1. Copies of all bank statements, loan statements, paid bills and checks paid are encolsed.

2. No notices were issued to customers.

3. No new escrow funds were used during the year.

4.The Company would like to continue the escrow account to pay off the loan for prior

years work and to build the allotted balance for contingencies.

Appendix 1
Ho)>50/^ \f(iUj€i OjAriofi, Co
Company Name (Account

Opening Balance Oepedt IntaraM WiMrawala Oieck Number Oosing Balance Gxp<a nation
Month
(e) ») («i (d) (list all check No.} (e*b«c*d) (Explain In detail what funds were used for)

- CKlS'^iC^CuJ UCRK
January
nv.li ll^f-bo ^■^CO-OV -■ n\ RsPhi
PeOfuary - (coo.h:> tHo uOfiAJ R^PM

March
Ml - Id.oo -
'3H3\ Fc-fi

Apni -IK.iii M.yo -01 —

May
nSb. /7 '01 JtCb.OO /V' i-M/v' RCPhH

Xn
^<,$-.13 - lo<!o.co nf-?3 l~Ofi\A/ fZ-CPfi-i

Aay tc .c f "
/fe/rf. '/M

/utfo.'-'O
Auguat -

H-i
uoA/^ Repf^'b
/Jw.cc

Sepiember 3XAo - S^co -

Sd.iH

October
MlH lyss.Sc - -
QfttiK

November . o\ l^$c_ CK> MS ^H-n 1.0 PGP/H

Oecemter .c 1 iHa-tw /V6 17. ipU ior9// RSPR-^I

2014 Total

Example:
A8C Weter Company. Ino. (Acct •Mm]
Company Name (Account i)

Opening Balance Depodi Interest Withdrawele Check Number Qodng Balance Explanation
Month
ii) (b) (el (d) (UstatI check No.) {e*bK-d) (Explain In detail what funds were ueedforf

January mooo.oo $2,000.00 $12.00 $0.00 S12,O1Z0O

February 112.012.00 $2,000.00 $14 01 $0.00 $14,026.01
March (14,026 01 $2.000 00 $16 03 $a300.00 100 $13,74204 WZ Weldirig • Storege Tar* Patclmg
Apnl $13,74204 S2.CCOOO $15.74 $000 $15,757.79
May $16,767,78 S2.COOOO $17.76 $0 00 $17,775.54
June $17,775 54 $2.000 00 $19 76 $600.00 101 $18,996.31 E2 Comperty • Mam Repair
July $18,095.31 $2.000 00 $21 00 $Q00 $21,016.31
August $21.01691 SZ.COOCD $23 02 $10,000.00 102 113.039.32 Cempeny - Ramose c4d pump and msial new punp
Septambef $13,090.32 $2,000.00 $16 04 $0.00 Si5.054.28
Oclcber $15.054 36 $2.000 00 $17.05 $0.00 $17,071,42
No'iomber $17,07142 $2.000 00 $4,850.00 103. 104 $14.24a4g 103 • S3.0CO • XfZ Wel^ • Stor^ T«* PMcNng
$19 07
104 • $1,850 • Oeha Er^ieare* Stofipe Tar* Asseeamert
December $14,240.40 S2.000CO $16.24 $aoo $16,256.73
2014 Total iio.ooaoo «24,ooaoo $206.79 $17,960.06 t16.2$6.73

Page 3 of3
 OPTIMUS Engineering, PLLC
P.O. Box 326
Invoice
West Hurley, NY 12491

Invoice #: 131
Invoice Date: 12/8/2015
Due Date: 1/8/2016
Project Name: Filter Replacement
Bill To:
Project No: 0801.01
Hudson Valley Water Co.
Jeffrey Fuller
83 Eagle Chase
Woodbury, NY 11797

Description Date Hours/Qty U/M Rate Amount

Preparation of punch list for Tlenken i 1/5/2015 95.00 95.00

On site to diagnose filter issues 11/28/2015 1 95.00 95.00
Site visit 11/28/2015 28 Mi. 0.575 16.10

Total $206.10

Payments/Credits $0.00

Balance Due $206.10

Chase Online - Check Details https://resources.chase.coni/comnionui/javascripts/nisi/ui/html/Print.,

Chase Online

BUSINESS SAVINGS (...5923)

Check Number: 138 Post Date: 01/22/2016 Amount of Check: $206.10

138
HUDSON VALLEY WATER COMPANIES INC.
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Chase Online - Check Details
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Chase Online

BUSINESS SAVINGS (...5923)

Check Number: 139 Post Date: 01/25/2016 Amount of Check: $1,700.00

T-ym

HUDSON VALLEY WATER COMPANIES INC.

139
EAOlf CHASC
WOOOSUfVr. NY 11707'891B

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Chase Online

BUSINESS SAVINGS (...5923)

Check Number; 140 Post Date: 02/25/2016 Amount of Check: $1,000.00

HUDSON VALLEY WATEIkCOMPANIES INC.

140
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I of 1 1/19/2017 11:21 AM
Chase Online - Check Details https://resources.chase.com/commonui/javascripts/nisi/ui/html/Print..

Chase Online

BUSINESS SAVINGS (...5923)

Check Number; 141 Post Date: 05/06/2016 Amount of Check: $2,000.00

HUDSON VALLEY WATER COMPANIES INC. 141

096AQLE CHASE
WOOOBURY»NV 11707*2010

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BUSINESS SAVINGS (...5923)

Check Number: 142 Post Date: 06/13/2016 Amount of Check: $1,000.00

HUDSON VALLEY WATEfl COMPANIES 1NC« 142

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Chase Online - Check Details https;//resources.chase.com/comnionui/javascripts/nisi/ui/html/Print..

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BUSINESS SAVINGS (...5923)

Check Number: 143 Post Date: 08/01/2016 Amount of Check: $1,600.00

HUDSON VALLEY WATER COMPANIES INC. 143

83 EAOtE CHASE
WOOOaURV.MV 11787*2918

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Chase Online

BUSINESS SAVINGS (...5923)

Check Number: 144 Post Date: 08/29/2016 Amount of Check: $1,000.00

IkLLEAWATER COMPA
HUDSON VAI COMPANIES INC. 144
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BUSINESS SAVINGS (...5923)

Check Number: 145 Post Date: 11/04/2016 Amount of Check: $1,580.00

HUDSON VALLEY WATER COMPANIES mo. 145

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Chase Online • Check Details https;//resources.chase.com/commonui/javascripts/nisi/ui/htniI/Print.,

Chase Online

BUSINESS SAVINGS (...5923)

Check Number: 146 Post Date: 12/19/2016 Amount of Check: $1,170.00

HUDSON VALLEY WATER COMPANIES INC. 146

B3 EAGLE CHASE
WOOPBUnV.NY 11797-2918
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1 Ofl 1/19/2017 11:14 AM

 CHASEO January 01. 2016 through January 29. 2016
Primary Account. 000000207001243

accounts cannot be used to fund wire transters initiated on Chase Online(SM) and
Chase Mobi!e(R) Incoming wire transfer tees remain the same.
These tees are waived for ihe following products:
- Chase Client Funds Checking(SIVI)
• Trust accounts for lawyers and realtors(names vary by market)
All other terms and conditions ol your Deposit Account Agreement sfill apply. II you have
any questions, please call the number listed at Ihe top of this statement

ASSETS

Checking & Savings ACCOUNT BEOINNINO BALANCE ENOINO BALANCE

THIS PERIOD THIS PERIOD

Chase Performance Business Checking 000QQ02070Q1243 SfO.739.12 517,476.00

Chase Business Savings 000002736265923 772.71 28 22
Totaf S11,511.83 $17,504.22 y,

TOTAL ASSETS $11,511.83 $17,504.22 r,

All Summary Balances shown are as of January 29, 2016 unless otherwise slated For details of your retirement
accounts, credit accounts or securities accounts, you vsnll receive separate statements. Balance summary information for
annuities is provided by the issuing Insurance companies and believed to be reliable without guarantee ol its completeness .^
or accuracy.

HUDSON VALLEY WATER COMPANIES INC Account Number. 000000207001243

CHECKING SUMMARY
INSTANCES
Beginning Balance $10,739,12
Deposits and Additions 28,286 92
Checks PaitJ -20,257.77
Electronic Withdrawals - 1,228.27
Fees and Other Withdrawals - 46.00
Ending Balance $17,478.00

This message confirms that you have overdraft protection on your checking account.

Paste 2 0)8
 CHASEO January 01 201$ through January 29. 2016
Primary Account. 000000207001243

HUDSON VALLEY WATER COMPANIES INC Account NumOar: 000002736255923

SAVINGS SUMMARY
INSTANCES AMOUNT
Beginning Balance $772.71
Deposits and Additions 5 1,19561
Checks Paid 2 - 1 ,906.10
Fees and Other Withdrawals 1 - 34 00
Ending Balance 8 $26.22

Annual Percentage Yield Earned This Period 001%

interest Earned This Period SO.01
interest Paid Year-to-Date SO.01

interest paid in 2015 for account 000002736265923 was SO.29.

