Supply Chain Management Quiz
Supply Chain Management Quiz
A. Sourcing Stage
B. Organizing Stage
C. Planning stage
D. Directing Stage
B. Peter Drucker
C. Keith Oliver
D. Philip Kotler
In supply chain management, after planning, the next step involves ______________.
A. Developing
C. Sourcing
B. Available To Promise
D. Access To Point
A. Demand Management
C. Analytics Workbench
________is mainly deals with all activities associated with the flow and transformation and
information of goods from the stage of raw material to the end user i.e. consumption.
A. Production Line
B. Supply Chain
C. Inventory management
D. Marketing Channel
In supply chain management, Inspection, scrap and repair are examples of ________.
A. Societal Costs
B. External Costs
C. Costs of dissatisfaction
D. Internal Costs
A. JIT
B. Kaizen
C. TQM
D. Taguchi Map
B. The internet
C. Information
D. Skilled Operators
The concept and philosophy of supply chain management evolved or emerged in _______
A. The 1960s
B. The 1970s
C. The 1980s
D. The 1990s
A. Production Management
B. Logistics Management
C. Marketing Management
D. Operations Management
In operations & supply chain management, Kaizen is a Japanese term meaning __________.
B. Continuous Performance
C. Top-level quality
A. Marketing
B. Production
C. Materials
D. Procurement
B. Partnerships
C. Co-operations
D. Co-alliances
C. Fulfillment of order
D. Satisfaction of customer
B. Title Flow
C. Physical Flow
D. Virtual Flow
___________ involve the transformation, movement, and storage of goods and materials.
A. Virtual Flow
B. Physical Flow
C. Title Flow
D. Information Flow
3. Moving goods from suppliers to the production unit is called as. .....
A. downstream
B. upstream
C. horizontal stream
D. none of these
4. Moving goods from producer to the distributor is called as........
A. downstream
B. upstream
C. horizontal stream
D. none of these
5. Proper inventory can save the........
A. the cost
B. labours
C. space
D. all the above
...
7. SCM includes.......
A. transportation
B. material handling
C. storage
D. all the above
8. Different machineries are used for material handling......
A. yes
B. no
C. can\t say
D. none of these
9. ....... Plays important role in supply chain management
A. finance
B. marketing
C. information system
D. none of these
10. In the previous era the proper attention was not given to ........
A. marketing
B. finance
C. supply chain management
D. human resource management
11. Now a days organisations are paying attention supply chain management for...
A. proper supply
B. value addition
C. transportation
D. all the above
12. In the today's competition world every organisation want give proper service to
thecustomers with the help of.......
A. supply chain management
B. retail management
C. sales management
D. none of these
13. Many times organisations cannot do .... on their own in such cases they Outsource
A. supply chain management
B. retail management
C. sales management
D. none of these
.
16. Handling material in the organisation within the production process is part of.....
A. production
B. finance
C. supply chain management
D. marketing
17. Keeping stock updated in the warehouse is the the function of..... .....
A. supply chain management
B. retail management
C. sales management
D. none of these
18. Handling material with the help of proper instruments is also includes in......
A. production
B. finance
C. supply chain management
D. marketing
24. Movement of goods within the organisation is also part of.. .....
A. supply chain management
B. retail management
C. sales management
D. none of these
.........
25. Return of goods in case of defect is also part of.
A. supply chain management
B. retail management
C. sales management
D. none of these
Which of the following is true for supply chain management?
1. Storage–Supplier–manufacturing–storage–distributor–retailer–customer
2. Supplier–Storage-manufacturing–storage–distributor–retailer–customer
3. Supplier–Storage-manufacturing– distributor–storage–retailer–customer
4. Supplier–Storage-manufacturing–storage– retailer–distributor–customer
(Ans:b)
(Ans:c)
Logistics is the part of a supply chain involved with the forward and reverse flow
of
1. goods
2. services
3. cash
4. all of the above
(Ans:d)
Due to small change in customer demands, inventory oscillations become
progressively larger looking through the supply chain. This is known as
1. Bullwhip effect
2. Netchain analysis
3. Reverse logistics
4. Reverse supply chain
(Ans:a)
(Ans:b)
(Ans:a)
Distribution requirement planning is a system for
1. Inventory management
2. Distribution planning
3. Both ‘a’ and ‘b’
4. None of the above
(Ans:c)
(Ans:d)
(Ans:b)
1. _______ analysis relates to what processes, activities, and decisions actually create costs in your
supply chain.
