PAMANTASAN NG LUNGSOD NG VALENZUELA

COLLEGE OF BUSINESS, ACCOUNTANCY AND PUBLIC ADMINISTRATION

Department of Financial Management

COURSE SYLLABUS
Program Outcomes: A graduate of a business or management degree should be able to:
1. Perform the basic functions of management such as planning, organizing, staffing, directing and controlling.
2. Apply the basic concepts that underlie each of the functional areas of business (marketing, finance, human resources management, production and operations
management, information technology, and strategic management) and employ these concepts in various business situations.
3. Select the proper decision-making tools to critically, analytically and creatively solve problems and drive results.
4. Express oneself clearly and communicate effectively with stakeholders both in oral and written forms.
5. Apply information and communication technology (ICT) skills as required by the business environment.
6. Work efficiently with other stakeholders and manage conflict in the workplace.
7. Plan and implement business relate activities.
8. Demonstrate corporate citizenship and social responsibility.
9. Exercise high personal moral and ethical standards.
10. Analyze the business environment for strategic direction.
11. Prepare operational plans.
12. Innovate business ideas based on emerging industry.
13. Manage a strategic business unit for economic sustainability.
14. Conduct business research.
(CHED Memorandum Order No. 17, Series of 2017 Section 6.2 to 6.3)
Course Title: Personal Finance
Course Description: PF 1
Credit Unit: Three (3) Lecture Units equivalent to three (3) hours every week for 18 weeks or 54 hours in a semester
Course Prerequisite: None
Course Description:
This course tackles the concepts of personal finance. It includes discussions and overview on financial statements (income statement and balance sheet), banking services, and preparing budgets.
Furthermore, it tackles the basic principles and practical application on loans, savings, and the time value of money which are important aspects in Personal Finance that will help guide students to
make sound and wise financial decisions today and in the future.

1 • FINMAN 2: BANKING AND FINANCE

Course Outcomes: At the end of the course, the students should be able to:
1. Apply the concept of a personal finance in all decision-making scenarios, especially when making personal financial decisions.
2. Recognize the significance of various finance principles and concepts and prepare simple financial statements.
3. Compute for simple interest, discount, and compounding interest to determine the valuation of loans and investment opportunities.

ALIGNMENT OF COURSE OUTCOMES WITH SUMMATIVE ASSESSMENT TASKS

Course Outcomes Summative Assessment Tasks Details

1. Understand the financial system and familiarize with Major Examinations Major Examinations are graded activities conducted
each nature and role/function. periodically wherein all students enrolled in the same subject
2. Recognize the basis of various principles decisions and will take the same set of test questions and arranged
be able to differentiate the nature and role of each strategically.
player in the system.
3. Relate and compute with the given financial operations Project/ Final Output Project/Final Output is a graded activity conducted wherein all
and products. students enrolled in the same subject will present their research
4. Apply consistently the fundamental concept of of a success story of an entrepreneur of their choosing wherein
financial management in all decision-making they will comprehensively explain the roots of the entrepreneur,
scenarios, especially to showcase and apply the concept how he/she/they was/were able to come up with the
when making decisions. good/service they are offering today, unique business
strategy/ies that differentiated them from other competitors, and
forecast their standing in the future using lessons learned
throughout the semester.

Group/Class Participation Group/Class Participation is a graded measurement of the

ability of the class to cope up with the contents of the course.
Numerous activities such as Literature Review, Discussion,
Class Participations, Research Work are used to employ fair
grading. Proper Conduct is also expected in the class room.

2 • FINMAN 4: PERSONAL FINANCE

 Mode of Instructional
Intended Learning Delivery Assessment References/ Teaching-
Week Hrs. Course Contents Essential Question/s Face-to- Flexible Learning Support Materials
Outcomes Tasks
Face Learning
Activities Activities

At the end of the class,

students should be able to:
What are the rules and
• Behave in accordance
regulations students
with the rules and
need to observe inside
regulations expected to
• Classroom and Department the class and the
observed by students at College Manual
Rules, Grading System department? Interactive
all times Literature Organize the University Student
1 st
3 • Overview of Philippine How will the students Discussion
• Discuss the composition Review Literature Handbook
Financial System be assessed? Recitation
of the grading and org’n Department House Rules
Who are the key
department rules
players in the
Philippine financial • Demonstrate awareness
system? on the composition of
the Philippine financial
system.

