What would you like to do ? Calculate SIP as per needs ...
View SIP Table SIP Need Calculator ... Delay Cost in starting SIP later ...
Calculate using simple tools
Disclamer
Mutual Fund Investments are subject to market risk. Please read the offer document carefully before investing.
This dynamic calculator is produced through series a of mathematical formulas. Utmost care is taken in creating the formulas. Certain assumptions are ma Calculator. The output so generated only helps the investors in making investment decisions. It may not or may not be suited to your needs or according to assumptions. NJ IndiaInvest Pvt Ltd nor any of it employees or Partners are not responsible for any losses arising by the usage of these plan, or for any inv its basis.
The Calculator is developed by the Research Department of NJ IndiaInvest Pvt. Ltd.
All rights are reserved. No unathorised, copying, editing, distributions, rebranding, etc is permissible of this tool. Any copyrights infringement w damages, claims, etc towards NJ IndiaInvest Pvt. Ltd., the sole owner/user of this tool. NJ Fundz Network is a part of NJ IndiaInvest Pvt. Ltd.
SIP as per needs ...
ew SIP Table
eed Calculator ...
n starting SIP later ...
using simple tools
document carefully before investing.
ng the formulas. Certain assumptions are made in making the ay not be suited to your needs or according to your own sing by the usage of these plan, or for any investments taken on
of this tool. Any copyrights infringement will give rise to ork is a part of NJ IndiaInvest Pvt. Ltd.
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SIP Table
Enter SIP Amount Monthly payments beginning at the start of the month
1,000
Expected End Value of your Investment For A Monthly Investment of Rs.2,000/Exp. Returns 10% 12% 15% 20% Number of Years of Investments 5 10 15 20
77,172 81,104 87,342 98,704
201,458 224,036 263,018 344,311
401,621 475,931 616,366 955,460
DISCLAIMER
723,987 919,857 1,327,073 2,476,194
Mutual Fund Investments are subject to Market Risks. Please read the offer document carefully before investing in any mutual fu scheme.
Realise
Your
Financial
Dreams !!
thly Investment of Rs.2,000/-
nvestments 25 30
1,243,160 1,702,207 2,756,561 6,260,267
2,079,293 3,080,973 5,631,770 15,676,252
cument carefully before investing in any mutual fund
Financial
Dreams !!
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SIP NEED CALCULATOR !! Get What U Want !! Through SIP in Mutual Fund Equity Schemes
I want Rupees In 500,000 5
Will your savings increase from the present levels (annually) during these years?? If yes, at what rate (take a nominal % to be on a safer side). Enter "0" if no increase is expected. Annual % Increase in Investible Amount
Your Expectations of Returns,
15.00%
You will need to do an SIP of
5,725
You can also do an SIP in a Mutual Fund Scheme as per the following de
Monthly Amount For SIP Needed Expected Returns
8.00% 6,811
10.00% 6,479
12.00% 6,165
15.00% 5,725
Amount of Monthly SIP needed to achieve your goal in given years
How to Become a CrorePati ?? Monthly Amount For SIP Needed (non-growing) Number of Years of SIP Exp. Returns 5 10% 12% 15% 20%
129,581 123,299 114,492 101,313
10
49,638 44,636 38,020 29,044
15
24,899 21,011 16,224 10,466
20
13,812 10,871 7,535 4,038
Realise
Your
Financial
Dreams !!
DISCLAIMER
Mutual Fund Investments are subject to Market Risks. Please read the offer document carefully before investing in any mutua
ULATOR !!
Want !!
Equity Schemes
Years
hese years??
no increase is expected.
p.a.
5,725
Rs. per month
heme as per the following details
SIP Needed
rns
17.50% 5,384
20.00% 5,066
eve your goal in given years
-growing)
of SIP 25
8,044 5,875 3,628 1,597
30
4,809 3,246 1,776 638
Financial
Dreams !!
efully before investing in any mutual fund scheme.
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SIP + Delay cost calculator
At a particular given fixed point of time in future eg. Say at your age 55 years
Step 1 Step 2 Step 3 Step 4
Monthly Investment Investment Horizon in years Expectate rate of returns p.a. Delay in starting SIP from today
Enter in Months
1,000 30
15.00%
1
Your End Investment Value, if you had started MF SIP today
Your End Investment Value, if you delay you delay your investments
The cost of delay is
66,212
If you delay your investment by 1 month/s, you stand to loose Rs. 66212/in the end value of your investment
Another Perspective If you do delay your investment, then You would loose Rs.
11,528
Disclamer
This dynamic calculator is produced through series a of mathematical formulas. Utmost care is taken in creating the formulas. Certain assum Calculator. The plan so generated only helps the investors in making investment decisions. It may not or may not be suited to your needs or assumptions. NJ IndiaInvest Pvt Ltd nor any of it employees or Partners are not responsible for any losses arising by the usage of these plan on its basis.
The Calculator is developed by the Research Department of NJ IndiaInvest Pvt. Ltd.
All rights are reserved. No unathorised, copying, editing, distributions, rebranding, etc is permissible of this tool. Any copyrights in damages, claims, etc towards NJ IndiaInvest Pvt. Ltd., the sole owner/user of this tool. NJ Fundz Network is a part of NJ IndiaInves
t calculator
uture eg. Say at your age 55 years
End Value (payment at beginning of the month)
5,631,770
your investments 5,565,559
u stand to loose Rs. 66212/-
in todays worth of money !!