A. Cost driver
B. Value proposition
C. Cost reduction
D. Target costing
cost driver analysis considers how processes, activities, and decisions actually create costs in the value
chain/supply chain.
2. In the 1980s, Toyota and Honda outcompeted American carmakers because they relied on suppliers
for approximately _______ percent of a car’s value.
A. 30
B. 45
C. 60
D. 80
4.The _______ has made it possible for other companies to eliminate intermediaries and sell directly to
the end consumer.
A. SCM
B. Internet
C. competition
D. global sourcing
The World Wide Web has made it possible for each consumer, sans intermediaries, to access the sellers
in the market place directly. If a business has been constrained by its ability to present itself directly in the
market place, there will be growing opportunities to by pass intermediaries and sell directly to the end
consumer.
5. Value stream mapping is an application of process mapping, developed to apply _______ principles to
process improvement.
A. management
B. lean
C. supply chain
D. cycle time
Value stream mapping has supporting methods that are often used in Lean environments to analyze and
design flows at the system level (across multiple processes).
6. A supply chain is made up of a series of processes that involve an input, a _______, and an output.
A. shipment
B. supplier
C. customer
D. transformation
7. _______ is a tool to chart how individual processes are currently being conducted and to help lay out
new improved processes.
A. Process mapping
B. Pareto charting
8.Identify from the following list a major strategic risk associated with outsourcing.
9. _______ is the design of seamless value-added processes across organization boundaries to meet the
real needs of the end customer.
A. Operations
C. Process engineering
D. Value charting
10. The impact of cost reduction on profits is much larger than the impact of increased
A. innovation.
B. production.
C. information.
D. sales.
11. _______ considers how your organization competes and is an essential element of corporate strategy.
B. Leadership
C. A consultant
D. A competitor
A. marketing
B. design
C. logistics
D. contract manufacturing
Third Party Logistics; using an OUTSOURCED supplier to provide some combination of logistics activities
such as transportation, warehousing, procurement, manufacturing, inventory management, and customer
service.
13. The collective learning in the organization, especially how to coordinate diverse production
skills and integrate multiple streams of technologies, is called
A. innovative constraint.
B. second-tier competency.
C. corporate skill.
D. core competency.
Core competencies are the collective learning in organizations, and involve how to coordinate diverse
production skills and integrate multiple streams o
14. Integration of business economics and strategic planning has given rise to a new area of
study called __________.
A. Micro Economics
C. Corporate Economics
B. Macro Economics
D. Managerial Economics
B. marketing
C. logistics
D. none of these
Discussion
C.logistics
27. If a customer return the product if it is not matching with ordered one then pickingup
of the product is part of......
A. supply chain management
B. retail management
C. sales management
D. none of these
Discussion
28. Reena order for 1 dozen of mangoes but she found that mangoes are rotten
doesreturn process is included in .
A. supply chain management
B. retail management
C. sales management
D. none of these
Discussion
B. production
C. storage
D. none of these
Discussion
A.transparency
30. Transparency of SCM definitely helpful in building the.......... The with theorganisation
A. infrastructure
B. machinery
C. trust
D. none of these
Discussion
C.trust
B. customers
C. landowners
D. sellers
Discussion
B.customers
B. westage
C. over production
D. product packaging
Discussion
A.information
B. software packages
C. machineries
D. none of these
Discussion
B.software packages
B. organising
C. productivity
D. leadership
Discussion
A.connectivity
35. ........ Customers can be helpful to make positive changes in the product
A. connectivity
B. organising
C. feedback
D. leadership
Discussion
C.feedback
B. objectives
C. marketing
D. finance
Discussion
B.objectives
37. Pre and post inventory can be kept in the control with the help of..........
A. production
C. marketing
D. finance
Discussion
B. low
C. medium
D. none of this
Discussion
B.low
B. unknown
C. standardized
D. can\t say
Discussion
C.standardized
40. A fixed proper method of working which is used on day to day basis is called
as.......Method
A. day to day
B. standerdised
C. planned
D. none of these
Discussion
A.day to day
C. product method
D. none of these
Discussion
B. marketing management
Discussion
B. cost
C. design
D. nature
Discussion
B.cost
B. westige
C. design
D. movement
Discussion
B.westige
45. SCM always strive for to give.......... Time for the material handling
A. maximum
B. minimum
C. moderate
D. can\t say
Discussion
B.minimum
46. Supply chain management plants are go hand in hand with organisations..........
A. production
B. business strategy
C. finance
D. human resource
Discussion
B.business strategy
47. Supply chain management has its interface with all the.......
A. the task
B. departments
C. nature
D. duty
Discussion
B.departments
48. Working as per the schedule are keeping importance of time for customer service
itchallenge for......