Your monthly service fee was waived because you maintained an average savings balance of 3500 or more during the
statement period.

CHECKS PAID
CHECK NUMBER AMOUNT

S206.10
1 ,700.00
Total Checks Paid $1,906.10
it you see a check description in the Transaction Delail section, it means your check has already been converted for
eleclronic payment. Because of this, we're not able to return the check to you or show you an image on Chase com.
An image o1 this check may be available (or you lo view on Chase,com.

TRANSACTION DETAIL
DESCRIPTION

Beginning Balance $772.71

Online Transfer From Chk 1243 Transaction# 5123379592 158.60 931.31
Online Transler From Chk 1243 Transaction#. 5132709004 258.20 1,187.51
Online Transler From Chk . 1243 Transaction#. 5147085089 536.80 1,724.31
Check # 138 -206.10 1,518.21
Check # 139 1,700.00
insufficient Funds Fee For Check #139 IN The Amount of SI ,700.00 - 34.00
Online Transfer From Chk ...1243 Transaction# 5155350891 244.00

interest Payment 0.01

Ending Balance $28.22

10 deposited items are provided with your account each month. There is a SO 20 fee lor each additiona! deposited ilem.

Pagft 5 6
 CHASEO
• ymr January 30, 2016 through February 29. 2016
JPMorgan Chase Bank, N.A.
P 0 Box 659754 Primary Account: 000000207001243
San Antonio, TX 78265-9754
CUSTOMER SERVICE INFORMATION
00004363 1 AV 0.391 Web site: Chase.com
'lll'll'l'll'l"l'"l'll!'ll'l'lll"'il'llH"lil"lll'"l'r"l' Service Center 1-800-242-7338
00004363 DRi 80214106316 NNNN^N^NNNN P1000000000 02 0000 T2943265 P105345 1^®®' Hard ol Hearing: 1-800-242-7383
HUDSON VALLEY WATER COMPANIES INC Espanol 1-888-622-4273
83 EAGLE CHASE intemaliona! Calls. 1-713-262-1679
WOODBURY NY 11797-2918

ASSETS

Checking & Savings BEGrNNINQ BALANCE ENPINQ BALANCE

THIS PERIOD THIS PERIOD

Chase Performance Business Checking 000000207001243 $17,476,00 $18,368,30

Chase Business Savings 000002736265923 136,41
Total $17,504.22 $18,504.71

TOTAL ASSETS $17,504.22 $18,504.71 -

All Summary Balances shown are as of February 29, 2016 unless otherwise stated. For details of your retirement yj
accounts, credit accounts or securities accounts, you will receive separate statements. Balance summary information for
annuities is provided by the issuing insurance companies and believed to be reliable without guarantee of its completeness'
or accuracy.

HUDSON VALLEY WATER COMPANIES INC Account Number: 000000207001243

CHECKING SUMMARY
INSTANCES
Beginning Balance $17,476.00
Deposits and Additions 21,506.36
Checks Paid • 19,483.87
Electronic Withdrawals - 1,108,19
Fees and Other Withdrawals • 22,00
Ending Balance $18,368.30

This message confirms that you have overdraft protection on your checking account.

Page 1 of 6
 CHASE O January 30, 2016 through February 29, 2016
Primary Account: 000000207001243

SERVICE CHARGE DETAIU

DESCRIPTION VOLUME ALLOWED CHARQED PR CE/ UNIT TOTAL
Your Product Includes

Waived Monthly Service Fee

Transactions

Sublotat

Other Fees
Return Item S12.00 S24.00
ATM • International Withdrawal S5.00 SS.OO
Total Service Charge (Will be assessed on 3/3/16) $33,80

ACCOUNT 000000207001243
Transactions

ACCOUNT 00000020700185S
Transactions
Return Item
ATM • International Withdrawal

HUDSON VALLEY WATER COMPANIES INC Account Number 000002736265923

SAVINGS SUMMARY
INSTANCES AMOUNT
Beginning Balance S28.22
Deposits and Additions 5 1,108.19
Checks Paid 1 • 1,000.00
Ending Balance 6 $136.41

Annual Percentage Yield Earned This Period 0.00%

Interest Paid Year-to-Date $0.01

Interest paid in 2015 for account 000002736265923 was S0.29.

Your monthly service fee was waived because you maintained an average savings balance of SSOO or more during the
statement period.

CHECKS PAId
CHECK NUMBER DATE AMOUNT

140 St ,000.00
Total Checks Paid $1,000.00

if you see a check description in the Transaction Detail section, it means your check has already been converted for
electronic payment. Because of this, we're not able to return the check to you or show you an image on Chase,com.
r" /Vi image of this check may be available for you to view on Chase.com.

P<g« 4 ol 8
 CHASE O January 30, 2016 through February 29, 2016
Primary Account: 000000207001243

TRANSACTION DETAILl
DESCRIPTION BALANCE

Beginning Balance $28.22

..1243 Transaction#: 5165015350
Online Transfer From Chk ... 305.00 333.22
Online Transfer From Chk ....1243 Transaction#: 5184946784 396.50 729.72
Online Transfer From Chk ....1243 Transaction#: 5189579197 61.00 790.72
Online Transfer From Chk ...
. 1243 Transaction#: 5207180759 164.70 955.42
Online Transfer From Chk ...
. 1243 Transaction#: 5214139821 160.99 3,136.41
Check # 140 1,000.00 136.41
Ending Balance $136.41

10 deposited items are provided with your account each month. There is a S0.20 fee for each additional deposited item.

IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC FUNDS TRANSFERS: Call or write us at the phone number or address
on the front of this statement (non-personal accounts contact Customer SePiilce) If you think your statement or receipt is incorrect or it you need
more information atiout a transfer listed on the statement or receipt. We must hear Irom you no later than 60 days after we sent you the FIRST
statement on which the problem or error appeared. Be prepared to give us the following information:
• Your name and account nuniber
• The dollar amount of the suspected error
• A description of the error or transfer you are unsure of, why you believe it-is an error, or why you need more information.
We will investigate your complaint and will correct any error promptly, ri we lake more than 10 business days (or 20 business days for new
accounts) to do this, we will credit your account for the amount you think is in error so that you will have use of the money during me Ume it takes
us to complete our investigation.
IN CASE OF ERRORS OR QUESTIONS ABOUT NON-ELECTRONIC TRANSACTIONS: Contact the bank immediatefy if your statement is
incorrect or if you need more information about arw non-electronic transactions (checks or deposits)on this statement. If any such error appears,
you must noli^ the bank in writing no later than SC) days after the statement was made available to you. For more complete details, see the
Account Rules and Regulations or omer applicable account agreement that governs your account.

JPMorgan Chase Bank, N.A. Member FDIC

ACCOUNT # 000000207001243

See both front and baok Images of cleared checks at Chase.com, If you're not enrolled in this free service, please
enroll now.

MUMCn VAmV WATIM eOU#ANl||.INC. RVDKON VAlVtT WATER C0MPAN1Z9,INC

>:oiioaon!i

004S80519052 FEB 05 #0000009826 $187.38 005380306190 FEB 01 #0000009829 $3,105 00

Page 5 of 8
 CHASE© March 01, 2016 through March 31, 2016
Primary Account. 000000207001243

• Starting August 17. unless you have instructed us not to approve debit card purchases that overdraw your
business account, you may have to pay a $34 Insufficient Funds Fee each time we approve an everyday
debit card transaction if your checking account can't cover your purchase. Through August 19, we wilt
continue to transfer funds for transactions that would overdraw your account.
• Keep in mind our Standard Overdraft Practice will apply if your checlting account does not have enough
money available to cover a transaction In that case, we may charge you a S34 Insufficient Funds Fee or
S34 Returned Item Fee for each check, recurring payment or other transfer lhal is (or more than the
amount available in your account. Refer to your Deposit Account Agreement at chase com for details on
how your transactions work

We waive one Insufficient Funds Fee or Returned Hem Fee per monthly statement cycle for Chase
Plalinum Business Checking^'^ accounts.

you have questions, please visit chase,com or call the number listed at the top of your statement

ASSETS

Checking & Savings BEOINNINO BALANCE ENDINO BALANCE

THIS PERIOD THIS PERIOD
Chase Performance Business Checking 000000207001243 518,368.30 58,739.54
Chase Business Savings 000002736265923 136 41 486.31
Total $18,504.71 $9,225.85

TOTAL ASSETS $18,504.71 $9,225.65

All Summary Balancea shown are as of March 31, 2016 unless otherwise stated. For details of your retirement
accounts, credit accounts or securities accounts, you will receive separate statements Balance summary information for
annuities is provided by Ihe issuing insurance companies and believed to be reliable without guarantee of its complsfeness
or accuracy

RMANCE BUSJNESS CHECKING

HUDSON VALLEY WATER COMPANIES INC Account Number; 000000207001243

CHECKING SUMMARY
INSTANCES AMOUNT
Beginning Balance $16,366.30
Deposits and Additions 8,903.44
Checks Paid • 17.501 50
Electronic Withdrawals 838.90
Other Withdrawals - 85.00

- 106.80
Ending Balance $8,739.54

Page 2 or 8
 CHASEO March 01. 2016 through March 31, 2016
Primary Account. 000000207001243

SERVICE CHARGE DETAIL

DESCRIPTION VOLUME ALLOWED CHARQED PRICE/UNIT TOTAL
Your Product Includes

Waived Monthly Service Fee

Transactions

Subtotal

Other Fees
Return Item
Total Service Charge(Will be assessed on 4/9/16)

ACCOUNT 000000207001243
Transactions
Return Item

ACCOUNT 000000207001655

HUDSON VALLEY WATER COMPANIES I NO Account Number: 000002736265923

SAVINGS SUMMARY
INSTANCES AMOUNT
Beginning Balance $136,41
Deposits and Additions 359 90
Fees • 10.00

Ending Balance $486.31

Annual Percentage Yield Earned This Period 0.00%

Interest Paid Year-lo-Dale SO.01

The monthly service fee for this account was waived as an added feature of Chase Psriormance Business Checking
account.

