Influence of Training and Development Programs in Banking Sector On The Performance of Employee
Influence of Training and Development Programs in Banking Sector On The Performance of Employee
 To evaluate the effectiveness of training programme at SBI      practices considered. The best practices such as systematic
   &ICICI Bank.                                                   levels of performance after training and staff development
                                                                  and knowledge development etc. It has been recommended
           III. HYOTHESIS OF THE STUDY                            that the training-related processes should be properly
                                                                  followed, the public sector companies should help their
Ho1: There is no prominent difference in identifying training
                                                                  organization identify their career paths and guide them in the
needs and implementation of training program in SBI &ICICI
                                                                  search for better knowledge.
Banks.
                                                                  Hameed et al. [6] concluded that implementation of training
HA1: There is prominent difference in identifying training
                                                                  and development programs not only help the employees but
needs and implementation of training program in SBI &ICICI
                                                                  also helped in removing deficiencies in employees as they are
Banks.
                                                                  prime resources of the bank. One of the important objective of
Ho2: There is no prominent difference in the assessment of
                                                                  the bank is the regular evaluation of training and development
the effectiveness of training programme of the SBI and ICICI
                                                                  programs for the success of employees’.
banks.
                                                                  Athar and Shah [7] concluded from their research that stress
HA2: There is prominent difference in the assessment of the
                                                                  level and motivation, technical knowledge and training
effectiveness of training programme of the SBI and ICICI
                                                                  program method have direct effect on motivation of
banks.
                                                                  employees.
                                                                  Alghareeb and Wadi [8] found that work costs, training
              IV. LITERATURE REVIEW                               assessment needs, evaluation of training are the key factors
Hossain [1] studied the needs assessment, its importance, the     for the assessment of return on the investment made from the
evaluation practices for training and development of              training and development programs for employees.
employee’s in banking sector. Also a comparison study was         Chughtai and Nadeem [9] revealed the participation on
conducted on these practices with the perceived success of the    training and developmental programs in an organization is
training program and its effectiveness. The research suggests     maximum. It is believer that training and development
that implementation of training procedures that is followed by    programs enhances their skills and competences along with
the world’s top banks that will enlighten a positive way in the   the improvement of the organizational effectiveness. It was
private banking sector in Bangladesh. Rani and Garg (2014)        shown in the study that some employees received only
concluded to enhance the efficiency of the employees of the       one-time training and some other employees responded that
public sector banks, training and development programs are        they were not provided any training at the time of
carried out regularly. Banks conduct training programs to         appointment.
improve the knowledge and skill pf their employee’s to satisfy    Ugbomhe, et al. [10] concluded that training and development
their customers. The growth of the banking sector in India is     has become one of the integral part of organizations. It was
govern with skilled professionals emerging as a result of         clearly state that for experiencing flexibility and effective in
education and development.                                        the job, the employees much acquire knowledge and develop
Megharaja [2] concluded that State bank of India has              skills accordingly.
excellent working environment, good organizational culture,       Jyoti [11] concluded that for the improvement of the
and precious assets (i.e. Human capital) that are highly          efficiency of the employees, the public sector banks carry out
dedicated and hardworking. State Bank of India had offered        training and development programs regularly. Banks provide
training to its employees of all departments which inturn         training programs to enhance their skills and knowledge to
enhance the efficiency of their employee’s. Tahir et al. (2014)   provide customer satisfaction. Growth of banking sector in
in their study, found that there is a close correlation between   India resulted in skilled manpower, outcome of training and
education and development and the performance and                 development.
productivity of employees. The results indicate showed that
employees saw and valued training and development as a key                            V. RESEARCH GAP
driver of employee performance and productivity. This study
                                                                  After reviewing the various literatures it was found that many
showed that the banks' administrations interested in their
                                                                  studies had been conducted earlier on training pattern of SBI
productivity and efficiency have no choice but to introduce
                                                                  and ICICI bank but there are very few studies conducted in
training and development.
                                                                  Kangra District of Himachal Pradesh in context of training
Akilandeswari and Jayalakshmi [3] concluded that in public
                                                                  pattern and identifying training needs and implementation of
and private sector banks for the improvement of efficiency in
                                                                  training, also very limited comparative studies have been
the employees training and development program which is
                                                                  conducted in banking sector that shows the influence of
very necessary to provide satisfaction to its consumers.
