Page 1 of 8

Statement of Account

Statement Period
04/19/24 - 05/18/24

Access No. 9030850

#BWNLLSV
Routing Number: 2560-7497-4

#000000P9P3PXU0A7#000MMY90F
TONYA L CHANEY Questions about this Statement?

2640 WAGON WHEEL RD APT 335 Toll-free in the U.S. 1-888-842-6328

OXNARD CA 93036-2144 For toll-free numbers when overseas,

visit navyfederal.org/overseas/
Collect internationally 1-703-255-8837

Say "Yes" to Paperless! View your

digital statements via Mobile or
Navy Federal Online Banking.

Say "Yes" to Paperless Statements

If you haven't already, go paperless! You can access up to 36 months of statements anytime, anywhere.

To get started, select "Statements" in digital banking.*

It's an easy way to reduce the risk of identity theft and cut down on paper clutter.

Insured by NCUA. *Message and data rates may apply. Visit navyfederal.org for more information.

Summary of your deposit accounts

Previous Deposits/ Withdrawals/ Ending YTD

Balance Credits Debits Balance Dividends

EveryDay Checking
7048957059 $0.00 $0.00 $0.00 $0.00 $0.00

Active Duty Checking

7046897141 $763.96 $7,505.19 $7,948.78 $320.37 $0.22

Membership Savings
3061211185 $1,455.98 $0.24 $1,200.00 $256.22 $2.94

Totals $2,219.94 $7,505.43 $9,148.78 $576.59 $3.16

REMITTANCE RECEIVED AFTER STATEMENT PERIOD WILL APPEAR ON YOUR NEXT STATEMENT

TONYA L CHANEY
DEPOSIT VOUCHER
(FOR MAIL USE ONLY. DO NOT SEND CASH THROUGH THE MAIL
9030850
DEPOSITS MAY NOT BE AVAILABLE FOR IMMEDIATE WITHDRAWAL)

ACCOUNT NUMBER ACCOUNT TYPE AMOUNT ENCLOSED

MARK "X" TO CHANGE 7048957059 Checking

ADDRESS/ORDER

ITEMS ON REVERSE
7046897141 Checking

3061211185 Savings

NFCU
PO BOX 3100
TOTAL
MERRIFIELD VA 22119-3100

405704895705970468971413061211185000000000000000000009
 Page 2 of 8

Statement Period
04/19/24 - 05/18/24

Access No. 9030850

Statement of Account
For TONYA L CHANEY

Checking

EveryDay Checking - 7048957059

Joint Owner(s): NONE

Date Transaction Detail Amount($) Balance($)

04-19 Beginning Balance 0.00

No Transactions This Period

05-18 Ending Balance 0.00

Average Daily Balance - Current Cycle: $0.00

Active Duty Checking - 7046897141

Joint Owner(s): NONE

Date Transaction Detail Amount($) Balance($)

04-19 Beginning Balance 763.96

04-19 POS Debit- Debit Card 4234 04-18-24 Sq *frcswdetptmugu Point Mugu Na CA 2.25 - 761.71

04-19 POS Debit - Debit Card 4234 Transaction 04-18-24 Navy Exchange 110171 Point

Mugu Na 5.47 - 756.24

04-19 POS Debit- Debit Card 4234 04-18-24 Walmart.Com 800-925-6278 AR 72.15 - 684.09

04-22 POS Debit- Debit Card 4234 04-21-24 Amzn Mktp Us*m57U4 Amzn.Com/Bill WA 4.69 - 679.40

04-22 POS Debit- Debit Card 4234 04-20-24 LA Bodega Farmers Camarillo CA 6.40 - 673.00

04-22 POS Debit- Debit Card 4234 04-21-24 Amzn Mktp Us*bf7On Amzn.Com/Bill WA 10.91 - 662.09

04-22 POS Debit- Debit Card 4234 04-21-24 Netflix.Com Netflix.Com CA 11.99 - 650.10

04-22 POS Debit- Debit Card 4234 04-22-24 Amzn Mktp Us*535V1 Amzn.Com/Bill WA 12.55 - 637.55

04-22 POS Debit- Debit Card 4234 04-22-24 Amazon Digit*3X3Cg Seattle WA 15.99 - 621.56

04-22 POS Debit- Debit Card 4234 04-21-24 Apple Cash Sent MO 1Infiniteloop CA 18.85 - 602.71

04-22 POS Debit- Debit Card 4234 04-21-24 Amzn Mktp Us*n66E9 Amzn.Com/Bill WA 34.96 - 567.75