A. production
C. finance
D. human resource
Discussion
49. Global supply chain management means providing the the products and services
allover the.........
A. village
B. city
C. globe
D. metropolitan
Discussion
C.globe
B. global
C. metropolitan
D. none of these
Discussion
B.global
51. The ultimate goal of SCM is......
A. high productivity
B. cost reduction
C. better service
Discussion
B. transportation
C. marketing
D. human resource
Discussion
B.transportation
B. retail management
C. sales management
D. none of these
Discussion
A.material handling
Discussion
55. A ____________ encompasses all activities associated with the flow and
transformation of goods from the raw material stage, through to the end user, as well as
the associated information flows.
A. production line
B. supply chain
C. marketing channel
D. warehouse
Discussion
B.supply chain
56. Which one of the following is not a typical question dealt with by an
operationsmanagers?
A. how much capacity will be needed in the months ahead?
Discussion
57. Which of the following are not key attributes of supply chain management?
A. inventory control
B. leveraging technology
C. customer power
Discussion
58. Positive, long-term relationships between supply chain participants refer to:
A. coo- petition
B. tailored logistics
C. partnerships
Discussion
C.partnerships
Discussion
D. relationship marketing
Discussion
B. just-in-time (jit)
C. a fishbone diagram
D. continuous improvement
Discussion
D.continuous improvement
62. Among the tools of TQM, the tool ordinarily used to aid in understanding
thesequence of events through which a product travels is a…
A. pareto chart
B. flow chart
C. check sheet
D. taguchi map
Discussion
B.flow chart
63. The inputs to a transformation process include all of the following except
A. material
B. people
C. information
D. assembly
Discussion
B.people
B. division of labor.
C. mass production.
D. interchangeable parts.
Discussion
A.lean production.
65. When suppliers, distributors, and customers partner with each other to improve
theperformance of the entire system, they are participating in a ________
A. channel of distribution
C. supply chain
Discussion
C.supply chain
66. Which of the following is not an area of responsibility for a logistics manager?
A. inventory
B. purchasing
C. warehousing
D. marketing
Discussion
B.purchasing
67. A Supply Chain which includes the Distribution of finished products and services
A. outbound logistics
B. inbound logistics
C. supply of goods
D. transportation
Discussion
A.outbound logistics
68. In a SC, Material flows in one direction while _________from in both direction
A. process
B. information
C. product
D. semi-finished goods
Discussion
B.information
Discussion
C. channel members
D. cross-functional teams
Discussion
Discussion
72. What type of process would a paper mill be most likely to use?
A. continuous flow
B. project
C. job shop
D. flow shop
Discussion
A.continuous flow
Discussion
Discussion
75. As production systems move from projects to batch production to mass productionto
continuous production
A. processes become more flexible
Discussion
B. flexibility needed
C. high complexity
Discussion
B. a square
C. a triangle
D. an arrow
Discussion
D.an arrow
78. A useful process improvement tool to search for the root cause of a problem is
the___________ process?
A. 3 whats
B. 4 whos
C. 5 whys
D. 6 wheres
Discussion
D.6 wheres
B. quality component
C. quality attribute
D. quality characteristic
Discussion
C.quality attribute
Discussion
Discussion
82. Having a 'happy hour' in a pub or restaurant is an example of which type ofcapacity
management?
A. a level capacity strategy
83. In the mass production era there were 4 types of operations process; complexproject,
batch production, assembly line and ____________?
A. job shop
B. simple project
C. mass process
Discussion
84. In a materials processing operation, which of the following process type isassociated
with the highest volume and lowest variety?
