TWO WHEELER LOAN APPLICATION FORM

APPLICANT DETAILS

1. Name: Mr. ANURAG ANIL KUMAR

2. Date of Birth: 31/07/1993 3. Gender: Male Female Others
4. Marital Status: Married Single 5. Mother’s Maiden Name: KIRAN
PAN CARD BQJPA7125G
6. ID Proof Number: 7. CKYC No.:

8. Current Residential Address: HOUSE NO 37 4 GALI NO 7 ARYA NAGAR KARKARDOOMA

EAST DELHI ARYA NAGAR,
New Delhi, Delhi, 110092,
IND
Landmark: ARYA NAGAR Mobile: 8527419088
Email ID: junk@gmail.com
Stability at Current Address: Years in Current Address: 25 Years in Current City: 25
Months in Current Address: 1 Months in Current City: 1
9. Employment Type: Salaried
10. Name of the Company/Firm: ST. ANDREWS SCOT SE. SEC. SCHOOL
Designation/Nature of Business: TEACHER
Department:
Stability of employee/business: Current Business Stability (Yr): 0.00 Total Business Stability (Yr): 0.00
Office Address: ST ANDREWS SCOT SE SEC SCHOOL 9TH AVENUE IP EXTENSION
PATPARGANJ EAST DELHI MAIN ROAD,
New Delhi, Delhi, 110092,
IND
Income: Monthly Income: 0.00 Gross Yearly Income:
11. Permanent Residential Address: HOUSE NO 37 4 GALI NO 7 ARYA NAGAR
KARKARDOOMA EAST DELHI ARYA NAGAR,
New Delhi, Delhi, 110092,
IND
Landmark: ARYA NAGAR Type of Ownership: PARENTAL
12. Purpose of Loan: Purchase of/ Working capital requirement in respect of Asset

REFERENCES
Name: karan k Name: aditya singh
Address: delhi Address: delhi
City: New Delhi State: Delhi City: New Delhi State: Delhi
PIN: 110002 STD Code: PIN: 110002 STD Code:
Mobile No.: 9899126858 Mobile No.: 8528519088
Relation with Applicant: Friend Relation with Applicant: Relative
(Atleast one friend & one relative) (Atleast one friend & one relative)
I/We hereby declare that I/We have verified the details mentioned above
 OTHER DETAILS

Case ID: 241150841969 Applicant Co-Applicant

Dealer Name: T R SAWHNEY MOTORCYCLES PVT LTD Date: 13/11/2024
Dealer Code: 9307167
Branch Code: 386
CRE Code: 719939

Digital Acceptance given by Customer successfully!

Acceptance Date & Time: 2024-11-13 14:59:01

Acceptance IP Address: 47.31.239.114

Signature of the Applicant Signature of the Co-Applicant

 CO-APPLICANT DETAILS

1. Name: Mrs. KIRAN KIRAN

2. Date of Birth: 01/01/1974 3. Gender: Male Female Others

4. Marital Status: Married Single 5. Mother’s Maiden Name: SHANTI DEVI

6. ID Proof Number: PAN CARD GRPPK0283R 7. CKYC No.:

8. Current Residential Address: 37 4 GALI NO 7 ARYA NAGAR DELHI SHAKARPUR EAST DELHI
ARYA NAGAR,
New Delhi, Delhi, 110092,
IND
Landmark: ARYA NAGAR Mobile: 9899126858
Email ID: junk@gmail.com
Stability at Current Address: Years in Current Address: 31 Years in Current City: 31
Months in Current Address: 1 Months in Current City: 1
9. Employment Type: Self_Employed_Non_Professional
10. Name of the Company/Firm: kiran bakery
Designation/Nature of Business: qwner
Department:
Stability of employee/business: Current Business Stability (Yr): 4.00 Total Business Stability (Yr): 4.00
Office Address: ARYA NAGAR SHAKARPUR ARYA NAGAR,
New Delhi, Delhi, 110092,
IND
Income: Monthly Income: Gross Yearly Income: 0.00
11. Permanent Residential Address: 37 4 GALI NO 7 ARYA NAGAR DELHI
SHAKARPUR EAST DELHI ARYA NAGAR,
New Delhi, Delhi, 110092,
IND
Landmark: ARYA NAGAR Type of Ownership: SELF

ASSET BEING FINANCED

Manufacturer Vehicle Name Model/Variant Quantity Vehicle Cost (Rs.)