TRANSACTION DETAIL
DESCRIPTION BALANCE

Beginning Balance $136.41

Online Transfer From Chk .. 1243 Transaclion# 5247037143 256.20 392.61
Check OR SuDpiy Order PPD ID: 1410216800 - 10.00 382.61

Online Transfer From Chk . .. 1243 Transaction#: 5261605784 48.80 431.41

Online Transfer From Chk . 1243 Transaction#: 5276383255 54.90 486.31

Ending Balance $486.31

10 deposited items are provided with your account each month, There is a SO 20 fee for each additional deposited item.

5 of 8
 CHASEO ApnIOl 2016 through Apr! 29 2016
JPMotgan Chase Bank, N A
P O Boit 653754
Primary Account. 000000207001243
San Antonio, TX 78265-9754

CUSTOMER SERVICE INFORMATION

00004373 1 Av 00.376 WebSite Chase.com
l||.|ll|.lil|ll|.li|l|MM..||||M|||.|||.l.||i|.i|ii]||i|||l||tl Service Center 1-800-242-7338

00004373 DRi 802141 12516 NNNNNYNrtNNY p 1 000000000132 0000 T3027177 ptioii4 0®^' 3®^ Hard ol Hearing: t -800-242-7383
1-888-622-4273
HUDSON VALLEY WATER COMPANiES, INC Espanol
Internalional Calls: 1-713-262-1679
83 EAGLE CHASE Internalional Calls.
WOODBURY NY 11797-2918

ASSETS

Checking & Savings ACCOUNT BEOINNINO BALANCE ENDINC BALANCE

THIS PERIOD THIS PERIOtJ

Chase Perlormance Business Checking 000000207001243 S6,739 54 SO 00

Chase Business Savings 000002735265923 486 31 1,755 12
Total $9,225.85 $1,755.12

TOTAL ASSETS $9,225.85 $1,755.12

All Summary Balances shewn are as o( April 29, 2016 unless otherwise staled For details o( your retirement accounts,
credit accounts or securities accounts, you will receive separate statements. Balance summary inlormation for annuities is
provided by the issuing insurance companies and believed to be reliable without guarantee of its completeness or
accuracy

HUDSON VALLEY WATER COMPANIES, INC, Account Number: 000000207001243

CHECKING SUMMARY
INSTANCES

Beginning Balance $8,739,54

Deposits and Additions 5,639 06
Checks Paid - 8,832 94
Electronic Withdrawals •433 10

Other Withdrawals - 6,100.56

Fees - 12 00

Ending Balance $0.00

This message conlirms that you have overdraft protection on your checking account.

Page 1 oi G
 CHASE© April 01, 2016 through Apr;l 29, 2016
Primary Account: 000000207001243

HUDSON VALLEY WATER COMPANIES, ING Account Number: 000002736265923

SAVINGS SUMMARY
INSTANCES AMOUNT
Beginning Balance $486.31
Deposits and Additions 1 ,268 81
Ending Balance $1,755,12

Annual Percentage Yield Earned This Period 0.02%

Interest Paid This Period 50.01
Interest Paid Year-to-Oale 30.02

Your monthly service lee was waived because you maintained an average savings balance ol 3500 or more during the
slalemenl period.

TRANSACTION DETAIL
OESCRIPTION BAI.ANCE

Beginning Balance $486.31

Online Transler From Chk . 1243 Transaction#: 5308139489 48.80 535.11
Online Transfer From Chk .1243 Transaction#; 5325186429 274.50 809.61
Online Transler From Chk 1243 Transaction#: 5341909808 109.80 919.41
Online Transler From Chk .7990 Transaction#. 5353886593 341.60 1,261.01
Online Transler From Chk . .7990 Transaction#: 5359675120 494.10 1,755.11
Interest Payment 0.01 1,755 12
Ending Balance $1,755.12

10 deposited items are provided with your account each month There is a 30.20 lee lor each additional deposited ilem

IN CASE OF ERRORS OR OUESTIONS ABOUT YOUR ELECTRONIC FUNDS TRANSFERS; Call or write us at the phone number or address
on the Iront o( this statement (non-personal accounts contact Customer Service) il you think your statement or receipt is Incorrect or 11 you need
more inlormaliorr about a transler listed on the statement or receipt We must hear trom you no later than 60 days after we sent you the FIRST
statement on which the problem or error appeared Be prepared to give us the following information
• Voui name and account number
• The dollar amount ol the suspected error
• A description ol the error or transfer you are unsure of. why you tielieve it is an error, or why you need more informabon.
We will investigate your complaint and will correct any error promptly iFwe take more than 10 business days (or 20 business days for new
accounts) to do this, we will credit your account for the amount you think is m error so that you will have use ol the money during the time it takes
us to completo our investigaton.
IN CASE OF ERRORS OR QUESTIONS ABOUT NON-ELECTRONIC TRANSACTIONS: Contact the bank immediately if your statement is
incorrect or if you neod more information about atw non-electronic transactons (checks or deposits) on this statement. If any such error appears,
you must notify the bank in writing no later than 30 days after the statement was made avaliahle to you For more complete details, see the
Account Rules and Regulations or other applicable account agreement that governs your account.

—t JPMorgan Chase Bank, N.A. Member FDIC

P»ge <t 0)6

j4

CHASE O April 30.2016 through May 31.2016

JPMorgsn Chase Bank. N.A Priitiary Account: 000000207001243
P O Box 659754
San Antonio. TX 78265 •9754
CUSTOMER SERVICE INFORMATION
Web site; Chase.com
Service Center: 1-800-242-7338
Deaf and Hard of Hearing: 1-800-242-7383
00004478 ORE 802 14115516 YNNNNNYNNNN T 1 000000000 D20000
Para Espanol: 1 -888-622-4273
HUDSON VALLEY WATER COMPANIES,INC. International Calls: 1-713-262-1679
83 EAGLE CHASE
WOODBURY NY 11797-2918

I CONSOLIDATED BALANCE SUMMARY L

ASSETS
ACCOUNT BEOINNINO BALANCE ENOINQ BALANCE
Cliec1<lng & Savings THIS r'ERlOO THIS PERIOD

000000207001243 $0.00 SO.OO

Chase Performance Business Checking
000000828107990 15,422.75 20,861.30
Chase Performance Business Checking
000002736265923 1,755.12 768.73
Chase Business Savings
$17,177.87 $21,630.03
Total

$17,177.87 $21,630.03
TOTAL ASSETS

All Summary Balances shown are as of May 31, 2016 unless otherwise stated. For details of your retirement accounts,
credit accounts or securities accounts, you will receive separate statements. Balance summa^ information for annuities is
provided by the issuing insurance companies and believed to be reliable without guarantee of its compieteness or
accuracy.

CHASE PERFORMANCE BUSINESS CHECKING

HUDSON VALLEY WATER COMPANiES,INC. Account Number 000000207001243

CHECKING SUMMARY
INSTANCES AMOUNT

Beginning Balance $0.00

Ending Balance $0.00

This message confirms that you have overdraft protection on your checking account.
SERVICE CHARGE SUMMARY
Chase Performance Business Checking Accounts Included: 00000000000207001855,00000000000828107990

Page 1 of 6
 CHASE O April 30.2016 through May 31. 2016
Primary Accourtt: 000000207001243

CHASE BUSINESS SAVINGS

HUDSON VALLEY WATER COMPANIES. INC. Account Number: 000002736265923

SAVINGS SUMMARY
INSTANCES AMOUNT

Beginning Balance $1,755.12

Deposits and Additions 5 1,0t3 6t
Checks Paid 1 - 2,000.00

Ending Balance $768.73

Annual Percentage Yield Eamed This Period 0.02%

Interest Paid This Period 80.01

Interest Paid Year-to-Date $0.03

Your monthly service lee was waived because you maintained an average savings balance of $500 or more during the
Statement period

CHECKS PAID
CHECK NUMBER DATE AMOUNT
PAID

141 05/06 g.000.00

Total Checks Paid $2,000.00

If you see a check description in the Transaction Detail section, it means your check has already been converted for
electronic payment Because of this, we're not able to return the check to you or show you an image on Chase com.
/\n image of this check may be available for you to view on Chase.com.