A. job shop
B. batch process
C. mass process
D. continuous process
Discussion
A.job shop
B. distribution network
C. sales channel
D. supply chain
Discussion
D.supply chain
B. groups
C. tiers
D. vertical layer
Discussion
D.vertical layer
87. Activities which are undertaken before the final operation are termed
_______activities.
A. upstream
B. primary
C. secondary
D. downstream
Discussion
D.downstream
Discussion
D. directly to customers
Discussion
B. procurement
C. contracting
D. selection
Discussion
B.procurement
B. speed of delivery
C. continuity of supply
D. flexibility of products
Discussion
D.flexibility of products
Discussion
A.continuity of supply
Discussion
Discussion
B. kanban
C. muda
D. kaizen
Discussion
B.kanban
B. the unevenness
C. leveling of production
D. continuous improvement
Discussion
D.continuous improvement
B. visual cards
C. leveling of production
D. continuous improvement
Discussion
D.continuous improvement
B. change
C. improvement
D. standards
Discussion
C.improvement
B. automation
C. autonomation
D. continuous improvement
Discussion
C.autonomation
100. positive, long-term relationships between supply chain participants refer to:
A. co-opetitions
B. tailored logistics
C. partnerships
Discussion
Discussion
102. In the product life cycle, the emphasis in marketing mix during growth stage is
A. distribution.
B. promotion.
C. price.
D. cost reduction.
Discussion
A.distribution.
103. In the product life cycle, the emphasis in marketing mix during maturity stage is
A. distribution.
B. promotion.
C. price.
D. cost reduction.
Discussion
C.price.
104. In the product life cycle, the emphasis in marketing mix during decline stage is
A. distribution.
B. promotion.
C. price.
D. cost reduction.
Discussion
D.cost reduction.
B. 3 phases.
C. 4 phases.
D. 5 phases.
Discussion
A.2 phases.
B. cost advantage.
C. competitive advantage.
Discussion
C.competitive advantage.
Discussion
B. store keeping.
C. material handling.
D. marketing.
Discussion
D.marketing.
B. logistics function.
C. procurement function.
D. distribution function.
Discussion
A.operation function.
B. logistics function.
C. procurement function.
D. distribution function.
Discussion
B.logistics function.
112. Time utility is created by
A. operation function.
B. logistics function.
C. procurement function.
D. distribution function.
Discussion
D.distribution function.
Discussion
Discussion
Discussion
Discussion
Discussion
B. marketing interface.
C. supplier interface.
D. manufacturing interface.
Discussion
C.supplier interface.
Discussion
B. a primary activity.
C. not an activity.
Discussion
121. Inbound and outbound logistics is _________ in the generic value chain oflogistics.
A. a support activity.
B. a primary activity.
C. not an activity.
Discussion
B.a primary activity.
B. a primary activity.
C. not an activity.
Discussion
C.not an activity.
123. Marketing and sales is ___________ in the generic value chain of logistics.
A. a support activity.
B. a primary activity.
C. not an activity.
Discussion
B. quality.
C. value advantage.
Discussion
B. right quality.
C. right quantity.
D. right value.
Discussion
A.right response.
B. right quality.
C. right quantity.
D. right value.
Discussion
C.right quantity.
127. The logistical objective that ensures a proper balance between total logistics
costand a desired level of customer service performance is
A. right response.
B. right quality.
D. right information.
Discussion
B. america.
C. britain.
D. china.
Discussion
A.japan.
129. The term which covers the operation of shifting the cargo to or from the vessel is
A. rigging.
B. slinging.
C. carnage.
D. forced discharge.
Discussion
B.slinging.
B. carnage.
C. slinging.
D. forced discharge.
Discussion
B.carnage.
131. The term used for carriage of goods when points of origin and destination are
bothwithin the sovereignty of UK is
A. uld.
B. classification rate.
C. valuation charge.
D. cabotage.
Discussion
D.cabotage.
D. better demand.
Discussion
Discussion
Discussion
B. process uncertainty.
C. demand uncertainty.
D. supply uncertainty.
Discussion
D.supply uncertainty.
B. process uncertainty.
C. demand uncertainty.
D. supply uncertainty.
Discussion
B.process uncertainty.
B. process uncertainty.
C. demand uncertainty.
D. supply uncertainty.
Discussion
C.demand uncertainty.
138. The number of stages that the goods and services flow through
A. add to the complexity of scm.
Discussion
B. scm.
C. outsourcing.
D. distribution.
Discussion
C.outsourcing.
