MVR HOMEOWNER BENEFIT AGREEMENT

THIS MVR HOMEOWNER BENEFIT AGREEMENT ("Agreement") is made and entered

into as of the effective date referenced below (the “Effective Date”), by and between MV
BROKERAGE OF PENNSYLVANIA, LLC, a Pennsylvania limited liability company (the
“Company”), having its principal place of business at 600 N. 2nd St., Ste. 401, Harrisburg,
Pennsylvania, 17101, and having an address of (the “Property Owner”).

This Agreement contains an Arbitration Provision in Sections 7 and 8 below. In

arbitration, a neutral third party (the “arbitrator”) resolves disputes between the Parties
rather than a judge or jury. Discovery is more limited than in court, there are no class or
representative proceedings, and court review of an arbitration decision is limited.
RECITALS
A.Property Owner owns 100% of that certain property located at , , ,

(the “Property”).

B.Property Owner desires to enter into an agreement to engage the Company or its designee to
act as listing agent should Property Owner decide to market the Property for sale, all in
accordance with the terms and conditions set forth in this Agreement.

NOW THEREFORE, in consideration of the mutual promises contained herein and the
payment of the Promotion Fee (as defined below) to Property Owner, the Company and
Property Owner hereby agree as follows:

1.Exclusive Right to List

a. In exchange for Company’s payment of and No/100 Dollars ($) (the “Promotion Fee”) to
Property Owner, Property Owner hereby agrees to the terms of this Agreement and that
Company, or Company’s designee, shall have the exclusive right to act as listing agent for any
sale of the Property on or after the Effective Date, except as expressly provided herein in
Section 4. Without limiting the foregoing, except as expressly provided herein in Section 4,
Property Owner shall not engage, hire or otherwise employ any other real estate brokerage,
licensed broker or sales agent to market the Property, and Property Owner will not list the
Property as “for sale by owner” (collectively, the “Prohibited Engagements”).

1
This amount equates to 3% of $, the Property’s current home value estimate.
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b. No later than ten (10) business days prior to the date Property Owner wishes to market the
Property for sale, it shall deliver written notice to the Company by mail and email to the
addresses listed in Section 6 below, indicating its intent to sell the Property (the “Intent to
List”). Within ten (10) business days after Company’s receipt of the Intent to List, Company or
its designee shall provide Property Owner with a listing agreement similar to the listing
agreement referenced herein as Exhibit A, which is accessible, reviewable, and downloadable
online at this URL: https://homesatmv.com/landing/exhibits/PA-ExhibitAv2.DOCX (each, a
“Listing Agreement”). As specifically discussed and agreed to between Company and Property
Owner, the Listing Agreement shall provide for the payment of a commission to the Company
(plus applicable sales tax) as follows: In the event there is no other broker who, in addition to
the Company, participates in the sale of the Property (“Cooperating Broker”), then Company
shall receive an amount equal to percent (%) of the total sales price for the Property or $1,
whichever is greater (the “Company’s Commission”). In the event there is a Cooperating
Broker involved in the transaction, then Company shall receive an amount equal to three
percent (3%) of the total sales price for the Property or $, whichever is greater (the “Company’s
Commission”). Where there is a Cooperating Broker involved, Property Owner must determine
at the time of listing, in his or her sole discretion, what amount of commission will be offered to
the Cooperating Broker, which amount shall be paid by Property Owner (“Cooperator’s
Commission”). The total sum of the Company’s Commission and the Cooperator’s
Commission, however, must equal at least % of the total sales price.

c.The Listing Agreement shall indicate the purchase price for the Property desired by the
Property Owner. Property Owner shall, within three (3) business days after receipt of the draft
Listing Agreement, sign and return the Listing Agreement in accordance with the instructions
included therewith.

d. Subject to the provisions of this Agreement, Company or its designee shall act as Property
Owner’s listing agent should Property Owner decide to market the Property for sale during the
term of this Agreement.

