The Family Inventory
RBC Wealth Management
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Introduction Table of contents
1. Introduction. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1
The Family Inventory guidebook has been designed to
2. Personal information. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2
help you gather a comprehensive list of all information
pertaining to your family’s current financial status, such as: 3. Professional advisors. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3
> Personal information 4. Banking information . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4
> Professional Advisors
5. Credit information . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5
> Banking
> Investments 6. Investment information . . . . . . . . . . . . . . . . . . . . . . . . . . . 6
> Assets
7. Personal assets. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7
> Pension
> Insurance 8. Real estate and pension plans. . . . . . . . . . . . . . . . . . . . . . 8
You will find this inventory a useful reference when creating 9. Business investments. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9
or updating your financial plan. It will help you step back
and look at your overall financial situation and ensure you 10. Life insurance. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10
have considered all aspects of your financial affairs. 11. Other insurance. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11
Completing this inventory is also a first step in developing Other life coverage . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11
your estate plan. It will help you ensure that all assets Group health insurance. . . . . . . . . . . . . . . . . . . . . . . . . . . 11
are accounted for and considered, and that beneficiaries Private disability insurance. . . . . . . . . . . . . . . . . . . . . . . . 11
are taken care of. An up-to-date inventory will prove Critical illness/disability insurance . . . . . . . . . . . . . . . . 12
invaluable to your surviving heirs, executors, trustees Property insurance. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12.
and advisors as your estate is settled. Other insurance. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12
You should update this document whenever significant 12. Location of other important documents. . . . . . . . . . . . 13
changes in your family’s financial status occur. Due to the
13. Your funeral and Will. . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14
level of detail and personal information, be sure to keep
Pre-planned funeral. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14
the information safe and secure by, for example, adding
Your Will. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14
password protection to your soft copy and storing any
Beneficiaries. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14
printed copies in your safety deposit box. If you have any
questions while using this document, please contact your 14. Your spouse’s or partner’s pre-planned
advisor at RBC. funeral and Will. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15
Pre-planned funeral. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15
Your spouse’s or partner’s Will . . . . . . . . . . . . . . . . . . . . 15
Beneficiaries. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15
15. Power of Attorney. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 16
Power of Attorney. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 16
Your spouse’s or partner’s Power of Attorney . . . . . . . 16
Notes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 16
Family Inventory 1
2 > P ersonal information
Date prepared: Date of most
recent update:
Your name: Date of birth:
S.I.N.: Place of birth:
Address: Phone:
Spouse’s or partner’s name: Date of birth:
S.I.N.: Place of birth:
Address: Phone:
Dependants
Name: Date of birth:
Relation*:
S.I.N.: Place of birth:
Address: Phone:
Name: Date of birth:
Relation*:
S.I.N.: Place of birth:
Address: Phone:
Name: Date of birth:
Relation*:
S.I.N.: Place of birth:
Address: Phone:
Name: Date of birth:
Relation*:
S.I.N.: Place of birth:
Address: Phone:
*E.g. son, daughter, grandchild, niece, nephew.
2 Family Inventory
3 > P rofessional advisors
Accountant
Name: Firm:
Address:
Phone: Fax: Email:
Lawyer
Name: Firm:
Address:
Phone: Fax: Email:
Investment advisor
Name: Firm:
Address:
Phone: Fax: Email:
Banker
Name: Firm:
Address:
Phone: Fax: Email:
Trust company
Name: Firm:
Address:
Phone: Fax: Email:
Other
Name: Firm:
Address:
Phone: Fax: Email:
Family Inventory 3
4 > B anking information
Accounts
1. Name of financial institution: Name of contact:
Address:
Phone: Balance: $
Account number: Account type*:
2. Name of financial institution: Name of contact:
Address:
Phone: Balance: $
Account number: Account type*:
3. Name of financial institution: Name of contact:
Address:
Phone: Balance: $
Account number: Account type*:
4. Name of financial institution: Name of contact:
Address:
Phone: Balance: $
Account number: Account type*:
5. Name of financial institution: Name of contact:
Address:
Phone: Balance: $
Account number: Account type*:
Bank machine cards
1. Issuer: Card number:
2. Issuer: Card number:
3. Issuer: Card number:
*Include all banking accounts — e.g. chequing, savings.
4 Family Inventory
5 > C redit information
Loan accounts
1. Name of financial institution: Name of contact:
Address:
Phone: Balance: $
Account number and loan type*: Loan amount: $
2. Name of financial institution: Name of contact:
Address:
Phone: Balance: $
Account number and loan type*: Loan amount: $
3. Name of financial institution: Name of contact:
Address:
Phone: Balance: $
Account number and loan type*: Loan amount: $
4. Name of financial institution: Name of contact:
Address:
Phone: Balance: $
Account number and loan type*: Loan amount: $
Credit cards
1. Issuer: Card number:
Expiry date: Credit limit: $
2. Issuer: Card number:
Expiry date: Credit limit: $
3. Issuer: Card number:
Expiry date: Credit limit: $
*Include all banking liabilities — e.g. mortgage, credit line, demand loans.