• Definition of Personal
Finance
• Rewards of Sound Financial
Planning At the end of the class,
What is Personal
• Defining your financial students should be able to: Presentation of
Finance? Interactive Student
2nd to goals. • Know the importance of the concept of Personal Financial
6 Why is it important to Discussion Presentation
3rd • Money and Relationships Personal Finance and the Personal Planning, 12th Edition, 2011
have a sound financial Recitation Brainstorming
• Types of Financial Goals goal?
rewards of having a Finance
• Your Career sound financial plan.
• Planning your career

• The Role of Financial

Statements in your Planning At the end of the class, Presentation of
How to create a simple
th o Income Statement students should be able to: Interactive Student Personal Income
4 to and personal income Personal Financial
6 o Balance Sheet • Create and prepare his/ Discussion Presentation Statement and
5th statement and balance Planning, 12th Edition, 2011
her own financial Recitation Boardwork Balance Sheet
sheet?
statements.

3 • FINMAN 4: PERSONAL FINANCE

 At the end of the class, Quiz
• Budgeting Process What is budgeting? students should be able to: Interactive Student Presentation of
6th to Personal Financial
6 • Estimating Income How to prepare a • Prepare a personal Discussion Presentation theories on how
7th Planning, 12th Edition, 2011
• Estimating Expenses personal budget with budget with income Recitation Boardwork to prepare a
income and expense? and expenses. Personal Budget

At the end of the class,

• Banking Operations and students should be able to: Quiz
Products What banking services • Explain the banking Interactive Student Presentation of
Personal Financial
8th 3 o Savings are applicable for services an individal Discussion Presentation and different
Planning, 12th Edition, 2011
o Loans personal finance? may use for his/ her Recitation Brainstorming Banking
o Credit Cards personal finance. Services

9th 3 MIDTERM EXAMINATION

Why is it importance
At the end of the class the Presentation of
• Healthcare to have healthcare and
students should be able to; Interactive theories on
10th to • Insurance insurance? Student Personal Financial
6 • Discuss what healthcare, Discussion money and
11th • Managing Debt Effectively What are the ways to Presentation Planning, 12th Edition, 2011
insurance, debt and Recitation inflation
• Saving manage debt and save
savings are. Quiz
money?

Presentation of
What is the concept of
At the end of the class, formula and
• Time Value of Money time value of money? Interactive Student
12th to students should be able to: computation for Elements of Finance,
6 • Simple Interest How to compute Discussion Presentation
13th • Calculate simple interest simple interest Norma Dy Lopez-Mariano
• Maturity Value simple interest and Recitation Boardwork
and maturity value. and maturity
maturity value?
value
At the end of the class,
Presentation of
• Investments What is investment? students should be able to:
Interactive Student the formula on
th
14 to • Compound Interest How to compute • Understand and discuss Elements of Finance,
6 Discussion Presentation compound
15th • Annuity compound intersest investments and Norma Dy Lopez-Mariano
Recitation Boardwork interest and
and annuity? calculate compound
investment.
interest and annuity.

4 • FINMAN 4: PERSONAL FINANCE

 At the end of the class,
Quiz
students should be able to:
• Automobile and Housing Interactive Student Presentation of
16th to • Discuss what open Personal Financial
6 Decisions Discussion Presentation the banking
17th market operation is and Planning, 12th Edition, 2011
• Retirement Recitation Role Playing practices during
the effects of monetary
their operation
policy on interest rates.

18th 3 FINAL EXAMINATION

Course References
Basic Reference [1] Personal Financial Planning, 12th Edition, 2011 (Lawrence Gitman, Michael D. Joehnk, Randall S. Billingsley)
[2] Personal Fianance, Philippine Edition (Lawrence Gitman, Michael D. Joehnk, Randall S. Billingsley)
Other References [1] Elements of Finance, Norma Dy Lopez-Mariano
[2] The Secret to Saving and Building Your Future (IMG, 2017)

Course Requirements and Policies

Requirements and Grading System
Midterm / Final Examination 40% Midterm grade
Major Examinations, Project/Final Output, Group/Class,
Quizzes 20% + Final term grade
Boardwork, Quizzes, Participation, Attendance, Good
Projects /Recit/ Report 20% _____________
Conduct, Research Paper
Conduct 10% 2
Attendance _ 10%
100% = Final grade

Policies (As agreed by the class) No collection policy

Consultation Period

Prepared by: Approved:

_______Lailani A. Santos_______ ________Mr. Sixto L. Fernandez________

Faculty Chairperson

________Dr. Ryan C. Dela Peña________

Dean

5 • FINMAN 4: PERSONAL FINANCE

6 • FINMAN 4: PERSONAL FINANCE