04-22 Paid To - Venmo Payment Chk 9100001 50.00 - 517.75

04-22 Paid To - Schwab Brokerage Moneylink Chk 2100002 72.00 - 445.75

04-23 Transfer From Shares 1,000.00 1,445.75

Tonya L Chaney
 Page 3 of 8

Statement Period
04/19/24 - 05/18/24

Access No. 9030850

Statement of Account
For TONYA L CHANEY

Active Duty Checking - 7046897141 (Continued from previous page)

Joint Owner(s): NONE

Date Transaction Detail Amount($) Balance($)

04-23 POS Debit- Debit Card 4234 04-21-24 Fitbody Fusion 916-7890110 AZ 125.00 - 1,320.75

04-24 POS Debit- Debit Card 4234 04-23-24 Target.Com * 800-591-3869 MN 5.03 - 1,315.72

04-24 Paid To - Chase Credit Crd Epay Chk 2100002 1,000.00 - 315.72

04-25 Deposit - ACH Paid From USAA Chk-Intrnt Transfer 01Afdu 140.00 455.72

04-25 POS Debit- Debit Card 4234 04-24-24 Spectrum 855-707-7328 MO 46.99 - 408.73

04-26 POS Debit- Debit Card 4234 04-26-24 Help.Max.Com Max.Com Ny 9.99 - 398.74

04-29 POS Credit Adjustment 4234 Transaction 04-26-24 0009P - Parkingcom 34.97 433.71

04-29 Deposit - ACH Paid From DFAS-Cleveland Navy Act 01Afd3 3,128.84 3,562.55

04-29 POS Debit- Debit Card 4234 04-28-24 Amazon Prime*nv8OD 888-802-3080 WA 3.79 - 3,558.76

04-29 POS Debit- Debit Card 4234 04-26-24 Sq *frcswdetptmugu Point Mugu Na CA 4.50 - 3,554.26

04-29 POS Debit- Debit Card 4234 04-27-24 Sonic #4550 Charleston SC 18.95 - 3,535.31

04-29 POS Debit- Debit Card 4234 04-28-24 Navybmr Subscripti Httpswww.Navy NV 20.00 - 3,515.31

04-29 POS Debit- Debit Card 4234 04-26-24 0009P - Parkingcom 844-4727577 IL 34.97 - 3,480.34

04-29 POS Debit- Debit Card 4234 04-26-24 Cheapairportparkin Httpswww.Chea FL 40.67 - 3,439.67

04-30 POS Debit- Debit Card 4234 04-29-24 Sq *frcswdetptmugu Point Mugu Na CA 3.00 - 3,436.67

04-30 POS Debit- Debit Card 4234 04-28-24 Los Angeles Airpor Los Angeles CA 5.75 - 3,430.92

04-30 POS Debit- Debit Card 4234 04-28-24 Aa Inflight Fort Worth TX 11.00 - 3,419.92

04-30 Transfer To Chkg Line Of Credit 78.15 - 3,341.77

Tonya L Chaney

04-30 Transfer To Loan 287.94 - 3,053.83

Tonya L Chaney

04-30 Dividend 0.05 3,053.88

05-01 POS Debit- Debit Card 4234 04-30-24 Sq *frcswdetptmugu Point Mugu Na CA 3.00 - 3,050.88

05-01 Paid To - Ocm-Ts13Rdep Web Pmts Chk 11192468 1,502.35 - 1,548.53

TONYA L CHANEY

9030850
DUE DATE
CHECKING LINE OF CREDIT VOUCHER
NONE (FOR MAIL USE ONLY. DO NOT SEND CASH THROUGH THE MAIL)

ACCOUNT NUMBER PAYMENT DUE AMOUNT ENCLOSED

MARK "X" TO CHANGE

ADDRESS/ORDER 7048957059 NONE

ITEMS ON REVERSE
7046897141 NONE

TOTAL $0.00

TOTAL
NAVY FEDERAL
PO BOX 3100
MERRIFIELD VA 22119-3100

2057048957059704689714100000000000000000000000000000000
 Page 4 of 8

Statement Period
04/19/24 - 05/18/24

Access No. 9030850

Statement of Account
For TONYA L CHANEY

Active Duty Checking - 7046897141 (Continued from previous page)

Joint Owner(s): NONE

Date Transaction Detail Amount($) Balance($)

05-02 Deposit - ACH Paid From Schwab Brokerage Moneylink 01Afd9 72.00 1,620.53

05-02 POS Debit- Debit Card 4234 05-01-24 Sq *frcswdetptmugu Point Mugu Na CA 2.50 - 1,618.03

05-02 POS Debit- Debit Card 4234 05-01-24 Apple Cash Sent MO 1Infiniteloop CA 30.00 - 1,588.03