TRANSACTION DETAIL
AMOUNT BALANCE
DATE DESCRIPTION

Beginning Balance $1,755.12

05/04 Online Transfer From Chk ...7990 Transaction#: 5372645934 245.00 2,000.12
05/06 Check # 141 - 2,000.00 0.12
390.40 390.52
05/10 Online Transfer From Chk ...7990 Transaction#: 5385055612
164.70 555.22
05/18 Online Transfer From Chk ...7990 Transaction#: 5402354781
213.50 768.72
05/27 Online Transfer From Chk .7990 Transaction#: 5422239889
0.01 768.73
05/31 Interest Payment
Ending Balance $768.73

10 deposited items are provided with your account each month. There is a 30.20 fee for each additional deposited item.

Pe96 S of 6
 CHA5E O June 01,2016 through June 30.2016
JPMoigan Chase Bank. N.A. Primaiy Account: 0000008281079S0
POBox6597&t
San Antonio. TX 78265 - 9754
CUSTOMER SERVICE INFORMATION
Web site: Chase.com
Service Center: 1-800-242-7338
Deaf and Hard of Hearing: 1 -800-242-7383
00018060 DRE 802 14118816 NNNNNNNNNNN T 1 000000000 D2 0000
Para Espanoi: 1 -888-622-4273
HUDSON VALLEY WATER COMPANIES.INC. intemationai Calls: 1-713-262-1679
83 EAGLE CHASE
WOODBURY NY 11797-2918

CONSOLIDATED BALANCE SUMMARYI

ASSETS
ACCOUNT BEOINNINO BALANCE ENDING BALANCE
Checking & Savings THIS PERIOD THIS PERIOD

000000828107990 $20,861.30 $6,535.80

Chase Performance Business Checking
000002736265923 768.73 171.33
Chase Business Savings
$21,630.03 $6,707.13
Total

$21,630.03 $6,707.13
TOTAL ASSETS

All Summary Balances shown are as of June 30,2016 unless otherwise stated. For details of your retirement accounts,
credit accounts or securities accounts, you will receive separate statements. Balance summa^ information for annuities is
provided by the issuing insurance companies and believed to be reliable without guarantee of its completeness or
accuracy.

CHASE PERFORMANCE BUSINESS CHECKING

HUDSON VALLEY WATER COMPANIES,INC. Account Number 000000828107990

CHECKING SUMMARY
INSTANCES AMOUNT

Beginning Balance $20,861.30

Deposits and Additions 6 8,042.48
Checks Paid 18 -21,765.38
Electronic Withdrawals 2 - 402.60

Other Withdrawals 1 - 200.00

Ending Balance 27 $6,535.80

Page 1 o1 4
 CHASE O June 01.2016 through June 30,2016
Primary Account: 000000828107990

OTHER WITHDRAWALS
AMOUNT
DATE DESCRIPTION
099027498 #of S200.00
06/02 Deposited Item Returned NSF ISt Dep
ItemsCOOOl Ck#;0000001183 Dep /\mt0000405717
DateOSOl 16Ck AfntOO0OO2COOO
$200.00
Total Other Withdrawals

The fees lor this account are included in the fee information lor account 000000207001855.
DAILY ENDING BALANCE
AMOUNT DATE AMOUNT
DATE AMOUNT DATE

S4.646 97 06/13 18,656 26 06/23 14,969 34

06/01

24,446 97 06/14 16,224.95 06/24 12,519.63

06/02

24,196 97 06/15 14,307.49 06/27 8,385.52

06/07

24,410.35 06/21 15,325.26 06/28 6,535.80

06/08

06/10 22,333 35

CHASE BUSINESS SAVINGS

HUDSON VALLEY WATER COMPANIES,INC Account Number; 000002736265923

SAVINGS SUMMARY
INSTANCES AMOUNT

Beginning Balance $768.73

Deposits and Additions 2 402.60

Checks Paid 1 - 1,000.00

Ending Balance $171.33

Annual Percentage Yield Earned This Period 0.00%

Interest Paid Year-to-Date S0.03

The monthly service fee for this account was waived as an added feature of Chase Performance Business Checking
account.

CHECKS PAID
DATE AMOUNT
CHECK NUMBER
PAID

142 06/13 31.000.00

Total Checks Paid $1,000.00

If you see a check description in the Transaction Detail section, it means your check has already been c^verted for
elMtronic payment Because of this, we're not able to return the check to you or show you an image on Chase.com
/Vi image of this check may be available for you to view on Chase.com.

Pdfl© 3ot 4
 CHASE O June 01. 2016 through June 30, 2016
Primacy Account: 000000828107990

TRANSACTION DETAIL
DATE DESCRIPTION

Beginning Balance $768.73

06/08 Online Transfer From Chk ...7990 Transaction#: 5448912443 280;60 1,049.33
06/13 Check #j42
06/28 Online Transfer From Chk ...7990 Transaction#: 5489875590 ^22.0(i
$171.33
Ending Balance

10 deposited items are provided witti your account eacti month. There is a SO.20 tee tor each additional deposited item.

IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC FUNDS TRANSFERS: Call or wrile us at the phone number or address
on the front of this statement(non-personal accounts contact Customer Senrice)if you think your statement or receipt Is incorrect or If you
more information about a transfer listed on the statement or receipt. We must hear trom you no later than 60 days after we sent you the FIRST
statement on which the problem or error appeared. Be prepared to give us the following information:
• Your name and account numtier

I A'<ie«ripti^"the errm unsure of. why you believe it is an error, or why you need more intomation.
We will investigate your complaint and will correct any error promplljr If we take more than 10
accounts)to do this' we will credit your account for the amount you think is in error so that you will have use of ttie money dunng the time it takes
us to complete our investigation .
IN CASE OF ERRORS OR QUESTIONS ABOUT NON-ELECTRONIC TRANSACTIONS: Contact the bank imrnediatety if your statement is
incorrect or if you need more information about any non-electronic transactions(checks or on tWs
vou must nolily the bank in writing no later than OT days alter the statement was made available to you. For more complele details,see the
AoMunt Rules and R^utations or other applicable account agreement that governs your account
jPMorgan Chase Bank, N.A. Member FDIC

Page 4 o* 4
 CHASE O July 01,2016 through July 29,2016
JPMoigan Chase Bank, N.A. Primary Account: 000000820107990
P0 80X659754
San Antonio, TX 78265 ■ 9754
CUSTOMER SERVICE INFORMATION
Web site: Chase.com
Service Center: 1-800-242-7338
Deal and Hard of Hearing: 1 -800-242-7383
00019215 ORE 802 141 21616 NNNNNNNNNNNT 1 000000000 D20000
Para Espanol: 1-888-622-4273
HUDSON VALLEY WATER COMPANIES. INC. International Calls: 1-713-262-1679
83 EAGLE CHASE
WOODBURY NY 11797-2918

We will update your account agreement, Including eliminating fees and changing Overdraft
Protection

We're making some changes to the terms and conditions of your account and want to provide a summary of what you can
expect.

You can get the latest Deposit Account Agreement on chase.com, at a branch or by request when you call us. The parts of
the Deposit Account Agreement that are changing will be in the Change in Terms section.
• On July 29, we updated the contact information for Arbitration in the General Account Terms of the Deposit
Account Agreement (Section I, Part 12, Arbitration).
• On August 20, our Overdraft Protection service will change and we have rewritten the General Account Terms
of the Deposit Account Agreement (Section C, Part 4, Overdraft Protection agreement) to reflect that The
most significant changes are the three things we previously told you: ^
o Only a Chase business savings account or business line of credit will be able to provide Overdratt
Protection to a business checking account. A credit card cannot be used,
o We will transfer the exact amount needed to cover the transaction instead of multiples of $50.
o We will no longer charge the $10 Overdraft Protection Transfer fee.
• On August 22, we will eliminate Domestic and International Collection fees, which we charge for deposited
items that require special processing for us to collect the money from the paying bank.
If you have questions, please call us at the number on this statement.
CONSOLIDATED BALANCE SUMMARYI
ASSETS
ACCOUNT BEQINNINO BALANCE ENDING BALANCE
Checking & Savings THIS PERIOD THIS PERIOD

000000828107990 $6,535.80 $21,368.97

Chase Performance Business Checking
000002736265923 171.33 1,610.94
Chase Business Savings
$6,707.13 $22,979.91
Total

$6,707.13 $22,979.91
TOTAL ASSETS

All Summary Balances shown are as of July 29, 2016 unless othenwise stated. For details of your retirement accounts,
credit accounts or securities accounts, you will receive separate statements Balance summa^ information for annuities is
provided by the issuing insurance companies and believed to be reliable without guarantee of its completeness or
accuracy.

Page 1 oi 4
 CHASE O July 01, 2016 through July 29. 2016
Primaiy Account: 000000828107990

ELECTRONIC WITHDRAWALS
AMOUNT
DATE DESCRIPTION
3378.20
07/12 07/12 Online Transfer To Sav ...5923 Transaction#: 5521555580
57.83
07/19 Nys Del Ui Tax Paymnt 000000009967085 CCD ID: 0146013200
494.10
07/20 07/20 Online Transfer To Sav ...5923 Transaction#: 5539190284
384.30
07/25 07/25 Online Transfer To Sav .5923 Transaction#: 5548725874
183.00
07/29 07/29 Online Transfer To Sav ...5923 Transaction#: 5558545542
$1,497.23
Total Electronic Withdrawals

The fees for this account are included in the fee Information for account 000000207001855.

