1st Tribal Lending Aug-18
Exclusively for 184/Native American loans.
How to get approved:
Contact A/E.
Account rep: Dava Meagan Garrett
Native Amerian AE
Direct: 405-863-8197
dgarrett@1tribal.com
Lender and Borrower Paid
2.75%
Disclosures:
1st Tribal to provide disclosures
American Financial Resources - Wholesale
2/14/2019
How To Get Approved
email: Secondary@vandykmortgage.com
A/E Contact Information
Jamie Wasvick
Email: jamie.wasvick@afrwholesale.com
Phone: 844-237-7151
Fax: 215-895-9696
Address: 9 Sylvan Way
Parsippany-Troy hills, NJ 07054
Website: www.afrwholesale.com
Products (Subject to Change)
Permitted Products:
FHA 203K (both Streamline 203ks and Full 203k)
Construction (FHA, VA and USDA)
FHA Good Neighbor Next Door
AFR Advantage DPA
Fannie Mae HomeStyle
Texas Home Equity
VA Renovation
Lender and Borrower Compensation Percentage
State Percentage Minimum Maximum
ALL 2.75 NA NA
AmWest Funding
To Get logins contact our rep. Each branch is required to get aprpoved by AmWest prior to obtaining logins. It
is a short 1 page document and our Account rep will walk you through the process
A/E contact Information:
Donna House
donna.house@AmWestFunding.com
847-529-8270
Products:
They have many quality non-QM options including an ITIN program.
10/17/2019
Angel Oak
To get logins to the Angel Oak system follow this link:
https://angeloakms.com/wp-content/uploads/Broker-User-Access-Request.pdf
You will be required to fill out a form and return it to:
tpapproval@angeloakms.com
For information about the company and the products they offer, their website is:
https://angeloakms.com/
Each of our locations has been assigned an A/E. An excel spreadsheet with this information
is uploaded separately. If you are unable to find your branch location you can utilize the
following link to find your local rep.
https://angeloakms.com/map/
A recorded webinar is available on vdmc.net - Secondary Department - Shared Files
Axos Bank (Formerly known as Bank of Internet)
Quick Notes:
Minimum loan amount $300,000
Foreign National
Pledged Assets
Non-Warrantable Condos
Portfolio only - No Freddie, Fannie, FHA, VA, USDA
How to Get Approved
contact A/E
A/E Contact Information
Nationwide: Giselle Navas 858-649-2192 gnavas@bofifederalbank.com
Florida: Marco Huaman 954-498-3190 mhuaman@bofifederalbank.com
Address 4350 La Jolla Village Dr Suite 140
San Diego, CA 92122
888-833-0555
Website: https://www.axosbank.com/Partners/Wholesale-Lending
Little useful information is on their website. It is best t
Products: (subject to change)
Government
Not Offered
Conventional
Not Offered - Portfolio Only
Niches
True Portfolio
Jumbo and Super Jumbo
Non-Warrantable Condo; Condotel
Foreign National
Unique Properties
Lender Paid Compensation
Percentage: Minimum Maximum
1% none none
Borrower Paid Compensaton
2%
Disclosures
VDM to provide 1003. AXOS to provide all other disclosures
BAC - Florida
Quick Notes
Portfolio Lender - best to call the rep and provide scenario
How to get approved:
Contact A/E.
A/E Contact Informtion New rep as of 6/5/19
German Gonzalez
Email: ggonzalez@bacflorida.com
Phone (305) 785-3905
Address: 169 Miracle Mile, R-10
Coral Gables, FL 33134
Website: www.bacflorida.com/ratesheet
(Guidelines are also contained on the ratesheet section of their website)
Products (subject to change)
Government
Not Offered
Conventional
Not offered
Porfolio Permitted Products
Foreign National
Non-warrantable condos
condotels (min 1 bedroom/kitchen)
Florida Lender Only - Now lending in all counties in Florida
Borrower paid only - Max 2%
Disclosures:
If NOO: VDM to provide 1003 and Notice of Right to Receive Appraisal, and
BAC to provide all other disclsoures.
