Rewarding Excellence Visa Prepaid Card Faqs
Rewarding Excellence Visa Prepaid Card Faqs
Rewarding Excellence Visa Prepaid Card Faqs
You may also call 1-888-887-6192 and follow the prompts. This information is available anytime, day or night.
10. Do I keep the same Rewarding Excellence Visa Prepaid Card throughout the program year?
Yes. When you first qualify for an award, you will be mailed a Rewarding Excellence Visa Prepaid Card preloaded
with your award amount. Keep this card. Each time you earn, your awards will be loaded onto the same card. For
subsequent awards, a deposit will be made to your card on the first and third Friday of each month.
Please Note: You can select Credit because this is a prepaid card and it does not require a PIN for purchases.
2. My card has a Visa brand mark. Does that mean I can charge with it?
Your card functions like a Visa debit card that accesses a prepaid balance. There is no credit line associated with the
card. It can be used anywhere Visa debit cards are accepted, up to your balance.
3. Why was my card declined even though I had enough funds in my account?
Some retailers, such as gas stations and restaurants, might automatically add a dollar amount to the transaction to
cover tips or customary fees. These additional amounts may cause your card to be declined even if there are enough
funds on your card to pay for the final bill. To properly process your card at a gas station, you may need to go inside
to pay because the pump has been preauthorized to an amount larger than your balance.
Please Note: Hotel holds can stay on your Rewarding Excellence Visa Prepaid Card for up to 45 days if used for an
authorization.
5. How do I spend the last few dollars remaining on my Rewarding Excellence Visa Prepaid Card?
Check your balance prior to entering a retail store at awardcardservices.com/prepaid or by calling the toll-free
number at 1-888-887-6192. Before the merchant handles your transaction, inform them of the card balance and make
it known how you will pay for the remaining amount of your purchase.
Please Note: Not all merchants are set up to take two forms of payment for one transaction.
7. Will I be charged a fee for using my card to make a purchase at a retail location?
You will not be assessed a fee for using your card anywhere that Visa debit cards are accepted. (Please see Card Fees
chart.)
8. Say I had $50 in my account. Why was I unable to withdraw it from the ATM?
ATM fees and service fees were deducted from your balance. You should have received a message indicating charges
for using that particular ATM. These ATM charges are in addition to the funds you plan to withdraw.
9. What is ACH?
ACH (Automated Clearing House) provides you with the ability to electronically take funds deposited onto your card
and move those dollars to a personal bank account. The funds will arrive in your personal bank account 2 to 3
business days after the transfer is initiated. A $10 ACH Transfer Fee will apply for each ACH transfer. Please see
your Cardholder Agreement for complete details.
Please Note: You can only withdraw $900 per transaction, for up to $930 per day. You cannot exceed 3 withdrawal
transactions per day.
12. How do I use my Rewarding Excellence Visa Prepaid Card for an over-the-counter teller withdrawal?
You may also use your Rewarding Excellence Visa Prepaid Card at a banking institution. This transaction is often
referred to as a Cash Advance. The bank teller will run your card through as credit and no PIN will be required. A
$5.00 fee will be assessed for the transaction. You may withdraw a maximum of $5,000 per day using over-the-
counter teller withdrawal.
13. I suspect fraudulent activity/unauthorized use of my Rewarding Excellence Visa Prepaid Card. Who do I
contact?
If you feel your card was used without your knowledge, you are required to submit a document to the bank with
details of the fraudulent transactions. Click here for a copy of the form, and follow the instructions on page 1.
The Rewarding Excellence Visa Prepaid Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A.
Inc. The Bancorp Bank; Member FDIC. The Rewarding Excellence Visa Prepaid Card may be used everywhere Visa
debit cards are accepted
LOST/STOLEN CARD REP LACEMENT: $10.00 (per Card; when a Card is reported as lost or stolen.
EXPIRED CARD REISSUANCE: $10.00 (per Card; when a Card is reissued or replaced after
expiration if you are not active in the program)
REPLACEMENT CARD FEE: $10.00 (per Card; when a Card is reissued or replaced for any
reason other than lost or stolen or expiration)
INTERNATIONAL TRANSACTION FEE: 3% (of the transaction amount completed in more than once
currency)