                                                                  training and development on the performance of employees in
Nischithaa and Rao [4] studied the over training, employee
                                                                  these two major banks in public and private sector. Hence,
attitude and satisfaction, company’s yielding and service
                                                                  this study moves forward to fulfill these Research gaps.
quality can be enhanced. Human resources departments
should highlight the impact of these programs on the
                                                                                     VI. METHODOLOGY
company’s success. The training programs can be eliminated
or reduced, but important programs must be kept intact to         Research methodology refers to the implementation of
reduce upcoming obstacles and company’s success.                  systematic and scientific methods that can be adopted to solve
Rajeswari and Palanichamy [5] studied that the importance of      prevailing research problems in any topic.
training and employee satisfaction on public sector
organization, which has not been consistent with best
It deals with selection area of the study, data collection and           employees as well as organization
methodology adopted to achieve the objectives of the present        15. Reduces consumption time and cost 3.57 3.56       SBI
study.                                                              Source: Field survey
Methodology is a crucial step in any research as it directly
affects the whole research and research findings.
Methodological framework of the study is discussed under the
following sections:
Research Design: Exploratory research design was used.
Area of the study: The study is conducted in SBI and ICICI
Bank in Kangra
Sample size: The sample comprised of 100 respondents out
of which 50 are from SBI and 50 are from ICICI Bank.
Sampling techniques: Convenient Sampling method was
used for research purpose.
Tools and techniques of data collection: Based on research
problem and the framed objectives of the study primary data
are collected through a well-framed and structured
questionnaire which comprises of different parts. First part
deals with the demographic and socio-economic profile of the
respondent. Second part determines the Identifying training
needs and implementation of training wherein the respondents
were asked to mark the alternative which is most applicable
among the five-point Likert scale (i.e. 5-“Strong agree”, 4-
“Agree”, 3- “neutral”, 2-“ disagree”, and 1-“ Strongly
disagree”).
In order to achieve the objective of study primary data were
considered.
Data Analysis: The data collection is done for the study with
the help of questionnaire that is coded in the form of numbers.
The coded data is then processed and studied by using a
statistical software named SPSS version 21.0. With this tool
the following objectives are achieved:
i. Percentages
ii. Mean
iii. t-test Analysis
      Table 1 Influence of training programs on the job
    performance Individual level (SBI and ICICI Bank)
                                             Mean
 S.
                   Variables                 Score Remarks
No.
                                          SBI ICICI
1.        Employee’s enhancement                 4.22    ICICI
                                          4.14
2.           Positive attitude            3.98   3.84     SBI
3.       Increased Job knowledge          3.58   3.64    ICICI
4.              vital for job             3.44   3.36     SBI
5.           Essential for job            3.40   3.70    ICICI
                                                                          Figure 1 Bar graph show the influence of training
6.         Boost up the morale            3.38   3.62    ICICI
                                                                        programs on the performance of the job at Individual
7.           Reduce the stress            3.54   3.86    ICICI
                                                                                               level
    Skilled employee performance and
 8.    productivity is more than the 3.30        3.82    ICICI      In the case of SBI bank it was observed from the table 1 and
           unskilled employees.                                     figure 1 on the basis average score (mean) the highest
    Productivity increase due to ability                            influential factor is Employee’s enhancement (4.14) followed
 9.                                      3.68    3.66     SBI       by Positive attitude (3.98) and Productivity increase due to
             of the employees
          High morale give better                                   ability of the employees (3.68) and Productivity Increase
10.                                      3.36    3.92    ICICI      positive attitude (3.60) and least influential factor is that
               performance
    Productivity increase due to the job                            skilled employees performance and productivity is more than
11.                                      3.50    3.68    ICICI      the unskilled employees (3.30).