If 2nd home foreign national - VDM to provide disclosures - RESPA docs
If 2nd home US Citizen - VDM to provide disclosures - TRID docs
Michigan Mutual
Quick Notes
203k (Limited only)
How To Get Approved
1. Email Rep for Branch Addition Request Form
2. Branch Managers Resume
3. Copy of All Branch Licenses
4. Letter of Good Standing
AE Contact Information
Ken Appelt
Email: kappelt@michiganmutual.com
Phone: 248.470.2189
Address: 100 Galleria Officentre Suite 210
Southfield, MI 48034
Website: www.michiganmutual.com
Products (Subject to Change)
Products allowed
FHA 203KS (Streamline only; not full 203k)
Lender and Borrower Paid
State Percentage Minimum Maximum
ALL 2.75 NA NA
Disclosures
Michigan Mutual to provide disclosures
Greenbox Loans
Contact Rep to get Login
Davis Debard davidd@greenboxloans.com
213-235-4356
Website: https://wholesale.greenboxloans.com/
Permitted Products:
Bank Statements, Non-prime Full Doc, Investor no income,
Near Prime Full Doc, Foreign National, ITIN Full Doc, Asset Depletion
NewRez
Quick Notes
Portfolio Lender
How to Get Approved
Contact A/E
A/E Contact Information
Andrew Pierson
phone: Cell: 732-887-0879
Office Phone: 856-813-4855 x16125
email: apierson@newrez.com
web address: https://www.newrezwholesale.com/
Broker Concierge Desk: TPOassist@NewPennFinancial.com
888-988-1695
Products: Subject to Change
Government
No 203k or specialty programs
Conventional Conforming
No Homestyle or specialty programs Programs guidelines,
training, forms and more
and can be accessed without
Portfolio Products Allowed a login.
Non-warrantable condos, condotels
Unique properties
Jumbo programs
Smarttrac (Derog Credit)
SmartEdge (Near Miss)
SmartFunds (Assets)
Smart Self (Bank Statements)
SmartVest (Investment)
Lender and Borrower Paid
2.75%
Disclosures:
New Rez to provide disclosures,
Plaza Home Mortgage
How To Get Approved
1. Email cdoyle@vandykmortgage Each location is approved independently. They will need a copy of the branch license and a
letter of good standing from Vandyk Mortgage.
Contact Cindy Doyle for assistance 616-974-9292.
AE Contact Information
Email: Jennifer.Anderson@plazahomemortgage.com
Phone: 505-888-5080 ext 2302 Cell: 505-934-3113
Website: http://www.plazahomemortgage.com/ Generic login to view products and rates:
username - 210494 and password vdmc210494
Products (Subject to Change)
Government:
FHA 203K (Limited only)
Portfolio Products allowed:
Fannie Mae Homestyle
Texas Cashout
Jumbo
Construction to Perm
Lender and Borrower Paid Compensation
2.75%
Disclosures
VDM to provide disclosures; Plaza will duplicate.
TCF Bank
Quick Notes
Second Mortgages Only
How To Get Approved
Go to the Website https://rlu.tcfbank.com/
Click on Loan Submission
Select State
The Specific Rep Contact Info will Display
AE Contact Information
Website: https://rlu.tcfbank.com/
Products (Subject to Change)
Portfolio:
Non-Conforming:
HELOC
Second Mortgage (30 and 15 Year Fixed, 1 Year ARM)
Niches:
HELOC
Second Mortgage
Lender Paid Compensation Percentage
State Percentage Minimum Maximum
ALL NA NA NA
TCF will pay .5% of the loan amount, but no less than $250 and no more than $750.
Borrower must sign their Doc #765 RLU authorizing payment
Union Savings Bank
How to get approved:
Contact A/E.
A/E Contact Information:
Name: Jeff Jacocks
Email: jjacocks@usavingsbank.com
Phone: 513-505-2212
Permitted Products:
Jumbos
Foreign Ntional
Non-Warrantable Condo
Condotel
Unique Property
Lender and Borrower Paid Compensation
2.50%
Disclosures
VDM to provide disclosures - ensure Assignment of Broker document sent
Washington Federal
How to get approved:
Contact A/E
A/E Contact Information:
Name: Leigh VanDyke
Email: leigh.vandyke@wafd.com
Phone: 801-366-2228
Website: www.washingtonfederal.com/personal-banking/mortgages/wholesale-lending
Products allowed
Construction (Conventional Only)
(AZ, NV, NM, OR, TX, UT & WA only)
Borrower paid Compensation
Maximum of 2%, Maximum of $20,000
Disclosures:
Split Disclosures: WAFD to provide construction docs.
VDM to provide all other disclosures.