Family Inventory 5
6 > I nvestment information
1. Firm:
Account type*: Account number:
Ownership type/beneficiary**: Value: $
2. Firm:
Account type*: Account number:
Ownership type/beneficiary**: Value: $
3. Firm:
Account type*: Account number:
Ownership type/beneficiary**: Value: $
4. Firm:
Account type*: Account number:
Ownership type/beneficiary**: Value: $
5. Firm:
Account type*: Account number:
Ownership type/beneficiary**: Value: $
6. Firm:
Account type*: Account number:
Ownership type/beneficiary**: Value: $
7. Firm:
Account type*: Account number:
Ownership type/beneficiary**: Value: $
8. Firm:
Account type*: Account number:
Ownership type/beneficiary**: Value: $
*Include cash accounts, margin accounts, TFSAs, RRSPs, RRIFs, LIRAs, Locked-in RRSPs, LIFs, LRIFs, Prescribed RRIFs, RESPs, RDSPs, annuities, etc.
**If a registered account, indicate a beneficiary. If a cash or margin account, indicate whether held in single name, joint tenancy with right of survivorship or tenancy in common.
6 Family Inventory
7 > P ersonal assets
Assets (e.g. cars, jewellery, art, etc.)
Item description Location Beneficiary Value
1. $
2. $
3. $
4. $
5. $
6. $
7. $
8. $
9. $
10. $
11. $
12. $
13. $
14. $
15. $
16. $
17. $
18. $
19. $
20. $
21. $
22. $
Family Inventory 7
8 > R eal estate and pension plans
Real estate
Principal residence address:
Title held by: Mortgage held by:
Date of purchase: Deed location:
Purchase price: $ Current market value: $
Beneficiary:
1. Other property address:
Title held by: Mortgage held by:
Date of purchase: Deed location:
Purchase price: $ Current market value: $
Beneficiary:
2. Other property address:
Title held by: Mortgage held by:
Date of purchase: Deed location:
Purchase price: $ Current market value: $
Beneficiary:
Pension plans
1. Company name: Company contact:
Phone: Plan type*:
Beneficiary: Value: $
2. Company name: Company contact:
Phone: Plan type*:
Beneficiary: Value: $
*Defined Benefit, Money Purchase or Defined Contribution; DPSP; or group RRSP.
8 Family Inventory
9 > B usiness investments
Private corporations
1. Company name:
Type*: Percentage of interest held:
Location of documents:
Legal counsel: Beneficiary:
Accountant:
2. Company name:
Type*: Percentage of interest held:
Location of documents:
Legal counsel: Beneficiary:
Accountant:
3. Company name:
Type*: Percentage of interest held:
Location of documents:
Legal counsel: Beneficiary:
Accountant:
*Sole proprietorship, partnership, corporation, etc.
Family Inventory 9
10 > L ife insurance
Individual coverage
1. Issuer: Insured:
Agent’s name: Phone:
Insurance type*: Policy number:
Cash surrender
Face value: $ Death benefit:
value: $
Contract location: Beneficiary:
2. Issuer: Insured:
Agent’s name: Phone:
Insurance type*: Policy number:
Cash surrender
Face value: $ Death benefit:
value: $
Contract location: Beneficiary:
Group coverage
1. Issuer: Insured:
Agent’s name: Phone:
Insurance type*: Policy number:
Cash surrender
Face value: $ Death benefit:
value: $
Contract location: Beneficiary:
2. Issuer: Insured:
Agent’s name: Phone:
Insurance type*: Policy number:
Cash surrender
Face value: $ Death benefit:
value: $
Contract location: Beneficiary:
*Indicate if Term or Permanent coverage.
10 Family Inventory
11 > O ther insurance
Health card number:
Other life coverage (e.g. travel insurance, credit cards, etc.)
1. Issuer: Insured:
Insurance type: Policy number:
Death benefit: Contract location:
2. Issuer: Insured:
Insurance type: Policy number:
Death benefit: Contract location:
Group health insurance
1. Insurance company:
Contact name: Phone:
Group: Coverage for:
2. Insurance company:
Contact name: Phone:
Group: Coverage for:
Private disability insurance
1. Insurance company:
Contact name: Phone:
Coverage type/person insured: Policy number:
Coverage: $ Annual premium: $ Benefit period:
2. Insurance company:
Contact name: Phone:
Coverage type/person insured: Policy number:
Coverage: $ Annual premium: $ Benefit period:
Family Inventory 11
11 > Other insurance
Critical illness/disability insurance
1. Insurance company:
Contact name: Phone:
Coverage type/person insured: Certificate/policy number:
Coverage: $ Annual premium: $ Benefit period:
Property insurance (home/auto/other)
1. Property description:
Insurance company:
Contact name: Phone:
Policy number: Contract location:
2. Property description:
Insurance company:
Contact name: Phone:
Policy number: Contract location:
3. Property description:
Insurance company:
Contact name: Phone:
Policy number: Contract location:
Other coverage (e.g. mortgage, credit cards, etc.)