DAILY ENDING BALANCE

AMOUNT DATE AMOUNT
DATE AMOUNT DATE

38,497.10 07/14 11,397.82 07/25 21,288.27

07/01

6,225.80 07/18 10,500.54 07/26 21,078.43

07/05

5,975.60 07/19 17,398.22 07/27 20,559.76

07/07

07/08 8,485.88 07/20 18,904.12 07/28 21,946.97

11,926.97 07/21 15,329.12 07/29 21,368.97

07/12

07/13 11,455 28 07/22 14,809.39

CHASE BUSINESS SAVINGS

HUDSON VALLEY WATER COMPANIES,INC Account Number: 000002736265923

SAVINGS SUMMARY
INSTAIMCES AMOUNT

Beginning Balance $171.33

Deposits and Additions 5 1,439.81
Ending Balance $1,610.94

Annual Percentage Yield Eamed This Period 0.02%

Interest Paid This Period 30.01

Interest Paid Year-to-Date 30.04

Your monthly sen/ice fee was waived because you maintained an average savings balance of 3500 or more during the
statement period

Psge 3ol 4
 CHASE Cp July 01,2016 Ihrough July 29,2016
Primaiy Account: 000000828107990

TRANSACTION DETAIL
AMOUNT balance
DATE DESCBIPTION
$171.33
Beginning Balance
Dniinn Transfer From Chk 7990 Transaction#; 5521555590 378.20 549.53
494.10 l,U4o.0o
07/20 Online Transfer From Chk ...7990 Transaction#: 5539190284
384.30 1.427.93
07/25 Online Transfer From Chk ...7990 Transaction#: 5548725874
183.00 1,610.93
07/29 Online Transfer From Chk ...7990 Transaction#: 5558545542
0.01 1,610.94
07/29 interest Payment
Ending Balance $1,610.94
10 deposited items are provided with your account each month. There Is a $0.20 fee for each additional deposited Item.

IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC FUNDS TRANSFERS: Call or write us at the phone numtwr or address
on the front of this statement(rwn-personal accounts contact Customer Sen/ice) if you think your statement or receipt is incorrect or If you
more Information about a transfer listed on the statement or receipt We must hear froin you no later ttian 60 days after we sent you the RBST
statement on which the problem or error appeared. Be prepared to give us the following information:
• Your name and account number
• The dollar amount of the suspected error . . ..
• A descriolion of the error or transfer you are unsure of, why you believe it is an error, or why you need more infomalion.
We will investigate your complaint and will correct any error promptly. If we take more than 10 business Mys(or 20
accounts)to do this, we will credit your account for the amount you mink is in error so that you will have use of the money dunng the time it takes
us to complete our investigation .
IN CASE OF ERRORS OR QUESTIONS ABOUT NON-ELECTRONIC TRANSACTIONS: Contact the bank immediately if your statement is
incorrect or if you need more information about aiw non-electronic transactions(checks or detwsits)on this statement. I any wch error appears,
you must notify the bank in writtng no later than 30 days alter the statement was made available to you. For more complete details,see ihe
^ount Rules and fi^ulations or other applicable account agreement that governs your account.

I2t
=J JPMorgan Chase Bank, N.A, Member FDIC

Page 4 of 4
 CHASE O July 30,2016 through August 31,2016
JPMorgan Chase Bank, N.A. Primary Account: 000000828107990
P O Box 659754
San Antonio, TX 78265 -9754
CUSTOMER SERVICE INFORMATION
Web site; Chase.com
Service Center: 1-800-242-7338
Deaf and Hard of Hearing: 1-800-242-7383
00018440 ORE 802 U1 24716 NNNNNNNNNNN T 1 OOCOOOOOO 020000
Para Espanol: 1-888-622-4273
HUDSON VALLEY WATER COMPANIES, INC. International Calls: 1-713-282-1679
83 EAGLE CHASE
WOODBURY NY 11797-2918

CONSOLIDATED BALANCE SUMMARYL

ASSETS
ACCOUNT BEOINNINO BALANCE ENDING BALANCE
Checking & Savings THIS PERIOD THIS PERIOD

000000828107990 321,368,97 $21,823.46

Chase Performance Business Checking
Chase Business Savings 000002736265923 1,610.94 2.84

$22,979.91 $21,826.30
Total

$22,979.91 $21,826.30
TOTAL ASSETS

All Summary Balances shown are as of August 31, 2016 unless otherwise stated. For details of your retirement
accounts, credit accounts or securities accounts, you will receive separate statements. Balance summary information for
annuities is provided by the issuing insurance companies and believed to be reliable without guarantee of its completeness
or accuracy

CHASE PERFORMANCE BUSINESS CHECKING

HUDSON VALLEY WATER COMPANIES,INC Account Number 000000828107990

CHECKING SUMMARY
INSTANCES AMOUNT

Beginning Balance $21,368.97

Deposits and Additions 6 17,614.05
Checks Paid 17 - 16,167.66
Electronic Withdrawals 6 -991.90

Ending Balance 29 $21,823.46

Page 1 ol 4
 CHASE O July 30,2016 through August 31,2016
Primary Account: 000000828107990

DAILY ENDING BALANCE

AMOUNT DATE AMOUNT
DATE AMOUNT DATE

$19,368.97 08/12 25,512.60 08/22 24.972.97

08/01

24,134.49 08/15 25,455.14 08/23 28,381.35

08/02

23,862.99 08/16 26,848.18 08/25 28,176.35

08/03

23,350.69 08/17 26,698.18 08/29 25.380.31

08/04

26,843.21 08/18 25,418.18 08/30 21,823.46

08/08

08/11 25,620.85

CHASE BUSINESS SAVINGS

HUDSON VALLEY WATER COMPANIES,INC. Account Number: 000002736265923

SAVINGS SUMMARY
INSTANCES AMOUNT

Beginning Baiance $1,610.94

Deposits and Additions 6 991.SO

Checks Paid 2 - 2,600.00

Ending Baiance $2.84

Annual Percentage Yield Earned This Period 0.00%

Interest Paid Year-to-Date S0.04

Your monthly service fee was waived because you maintained an average savings balance of 3500 or more during the
statement period.

CHECKS PAID
CHECK NUMBER DATE AMOUNT
PAID

143 08/01 81.800.00

144 08/29 1,000.00

Total Checks Paid $2,600.00

If you see a check description in the Transaction Detail section, it means your check has already been converted lor
electronic payment. Because of this, we're not able to return the check to you or show you an irnage on Chase.com.
1 An image of this check may be available for you to view on Chase.com.

TRANSACTION DETAIL
DESCRIPTION AMOUNT BALANCE
DATE

Beginning Baiance $1,610.94

08/01 Check # 143 -1,600.00 10.94

262.30 273.24
08/04 Online Transfer From Chk ...7990 Transaction#: 5572844309
Online Transfer From Chk ...7990 Transaction#: 5581201142 170.80 444.04
08/08

Page 3 oi 4
 CHASE O July 30,2016 through August 31. 2016
Primary Account: 000000828107990

(continued)
TRANSACTION DETAIL
DESCRIPTION AfJOUNT BALANCE
DATE

08/12 Onlina Transfer From Chk ...7990 Transaction#: 5591122948 85.40 529.44

08/16 Online Transfer From Chk ...7990 Transaction#: 5598654712 73.20 602.64

Online Transfer From Chk ...7990 Transaction#: 5612759691 135.20 797.84

08/23
oei25 Online Transfer From Chk ...7990 Transaction#: 5617062176 205.00 1,002.84
08/29 Check #144 -1,000.00 2.84

Ending Balance $2.84

10 deposited items are pixivided with your account each month There is a S0.20 fee for each additionai deposited item.