Notes
mer
are is taken in creating the formulas. Certain assumptions are made in making the ns. It may not or may not be suited to your needs or according to your own ble for any losses arising by the usage of these plan, or for any investments taken
etc is permissible of this tool. Any copyrights infringement will give rise to ool. NJ Fundz Network is a part of NJ IndiaInvest Pvt. Ltd.
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SYSTEMATIC INVESTMENT PLAN Returns Calculator
Monthly Investment Amount Rs.
1,000 /-
Investment Period In Years
30
Returns Expected (% Annualised)
15.00%
End Value of your Investments Rs.
5,631,770
360,000 15.64
Amount actually paid
Rs.
Times amount gets rolled-over
Assuming Investments are made at the biginning of each month Compounding is done on an annualised basis
DISCLOSURE
Mutual Fund Investments are subject to market risk. Please read the offer document carefully before investing. The mutual fund investments are dependent upon market performance. The NAV of the scheme may go up or down depending on the performance of the markets.
nth
ore investing.
may go up or down
HOME
Tools Links Present Value of a Single Amt Present Value of an Annuity Present Value of Irregular Cash Flows Systematic Investment Plan - PV & FV Future Value (Growing) Future Value (Decreasing) Weighted Average Exp Returns Notes
Present Value Single Amt Future Value Rs. After years Dicounting Rate - Ann Present value Rs. 500,000 5.00 6.00% 373,629
Present Value of an Annuity Annuity Amount Frequency in a year Annuity runs for years Annuity Starts after years Discounting Rate - Ann Total Amount Accrued Present Value Rs. 5,000 3 3.00 2.00 6.00% 45,000 36,389
Present Value Irregular Cash Flows After Year 1 2 3 4 5 6 7 8 Amt. 80,000 100,000
9 10 11 12 13 14 15 Discounting Rate - Ann Total Amount received HOME Present Value Rs. 500,000 6.00% 930,000 512,703 250,000
Systematic Investment Plan (SIP) Monthly Investment Rs. For years Returns Expectation - Ann End Value in Future Discounting Rate - Ann Present value 4,000 1.00 15.00% 51,817 6.00% 48,884
Future Value Calculator (growing) Present Value Rs. After years Compounding Rate - Ann Future value Rs. 5,000 3.00 15.00% 7,604
Future Value Calculator (decreasing) Present Value Rs. After years Discounting Rate - Ann Future value Rs. 10,000 3.00 6.00% 8,396
Weighted Average Returns Asset Class A B C Amt. Invested 100,000 100,000 Exp Returns 10.00% 15.00%
D E F Total Amt Invested Weighted Average Exp Returns HOME 200,000 12.50%
You can use the above tools to input values in your financial plan.
The Advisor can use the above tool to assess the following: # #
Find out the Present Cost of an known 'X' amount in future Find out the Present Value of the 'Cash Flow Stream' which accrues in Future Fixed amount of any frequency occuring for any duration Duration of running cash flows may start at any time in future, or now! Variable amounts expected over the next 15 years Of an existing Systematic Investment Plan with an AMC
Find out the future value of a present Fixed asset or cash which decreases in value as time goes on Fixed asset or cash which appreciates in value with time Running Systemative Investment Plan with an AMC
Find out the weighted average expected returns on your existing investments in different asset class
Answers questions like
Help
What is the today's equivalent of Rs. 5 lacs that I will receive after 5 years?
Discounting Rate should ideally be equal to the Inflation Rate of 6.00%
What is the today's worth of a series of monthly payments of Rs.1,000 that I will receive for 3 years? The 3 years of payment will though start after 2 years.
Annuity is simply a series of cash flows of a fixed amount Eg: Insurance premium to LIC is a kind of Annuity
What is the today's worth of certain cash receivables in future when both the amount receivable and the time is not certain?
What is the today's worth of certain cash receivables in future when both the amount receivable and the time is not certain?
What will be the present and the future worth of my existing SIP of Rs. 10,000 to be continued for next 5 yrs, returns expected at 12%?
How much will Rs. 10,000 today will grow to after 5 years, grows by 6% annually?
if
Compounding Rate can be taken as the Rate of Return that you expect the asset to earn during the period
What will be the worth of Rs. 10,000/- after 3 years?
Measures the decrease in value of an asset due to depreciation, inflation, etc.
How much returns should I expect over all the different investments that I hold, on an averaged basis?
How much returns should I expect over all the different investments that I hold, on an averaged basis?
values in your financial plan.
ream' which accrues in Future
any duration
ny time in future, or now!
e as time goes on
ue with time on your existing investments in different asset classes
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DELAY COST Why this huge difference ?? The first installment is the one that stays in the term for the longest. Hence it is the one that has the highest appreciation!! A better way of looking at is - you are not delaying the SIP (since the SIP matures the same day) but instead you are just eliminating the first installment that gives you the most returns!!!! The difference is in the end value of client's investment
The assumptions Payment is made at the beginning of the period The rate of return is compounded monthly The rate of returns stays constant for the term of the SIP The delay for 10 days is calculated by dividing that for 1 month by 3 The delay for 10 days is not exact but convenient to calculate this way, and easy to explain The difference though is not very huge and can be ignored for convenience