05-02 POS Debit- Debit Card 4234 05-01-24 Apple Cash Sent MO 1Infiniteloop CA 800.00 - 788.03

05-03 POS Debit- Debit Card 4234 05-01-24 Nexcom Hunt Valley MD 1.50 - 786.53

05-03 POS Debit- Debit Card 4234 05-02-24 Sq *frcswdetptmugu Point Mugu Na CA 3.00 - 783.53

05-03 POS Debit- Debit Card 4234 05-02-24 Sq *sweetbu Candy Malibu CA 7.00 - 776.53

05-06 POS Debit- Debit Card 4234 05-02-24 Allpaid*charleston 888-6047888 SC 1.00 - 775.53

05-06 POS Debit- Debit Card 4234 05-03-24 Sq *frcswdetptmugu Point Mugu Na CA 4.75 - 770.78

05-06 POS Debit- Debit Card 4234 05-02-24 Allpaid*charleston 888-6047888 SC 5.00 - 765.78

05-06 POS Debit- Debit Card 4234 05-02-24 Starbucks Store 05 Malibu CA 10.15 - 755.63

05-06 POS Debit- Debit Card 4234 05-03-24 Target.Com * 800-591-3869 MN 17.87 - 737.76

05-06 POS Debit- Debit Card 4234 05-05-24 Amazon.Com*ve8U32Q Amzn.Com/Bill WA 20.12 - 717.64

05-06 POS Debit - Debit Card 4234 Transaction 05-03-24 Nex Fuel 110171 Point Mugu Na

CA 55.54 - 662.10

05-06 POS Debit- Debit Card 4234 05-05-24 Att* Bill Payment 800-331-0500 TX 76.56 - 585.54

05-08 POS Debit - Debit Card 4234 Transaction 05-07-24 Wal-Mart #5643 Oxnard 6.31 - 579.23

05-08 POS Debit- Debit Card 4234 05-08-24 Aaa Insurance 800-922-8228 CA 17.42 - 561.81

05-09 POS Debit- Debit Card 4234 05-07-24 Nexcom Hunt Valley MD 1.50 - 560.31

05-09 POS Debit- Debit Card 4234 05-09-24 Ltx* 5Qcjwg Facetu Www.Lightrick Ny 59.99 - 500.32

05-10 POS Debit- Debit Card 4234 05-09-24 Sq *frcswdetptmugu Point Mugu Na CA 3.25 - 497.07

05-10 POS Debit- Debit Card 4234 05-09-24 Airportparkingrese 8007275464 IL 59.37 - 437.70

05-10 POS Debit- Debit Card 4234 05-09-24 Apple Cash Sent MO 1Infiniteloop CA 80.00 - 357.70

05-13 Deposit - ACH Paid From DFAS-Cleveland Navy Act 01Afd3 3,129.33 3,487.03

05-13 POS Debit- Debit Card 4234 05-10-24 Sq *frcswdetptmugu Point Mugu Na CA 2.25 - 3,484.78

05-13 POS Debit- Debit Card 4234 05-12-24 Spotify 877-778-1161 Ny 10.99 - 3,473.79

05-13 POS Debit- Debit Card 4234 05-10-24 Apple Cash Sent MO 1Infiniteloop CA 15.00 - 3,458.79
 Page 5 of 8

Statement Period
04/19/24 - 05/18/24

Access No. 9030850

Statement of Account
For TONYA L CHANEY

Active Duty Checking - 7046897141 (Continued from previous page)

Joint Owner(s): NONE

Date Transaction Detail Amount($) Balance($)

05-13 POS Debit- Debit Card 4234 05-10-24 Target.Com * 800-591-3869 MN 39.29 - 3,419.50

05-13 POS Debit- Debit Card 4234 05-13-24 DD *doordash Foodl Www.Doordash. CA 57.49 - 3,362.01

05-13 POS Debit- Debit Card 4234 05-09-24 Walmart.Com 800925 800-966-6546 AR 72.28 - 3,289.73

05-14 Wire Fee 14.00 - 3,275.73

05-14 Withdrawal by Wire 2,000.00 - 1,275.73

05-14 Transfer To Loan 287.94 - 987.79

Tonya L Chaney

05-14 Paid To - Rocket Money Premium Chk 9100001 10.00 - 977.79

05-15 POS Debit- Debit Card 4234 05-14-24 Sq *frcswdetptmugu Point Mugu Na CA 1.50 - 976.29

05-15 POS Debit- Debit Card 4234 05-14-24 Legacy Residential 706-8304903 SC 424.35 - 551.94

05-16 POS Debit- Debit Card 4234 05-15-24 Prime Video Channe Amzn.Com/Bill WA 11.99 - 539.95