140. The warehousing function that combines the logistical flow of several
smallshipments to a specific market area is
A. break bulk function.
B. operational function.
C. stockpiling function.
D. consolidation function.
Discussion
D.consolidation function.
141. An appropriate strategy to achieve timely, accurate, paperless information flow is:
A. integrate this activity into all supply chain planning.
D. efficient replacement.
Discussion
D. efficient replacement.
Discussion
143. An appropriate strategy to optimize for time and cost in the ordering process is:
A. efficient store assortments.
D. efficient replacement.
Discussion
D.efficient replacement.
144. An appropriate strategy to optimize the productivity of retail space and inventoryis:
A. efficient store assortments.
B. revision of organization processes supported by information systems.
D. efficient replacement.
Discussion
Discussion
Discussion
Discussion
148. ______ offers the opportunity to buy direct from the supplier with reduced costsand
shorter cycle.
A. reintermediation
B. countermediation
C. contramediation
D. disintermediation
Discussion
D.disintermediation
B. Distribution
C. Finance
D. Human resource
Discussion
B.Distribution
150. Moving goods from suppliers to the production unit is called as......
A. Downstream
B. Upstream
C. Horizontal stream
D. None of these
Discussion
B.Upstream
B. Upstream
C. Horizontal stream
D. None of these
Discussion
A.Downstream
B. No
C. can't say
D. None of these
Discussion
A.Yes
153. Handling material in the organisation within the production process is part of......
A. production
B. finance
D. Marketing
Discussion
C.supply chain management
B. Unknown
C. standardized
D. Can't say
Discussion
C.standardized
155. SCM always strive for to give.......... Time for the material handling
A. Maximum
B. Minimum
C. Moderate
D. can't say
Discussion
B.Minimum
156. A ____________ encompasses all activities associated with the flow and
transformation of goods from the raw material stage, through to the end user, as well as
the associated information flows.
A. production line
B. supply chain
C. marketing channel
D. warehouse
Discussion
B.supply chain
157. Which one of the following is not a typical question dealt with by an
operationsmanagers?
A. How much capacity will be needed in the months ahead?
Discussion
158. Which of the following are not key attributes of supply chain management?
A. inventory control
B. leveraging technology
C. customer power
Discussion
159. Positive, long-term relationships between supply chain participants refer to:
A. Coo- petition
B. Tailored Logistics
C. Partnerships
Discussion
C.Partnerships
Discussion
B. Quality depends on how well the product fits patterns of consumer preferences
Discussion
C. Dovetailing
D. Relationship marketing
Discussion
Discussion
A.The responsibility of the Quality Control staff to identify and solve all qualityrelated problems
B. Just-in-time (JIT)
C. A Fishbone Diagram
D. Continuous Improvement
Discussion
D.Continuous Improvement
165. Among the tools of TQM, the tool ordinarily used to aid in understanding
thesequence of events through which a product travels is a…
A. Pareto chart
B. Flow chart
C. Check Sheet
D. Taguchi Map
Discussion
B.Flow chart
166. The inputs to a transformation process include all of the following except
A. Material
B. People
C. Information
D. Assembly
Discussion
B.People
B. Division of labor.
C. Mass production.
D. Interchangeable parts.
Discussion
A.Lean production.
168. When suppliers, distributors, and customers partner with each other to improve the
performance of the entire system, they are participating in a ________
A. Channel Of Distribution
C. Supply Chain
Discussion
C.Supply Chain
169. Which of the following is not an area of responsibility for a logistics manager?
A. Inventory
B. Purchasing
C. Warehousing
D. Marketing
Discussion
B.Purchasing
170. In a SC, Material flows in one direction while _________from in both direction
A. Process
B. Information
C. Product
D. Semi-finished Goods
Discussion
B.Information
C. Continuous processes.
D. Batch processes
Discussion
C.Continuous processes.