ROYAL ENFIELD Classic 350 Dark 1 257137.00
 PROPOSED SCHEME DETAILS*

Loan Advance EMI

LTV(%) Tenure(Months) IRR% (a)* ROI% (b)*
Amount(Rs.) EMI(count) amount(Rs.)
167231.00 63.64 18 16.70 9.16 0 10567.00
Additional Broken
Stamp DSA Dealer
PF% Processing PDD(Rs.) Period
Duty(Rs.) Subvention Subvention
Fees (Rs.) Interest(Rs.)
1.00000 750.00 590.00 100.00 0 0

* The proposed scheme details are indicative and may change depending upon the assessment of the loan
application basis the internal product and policy norms of Tata Capital Limited. The final details will be
as provided in the facility documents.

(a) Internal Rate of Return (IRR): also sometimes referred as Reducing Balance Interest Rate, where the
interest is calculated on the reduced principal amount i.e interest is calculated on the principal
outstanding every month.

(b) Rate of Interest (ROI): also sometimes referred as the Flat Interest Rate, where the interest is
calculated on the entire loan amount throughout the tenure of your loan i.e. simple interest rate.

I/We hereby declare that I/We have understood the difference between IRR and Rate of Interest

Digital Acceptance given by Customer successfully!

Acceptance Date & Time: 2024-11-13 14:59:01

Acceptance IP Address: 47.31.239.114

Signature of the Applicant Signature of the Co-Applicant

 TERMS & CONDITIONS

1. This Application is not for citizens, residents, persons, or entities accessing from the European Union and
no services shall be provided to any person or entity in the European Union.

2. This Application Form shall not be construed to imply automatic approval of your loan / facility by Tata
Capital Limited (“TCL”/ “the Company”).

3. The sanction of the loan, loan amount and disbursal are at the sole discretion of the company and no
commitment has been given regarding the same.

4. The Loan facility shall be disbursed by the Company to the applicant/s and/or such other person as
instructed by the applicant and the amount disbursed by the Company to such person shall be valid binding and
effectual discharge from the applicant/s.

5. The rate of interest for loans offered by various business segments is arrived after adjusting for spread by
the relevant business segment. Some of the key factors (illustrative but not exhaustive) considered by
businesses include Interest rate volatility risk, Credit and default risk in the related business segment,
Behavioural performance of similar homogeneous cohort of customers, Profile of the customer, Industry
segment of the customer, Repayment track record of the customer, Nature and value of collateral security, if
any, Ticket size of loan, Bureau Score, Tenure of Loan, Delinquency and collection performance of the
relevant geography of the customer, Existing indebtedness of the customer.

6. The rate of interest for the same product and tenor availed during same period by different customers need
not be standardized. It could vary for different customers depending upon consideration of any or combination
of above factors.

7. The Terms and Conditions mentioned above are an indicative list of terms and conditions of our loan
products. These Terms and Conditions are further described in other financing documents (such as Specific
Agreements, Master Terms and Conditions, other loan documents) under relevant sections / schedules and
therefore should be read in conjunction with such financing documents. Please also visit the Company’s
website www.tatacapital.com for the Fair Practices Code and Policy for determination of Interest Rates,
Processing and other charges adopted by the Company.

8. Interest for the Broken period (BPI)/ Pre-Monthly Instalment Interest (PMII) would be collected as a part of
the last EMI at the end of the tenure.

9. I/We hereby understand that TCL may, if required, seek information or documents in addition to what is
mentioned in its KYC-PML Policy and I/We hereby consent to the same and agree to provide such information
or documents.

10. I /We hereby declare that the mobile number as submitted by me/us in this application is the same as the
one available and registered with the Unique Identification Authority of India (“UIDAI”). I / We undertake to
inform the Company of any changes therein, immediately.

11. I/We hereby represent that the Company can contact the references provided by me/us for my/ our
reference check or in case the I/We or any of us is/are not reachable/contactable for any reason and that the
references have consented to the same.

12. This Application Form should not be construed as giving rise to any binding obligation on the part of the
Company to provide the financial assistance/ facilities opted for by the applicant.

13. In case any of the above information is found to be false or untrue or misleading or misrepresenting, I /We
am / are aware that I may be held liable for it.

UNDERTAKINGS / DECLARATIONS

1. I / We declare that I / We am / are not citizens, residents, persons or entities accessing from the European
Union.
2. I/We declare that no cash/ bearer cheque has been collected from me/ us upfront or otherwise towards
processing of this Loan Application Form by any executive/ representative of the Company. All payment
instruments being issued for the purpose of this loan application/ loan payments/ repayment have to be issued
in favour of the Company only.