1. Insurance company:
Coverage for: Policy number:
Coverage: $ Contract location:
2. Insurance company:
Coverage for: Policy number:
Coverage: $ Contract location:
12 Family Inventory
12 > L ocation of other important documents
Your birth certificate:
Spouse’s or partner’s birth certificate:
Children’s birth certificates:
Marriage licence:
Medical records:
Physician’s name: Phone:
Physician’s name: Phone:
Citizenship and passport papers:
Income tax returns:
Custody/adoption papers:
Pre-nuptial/cohabitation papers:
Separation/divorce papers:
Family Inventory 13
13 > Y our funeral and W ill
Pre-planned funeral
Funeral home:
Contact name: Phone:
Details
Cemetery plot:
Plot location: Deed location:
Your Will
Date of last Will/Codicil: Will location:
Lawyer: Phone:
Address:
Executor(s)/trustee(s): Phone:
Address:
Beneficiaries
Name: Phone:
Address:
Name: Phone:
Address:
Name: Phone:
Address:
Name: Phone:
Address:
Will instructions/special clauses:
14 Family Inventory
14 > Y our spouse ’ s or partner ’ s funeral and W ill
Your spouse’s or partner’s pre-planned funeral
Funeral home:
Contact name: Phone:
Details
Cemetery plot:
Plot location: Deed location:
Your spouse’s or partner’s Will
Date of last Will/Codicil: Will location:
Lawyer: Phone:
Address:
Executor(s)/trustee(s): Phone:
Address:
Beneficiaries
Name: Phone:
Address:
Name: Phone:
Address:
Name: Phone:
Address:
Name: Phone:
Address:
Will instructions/special clauses:
Family Inventory 15
15 > P ower of A ttorney
Power of Attorney
Location: Type:
Powers given to: Phone:
Address:
Lawyer: Phone:
Address:
Your spouse’s or partner’s Power of Attorney
Location: Type:
Powers given to: Phone:
Address:
Lawyer: Phone:
Address:
Notes
(Please indicate any other pertinent information; e.g. child support, any other outstanding debts, trusts, etc.)
16 Family Inventory
This document has been prepared for use by the RBC Wealth Management member companies, RBC Dominion Securities Inc.(RBC
DS)*, RBC Phillips, Hager & North Investment Counsel Inc. (RBC PH&N IC), RBC Global Asset Management Inc.(RBC GAM), Royal Trust
Corporation of Canada and The Royal Trust Company (collectively, the “Companies”) and their affiliates, RBC Direct Investing Inc.
(RBC DI) *, RBC Wealth Management Financial Services Inc. (RBC WM FS) and Royal Mutual Funds Inc. (RMFI). Each of the Companies,
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Protection Fund.
“RBC advisor” refers to Private Bankers who are employees of Royal Bank of Canada and licensed representatives of RMFI, Investment
Counsellors who are employees of RBC PH&N IC and the private client division of RBC GAM, Senior Trust Advisors and Trust Officers
who are employees of The Royal Trust Company or Royal Trust Corporation of Canada, or Investment Advisors who are employees of
RBC DS.
In Quebec, financial planning services are provided by RMFI or RBC WM FS and each is licensed as a financial services firm in that
province. In the rest of Canada, financial planning services are available through RMFI, Royal Trust Corporation of Canada, The Royal
Trust Company, or RBC DS. Estate and trust services are provided by Royal Trust Corporation of Canada and The Royal Trust Company.
If specific products or services are not offered by one of the Companies or RMFI, clients may request a referral to another RBC partner.
Insurance products are offered through RBC WM FS, a subsidiary of RBC DS. When providing life insurance products in all provinces
except Quebec, Investment Advisors are acting as Insurance Representatives of RBC WM FS. In Quebec, Investment Advisors are
acting as Financial Security Advisors of RBC WM FS.
The strategies, advice and technical content in this publication are provided for the general guidance and benefit of our clients,
based on information believed to be accurate and complete, but we can guarantee its accuracy or completeness. This publication is
not intended as nor does it constitute tax or legal advice. Readers should consult a qualified legal, tax or other professional advisor
when planning to implement a strategy. This will ensure that their individual circumstances have been considered properly and that
action is taken on the latest available information. Interest rates, market conditions, tax rules, and other investment factors are
subject to change. This information is not investment advice and should only be used in conjunction with a discussion with your RBC
advisor. None of the Companies, RMFI, RBC WM FS, RBC DI, Royal Bank of Canada or any of its affiliates or any other person accepts
any liability whatsoever for any direct or consequential loss arising from any use of this report or the information contained herein.
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Used under licence. © 2011 Royal Bank of Canada. All rights reserved. Printed in Canada
For more information:
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FAMINVENT 94578 (08/2011)