                 knowledge
      Productivity Increase positive
12.                                      3.60    3.72    ICICI
                  attitude
    Teach the technique of performing
13.                                      3.46    3.74    ICICI
                   the job
14. Enhance the performance of the 3.52          3.40     SBI
In the case of ICICI bank it was observed from the table 1 and                            achievement
figure 1 on the basis average score (mean) the highest                                     Reduce of
                                                                                   3.     consumption     10     14     16        4          6      3.36   X
influential factor is Employee’s enhancement (4.22) followed                                 of time
by High morale give better performance (3.92) and reduce the                               Solution of
stress (3.86) and Positive attitude (3.84) and least influential                   4.    organizational   8      21        9     10          2      3.46 VIII
factor is vital for job (3.36).                                                              problem
                                                                                            Employee
                                                                                   5.                     11     21     11        4          3      3.66   V
                                                                                          engagement
       Table 2 Influence of training programs on the job                                     Overall
        performance Organizational level (SBI Bank)                                6.         customer    11     20     10        7          2      3.62   VI
                                                                                           satisfaction
                                                                                           Employees
                                                                                   7.                     12     13     16        5          4      3.48 VII
                        Strongly Agree Neutra Disagre Strongly                              retention
S.no                                                           Mean                      Achievement
         Factors         Agree (A)       l       e    Disagree       Rank
  .                                                            score               8.      of vision of   18     15     12        2          3      3.86   II
                        (SA) (5) (4) (N) (3) (D) (2) (SD) (1)
                                                                                               goal
                                                                                            Reduced
                                                                                   9.         operating   11     12     18        6          3      3.44   IX
        Quality of                                                                          expenses
 1.         work          26      9     14      0        1    4.18    I                      Reduce
         service                                                                         anxiety when
                                                                                   10.    dealing with    17     13     13        2          5      3.70   IV
           Target                                                                           corporate
 2.                       12      24    13      0        1    3.92    II                     changes
        achievement
                                                                                         Attract higher
                                                                                   11.        quality     16     16     12        1          5      3.74   III
        Reduce of                                                                          employees
 3.    consumption        14      11    20      4        1    3.66    IV       Source: Field survey
         of time
                                                                                                to
                                                                                        evaluate
                                                                                               the
                                                                                       effectivenes
                                                                                           s of
                                                                                         training
                                                                                         Content
                                                                                         covered
                                                                                  6.                   10       14     15            9        2         3.42     IV
                                                                                           with
                                                                                          in time
                                                                                       Quality of
                                                                                           training
                                                                                  7.                   7        10     16         12          5         3.04 VIII
                                                                                       programme
                                                                                              s
                                                                                           After
                                                                                         training
                                                                                         elements
                                                                                  8.                   4        10     14         10          4         3.16     VI
                                                                                          makes
    Figure 2 Bar graph showed the Impact of training                                       training
  programme on the job performance at organizational                                    successful
                              level                                           Source: Field survey
In case of SBI bank it was observed from the table 4.2.3 (F)                     Table 6 Evaluation of the effectiveness of training
and figure 4.14 on the basis average score (mean) the highest                                 programme (ICICI Bank)
influential factor is Quality of work service (4.18) followed                                                Strongl Agre Neut Disag Stron Mea
                                                                              S.no.          Factors                                           Rank
by Target achievement (3.92) and Achievement of vision of                                                       y     e    r    re     gl   n
goal (3.74) and least influential factor is attract higher quality
employees (3.10).                                                                                                       (A)        e (D)
                                                                                                             Agree          al (N)                y      score
                                                                                                                        (4)         (2)
In case of ICICI bank it was observed from the table and
figures on the basis average score (mean) the highest
                                                                                                                (SA)                          Disag
influential factor is Quality of work service (4.18) followed                                                                    (3)
                                                                                                                 (5)                           re
by Achievement of vision of goal (3.86) and Target
achievement (3.74) and least influential factor is Reduce of                                                                                      e
                                                                                                                                                   (S
consumption of time (3.36).                                                                                                                       D)
                                                                                         In case of ICICI bank it was observed from the table 4.2.4 and
        Quality        of 1                 training 1                   3.              figure 4.15 on the basis average score (mean) the highest
     7.                                         17       3        2             III
            programmes    5                          3                   80
                                                                                         influential factor is relationship between training and
                                                                                         improvement of performance is considered important by
                                                                                         management (4.44) followed by content covered with in time
            After       training                                                         (3.82) and quality of training programmes (3.80) and least
                                                    1                    3.     VI
     8.       elements makes            8     22         6        4                      influential factor is after training elements makes training
                                                    0                    48      I
            training successful
                                                                                         successful (3.84).