05-16 POS Debit- Debit Card 4234 05-15-24 Amazon Prime*lc9Ap Amzn.Com/Bill WA 16.38 - 523.57

05-16 POS Debit - Debit Card 4234 Transaction 05-15-24 Nex Fuel 110171 Point Mugu Na

CA 51.76 - 471.81

05-17 POS Debit- Debit Card 4234 05-16-24 State Farm Insura 800-956-6310 IL 151.44 - 320.37

05-18 Ending Balance 320.37

Average Daily Balance - Current Cycle: $871.24

Your account earned $0.05, with an annual percentage yield earned of 0.05%, for the dividend period from 04-01-2024 through 04-30-2024

Items Paid

Date Item Amount($) Date Item Amount($)

04-22 ACH 50.00 05-02 POS 2.50

04-22 ACH 72.00 05-03 POS 3.00
04-24 ACH 1,000.00 05-03 POS 7.00
05-01 ACH 1,502.35 05-03 POS 1.50
05-14 ACH 10.00 05-06 POS 4.75
04-19 POS 72.15 05-06 POS 5.00
04-19 POS 2.25 05-06 POS 10.15
04-19 POS 5.47 05-06 POS 17.87
04-22 POS 15.99 05-06 POS 20.12
04-22 POS 18.85 05-06 POS 55.54
04-22 POS 34.96 05-06 POS 76.56
04-22 POS 4.69 05-06 POS 1.00
04-22 POS 6.40 05-08 POS 17.42
04-22 POS 10.91 05-08 POS 6.31
04-22 POS 11.99 05-09 POS 59.99
04-22 POS 12.55 05-09 POS 1.50
04-23 POS 125.00 05-10 POS 59.37
04-24 POS 5.03 05-10 POS 80.00
04-25 POS 46.99 05-10 POS 3.25
04-26 POS 9.99 05-13 POS 10.99
04-29 POS 18.95 05-13 POS 15.00
04-29 POS 20.00 05-13 POS 39.29
04-29 POS 34.97 05-13 POS 57.49
04-29 POS 40.67 05-13 POS 72.28
04-29 POS 3.79 05-13 POS 2.25
04-29 POS 4.50 05-15 POS 1.50
04-30 POS 11.00 05-15 POS 424.35
04-30 POS 3.00 05-16 POS 11.99
04-30 POS 5.75 05-16 POS 16.38
05-01 POS 3.00 05-16 POS 51.76
05-02 POS 30.00 05-17 POS 151.44
05-02 POS 800.00
 Page 6 of 8

Statement Period
04/19/24 - 05/18/24

Access No. 9030850

Statement of Account
For TONYA L CHANEY

Checking Line of Credit - 7048957059

Credit Limit $1,000.00 Minimum Amount Due $0.00

Outstanding Principal Balance $0.00 Past Due Amount $0.00

Outstanding Interest Charge $0.00 Payment Due Date None

Outstanding Fees $0.00

Total Outstanding Balance $0.00

Available Credit $1,000.00

Principal
Date Transaction Detail Amount($) Fee(s) ($) Interest($) Principal ($) Balance ($)

04-19 Beginning Balance 76.01

04-30 Interest Charge 0.41 76.01

04-30 Transfer From Checking 78.15 2.55 - 75.60 - 0.41

Tonya L Chaney

04-30 Payoff Adjustment 0.41 0.41 - 0.00

05-18 Ending Balance 0.00

Fee(s)

Total fee(s) for this period 0.00

Interest

Total interest for this period 0.41

2024 Totals Year-to-Date

Total fee(s) charged YTD $0.00

Total interest charged YTD $11.03

Interest Charge Calculation

Your Annual Percentage Rate (APR) is the annual interest rate on your account

Balance Subject
Type of Balance Rate Effective Date(s) APR Daily Periodic Rate Interest Charge(s) to Interest Rate

Checking Line of Credit 04-19-24 to 05-18-24 17.90% 0.000489071 $0.41 $27.87

Checking Line of Credit - 7046897141

Credit Limit $500.00 Minimum Amount Due $0.00

Outstanding Principal Balance $0.00 Past Due Amount $0.00

Outstanding Interest Charge $0.00 Payment Due Date None

Outstanding Fees $0.00

Total Outstanding Balance $0.00

Available Credit $0.00

Principal
Date Transaction Detail Amount($) Fee(s) ($) Interest($) Principal ($) Balance ($)