1
This amount equates to 3% of $, the Property’s current home value estimate.
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2. Term. This Agreement shall be effective from and after the Effective Date
through the earlier of: (i) the date the Property is sold in an arm's-
length bona-fide transaction, and the Commission is paid to the Company, in
accordance with the terms herein, and (ii) the date that is forty (40) years after
the Effective Date (the “Term”), unless this Agreement is cancelled in
writing by Company or terminated in accordance with Section 3 below. For the
avoidance of doubt, Company and Property Owner acknowledge and agree that this Agreement
shall continue in full force and effect through the Term notwithstanding that the Property
Owner and the Company may have entered into a Listing Agreement. Subject to the
provisions of Section 4 below, should any Listing Agreement expire or otherwise terminate
without the payment of the Commission to Company, Company shall retain the exclusive
listing rights set forth in Section 1 above for any future listing, all on the terms and conditions
set forth in this Agreement. At the expiration of this term, this Agreement shall terminate
without prior notice.

3.EARLY TERMINATION FEE AND OWNER LISTING PERIOD.

THIS AGREEMENT PROVIDES A FEE FOR EARLY TERMINATION AS SET FORTH IN
THIS SECTION 3.

a.In the event either (A) the Property Owner fails to perform any of its
obligations under this Agreement, including, without limitation, entering into
any Prohibited Engagements, or (B) an Early Termination Event (as defined
below) shall occur, then the Property Owner shall immediately pay Company,
as agreed upon liquidated damages and not as a penalty, an early termination
fee (the “Early Termination Fee”) in the amount of three percent (3%) of the
greater of (i) , the Property’s current Realtors Valuation Model home value
estimate, or (ii) the fair market value of the Property at the time of the Property
Owner’s breach or Early Termination Event, as reasonably determined by the
Company. The Company and Property Owner agree that the damages resulting from a
Property Owner default or Early Termination Event would be difficult to ascertain because of
their indefiniteness or uncertainty and that the foregoing means of calculating the Early
Termination Fee is fair, reasonable, and reasonably proportionate to the damages that would be
caused by a breach of the Agreement.

b. As used herein, the term “Early Termination Event” means the occurrence of any one or
more of the events mentioned in subparagraph 3(c) below.

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c. A sale or other transfer of the Property occurs that does not result in the
Company being paid the Commission, except that a transfer to a spouse, heir(s)
or devisee(s) or a transfer for estate planning purposes shall not constitute an
Early Termination Event if, within ten (10) days thereafter or as soon as the
circumstances reasonably warrant, the transferee spouse or other individual or
entity receiving an interest in the Property, or in the case of a transfer arising
out of the death of the Property Owner, the administrator or personal
representative, as applicable, together with any known heirs or devisees in
which title to the Property shall have vested as a matter of law, executes an
assumption of this Agreement, in form and substance satisfactory to Company,
whereby such spouse or other persons or party, if any, agrees to be bound by
this Agreement, with the same effect as if they had originally been the Property
Owner hereunder. In addition, it shall constitute an Early Termination Event if
Property Owner terminates, or attempts to terminate, the Company’s right to
act as the exclusive listing agent for the Property in violation of this Agreement.

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4.Owner Listing Period.

a. Notwithstanding the provisions of Section 1 above, if after six (6) months following the
execution and delivery of a Listing Agreement or any later reduction in the listing price of the
Property approved by Property Owner (the “Exclusive Listing Period”), Company is unable to
procure a ready, willing, and able buyer for the Property on terms and conditions consistent with
the applicable Listing Agreement (as the listing price may have been reduced upon approval of
Property Owner), then for the sixty (60) day period immediately following the Exclusive Listing
Period (that sixty (60) day period, the “Owner Listing Period”), Property Owner may attempt to
procure a buyer independent of Company’s efforts, at a price equal to or greater than the final
listing price of the Property during the Exclusive Listing Period.