3. I/We declare that all the details furnished in this application form are true, correct and up to-date in all
respects and that I/We have not withheld any information whatsoever. I / We undertake to inform the Company
of any changes therein, immediately

4. I/We hereby confirm that no insolvency proceeding or suits for recovery of outstanding dues or monies
whatsoever or for attachment of my/ our assets or properties, and/ or any criminal proceedings have been
initiated and/ or are pending against me/ us and that I/We have never been adjudicated insolvent by any court
or other authority nor has any receiver, administrator, administrative receiver, trustees or similar officer been
appointed for my/our assets.

5. I/We understand and acknowledge that the Company shall have the absolute discretion, without assigning
any reasons (unless required by applicable law), to reject my/ our application and that the Company shall not be
responsible/liable in any manner whatsoever to me/us for such rejection or any delay in notifying me/us of such
rejection and any costs, losses, damages or expenses, or other consequence caused by reason of such rejection,
or any delay in notifying me/ us of such rejection of our application.

6. I / We understand and am aware that the payment of processing fee (if any) is a pre-requisite together with
this loan application form. The charges paid to the Company towards out of pocket expenses and / or log-in /
processing fees are non-refundable to me / us and upon the application being withdrawn by us or being rejected
by the Company for any reason whatsoever, we will not be entitled for refund either in part or in full.

7. Processing fee along with applicable taxes/ Insurance Premium (in case I have opted for insurance cover)
will be deducted from the disbursement amount and the amount disbursed shall be net of fee/ charges/ premium
amount.

8. Government Taxes, Stamp duty and other statutory charges will be as per applicable laws.

9. No Discount/ free gift or any other commitment whatsoever are made /binding except what is documented
in the loan agreement or any other finance document.

10. I / We hereby confirm and duly undertake that the loan is being taken for purpose as stated in the
Application. I / We also confirm that I / We shall not use the loan for any improper/illegal or unlawful purpose/
activities.

11. I/We have been Informed that incomplete/ defective application will not be processed, and the Company
shall not be responsible in any manner for the resulting delay or otherwise. The Company may request for
additional documents other than those collected with the application.

12. I/We hereby provide our consent to the Company to obtain and / or submit my / our information from / to
Credit Information Company and/or information utility and/or such institution set up under the provisions of
law from time to time, as and when required. I/We also authorize the Company to carry out multiple bureau
checks wherever required.

13. The Company has adopted the Tata Code of Conduct (“TCoC”) and all our employees and representatives
are bound by the same. A copy of the TCoC is available on www.tatacapital com. In case you notice any
violation or potential violation of the TCoC by any of our employees or representatives, you may write to us at
ethics@ tatacapital.com intimating us of the same.

14. The Company /its Group Companies reserve the right to retain the photographs and documents submitted
with the application and will not return the same to me / us.

15. I / We hereby consent to voluntarily submit to the Company at my / our own discretion, the physical copy
of Aadhaar card / physical e- Aadhaar / offline electronic aadhaar xml as issued by the Unique Identification
Authority of India (“UIDAI”) after masking the Aadhaar number for the purpose of establishing my / our
identity / address proof in line with the Directions / guidelines issued by the Regulatory and Statutory bodies
from time to time. I / We further give my / our consent to the Company for verification of my / our Aadhaar to
establish the genuineness in such manner as permitted by UIDAI or under any law from time to time. I/ we
have understood/ been made aware of the purpose and consent of collecting Aadhaar. The Company has
informed me / us that my / our Aadhaar submitted to the Company shall not be used for any other purpose other
than as per the requirements of law.

16. I/We understand that the purchase of any insurance products is purely voluntary and is not linked to
availment of any other facility from the Company.

17. I/ We hereby consent to the Company to carry out the KYC and other requisite checks by such processes as
may be permissible under law including verification of documents or details submitted for KYC purpose,
accessing and procuring data from databases maintained by statutory or other authorities constituted by law, for
the purpose of granting the Loan Facility referred in this form.

