HOUSING

INDIRA GANDHI
AWAAS YOJANA

MEMBERS: ANADU

ABIN

MAHALAKSHMI
 INDIRA GANDHI AWAAS YOJANA (IAY)

sub-scheme of Rural Landless Employment Guarantee Programme (RLEGP)

launched by the Ministry of Rural Development.
Aim: To provide a grant for the construction of houses to members of Scheduled Caste (SC)/Scheduled Tribes (ST),
freed bonded labors, and non-SC/ST categories below the poverty line.

OBJECTIVES
The objectives of the Indira Awaas Yojana are listed below:
• To provide support during the construction of houses in rural areas.
• To support the construction of houses with adequate provisions, including workplaces within the house.
• To design the houses based on the requirements of the dweller.
• To promote the use of technology and material that is affordable, conductive for generating employment,
environment-friendly and sustainable.
• To empower and encourage Panchayats to take a lead role at the village level for the implementation of this housing
scheme
Salient Features

•Joint Ownership
The houses provided under the Indira Awaas Yojana (IAY) will be under the joint
ownership of the husband and wife, except in the of the case of an unmarried, widow
or divorced individual.

The salient •Construction

The construction of the houses should be carried out by the beneficiary. The
features of the contractors should not be involved in the construction of houses under IAY. If the
Indira Awaas beneficiary has assigned a contractor, then the State Government will withdraw the
funds used on the same.
Yojana (IAY) are
as follows: •Technical Support
The support in the form of technical and managerial guidance is provided for the
construction of the IAY house. Also, the services of reputed NGOs, charitable
organisations, youth clubs can be utilised to provide necessary service support to the
beneficiaries.
•Design and Construction Standards
The eco-friendly housing techniques are promoted by the State Government to
improvise houses with the facilities such as water supply, internal and approach roads,
sewerage, drainage, street lighting and social infrastructure amenities in slums.
Target Group
The target group covers households that are Below the Poverty
Line (BPL) as identified by the Gram Sabha of a village. The
Central Government will extend its assistance to the households
headed by women, SC/ST individuals, non-SC/ST rural
households below the poverty line, ex-
servicemen, widows, disabled individuals, freed bonded laborers,
and marginalized sections of society.
SPECIAL PROJECTS Under Indira Awaas Yojana (IAY), the Central Government will provide funds for special projects
initiated for the following purposes are:

•Rehabilitation of rural
families below the
poverty line. •Settlement of families who are required to relocate from
districts.
•To Provide settlement for liberated manual scavengers and
freed bonded laborers.

Special projects •Settlement of families who are

under Indira covered under the Scheduled Tribes
Gandhi awaas and other Traditional Forest Dwellers
yojana Act.

•Rehabilitation of individuals who

are affected by occupational
diseases.
•To provide a settlement •Demonstration of new technology with a focus on affordable
for vulnerable tribal and eco-friendly technologies.
socities.
Funding and Allocation of Funds
The funds released to the beneficiaries would be shared by the State and Central Government, the ratio of price
sharing would be in the ratio of 75:25, with the exclusion of projects in the North-East regions and Union
Territories. So, the Central Government is responsible for providing 90% fund for the projects in the North-East
regions and Union Territories.

The funds allocated by the State and Central Government for the beneficiaries except in the north-east
regions/UT are tabulated below:
Implementation of the Scheme

•The Zila Parishad in the district level is responsible for the implementation of the scheme and in case
of no Zila Parishad in the State, then the concerned authority equivalent to the same should take over
the responsibility.
•However, at the local level, the Village Panchayats are responsible for the implementation of
guidelines set under the Indira Awaas Yojana (IAY). If there is an absence of Village Panchayat in a
State, then the concerned authority which is equivalent to the same is responsible. In case the Village
Panchayats is not capable of undertaking the task, then the State Government can hand over the
intermediate level responsibility to the Panchayats.
CONSTRUCTION TIMELIMIT
MATERIALS USED FOR IAY HOUSES
CONVERGENCE WITH OTHER SCHEMES
HOMESTEAD SCHEME
ALLOCATION
RELEASE OF FUND

•The annual allocation of the fund will be released in two instalments.

•The first instalment of 25% of the project cost is provided along with the sanction letter.
•The second instalment of 60% of the project cost is released upon reaching the level of the lintel, and
the final instalment of 15% of the project cost is released to the beneficiary on completion of the
project.

Procedure for Release of 1st Instalment

•The first instalment would be released to those who have taken 2nd instalments in the previous year.
•The Districts who have not received the 2nd instalment of the previous year is required to submit the
proposals for 1st instalment along with the documents which are necessary for the release of 2nd
instalment of the previous year.

Procedure for Release of 2nd Instalment

The fund will be released under the following conditions:
•To the extent of 60% of the fund is utilised during the financial year.
•Proof for completion of 100% of sanctioned houses within three years from the date of approval is
required.
•In the case of two years, proof for completion of 75% of sanctioned houses has to be obtained.
Payment to Beneficiaries
The payment to the beneficiaries is made through the Post office or Bank
account. The details such as radar number, account number of the
beneficiary have to be registered into the portal to transfer the credit
directly using the e-FMS module. All payments made to the beneficiaries will
be reflected in the portal to track the status of expenditure and balance at
the District level.
Monitoring
The systematic monitoring system is undertaken by the concerned
authorities of Indira Awaas Yojana. As a part of this monitoring system,
monthly reviews and annual reports has to be submitted to the area officers
of the region will visit the allotted states and UT to monitor whether the
scheme is being functioned as per the exact guidelines of the programme.
IMPACT OF IAY
ACHIEVEMENT OF IAY IN THE FIRST YEAR OF 12TH FIVE YEAR PLAN
 (i) Enhancement in financial assistance for IAY houses A decision has been taken with
Cabinet s approval to enhance‟ the unit assistance from Rs.45,000/- to Rs.70,000/- in plain
areas and from Rs.48,500/- to Rs.75,000/-in hilly/difficult/IAP areas which will be effective
from 1st April 2013.

(ii) Change in funding pattern In the case of the North-Eastern States and Sikkim, cost-
sharing between the Government of India and these States has been revised in the ratio of
90:10 since the second installment of 2008- 09. In the case of Union Territories, the entire
funds under this Scheme are provided by the Government of India.

(iii) Modification of IAY guidelines relating to release of funds to Cold Zone / Difficult districts
under IAY, funds to Kargil and Leh districts of Jammu and Kashmir, Kinnaur and Lahul Spiti
districts of Himachal Pradesh, all the three districts of Andaman & Nicobar Islands and the
Lakshadweep are released in one lump sum installment because of very limited working
season. Funds of these districts were being released on submission of the proposal along
with AR for the previous year and the latest expenditure, if any, for the current year.