                                                                                         Hypothesis Testing
Source: Field survey                                                                     Identifying training needs and implementation of training
                                                                                         Ho1: There is no significance difference in identifying
7 Evaluation of the effectiveness of training programme                                  training needs and implementation of training in both the
                 (SBI and ICICI Bank)                                                    banks
                                                             Mean      Remarks           HA1: There is significance difference in identifying training
S.n Variables                                                Score
o                                                            SBI ICICI
                                                                                         needs and implementation of training in both the banks
                                                                                         In order to test the hypothesis of the study independent t- test
1.        Relationship between training and improvement 4.32 4.44         ICICI          is used and p- values are calculated.
          of performance is
          considered important by management
                                                                                         The result of the same has been depicted in table no. 8
                                                                                                                     Table 8
                                                                                                                                   SBI          ICICI
                                                                                                                                                              t-valu p-valu
                                                                                             S.no         Factor            Mean Std. Mean Std.
2.        Equipment is appropriate and available in the 3.76 3.78         ICICI                                                                                  e      e
                                                                                                                            score deviation score deviation
          training
                                                                                                Is HR Dept. in bank
                                                                                             T1 helping identifying 4.02            1.134   4.34   0.895      -1.567 0.120
3.        Training brings attitudinal                        3.72 3.60    SBI
                                                                                                   training needs?
          changes in the employees
4.        Training towards and                               3.32 3.80    ICICI                       Are you provided
          morale boost and reducing stress                                                               with adequate
                                                                                                             continuing
5.        Methods used to evaluate the effectiveness         3.06 3.74    ICICI              T2     training to keep you    3.92    0.665   4.16   0.817      -1.611 0.110
              of                                                                                         abreast of the
          training                                                                                         changes in
6.        Content covered with in                            3.42 3.82    ICICI                        the environment
          time                                                                                      Is bank management
          Quality of training                                3.04 3.80    ICICI                      help in identifying
7.
          programmes                                                                                         training
                                                                                                         requirements
8.        After training elements                            3.16 3.48    ICICI              T3     according to the job    3.64    1.064   3.84   0.976      -0.979 0.330
          makes training successful                                                                   description of the
                                                                                                         employees in
Source: Field survey                                                                                        banking
                                                                                                              sector?
                                                                                                          Is HR Dept.
                                                                                                       /management at
                                                                                                         bank provide
                                                                                             T4              training       3.90    0.953   3.96   0.880      -0.327 0.744
                                                                                                       requirements for
                                                                                                                bank
                                                                                                          employees ?
                                                                                                     Is training program
                                                                                                              linked
                                                                                             T5                             3.52    1.035   3.64   0.964      -0.600 0.550
                                                                                                    to the practical work
                                                                                                            in bank?
                                                                                                               Is HR
                                                                                                     Dept./management
                                                                                                     helps in identifying
                                                                                             T6      individual needs to    3.64    0.985   3.52   1.054      0.588 0.558
            Figure 2 Bar graph show the Evaluation of the
                                                                                                                 do
                 effectiveness of training programme                                                    required jobs in
                                                                                                              bank?
                                                                                                   Is management
In the case of SBI bank it was observed from the table 5 and                                      follows a certain
figure 3 on the basis average score (mean) the highest                                       T7    methodology in 3.08              1.175   3.04   1.124      0.174 0.862
influential factor is relationship between training and                                         recruiting training
improvement of performance is considered important by                                                employees?
management (4.44) followed by equipment is appropriate and                               Note: *, ** denote 5 per cent and I per cent level of
available in the training (3.76) and training brings attitudinal                         significance
changes in the employees (3.72) and least influential factor is
Quality of training programmes (3.04).
The above table is illustrates findings of independent t -test                 In case of SBI bank, majority (40%) of the respondents
which is individually applied to all the factors for identifying                lies under the age group 31 - 40 years and in case of ICICI
the training needs and implementation of training in SBI and                    bank, the majority (34%) of the respondents lies within the
ICICI bank. Hence there is no significance difference in                        age group 20 to 30 years and 31 to 40 years which infers
identifying training needs and implementation of training in                    that majority of the employees in public banks are elders
SBI and ICICI bank.                                                             while private banks have a younger working class.
                           Table 9
 S.n
                                 SBI           ICICI
                                                                   p-valu
                                                                               In case of SBI bank, the majority of the respondents (66%)
           Factor          Mean Std. Mean Std.             t-value              were male. In the case of ICICI bank, the majority of the
  o                                                                   e
                           score Deviation score deviation
                                                                                respondents (58%) were female.
         Relationship
       between training
                                                                               In the case of SBI bank, majority of respondents (40%)
     and improving the                                                          were found to be masters. In the case of ICICI bank, the
        performance of                                                          majority of the respondents (40%) were found to be
       employees are of                                                         graduation. This shows that public sector banks have
 E1                        4.32    0.868   4.44    .837    -0.704 0.483
         the elements
     considered by HR
                                                                                educated employees than private sector.