b.In the event that (i) Property Owner exercises his or her rights under subparagraph 4(a) above
and enters into a contract with a Qualified Buyer (as defined below) during the Owner Listing
Period, (ii) the closing for the sale of the Property pursuant to such contract occurs within 60
days after the end of the Owner Listing Period, and (iii) such contract and the transfer of the
Property pursuant to the Contract is at a price equal to or greater than the final listing price of
the Property during the Exclusive Listing Period and on terms otherwise identical to those set
forth in paragraph 1 of the then applicable Listing Agreement2, then no Commission will be due
and payable to Company in connection with that sale and this Agreement will terminate. For
purposes of this subparagraph, the term “Qualified Buyer” means a ready, willing and able
buyer who (i) is unaffiliated with the Property Owner, (ii) enters into an arm’s-length
transaction for the purchase of the Property on the identical terms set forth in the Listing
Agreement, and (iii) is not a person to whom Company showed the Property or was otherwise
identified as a prospect by Company in accordance with the terms and conditions of the Listing
Agreement.

2Property Owner acknowledges that in determining whether the sale terms were identical to those set forth in the
applicable Listing Agreement, Company will consider the total purchase proceeds received by the Property
Owner in connection with the sale of the Property, including all credits involved in the transaction and the sale of
all related property (including, without limitation, personal property and furniture). Property Owner agrees to
fully cooperate with Company in connection with the preceding (including, without limitation, providing all
documentation related to the sale of the Property).

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5.Security for Obligations under this Agreement.
a. Property Owner understands and acknowledges that its obligations under this Agreement,
including the obligation to pay the Early Termination Fee if it arises, are secured by the
Mortgage attached hereto as Exhibit B (the "Mortgage") even though this Agreement is not and
does not represent a loan. Should Property Owner default under this Agreement and not pay the
amounts due to Company, then Company will have the rights of a holder of a mortgage in the
Commonwealth of Pennsylvania.

b.Company has the right but not the obligation to record the Mortgage either
now or at any point during the Term. Upon Company’s request from time to
time, Property Owner shall provide Company with a written certificate
confirming the existence of this Agreement and that this Agreement remains in
full force and effect.
c. In the event Property Owner wishes to refinance an existing mortgage on the Property or
grant a new mortgage on the Property, Company will consider in good faith any request from
Property Owner to facilitate such refinancing or new mortgage by subordinating the lien of this
Agreement to the refinanced or new mortgage. In the event that Property Owner sells the
Property in compliance with this Agreement (whether through the efforts of Company or
pursuant to Section 4), or in the event Property Owner ceases to own the Property due to
foreclosure, condemnation or arm's-length deed in lieu of foreclosure to an unrelated third
party, Company will, upon written request, deliver to the closing agent for the sale of the
Property or the purchaser of the Property a Notice of Termination of the Memorandum, in
recordable form.

6.Notice. Any notice required or in connection with this Agreement shall be sent to Company
and Property Owner to the following mailing and email addresses:
COMPANY MV BROKERAGE OF PENNSYLVANIA LLC
600 N 2nd St., Ste. 401
Harrisburg, Pennsylvania, 17101

PROPERTY OWNER Test

Email Address:
*MV Brokerage of Pennsylvania would like to send you an electronic copy of your agreement.
Please provide your email address above or confirm that the email address listed above is
correct. Initials: ___________

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7.Arbitration. This section, together with Section 8 below, collectively constitute the
“Arbitration Provision” pursuant to which Property Owner and Company agree to arbitrate
disputes between them on the following terms:
At the election of either Company or Property Owner, any and all disputes, claims, or
controversies arising from or related to this Agreement, any listing agreement or any other
agreement between Property Owner and Company (together, the “Parties”) or the relationship
between the Parties, whether past, present or future, and whether based on contract, tort
(including intentional tort), statute, ordinance, or any other legal right or claim, including
alleged violation of consumer or privacy laws, shall be referred to and resolved exclusively by
binding arbitration (the “Arbitration”), and not by a judge or jury in court. However, the
Company shall retain the right to file a judicial action to enable the recording of a notice of
pending action or lis pendens. The Company’s filing of such judicial action shall not constitute
a waiver of its right to arbitrate all disputes, claims, or controversies (without exception), which
right to arbitrate shall be enforced at all times. This Agreement has been entered into using the
means and instrumentalities of interstate commerce and this Arbitration Provision shall be
governed by the Federal Arbitration Act (“FAA”), 9 U.S.C. § 1 et seq. In arbitration, the Parties
waive any right to a jury trial.