04-19 Beginning Balance 0.00

No Transactions This Period

05-18 Ending Balance 0.00

***** CHECKING LINE OF CREDIT CANCELLED *****

 Page 7 of 8

Statement Period
04/19/24 - 05/18/24

Access No. 9030850

Statement of Account
For TONYA L CHANEY

Fee(s)

Total fee(s) for this period 0.00

2024 Totals Year-to-Date

Total fee(s) charged YTD $0.00

Total interest charged YTD $0.00

Interest Charge Calculation

Your Annual Percentage Rate (APR) is the annual interest rate on your account

Balance Subject
Type of Balance Rate Effective Date(s) APR Daily Periodic Rate Interest Charge(s) to Interest Rate

Checking Line of Credit 04-19-24 to 05-18-24 14.90% 0.000407104 $0.00 $0.00

Savings

Membership Savings - 3061211185

Joint Owner(s): NONE

Date Transaction Detail Amount($) Balance($)

04-19 Beginning Balance 1,455.98

04-23 Transfer To Checking 1,000.00 - 455.98

Tonya L Chaney

04-26 Withdrawal by Cash 04-25-24 Fclz Point Mugu ATM 200.00 - 255.98

04-30 Dividend 0.24 256.22

05-18 Ending Balance 256.22

Your account earned $0.24, with an annual percentage yield earned of 0.25%, for the dividend period from 04-01-2024 through 04-30-2024
 Page 8 of 8

Statement Period
04/19/24 - 05/18/24

Access No. 9030850

Statement of Account
For TONYA L CHANEY

Disclosure Information
• The interest charge on the Checking Line of Credit advances begins to accrue on the date an advance is posted to your account and continues to accrue daily on the unpaid principal balance.

• We calculate the interest charge on your account by applying the daily periodic rate to the "daily balance" of your account for each day in the billing cycle. To get the "daily balance"

we take the beginning balance of your account each day, add any new advances or fees, and subtract any payments, credits, or unpaid interest charges.

• You may also determine the amount of interest charges by multiplying the "Balance Subject to Interest Rate" by the number of days in the billing cycle and the daily periodic rate. The "Balance

Subject to Interest Rate" disclosed in the Interest Charge Calculation table is the "average daily balance." To calculate the "average daily balance" add up all the "daily balances" for

the billing cycle and divide the total by the number of days in the billing cycle.

• If there are two or more daily periodic rates imposed during the billing cycle, you may determine the amount of interest charges by multiplying each of the "Balances Subject to Interest Rate"

by the number of days the applicable rate was in effect and multiplying each of the results by the applicable daily periodic rate and adding the results together.

What to Do if You Think You Find a Mistake on Your Statement

Errors Related to a Checking Line of Credit Advance

If you think there is an error on your statement, write to us at:

Navy Federal Credit Union, PO Box 3000, Merrifield, VA 22119-3000; or by fax, 1-703-206-4244.

You may also contact us on the Web: navyfederal.org.

In your letter, give us the following information:

• Account information: Your name and account number.

• Dollar amount: The dollar amount of the suspected error.

• Description of problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake.

You must contact us within 60 days after the error appeared on your statement.

You must notify us of any potential errors in writing (or electronically). You may call us, but if you do, we are not required to investigate any potential error, and you may have to

pay the amount in question.

While we investigate whether or not there has been an error, the following are true:

• We cannot try to collect the amount in question or report you as delinquent on that amount.

• The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have

to pay the amount in question or any interest or other fees related to that amount.

• While you do not have to pay the amount in question, you are responsible for the remainder of your balance.

• We can apply any unpaid amount against your credit limit.

If we take more than 10 days in resolving an electronic transfer inquiry, we will provisionally credit your account for the amount in question so that you will have access to the funds during the

time of our investigation.

Errors Within Your Checking Account, Money Market Savings Account, or Savings Account

In case of errors or questions about your electronic transfers telephone us at 1-888-842-6328, write us at the address provided above, or through Navy Federal Online Banking as soon as you

can, if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. We must hear from you no later than 60 days after we

sent the FIRST statement on which the problem or error appeared.

• Tell us your name and account number (if any).

• Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information.

• Tell us the dollar amount of the suspected error.

We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this, we will provisionally credit your account for the amount you think is in error,

so that you will have the use of the money during the time it takes us to complete our investigation.

Payments
Your check must be payable to Navy Federal Credit Union and include your Checking Line of Credit account number. Include the voucher found at the bottom of your statement and mail the enclosed

envelope to: Navy Federal Credit Union, PO Box 3100, Merrifield, VA 22119-3100. Payments received by 5:00 pm Eastern Time at the mail address above will be credited the same day. Mailed payments

for your Checking Line of Credit account may not be commingled with funds designated for credit to other Navy Federal Credit Union accounts.