Discussion
D.to create and deliver goods to consumers
173. Today, a growing number of firms now outsource some or all of their logistics
to________ intermediaries
A. Competitors
C. Channel Members
D. Cross-functional Teams
Discussion
Discussion
175. What type of process would a paper mill be most likely to use?
A. Continuous flow
B. Project
C. Job shop
D. Flow shop
Discussion
A.Continuous flow
176. Which of the following is true?
A. Value is always lower than price.
Discussion
Discussion
Discussion
Discussion
A.Its flexibility
B. Flexibility needed
C. High complexity
Discussion
181. Operations typically differ in terms of volume of output, variety of output, variation
in demand or the degree of ‘visibility’ (ie, customer contact) that they give to customers
of the delivery process. Please match the following element with the most appropriate of
the above dimensions. Low unit costs are most closely matched to:-
A. Variety
B. Variation
C. Volume
D. Visibility
Discussion
D.Visibility
C. A triangle
D. An arrow
Discussion
D.An arrow
B. A square
C. A triangle
D. An arrow
Discussion
B.A square
184. A useful process improvement tool to search for the root cause of a problem is
the___________ process?
A. 3 Whats
B. 4 Whos
C. 5 Whys
D. 6 Wheres
B. Quality component
C. Quality attribute
D. Quality characteristic
188. Having a 'happy hour' in a pub or restaurant is an example of which type ofcapacity
management?
B. Distribution network
C. Sales channel
D. Supply chain
B. Procurement
C. Contracting
D. Selection
B. Supplier–Storage-manufacturing–storage–distributor–retailer–customer
C. Supplier–Storage-manufacturing– distributor–storage–retailer–customer
D. Supplier–Storage-manufacturing–storage– retailer–distributor–customer
192. In the product life cycle, the emphasis in marketing mix during maturity stage is
A. Distribution.
B. Promotion.
C. Price.
D. Cost reduction.
193. In the product life cycle, the emphasis in marketing mix during decline stage is
A. Distribution.
B. Promotion.
C. Price.
D. Cost reduction.
A. 2 phases.
B. 3 phases.
C. 4 phases.
D. 5 phases.
C. Competitive advantage.
B. Store keeping.
C. Material handling.
D. Marketing.
B. Logistics function.
C. Procurement function.
D. Distribution function.
B. Logistics function.
C. Procurement function.
D. Distribution function.
B. Logistics function.
C. Procurement function.
D. Distribution function.
B. marketing interface.
C. supplier interface.
D. manufacturing interface.
B. a primary activity.
C. not an activity.
209. Inbound and outbound logistics is _________ in the generic value chain oflogistics.
A. a support activity.
B. a primary activity.
C. not an activity.
B. a primary activity.
C. not an activity.
211. Marketing and sales is ___________ in the generic value chain of logistics.
A. a support activity.
B. a primary activity.
C. not an activity.
B. Quality.
C. value advantage.
B. right quality.
C. right quantity.
D. right value.
B. right quality.
C. right quantity.
D. right value.
215. The logistical objective that ensures a proper balance between total logistics
costand a desired level of customer service performance is
A. right response.
B. right quality.
D. right information.
B. America.
C. Britain.
D. China.
217. The term which covers the operation of shifting the cargo to or from the vessel is
A. Rigging.
B. Slinging.
C. Carnage.
D. Forced discharge.
B. Carnage.
C. Slinging.
D. Forced discharge.
219. The term used for carriage of goods when points of origin and destination are
bothwithin the sovereignty of UK is
A. ULD.
B. Classification rate.
C. Valuation charge.
D. Cabotage.
D. Better demand.
B. Process uncertainty.
C. Demand uncertainty.
D. Supply uncertainty.
B. Process uncertainty.
C. Demand uncertainty.
D. Supply uncertainty.
B. Process uncertainty.
C. Demand uncertainty.
D. Supply uncertainty.
226. The number of stages that the goods and services flow through
A. Add to the complexity of SCM.
227. The warehousing function that combines the logistical flow of several
smallshipments to a specific market area is
A. Break bulk function.
B. Operational function.
C. Stockpiling function.
D. Consolidation function.
229. An appropriate strategy to achieve timely, accurate, paperless information flow is:
A. integrate this activity into all supply chain planning.
D. efficient replacement.
231. An appropriate strategy to optimize for time and cost in the ordering process is:
A. efficient store assortments.
D. efficient replacement.
232. An appropriate strategy to optimize the productivity of retail space and inventoryis:
A. efficient store assortments.
D. efficient replacement.
236. ______ offers the opportunity to buy direct from the supplier with reduced costsand
shorter cycle.
A. Reintermediation
B. Countermediation
C. Contramediation
D. Disintermediation