Any arbitration under this Arbitration Provision shall be conducted by the American
Arbitration Association (the “AAA”) under its Consumer Arbitration Rules (the “AAA Rules”),
which are available on the AAA’s website, www.adr.org. However, if the AAA is unable or
unwilling to serve, a court with jurisdiction shall appoint the administrator or arbitrator in the
event that the Parties are unable to agree on an arbitrator or an administrator within 20 days
after the Parties have been informed in writing that the AAA is unable or unwilling to serve. No
administrator or arbitrator, including one appointed by the court, may have in place any formal
or informal policy that is inconsistent with Section 7 of this Agreement including the “Waiver
of Right to Class Action Relief.” Any arbitrator must be a lawyer with at least 10 years of
experience or a retired judge, unless the Parties otherwise agree in writing. Arbitration shall be
initiated by commencing an arbitration proceeding in accordance with the AAA Rules or other
administrator’s rules. A Party may also move to compel arbitration of claims that the other
Party has filed in court. A single neutral arbitrator shall be appointed by the Parties. If the
Parties cannot agree on the selection of an arbitrator within twenty (20) days of the
commencement of the arbitration, the AAA (or other administrator) shall appoint an
independent neutral arbitrator. In the event of a conflict between this Arbitration Provision, on
the one hand, and the AAA Rules, the remaining provisions of this Agreement or the Listing
Agreement, on the other hand, this Arbitration Provision shall prevail.

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This Arbitration Provision is intended to benefit, may be enforced by and is binding upon (i)
Company, its parent companies, subsidiaries, affiliates, successors and assigns and all of their
employees, officers and directors; (ii) Property Owner and his/her heirs, trustees, guardians,
personal representatives, administrators, successors and assigns; and (iii) any other person or
entity named as a defendant or respondent in a claim asserted by one Party against the other
Party.
The arbitration shall take place in Pennsylvania at a place that is reasonably convenient to the
Parties, and the arbitrator shall (i) resolve all disputes and issues between the Parties, including
all issues of arbitrability and the validity and enforceability of this Arbitration Provision
(however, the validity and enforceability of the class action waiver agreed to by the Parties in
this Arbitration Provision shall only be decided by a court), (ii) enforce every provision of this
Agreement and any other agreement between the parties, including this Arbitration Provision,
according to its terms, (iii) temporarily and permanently enjoin a breach of this Agreement or
any other agreement between the parties, (iv) follow applicable substantive law consistent with
the FAA and give effect to applicable statutes of limitations and privileges; (v) award the same
damages and relief that a court can award to an individual or party, including compensatory
damages; and (vi) award attorneys’ fees and costs to the prevailing party. The arbitrator shall
not and cannot, however, award punitive damages.
If the arbitrator determines that any Party’s claim or defense is frivolous or wrongfully intended
to oppress or harass the other Party, the arbitrator may award sanctions in the form of payment
of fees and expenses reasonably incurred by the other Party (including arbitration
administration fees, arbitrator’s fees, and attorney, expert and witness fees), to the extent such
payment could be imposed under Rule 11 of the Federal Rules of Civil Procedure. Payment of
all filing, administration, and arbitrator fees will be governed by the administrator’s rules,
provided that Company will always pay any fees or expenses that it is required to pay by law or
that it is required to pay for this Arbitration Provision to be enforced.