18. More particularly, I/ We hereby consent to the Company updating/furnishing my/our KYC data on the
Centralised KYC Registry (CKYCR) or such other database or repository as may be prescribed from time to
time as also access, download and procure data therefrom and rely upon the same for the purpose of KYC
checks and it shall be my/our responsibility to ensure that the data is correct and updated and to immediately
intimate in writing in case of any changes to the data. The Company may also verify the data in such manner as
it deems fit and seek additional information or perform enhanced due diligence. I consent to receive
information/intimation from the Company/CKYCR through SMS/Email on the above registered number/Email
address notwithstanding my/ our names and / or numbers appearing in the Do Not Call or Do Not Disturb
registry.

19. RELATIONSHIP DECLARATION (if any with a Director/ Senior Officer of the Company)

Relationship of the Applicant Declaration

I am a Director/ relative of a Director of the Company or we are a firm in which any
Director/ relative of a Director of the Company is interested as a
partner/manager/employee/ guarantor or we are a company in which any Yes No
Director/relative of a Director of the Company is interested as a major shareholder,
director, manager, employee or guarantor.
I/we am/are a senior officer(s)/ relative of a senior officer of the Company. Yes No

Note: A director or relative shall be deemed to be interested in a company, being the subsidiary or holding
company, if he/she is a major. Shareholder or is in control of the respective holding or subsidiary company.

Name of Director(s)/ Senior Nature of Relationship with

Sr. No. Designation
Officer (s) Director/ Senior Officer

Imp. Note: If the declaration is found to be false, then the Company will be entitled to revoke and/or recall the
credit facility

20. In case any of the information provided in this application form is found to be false or untrue or misleading
or misrepresenting, I /we am / are aware that I may be held liable for it. Further TCL shall also be entitled to
revoke and/ or recall the credit facility at its sole discretion.

21. I/We hereby consent to receiving information from Central KYC Registry through SMS/ Email
on the above registered number/ Email address.

22. Yes, I/We hereby expressly authorize the Company to send me/ us communications regarding
Insurance products of the Company through any of the modes of communication referred above. No,
I/We do not want to receive any communication regarding Insurance products.
23. I / We expressly authorize/consent to the Company, its group companies and other companies
within the Tata group, its various service providers or agents, to contact me / us, through e-mails,
telephones, messages, SMS, Whatsapp or other applications or otherwise even if my / our names appear
in the Do Not Call or Do Not Disturb Register to inform me / us about the marketing schemes,
promotional schemes, various financial and other products and/or offerings of other services, loyalty
programs or any other aspect offered by them. I / We agree that this consent shall continue to be valid
even if the loan applied for has been rejected or closed.

24. I / We authorize the Company and all its group companies, their agents and service providers to
exchange, share or part with all the information and details (including personal sensitive data or
information and any information that requires a consent under the Information Technology Act, 2008
and/ or any other statute) relating to my/our existing loans and/or repayment history to other group
companies, bank, financial institutions, credit bureaus, information utilities, agencies, statutory bodies
etc. as may be required or as they may deem fit and shall not hold the Company or any of its group
companies or its agent/representatives liable for use/sharing of this information.

25. I/We hereby declare that I/We have understood and read the terms & conditions given above.

DOCUMENTS TO BE SUBMITTED

I/We confirm that I/we may have to submit either of the following documents (wherever applicable) as
required by the company for its loan application:

1. Proof of Address - Mandatory

2. Proof of identity - Mandatory

3. Latest 3 salary slips

4. Latest 3 / 6-month Bank Statement

5. Last 2 years ITR with computation of income/certified financials

6. ECS / ENACH/ EMANDATE

7. PDC (except in non-mandate locations)

8. Proof of Ownership of Residence (If Applicable)

9. Any additional document

I/ We confirm that the executive collecting my application/ document:

has not received any payment in cash, bearer cheque or kind along with or in connection with this loan
application from me/us.
Informed me/us that GST as may be applicable will be charged in connection with the loan.
Informed me/us that the quantum of the loan will be finally decided by the Company and has not made
commitments to me/us regarding the same.
Informed me/us that the Equated Monthly Instalments (EMI) will be due on 4th of every month.

Note:

1. Application form complete in all respects will be processed within 14 days from the date of receipt
thereof.
2.
 2. Whenever any additional information/documents is/are required to process the application form, the
same shall be intimated to the customer within 14 days from the date of receipt of this form.
3. The rate of interest will be different for different categories of borrowers based on individual credit and
risk profile.

Digital Acceptance given by Customer successfully!

Acceptance Date & Time: 2024-11-13 14:59:01

Acceptance IP Address: 47.31.239.114

Signature of the Applicant Signature of the Co-Applicant