IN CASE OF ERRORS OR QUESTiONS ABOUT YOUR ELECTRONiC FUNDS TRANSFERS: Call or write us at the phone numlwr or address
on the front of Ihis statement(non-personal accounts contact Customer Service) if you think your statement or receipt is incorrect or it you need
mote information about a transfer iisted on the statement or receipt We must hear from you no tater than 60 days after we sent you the FIRST
statement on which the problem or error appeared. Be prepared to give us the foliowing information;
• Your name and account number
• Ttte dollar amount of the suspected error
• A description of the error or transfer you are unsure ol. why you ttelieve it is an error, or why you need more informatron.
We will investigate your complaint and will correct any error promptly. If we take more than 10 ttusiness days(or 20 business days for new
accounfs)to do this, we will credit your account lor the amount you Ihink Is in error so lhaf you will have use of the money during the time it takes
us to comptete our invest^ation .
IN CASE OF ERRORS OR QUESTIONS ABOUT NON-ELECTRONiC TRANSACTIONS: Contact the bank immediately if your statement is
incorrect or If you need more information about arty non-electronic transactions(checks or deposits)on this statement. It any surth error appears,
you must noti^ the bank in writing no later than 30 days after the statement was made available to you. For more complete details, see the
Account Rules and Regulations or other applicable account agreement that governs your account

JPMoigan Chase Bank, N.A.IMembar FDIC

PtQt 4 of 4
 CHA5E G September 01,2016 through September 30,2016
JPMorgan Chase Bank, N.A.
POBox6S9754
Primary Account: 000000828107990
San Antonio. TX 78265 - 9754

CUSTOMER SERVICE INFORMATION

Web site; Cliase.com

litilliiillliiilliliiiinliililliliiiiillliililtiliiilliilMll Service Center: 1-800-242-7338

00019091 ORE 802 14127916 NNYNNNNNNNY T 1 000000000 020000 Deaf and Hard of Hearing: 1-800-242-7383
Para Espanol: 1-888-622-4273
HUDSON VALLEY WATER COMPANIES. INC.
International Calls: 1-713-262-1679
83 EAGLE CHASE
WOODBURY NY 11797-2918

We're making changes to our ATMs

Here's wfiat you can expect:

• We will not charge you a fee when you make a cash deposit at an ATM. This means:
0 We will not Include cash deposits made at our ATMs to the total cash you can deposit before you are
charged a fee for cash deposits, and
0 Even after you exceed the total, we will not charge you a fee for cash deposited at an ATM.

• We're updating our ATMs and when you use one that's updated:
0 It will give you access to all of your linked business checking and savings accounts.
0 If a cardholder within your business has more than one Chase business debit or ATM card, they'll have a
daily cardholder withdrawal limit that applies across all cards held by that cardholder. The maximum daily
cardholder withdrawal limit is equal to the highest daily card withdrawal limit of any card the cardholder has
with us. Withdrawals you make at any ATM other than a Staffed ATM count toward your daily cardholder
withdrawal limit, regardless of the card you are using.

Also, starling November 21, 2016, you'll no longer be able to use personal identilication to get a code from a branch
employee so you can access your accounts at an ATM in a branch.

We've revised the Deposit Account Agreement to reflect these changes You can get the latest Deposit Account Agreement
on chase.com, at a branch or by request when you call us. The parts of the Deposit Account Agreement that are changing
will be in the Change in Terms section.

We continue to look for ways to give you more flexibility at the ATM,so you may be hearing from us again about additional
changes If you have questions, please call the number on your statement

CONSOLIDATED BALANCE SUMMARY L

ASSETS
ACCOUNT DEOINNING BALANCE ENDINO BALANCE
Checking & Savings
THIS PERIOD THIS PERIOD

Chase Performance Business Checking 000000828107990 $21,823.46 36,113.93

Chase Business Savings 000002736265923 284 30.74

Total $21,826.30 $6,144.67

TOTAL ASSETS $21,826.30 $6,144.67

Pego 1 of 4
 CHASE O September 01,2016 through September 30,2016
Primaiy Account; 000000828107990

CHASE BUSINESS SAVINGS

HUDSON VALLEY WATER COMPANIES. INC. Account Number; 000002736265923

SAVINGS SUMMARY
INSTANCES AMOUNT

Beginning Balance $2.84

Deposits and Additions 1 32 90
Fees 1 •5.00
Ending Balance $30.74

Annual Percentage Yield Eamed This Period 0.00%

Interest Paid Year-to-Date S0.04

TRANSACTION DETAIL
DATE DESCRIPTION AMOUNT BALANCE

Beginning Balance $2.84

09/13 Online Transfer From Chk ...7990 Transactionii: 5659154594 32.90 35.74
09/30 Monthly Sen/ice Fee -5.00 30.74
Ending Balance $30.74

You can waive your monthly service fee by maintaining an average savings balance of $500 or more during the statement
period.
10 deposited items are provided with your account each month There is a SO 20 fee for each additional deposited item.

IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC FUNDS TRANSFERS: Call or write us at the phone number or address
on the front of this statement(non-persana! accounts contact Customer Service)if you think your statement or receipt is incorrect or If you need
more information about a transfer listed on the statement or receipt We must hear from you no later than 60 days after we sent you the FIRST
statement on which the problem or error appeared. Be prepared to give us ttte following information:
• Your name and account number
• The dollar amount of the suspected error
• A description ol the error or transfer you are unsure of, why you tielieve it is an error, or why you need more information.
We will investigate your complaint and will correct any error promptly. If we take more Ifian 10 business days(or 20 business days for new
accounts)to do this, we will credit your account for the amount you fhink Is In error so lhat you will have use of the money during the time It takes
us to complete our investigation .
IN CASE OF ERRORS OR QUESTIONS ABOUT NON-ELECTRONIC TRANSACTIONS: Contact the bank Immediately if your statement Is
Incorrect or It you need more intormation atx>ut any non-electronic transactions(cliecks or deposits)on this statement. If any such error appears,
you must notify the bank In writing no later than 30 days after the statement was made available to you. For more complete details, see the
Account Rules and Regulations or other applicable account agreement tfiat governs your account

1=1 JPMorgan Chase Bank, N.A. Member FDIC

Page 4 o* 4
 CHASE O OctobarOI,2016 through October31,2016
JPMorgan Chase Bank, N.A
Primary Account" 000000828107990
P O Box 659754
San Antonio. TX 78265 -9754

CUSTOMER SERVICE INFORMATION

Web silo: Cfiase.com

liiilliiillliiiliiliiliiiliililliliiiiillliililiiliiilliiliill Service Center: 1-800-242-7338

00017572 ORE 802 14130816 NVYNNNNNNNY T 1 000000000020000

Deaf and Hard of Hearing: 1-800-242-7383
Para Espanol: 1-888-622-4273
HUDSON VALLEY WATER COMPANIES,INC.
International Calls: 1-713-262-1679
83 EAGLE CHASE
WOODBURY NY 11797-2918

CONSOLIDATED BALANCE SUMMARYL

ASSETS
ACCOUNT BEOINNINO BALANCE ENDING BALANCE
Cfiecking & Savings THIS PERIOD THIS PERIOD

Ctiase Performance Business Checking 000000828107990 5,113.93 $19,39918

Chase Business Savings 000002736265923 30.74 1,581.24
Total $6,144.67 $20,980.42

TOTAL ASSETS $6,144.67 $20,980.42

All Summary Balances shown are as of October 31, 2016 unless otherwise stated. For details of your retirement
accounts, credit accounts or securities accounts, you will receive separate statements. Balance summary information for
annuities is provided by the issuing insurance companies and believed to be reliable without guarantee of its completeness
or accuracy.

CHASE PERFORMANCE BUSINESS CHECKING

HUDSON VALLEY WATER COMPANIES,INC. Account Number 000000828107990

CHECKING SUMMARY
INSTANCES AMOUNT

Beginning Balance $6,113.93

Deposits and Additions 6 26,586.45
Checks Paid 21 -11,388.07
Electronic Withdrawals 8 -1,613.13
Other Withdrawals 1 - 300.00
Ending Balance 36 $19,399.18

P»9e 1 ol4
 CHASE© October 01, 2016 ttirough October 31,2016
Primary Accourtt: 000000828107990

(continued)
ELECTRONIC WITHDRAWALS
DATS DESCRIPTION AMOUNT

10/28 10/28 Online Transfer To Sav ...5923 Transaction^: 5759967081 6.10

10/28 Nys Do! Ui Tax Paymnt OO0OOCO12758030 CCD ID: Q146013200 57.63
10/31 10/30 Online Transfer To Sav ...5923 Transaction#: 5763820194 85.40

Total Electronic Withdrawals $1,613.13

OTHER WITHDRAWALS
DATE DESCRIPTION AMOUNT

10/28 Deposited Item Returned NSF 1S1 099005197 #of S300.00

ItemsOOOOl Ck#:0000000104 DepAmtOOOl233209 Dep
Date102516Ck AmtOOOOOSOOOO

Total Other Withdrawals $300.00

The fees lor this account are included in the fee information for account 000000207001855.