The arbitrator’s award shall be in writing, with findings of fact and conclusions of law, and
shall provide a breaching party no more than twenty (20) days to comply with every provision
of this Agreement and every other agreement between the parties. However, a Party shall have
fifteen (15) days to appeal the award before a panel of three neutral arbitrators (the “Appellate
Panel”) to be promptly appointed by the AAA or the arbitration administrator. The decision of
the Appellate Panel shall be by majority vote, and the Appellate Panel shall issue a final award
within one hundred and twenty (120) days of their full appointment by the AAA or other
administrator. The Appellate Panel shall reconsider anew any aspect of the initial award
requested by the appealing Party and provide the Parties an equal and fair opportunity to
present their case. The arbitrator’s award (or the Appellate Panel’s award if there is an appeal)

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will be final and binding, except for any appeal rights under the FAA. Judgment upon any
award rendered by any arbitrator (or Appellate Panel) may be entered in any court having
jurisdiction. No arbitration award involving the Parties will have any preclusive effect as to
issues or claims in any dispute involving anyone who is not a party to the arbitration, nor will
an arbitration award in prior disputes involving other parties have preclusive effect in an
arbitration between the parties to this Arbitration Provision. This Arbitration Provision shall
survive the termination, voidance or annulment of this Agreement or any other provision of this
Agreement and any bankruptcy to the extent permitted by applicable bankruptcy law.
WAIVER OF RIGHT TO CLASS ACTION RELIEF: THIS ARBITRATION PROVISION
PROVIDES FOR THE EXCLUSIVE RESOLUTION OF DISPUTES THROUGH
INDIVIDUAL ARBITRATION PROCEEDINGS AND NOT THROUGH ANY CLASS
ACTION, PRIVATE ATTORNEY GENERAL ACTION OR OTHER REPRESENTATIVE
ACTION IN COURT OR ARBITRATION. EVEN IF AN APPLICABLE LAW PROVIDES
OTHERWISE, PROPERTY OWNER WAIVES ALL RIGHTS TO BE PART OF A CLASS
ACTION, PRIVATE ATTORNEY GENERAL ACTION OR OTHER REPRESENTATIVE
ACTION AND PROPERTY OWNER AGREES THAT ALL DISPUTES WITH COMPANY
OR RELATING TO THIS AGREEMENT SHALL BE RESOLVED ONLY BY PROPERTY
OWNER AND COMPANY INDIVIDUALLY IN ARBITRATION. THE ARBITRATOR OR
APPELLATE PANEL SHALL HAVE NO AUTHORITY TO ARBITRATE CLAIMS ON A
CLASS ACTION, PRIVATE ATTORNEY GENERAL ACTION OR OTHER
REPRESENTATIVE ACTION BASIS AND MAY AWARD RELIEF (INCLUDING
MONETARY, INJUNCTIVE, AND DECLARATORY RELIEF) ONLY IN FAVOR OF THE
INDIVIDUAL PARTY SEEKING RELIEF AND ONLY TO THE EXTENT NECESSARY
TO PROVIDE RELIEF NECESSITATED BY THAT PARTY’S INDIVIDUAL CLAIMS.
MOREOVER, NEITHER PARTY WILL HAVE THE RIGHT TO JOIN OR CONSOLIDATE
CLAIMS BY OR AGAINST A PARTY WITH CLAIMS BY OR AGAINST ANY OTHER
PERSON, UNLESS THE PARTIES OTHERWISE AGREE IN WRITING.

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8.If any portion of this Arbitration Provision (as defined in Section 7 above) is held to be
invalid or unenforceable (including, but not limited to, the prohibition against awarding
punitive damages), the remaining portions of this Arbitration Provision shall nevertheless
remain in force, except that: (i) the entire Arbitration Provision (other than this sentence) shall
be null and void with respect to any claim asserted on a class, representative or multi-party
basis that does not seek public injunctive relief if the class action waiver set forth in this
Arbitration Provision is held to be invalid or unenforceable with respect to such claim and that
determination becomes final after all appeals have been exhausted; and (ii) if a court
determines that a public injunctive relief claim may proceed notwithstanding the class action
waiver set forth in this Arbitration Provision, and that determination becomes final after all
appeals have been exhausted, then the public injunctive relief claim will be decided by a court,
any individual claims will be arbitrated, and the parties will ask the court to stay the public
injunctive relief claim until the other claims have been finally concluded.

