of an Agent Bank. You'll find this
reach us Non-Sterling Transaction Fee* (2.99% from 3 June 2023) number along with your BIC and IBAN on the front of
as a sterling
cash transaction Nori-Sterling Cash Fee* £0 per withdrawal your statement.
so non-sterling SEPA Credit Transfer - someone making a payment
fees wont apply. Debit card payment in foreign currency to you must quote your International Bank Account
Non-Sterling Transaction Fee Number (IBAN). Your IBAN is found on the front of
2.75% of the transaction amount
your statement
(2.99% from 3 June 2023)
Banking of cheques - You can pay money into or out of your account by cheque. To find out more information about cheque interest
clearing times, withdrawals and certainty, please visit nationwide.co.uk/cheque
If you have a problem with your account and wish to complain, please try to settle it with us first If you're not happy with the way in which we
handled your complaint or the outcome you may be able to complain to the Financial Ombudsman Service. We'll give you details of how to
contact the Ombudsman.
Important information about compensation arrangements
The deposits in this account are eligible for protection under the Financial Services Compensation Scheme (FSCS). An Information Sheet and Exclusion
List which provides information about the FSCS and the protection that it provides can be found at nationwide.co.uk/fscs-info
For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk
Alternatively, please visit your local branch or call
03457 30 20 11 to request a copy or to chat to us about your account Our contact centers are open from
Sam to 8pm, 7 days a week.
