This document provides an overview and proposal for a project studying deposit collection at Rastryia Banijya Bank Ltd. It outlines the background, objectives, significance and research design of the study. The objectives are to analyze deposit mobilization and use of deposits by commercial banks, focusing on deposit structure. Primary and secondary data sources include annual reports, documents, websites and discussions with the project guide. Financial and statistical tools will be used to analyze and present data in tables, ratios and other metrics. The study is organized into chapters covering introduction, results and analysis, and conclusions.
This document provides an overview and proposal for a project studying deposit collection at Rastryia Banijya Bank Ltd. It outlines the background, objectives, significance and research design of the study. The objectives are to analyze deposit mobilization and use of deposits by commercial banks, focusing on deposit structure. Primary and secondary data sources include annual reports, documents, websites and discussions with the project guide. Financial and statistical tools will be used to analyze and present data in tables, ratios and other metrics. The study is organized into chapters covering introduction, results and analysis, and conclusions.
This document provides an overview and proposal for a project studying deposit collection at Rastryia Banijya Bank Ltd. It outlines the background, objectives, significance and research design of the study. The objectives are to analyze deposit mobilization and use of deposits by commercial banks, focusing on deposit structure. Primary and secondary data sources include annual reports, documents, websites and discussions with the project guide. Financial and statistical tools will be used to analyze and present data in tables, ratios and other metrics. The study is organized into chapters covering introduction, results and analysis, and conclusions.
This document provides an overview and proposal for a project studying deposit collection at Rastryia Banijya Bank Ltd. It outlines the background, objectives, significance and research design of the study. The objectives are to analyze deposit mobilization and use of deposits by commercial banks, focusing on deposit structure. Primary and secondary data sources include annual reports, documents, websites and discussions with the project guide. Financial and statistical tools will be used to analyze and present data in tables, ratios and other metrics. The study is organized into chapters covering introduction, results and analysis, and conclusions.
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DEPOSIT COLLECTION OF RASTRIYA BANIJYA BANK LTD
A Project work report proposal
By
Juli Rani Sah
TU Reg. No: 7-2-0823-0044-2018
Roll No:708230011
Finance Group
Sub: Final Project Work (mgt 401)
Submitted To: The Faculty Of Management
Tribhuwan University
Kathamandu
In partial fulfillment of the requirement for the Degree of
BACHELOR OF BUSINESS STUDIES (BBS) Barhamchari Damodaranand College
Ramnagar, Mirchaiya 5
Siraha, Nepal SUPERVISOR’S RECOMMENDATION The project work report entitled DEPOSIT COLLECTION OF RASTRIYA BANIJYA BANK LTD. submitted by Juli Rani Sah of Barhamchari Damodaranand College, Mirchaiya-5 is prepaid under my supervision as per the procedure and format requirements laid by the Faculty of Management, Tribhuvan University , as partial fulfillment of the requirements for the degree of Bachelor of Business Studies (BBS). I, therefore, recommend the project work report for evaluation.
……………………..
Signature :
Research Supervisor : Mr. Tej Narayan Singh
Date: April, 2023 1.1 Background of Study Banking has come to the present scenario through various stages. A modern industrial society cannot run by self-financing of center premiership. The work Bank is derived from theLatin word ‘Bancus’ which refers to the bench. Bank wets as bridge between the users of capital is those who save but can’t use the fundsthem-selves. Bank accepts deposits from the public, Business firms & grant loan to needy individual & commercial sector. Thus banks are among the most essential financial institution that deals money & credit. It also provides different subsidiary function. Nepal’s economy is in the earlier stage of economic development where financial (Banking) sector need to play crucial role in order to accelerate this pace as these sector can accumulate scattered saving for capita formulation. Developing country such as Nepal aspires for a rapid economic growth, which required additional capital formation with the sufficient amount of investment. No one can deny the fact that a country requires favorable economic environment to achieve economic development. Financial institution plays vital role to support the country’s economic development.
1.2 Brief profile of organization
Regional Rural Banks (RRB) are Indian Scheduled Commercial Banks ( Government Banks) operating at regional level in different states of India. They have been created with a view of serving primarily the rural areas of India with basic banking and financial services.
1.3. Objectives of the study
The objective of regional rural banks is to develop the rural economy by providing credit and other facilities for agriculture and other productive activities in rural areas. They provide these facilities to small and marginal farmers, rural artisans, agricultural laborer's and other small entrepreneurs working in the rural areas. The objectives of Deposit Collection of RRB can be summarized as follows: ● To provide loan for backward class public ● To opening branches of bank in rural areas. ● To save the rural poor from the moneylenders. ● To cultivate the banking habits among the rural people and mobilize savings for the economic development of rural areas. ● To increase employment opportunities by encouraging trade and commerce in rural areas.
1.4 Significance of the study
Deposit mobilization is an important source of working capital for banks and is of paramount importance to the banking industry as the size of deposits mobilized by the general public through current, savings, fixed deposits, time deposits, and other specialized systems critical to the bank's success ● It is also hoped that this study may be able to explore the capital structure of selected RRB banks, ● This study will be useful for researchers, students and for those who wants to have further study in details, ● Similarly, this study may be fruitful to financial institutions. ● This study help to provide information regarding the composition of capital structure on the basis of term to maturity ● This study have significant role to play in filling gap in understanding of the impact of capital structure decisions on profitability of selected RRB Banks.
1.5 Research Design
A research design is a plan of action adopted by researcher in carrying out the research. It is the overall operational pattern of framework for the project that stipulates what information is to be collected, form which sources and by what procedures. In other way, a research design is the plan, structure and strategy of investigations conceived to obtain answer to research question and to control variances. For this study, this research is designed in mostly descriptive and causa comparative research design towards historical last five years data. The study attempts to analyze the mobilization of deposit and its uses by commercial banks particularly of NABIL Bank and Sanima Bank. The research designed follows the deposit structure and its mobilization in various sectors.
1.6 Nature and Sources of Data
It consists of information that already exists somewhere and has been collected for specific purpose in the study. The data is collected through the guidelines issued by the bank on financing to various banking products through various circulars and through the discussions with the project guide. Also, the data is collected from various sources like websites and books. More specifically, it includes: ● Annual report of the Bank ● Books, Brochures, magazines and leaflets of bank ● Different Statements ● Files, Balance sheet and various documents ● Websites of NRB
1.7 Data Analysis of Procedure
Financial as well as the statistical tools are used to make analysis more convenient, reliable, different items from the balance sheet, P/L A/C, and other statements are tabulated. Their ratios, percentages, Mean, standard deviation and different of variations are then calculated and presented in the tables.
Source: Primary data from RBB official website
1.8 Organization of the study
This research study will be organized as following chapter: Chapter I : Introduction Chapter one will contain the background of the study, purpose of the study, theoretical Base,limitations of the study, and organization of the study. Chapter II : Results and Analysis Chapter two will include presentation of results and findings of project work. Chapter III : Summary and conclusion: Chapter last will include evaluating & interpretion the implications results obtained. Include similarities and difference results obtained and the work of others. Present implications of conclusion for practical application or future studies.