9. Representations and Warranties. Property Owner represents and warrants that (i) it has no
other written, oral or other contractual arrangement relating to the sale or listing for sale of the
Property, including no other agreement with any real estate broker, agent or salesperson related
to the Property, (ii) it is not in default of any loan, including any mortgage loan, currently
encumbering the Property, and (iii) is not in default, or past due, on any taxes, assessments
(including, without limitation, any home owners association or condominium assessments), or
any other payment(s) that may result in a lien being placed on the Property.

10.Additional Representations and Warranties by Property Owner. Property Owner represents

and warrants to Company that at the time that Property Owner executes this Agreement,
Property Owner has (___) or does not have (___) an interest or intention to market, sell or list
the Property. Property Owner understands that Company is relying on the representations made
by Property Owner in this Section 10 to ensure that Company complies with all applicable laws
that may apply should Property Owner intend to market, sell or list the Property at this time.

Initials: ___________

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11.Rescission. Property Owner may rescind this Agreement within 3 days of the date of its
execution by Property Owner by sending written notice of Property Owner’s election to rescind
to the following email address: cancel@homeownerbenefit.com. Upon receipt of such notice at
the email address listed, the Company will provide Property Owner with an acknowledgment of
receipt of the Property Owner’s election to rescind. The acknowledgement of receipt will be
sent to the Property Owner at the email address from which the notice of election was
transmitted to Company. In the event Property Owner rescinds the Agreement under this
provision, Property Owner must repay, within 10 days from the date of the Property Owner’s
notice of election to rescind, all funds paid to Property Owner by the Company pursuant to this
Agreement. The effective date of the rescission will be the later of: (i) the date the Property
Owner receives the acknowledgement of receipt from the Company, or (ii) the date on which
the funds that were paid to Property Owner are returned to the Company. If the Company does
not receive all monies paid by the Company to Property Owner by the deadline for repayment
mentioned in this paragraph, Property Owner shall forever forfeit Property Owner’s right to
rescind this Agreement and this Agreement shall be binding and enforceable on the Company
and Property Owner.

12.Miscellaneous
a. Marketing Materials. Property Owner hereby agrees that Company may utilize any
photographs, descriptions, and renderings generated by Company in relation to this Agreement,
including, without limitation, any and all photographs, descriptions, and renderings, in any
manner deemed fit by Company, in its sole and absolute discretion including, without
limitation, utilizing such materials in Company’s general marketing initiatives and efforts. In
agreeing to use of such materials, Property Owner consents to the Company’s use of Property
Owner’s likeness or image in any materials that are promoting, advertising or marketing
Company’s business or services and hereby expressly releases any claim relating to the use of
image or likeness, including any right to publicity relating to the same.
b. Assignment. This Agreement and the rights, duties, obligations and privileges hereunder may
not be assigned by Property Owner without the prior written consent of Company, which may
be withheld in Company's sole discretion. Property Owner agrees that Company may delegate
some or all of its obligations under this Agreement and any future Listing Agreement, and
Company may transfer or assign some or all of its rights hereunder, including the right to
receive the Commission and/or the Early Termination Fee. Following delegation of duties or
assignment of rights by Company, all terms of this Agreement shall remain binding on Property
Owner and all rights and privileges inure to the benefit of Company’s successors or assigns.
c. Entire Agreement. This Agreement contains the entire agreement between the parties with
respect to the subject matter contained herein and all prior negotiations and agreements are
merged herein. Except as set forth in the Arbitration Provision, in the event any provisions of
this Agreement are held to be invalid or unenforceable in any respect, the validity, legality or
enforceability of the remaining provisions of this Agreement shall remain unaffected.
d. Governing Law. Except as set forth in the Arbitration Provision, this Agreement shall be
governed by, construed and enforced in accordance with the laws of the State of Pennsylvania.
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e. Waiver. The failure by Company to enforce any provision of this Agreement shall not
constitute a waiver of future enforcement of that or any other provision.
f. Counterparts. This Agreement may be executed by the parties hereto in separate counterparts,
each of which when so executed and delivered shall be an original for all purposes, but all such
counterparts shall together constitute but one and the same instrument. This Agreement will not
be binding on the Company unless and until it is signed by a duly authorized officer and/or
broker of the Company.
g. Cooperation. Property Owner agrees to fully cooperate with the Company in implementing
and enforcing the terms of this Agreement, including executing any documents necessary to
ensure enforcement of the Agreement.
h. Binding Effect. This Agreement shall be binding on the Property Owner’s personal
representatives, heirs, administrators, successors, and assigns.
i. Acknowledgment of Online Listing Agreement. By executing this Agreement, Property
Owner affirms that Property Owner has reviewed or has had sufficient opportunity to review
the Listing Agreement referenced herein as Exhibit A, which is accessible for review and
download online at https://homesatmv.com/landing/exhibits/PA-ExhibitAv2.DOCX.