DAILY ENDING BALANCE

DATE AMOUNT DATE AMOUNT DATE AKAOUNT

10/06 S4.499.44 10/17 4,835.19 10/25 18,276.46

10/07 6,251 10 10/18 4,707.09 10/26 17,985.89

10/11 5,404.77 10/20 8,614.17 10/27 15,567.77

10/12 4,534.37 10/21 7,854.37 10/28 19,415.39

10/13 3,871.94 10/24 6,004.37 10/31 19,399.18

CHASE BUSINESS SAVINGS

HUDSON VALLEY WATER CON/IPANIES, INC. Account Number: 000002736265923

SAVINGS SUMMARY
INSTANCES AMOUNT

Beginning Balance $30.74

Deposits and Additions 7 t.555 50
Fees 1 •5 00

Ending Balance $1,581.24

/Vinual Percentage Yield Earned This Period 0.00%

Interest Paid Year-to-Date S0.04

Poge 3o> 4
 CHA5E O October 01,2016 through October 31, 2016
Primary Account: 000000828107990

TRANSACTION DETAIL
DATE DESCRIPTION AMOUNT BALANCE

Beginning Balance $30.74

10/06 Online Transfer From Chk ...7990 Transactions: 5713727320 85.40 116.14

10/18 Online Transfer From Chk ...7990 Transaction#: 5737855529 128.10 244.24

10/21 Online Transfer From Chk ...7990 Transaction#; 5745152422 262.30 506.54
10/27 Online Transfer From Chk ...7990 Transaction#: 5756402930 725.90 1,232.44
10/28 Online Transfer From Chk ...7990 Transaction#: 5759964709 262.30 1,494.74
10/28 Online Transfer From Chk ...7990 Transaction#: 5759967081 6.10 1,500.84
10/31 Online Transfer From Chk ...7990 Transaction#: 5763820194 85.40 1,586.24
10/31 Monthly Service Fee -5.00 1,581.24
Ending Balance $1,681.24

You can waive your monthly service fee by maintaining an average savings balance of S500 or more during the statement
period.
10 deposited items are provided with your account each month There is a SO.20 fee for each additional deposited item

IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC FUNDS TRANSFERS: Call or write us al the phone number or address
on the front of this stalemeni(non-personal accounts contact Customer Service) II you think your statement or receipt Is Incorrect or if you need
more Information about a transfer listed on the statement or receipt. We must hear from you no later than 60 days after we sent you the FIRST
stalemeni on which the problem or error appeared. Be prepared to give us the following Information:
• Your name and account number
• The dollar amount of the suspected error
• A description of the error or transfer you are unsure of, why you believe II Is an error, or why you need more Information.
We will investigate your complaint and will correct any error promptly. If we take more than 10 business days(or 20 business days for new
accounts)to do this, we will credit your account for the amount you (hink Is in error so that you will have use of the money during the time It takes
us to complete our investigation .
IN CASE OF ERRORS OR QUESTIONS ABOUT NON-ELECTRONIC TRANSACTIONS: Contact tfie bank Immediately If your statement Is
Incorrect or If you ne^ more Infonnation about aiw non-electronic IransacUone(checks or deposits)on this statement If any such error appears,
you must notify the bank In writing no later than 30 days alter the statement was made available to you. For more complete details, see the
Account Rules and Regulations or other applicable account agreement that governs your account.

t=I JPMorgan Chase Bank, N.A. Member FDIC

Pege 4 o> 4
 CHASEC NovemtierOI, 2016 through Novemt>er30, 2016
JPMorgan Chase Bank. N.A.
Primary Account; 000000828107990
P O Box 659754
San Antonio, TX 78265 - 9754

CUSTOMER SERVICE INFORMATION

Web site: Chase.com

lllllllMllllllllllllllllllllllllllltMllltllllMllllMMlllll Service Center 1-800.242-7338

00019020 ORE 802 14133816 YYNNNNNNNNN T 1 000000000020000 Deaf and Hard of Hearing: 1-800-242-7383
Para Espanol: 1-888-622-4273
HUDSON VALLEY WATER COMPANIES, INC.
International Calls: 1-713-262-1679
83 EAGLE CHASE
WOODBURY NY 11797-2918

We've updated your deposit agreement regarding transactions in a foreign currency

Effective November 13. 2016, we've updated the Deposit Account Agreement to clarify how we determine the exchange rate
for transactions in a foreign currency. See the foreign transaction sections of the General Terms and Electronic Funds
Transfer Service Terms for details. You can get the latest Deposit Account Agreement online at chase.com, at a branch or
by request when you call us.

If you have any questions, please visit any Chase branch.

CONSOLIDATED BALANCE SUMMARY

ASSETS
ACCOUNT BEQINNINO BALANCE ENDINO BALANCE
Checking & Savings
THIS PERIOD THIS PERIOD

Chase Performance Business Checking 000000828107990 $19,399.18 $21,430.31

Chase Business Savings 000002736265923 1,581.24 914.17

Total $20,980.42 $22,344.48

TOTAL ASSETS $20,980.42 $22,344.48

All Summary Balances shown are as of November 30,2016 unless otherwise stated. For details of your retirement
accounts, credit accounts or securities accounts, you will receive separate statements Balance summary information for
annuities is provided by the issuing insurance companies and believed to be reliable without guarantee of its completeness
or accuracy.
 CHASE C November 01,2016 through November 30, 2016
Primary Account; 000000828107990

CHASE BUSINESS SAVINGS

HUDSON VALLEY WATER CXDMPANIES, INC. Account Number: 000002736265923

SAVINGS SUMMARY
INSTANCES AMOUNT
Beginning Balance $1,581.24
Deposits and Additions 5 912.93
Checks Paid 1 -1,580.00
Ending Balance $914.17

Annual Percentage Yield Eamed This Period 0.02%

Interest Paid This Period SO.OI
Interest Paid Year-to-Date $0.05

Your monthly service fee was waived because you maintained an average savings balance of $500 or more durino the
statement period.

CHECKS PAID
CHECK NUMBER DATE AMOUNT
PAro

145 11/04 $1,580.00

Total Checks Paid $1,580.00
If you see a check description in the Transaction Detail section, it means your check has already been converted for
electronic payment. Because of this, we're not able to return the check to you or show you an image on Chase.com.
An image of this check may be available for you to view on Chase.com.

TRANSACTION DETAIL
DATE DESCRIPTION AMOUNT BAUVNCE
Beginning Balance $1,581.24
11/04 Check #145 -1,580.00 1.24
11/07 Online Transfer From Chk ...7990 Transaction#: 5783394115 305.00 306.24
11/14 Online Transfer From Chk ...7990 Transaction#: 5792543940 286.70 592.94
11/17 Online Transfer From Chk ...7990 Transaction#: 5806249387 180.92 773.86
11/22 Online Transfer From Chk ...7990 Transaction#: 5815218828 140.30 914.16
11/30 Interest Payment 0.01 914.17
Ending Balance $914.17

10 deposited items are provided with your account each month. There is a $0.20 fee for each additional deposited item.
 CHA5EO Daceniber01,2016 through December 30,2016
JPMotQan Chass Bank, N.A Prtmary Account: 000000828107G90
P O Box 6S97S4
San Antonio. TX 7826S -9754
CUSTOMER SERVICE INFORMATION
Web site; Chase.com
Service Center 1-800-242-7338
00017354 one 602 14100517 NNNNNNNNNNN T 1 000000000020000
Deal and Hard of Hearing: 1-800-242-7383
Para Espanol: 1-888-622-4273
HUDSON VALLEY WATER COMPANIES, INC.
International Calls: 1-713-262-1679
83 EAGLE CHASE
WOODBURY NY 11797-2918

CONSOLIDATED BALANCE SUMMARYI

ASSETS
SEaiNNINO BALANCE ENOWO BALANCE
Checking & Savings IHIS PEHtOO THIS PERIOD

Chase Perlomiance Business Checking 000000828107990 321,430.31 313.062.81

Chase Business Savings 000002736265923 914.17 77.66

Total $22,344.48 $13,140.47

TOTAL ASSETS $22,344.48 $13,140.47

All Summary Balances shown are as ol December 30, 2016 unless olherwise staled. For details of your reliremmt
accounts,credit accounts or securities accounts, you will receive separate statements. Balance summary information lor
annuities Is provided by the issuing insurance companies and believed to be reliable without guarantee of Its completeness
or accuracy.

CHASE PERFORMANCE BUSINESS CHECKING

HUDSON VALLEY WATER COMPANIES,INC Account Number 000000828107990

CHECKING SUMMARY
AMOUNT

Beginning Balance $21,430.31

Deposits and Additions 6 5,004 85
Checks Paid 19 -12,860.87
Electronic Withdrawals 5 -333.48

Other Withdrawals 1 -100.00

1 •78.00

Ending Balance 32 $13,062.81

P«9e 1 ef 4
 CHASE Cp DocomberOI.2016 through December 30.2016
Primary Accourrl: 0000008281079S0

OTHER WITHDRAWALS
AUOUNT
DATE DESCRIPnOS
099001637 #o1 S100.00
12/16 Deposited Hem Returned NSF1S1
llemsOOOOt Ck#:0000001043 Dep Amt0000184781 Dep
Date121316Ck AmtOOOOOtOOOO
$100.00
Total Other Withdrawals

FEES
AfJOUNT
DATE OESCniPtlON
PPDID: 1410216800 $78.00
12/20 Check OR Supply Order
$78.00
Total Fees

The lees for this account are included in the fee infotmalion for account - 000000207001855

DAILY ENDING BALANCE

DATE AMOUNT DATE AMOUNT
DATE AMOUNT

$21.07661 12/13 21,44451 12/20 14,871.53

12/01

12/02 20,678 62 12/14 19,719.51 12«3 14,525.37

12/05 21.412 53 12/15 19,419.51 12«7 14,517.37

12/06 21.357 63 12/16 15,184.20 12/29 14,456.37

12/07 21,107 63 12/19 14,31267 12/30 13,062.81

12/08 20,201.77

CHASE BUSINESS SAVINGS

HUDSON VALLEY WATER COIi/IPANIES, INC. Account Number 000002736265923

SAVINGS SUMMARY
AMOUNT

Beginning Balance $914.17

Deposits and Additions 33349

Checks Paid •1.17000

Ending Balance $77.66

Annual Percentage Yield Earned This Period 0.02%

Interest Paid This Period $001

Interest Paid Year-to-Date $0.06

Your monthly service fee was waived because you maintained an average savings balance of $500 or more during the
statement period.