             Dept. /                                                           Evaluation of the Effectiveness of training
         management                                                             Programme
           important.                                                          Ho2: There is no visible difference in the evaluation of the
        Equipment is
                                                                                effectiveness of training programme of the SBI and ICICI
       appropriate and
        available in the                                                        bank.
            training                                                           HA2: There is visible difference in the evaluation of the
        organization to                                                         effectiveness of training programme of the SBI and ICICI
 E2                        3.76    0.625   3.78   0.790    -0.140 0.889
      help you learn all                                                        bank.
        what you need
         from      your
            training                                                                                VII. CONCLUSIONS
             course.
     Is training brings                                                       The findings of the study are the followings:
 E 3 attitudinal change    3.72    1.031   3.60   1.069    0.571   0.569       In the case of SBI bank, majority of respondents (40%)
      in the employees?                                                          were found to be masters. In the case of ICICI bank, the
            Is bank                                                              majority of the respondents (40%) were found to be
            management                                                           graduation. This shows that public sector banks have
       training towards
 E4          morale        3.32    0.999   3.80   0.990   -2.414* 0.018          educated employees than private sector.
         boost up end                                                          In order to test the hypothesis of the study independent t-
      reducing stress of                                                         test is used and p -values are calculated. The result of the
          employees?                                                             same has been depicted in table no. 9.
         What are the
       methods used to
                                                                               On the basis of p value of all the factors it is concluded that
          evaluate the                                    -2.840*                null hypothesis is accepted as tabulated t- value is greater
 E5                        3.06    1.252   3.74   1.139           0.005
      effectiveness of a                                     *                   than calculated t-value.
            training                                                           On the basis of p- values, null hypothesis is rejected and at
         programme?
                                                                                 a significance level of 5% another hypothesis is
       Topics covered                                                            considered. It is indicated that there is significant
 E6        with in         3.42    1.126   3.82   0.962    -1.909 0.059          difference in morale boost, effectiveness of a training
         right time?
                                                                                 programme and quality of training programme factors in
        Quality of
                                                                                 SBI and ICICI bank.
                                                          -3.352*
 E7        training        3.04    1.195   3.80   1.069           0.001
                                                             *
       programmes?                                                                      VIII. LIMITATIONS OF THE STUDY
    Is clear objective,                                                        The study was limited to Kangra District of Himachal
       good facility,                                                           Pradesh due to time constraint so the findings of the study
            physical
     arrangement and                                                            would represent some part of actual picture of the whole.
    reward incentives                                                          Getting timely responses from the respondents was a
 E8
     after the training
                        3.16       1.095   3.48   1.147    -1.427 0.157         difficult task due to their regular routine activities
    programme are the                                                          Limited time for survey and the cost associated with it
       elements that
            make                                                                were other constrains.
          training
        programme                                                             REFERENCES
        successful?
                                                                              1. Hossain A (2014), An Overview on Effective Employee Training
Note: *, ** denote 5 per cent and 1 per cent level of
                                                                                 Systems of Private Sector Commercial Banks in Bangladesh,
significance                                                                     International Journal of Ethnic and Social Studies;2: 34-44.
The above table illustrates findings of independent t -test                   2. Megharaja (2014), The Effectiveness of Training and Development in
which is individually applied to all the factors to see the                      banking sector: A study of state Bank of India, International Journal of
                                                                                 Business       and     Economics
differences in evaluation of the effectiveness of the training
                                                                                 Research;2:152-158.
programme in SBI and ICICI bank. CONCLUSIONS
The findings of the study are as under:
                                   AUTHORS PROFILE
                          Geeta Kumari is working as Assistant Professor,
                          in Management Department at Eternal University,
                          Baru Sahib, Himachal Pradesh, She has submitted
                          Ph.D thesis     in the area of Human Resource
                          Management from Jharkhand Rai University. She
                          did M.Phil in Management in the year 2010 from
                          Chaudhary Devi Lal University, Sirsa Haryana,
                          India. She did Master in Business Administration
(MBA) in Human Resource Management in the year 2007 from Punjab
Technical University, Jalandhar, India. She also did M.Sc in Chemistry from
Department of Chemistry, Assam University, Silchar, Assam. She is having
teaching experience of more than six years. She has more than 30
publications in International and National Journals and Conferences.