[Signatures on the following pages.]

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Agreed to, signed, sealed and delivered:
PROPERTY OWNER:

By : _____________________________________

Name : Owner1First Owner1Last

STATE OF _________________)

) ss

COUNTY OF _______________)

This instrument was acknowledged before me on this ______ day of

______________, 2022, by ____________________________, (name/s of person/s).

__________________________________
[NOTARIAL SEAL] (Signature of Notary Public)

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COMPANY: (Signature of HBA)

MV BROKERAGE OF PENNSYLVANIA LLC, a Pennsylvania limited liability company

By: _______________________________
Print Name:____________________________
Print Title: Authorized Signatory
Date: ____________________________

Effective Date of Agreement: ____________________

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 Exhibit B

MORTGAGE
 MORTGAGE
by

as mortgagor

in favor of

MV BROKERAGE OF PENNSYLVANIA LLC,

as mortgagee

Dated: As of ______________________

Location: , , , , Pennsylvania

Tax Parcel
ID:

PREPARED BY AND RECORDING REQUESTED BY

AND AFTER RECORDING, PLEASE RETURN TO:

MV BROKERAGE OF PENNSYLVANIA LLC

600 N. 2ND ST., STE. 401
HARRISBURG, PENNSYLVANIA, 17101
 MORTGAGE

THIS MORTGAGE, executed this _______ day of ________________, 2022 (the “Effective
Date”), by (“Property Owner”), whose mailing address is , to MV BROKERAGE OF
PENNSYLVANIA LLC (“Company”), whose mailing address is 600 N. 2nd St., Ste. 401,
Harrisburg, Pennsylvania, 17101.

WITNESSETH:

WHEREAS, Property Owner and Company are parties to that certain MVR Homeowner
Benefit Agreement dated on or about the date hereof, which by reference is made a part hereof
to the same extent as though set out in full herein (the “HBA”), the term of which expires on
the earlier of: (i) the date the Property is sold or transferred in accordance with the HBA, and
(ii) the date that is forty (40) years after the Commencement Date of the HBA; and (iii) the date
that the HBA is terminated in accordance with Section 3 of the HBA.

WHEREAS, Property Owner agrees to secure its obligations under the HBA with this
Mortgage.

NOW, THEREFORE, to secure the performance and observance by Property Owner of all
covenants and conditions contained in the HBA, and any amounts that may be due under the
HBA, plus all charges and expenses of collection incurred by Company, including court costs,
and reasonable attorneys’ fees, for and in consideration of the sum of and No/100 () Dollar
paid by Company to Property Owner this date, and for other valuable consideration, the receipt
of which is acknowledged, Property Owner does hereby mortgage, hypothecate, and pledge,
unto Company, its successors and assigns all right, title and interest of Property Owner in and
to the real property described in Exhibit A attached hereto and made a part hereof, which
together with the property described below which is hereinafter collectively referred to as the
“Property." Company’s interest in the Property is limited to the amounts due to Company from
Property Owner pursuant to the HBA.

TOGETHER WITH:

1. All and singular rights, members, privileges, easements, hereditaments and

appurtenances belonging or in any way incident or appertaining to the above-described
real property; all buildings and improvements now or hereafter situated thereon; and all
fixtures now or hereafter attached thereto; and

2. All fixtures, fittings, furnishings, appliances, apparatus, equipment, and machinery; all
other fixtures and personal property of whatever kind and nature at present contained in
or hereafter placed in any building standing on the above-described real property; and
all renewals or replacements thereof or articles in substitution thereof; and all proceeds
and profits thereof and all of the estate, right, title and interest of the Property Owner in
and to all property of any nature whatsoever, now or hereafter situated on the above-
described real property and improvements or intended to be used in connection with the
operation thereof.
TO HAVE AND TO HOLD all and singular the Property unto Company and the
successors and assigns of Company forever.

[THE REMAINDER OF THIS PAGE HAS INTENTIONALLY BEEN LEFT BLANK]

 PROVIDED ALWAYS, nevertheless, and it is the true intent and
meaning of Property Owner and Company, that if Property Owner pays or
causes to be paid to Company the sums secured hereby, the estate hereby
granted shall cease and be utterly null and void; and Company shall execute,
at the request of Property Owner, a release of this Mortgage and any other
instrument to that effect deemed necessary or desirable; otherwise said estate
shall remain in full force and effect.
ARTICLE 1

DEFAULT AND REMEDIES

1.1 Default The occurrence of an event of default under the HBA not cured within
the cure period (if any) provided in the HBA shall be deemed a Default under this
Mortgage.

1.2 Remedies Upon the occurrence of a Default as hereinabove defined, Company

may, without notice to Property Owner, declare all sums secured by this Mortgage
immediately due and payable and may commence proceedings to collect such
sums. The remedies provided to Company in this paragraph shall be in addition to
and not in lieu of any other rights and remedies provided in this Mortgage or at law
or in equity.
ARTICLE 2

MISCELLANEOUS

2.1 Construction This Mortgage shall be construed and enforced in accordance

with the laws of the Commonwealth of Pennsylvania. This Mortgage shall be
binding upon the Property Owner and the heirs, successors and assigns of Property
Owner and shall inure to the benefit of Company and the successors and assigns of
Company.

2.2 Notices Any notice given by either Party hereto to the other party shall be in
writing and shall be signed by the Party giving notice. Any notice or other
document to be delivered to either Party hereto by the other Party shall be deemed
delivered if mailed postage prepaid to the Party to whom directed at the address of
such Party stated above. This paragraph shall not be deemed to prohibit any other
manner of delivering a notice or other document.

2.3 Jurisdiction Property Owner submits to the jurisdiction of any court of

competent jurisdiction within the Commonwealth of Pennsylvania. Property Owner
further agrees to comply with all requirements necessary to give such court in
personam jurisdiction and agrees that service of process may be accomplished by,
in addition to any other lawful means, certified mail, return receipt requested, to
the Property Owner at Property Owner’s address set forth above or any new
address of which Company has been notified by Property Owner in writing.

2.4 Mortgagor's Copy Property Owner shall be furnished a photocopy of this

Mortgage at the time of execution or after recordation hereof.
 IN WITNESS WHEREOF, Property Owner has caused this Mortgage to be executed the day
and year first above written.

PROPERTY OWNER(S):

By : _____________________________________

Name : Owner1First Owner1Last

COMMONWEALTH OF PENNSYLVANIA )

COUNTY OF
__________________

I, the undersigned Notary Public for the Commonwealth of Pennsylvania, do hereby

certify that ____________________________________ the Property Owner of 123 Main
Street, Some City, PA, 12345 personally appeared before me this day and acknowledged the
due execution of the foregoing instrument.

Sworn to and subscribed before me this ______ day of ______________, 2022.

____________________________________(L.S.)
Printed Name of Notary: ____________________
Notary Public, State of _______________________
My Commission Expires: _______________________
By : _____________________________________

Name : Owner2First Owner2Last

 CERTIFICATE OF RESIDENCE

The undersigned hereby certifies that the address of the Company herein is:
600 N. 2nd St., Ste. 401, Harrisburg, Pennsylvania, 17101

COMPANY:

MV BROKERAGE OF PENNSYLVANIA LLC

___________________________
Authorized Signatory
 EXHIBIT A

LEGAL DESCRIPTION OF PROPERTY