Pdgo3ei4
 CHASE Cf Docemb9r01.2016 through December 30.2016
Primary Account: 000000828107880

CHECKS PAID
CHECK KUMBER DA IE
PAID

146 12/19 SI.170 00

Total Checks Paid $1,170.00

II you see a chock description in Iho Transaction Detail section, it means your check has already been converted lor
electronic payment Because ol this, we're not able to retum the check to you or show you an image on Chase com.
'' An image ot this check may be available tor you to view on Ctiase com.

TRANSACTION DETAIL
OAIF OESCRIPIION AMOUNT BALANCE

Beginning Balance $914.17

12/02 Online Transler From Chk ...7990 Transaction#: 5839060534 101.68 1,015.85
12/06 Online Transler From Chk ...7990 Transaction#; 5848278866 54.90 1,070.75
12/13 Online Transler From Chk ...7990 Transaction#: 5863433789 103.70 1.174.45
12/19 Check #146 -1.170.00 4.45

12/29 Online Transler From Chk . 7990 Transaction#: 5899330856 61.00 65.45

12/30 Online Transler From Chk .7990 Transaction#: 5902917730 12.20 77.65
12/30 Interest Payment 0.01 77.66
Ending Baiance $77.66

to deposited items are provided with your account each month. There is a S0.20 lee lor each additional deposited Hem.

IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC FUNDS TRANSFERS: CaO or wiile us at Uie phone numlrer or address
on the front of this statement(non^personal socounts contact Customer Service)if you thmk your statement or reoeipl is incorrect or if you need
more tnformation about a transfer listed on the statement or receipt We must heer from you no(ater than 60daye after we sent you the FIRST
stafcmeni on which the problem or error appeared. Be prepared to give us Iho fcltowing information-
• Your name and acoouni number
• The doUar amount of(ha suspected error ^ .. ..
• A description of the error or liansfer you are unsure of. why you believe it is an error, or why you i^eed more inlormatton.
We will tnvosligale your compt^t and wiO correct any error prcmptfy If we take more than 10 business days(or 20 business days fornow
accounts)to do this, we win credit your account for the amount you think is in error so that you win have use of the money during to tfmo (t takes
us to complete our investigalion .
IN CASE OF ERRORS OR QUESTIONS ABOUT NON.ELECTRONIC TRANSACTIONS: Contact the bank immediately If your atatomenl is
incorrect or II you need more infofmation about any non*electrcnlc transactions(checks or deposits) on this statement. If any such error appears,
you must noUiy the bank In writing no later than SO days alter the statement was made available to you. For more comt^ete det^s,see the
Account Rules and Rr^lations or other ai^tcable account agreement that governs your account

I ~ r jpMorgan Chaso Bank, N.A. Member FDIC

itWeM

p00e 4 ol 4
HUDSON VALLEY WATER Account Number. 7P5-07035 24-Hour A
A

YOUR LMA TRANSACTIONS January(

LOAN ACTIVITY: LMA REV LINE OF CRED LOANNU

Transaction Date Effective Date Transaction Description Debit Credit Loan B

01/01 01/01 Opening Loan Balance 39.7

01/04 01 /04 RATE CHANGE FROM 5.92190% TO 5.92950% 39,7
01/04 01/04 FINANCE CHARGE PAYMENT $199.70 39,7
01/04 01/04 LOAN ADVANCE 199.70 39.9
01/11 01/11 RATE CHANGE FROM 5.92950% TO 5.92380% 39,9
01/19 01/19 RATE CHANGE FROM 5.92380% TO 5.92550% 39,9
01/26 01/25 LOAN PAYMENT 1,700.00 38,2

CLOSING LOAN BALANCE $38,2

ACCRUED FINANCE CHARGES: REVOLVING LINE OF CREDIT

Corresponding Daily Periodic Average Accrued Fine ce
APR Rate Balance Number of Days Cftarges
6.00414% 0.01644972% 39.766.82 3 19.63
6.01185% 0.01647083% 39,966.52 7 46.08
6.00607% 0.01645500% 39,966.52 8 52.61
6.00779% 0.01645972% 39,051.14 13 83.56
Subtotal $20188
Payittents and Adjustments' 0.00

TOTAL ACCRUED FINANCE CHARGES" 201.88

'Finance Charge Adjustments are the result ol prior transactions posted to your account that affect the amount of Finance Charge duo
'" Accrued Finance Cftarges for this period are due month and will Ite reflected in your net I statement

TRANSACTION DETAIL
Date Transaction Description Debit Credit
01/25 Funds Received LOAN PAYMENT 1,700.00
Subtotal(Funds Received) 1,700.00

008 8067
HUDSON VALLEY WATER Account Number 7P5-07035

YOUR LMA TRANSACTIONS January 3(

TRANSACTION DETAIL
Date Transaction Description Debit Credit
02/25 Funds Received LOAN PAYMENT 1.000.00

02/25 Funds Received LOAN PAYMENT 3.000.00

Subtotal(Funds Received) 4.000.00
02/01 Interest Pymt FINANCE CHARGE 201.88
Subtotal(Finance ChargesJ 201.88

NETTOTAL 3.798.12

YOUR COLLATERAL

PLEDGED COLLATERAL ACCOUNTS

Pledged Collateral
Account No. Account Name Account Type Value
7P5-07A28 HUDSON VALLEY WATER CO. WCMA 103.635
TOTAL PLEDGED COLLATERAL 103.635

IMPORTANT INFORMATION
Finance Charge Computation ■ The Finance Chaige for each trilling period is calculated by first detei mining the Finance Charge for each day in the billing psriot
Finance Charge for all days in the billing period We calculate the Finance Charge foi each day in the hilling period by rniiltipl/Ing the daily balance in your accc
peiiodic rate for the same day and divide by 360 To gel the daily balance, we take the beginning balance of your account each day add any new advances an
credits This gives us ttig daily balance. For Fixed-Rate Teim Loans principal payments made in advance of their due date will be subject to a breakage fee ba
and/or expense to the lender

008 8067
HUDSON VALLEY WATER Account Number. 7P5-07035

YOURLMA TRANSACTIONS Ap

TRANSACTION DETAIL
Description Debit Credit
Date Transaction
05/06 Funds Received LOAN PAYMENT 1.000.00

LOAN PAYMENT 2.000.00,

05/06 Funds Received
Subtotal(Funds Received) 3,000.00
05/02 Interest Pymt FINANCE CHARGE 172.27
172.27

NETTOTAL 2.827.73

YOUR COLLATERAL

PLEDGED COLWTERAL ACCOUNTS

Flecked Collateral
Account No. Account Name Aca}unt Type Value
7P5-07A28 HUDSON VALLEY WATER CO. WCMA 111,230

TOTAL PLEDGED COLLATERAL 111.230

IMPORTANT INFORMATION
Finance Chanje Computation ■ Ttie Finance Chanje far each bilUng period is calculated by fiist deleimining the Finance Charge for each day in the billing perios
F-inonco Charge tor all days in tho billing period We calculate the Finance Cfiarge for each day in the hilling pound by multiplying the daily tralance in your accc
periodic rate for the same day and divide liy 360 To get the daily balance ive lake the beginning balance ofyotii account each day add any new advances ar.
credits This gives us the daily balance. For Fixed-Rale Jeim Loans principal payments made in advance ofttieirdue date will be sub/ect to a breakage fee ba
and/or expense to the lendei

0C8 8087
HUDSON VALLEY WATER Account Number 7P5-07035

YOUR LMA TRANSACTIONS Jur

TRANSACTION DETAIL
Date Transaction Description Debit CtUlAFv
06/13 Funds Received LOAN PAYMENT ^ 1,000^00J
06/13 Funds Received LOAN PAYMENT 3,000.00
Subtotal(Funds Received) 4,000.00
06/01 Interest Pymt FINANCE CHARGE 166.08
Subtotal(Finance Charges) 166.08

NETTOTAL 3,833.92

YOUR COLLATERAL

PLEDGED COLLATERAL ACCOUNTS

Pledged Collateral
Account No. Account Name Account Type Value
7P5-07A28 HUDSON VALLEY WATER CO. WCMA 112,639

TOTAL PLEDGED COLLATERAL 112,639

ifvlPORTANT INFORMATION
Finance Chame Computation ■ The Finance Charge for each Ivlling penod is caicAiiated by fiist determining tiKi Finance Charge far each day in the billing peiioi
Finance Charge for all days in the billing period We calculate tim Finance Charge lor each day in the billing perial by multiplying the daily t)alance m your accc
periodic lale for the same day and divide by 360 Jo get the daily balance, ht; take the beginning balance ol your account each day add any nevj advances ar.
credits This gives us the daily balance For F,xed-Rate Term Leans, principal payments made m advance ol their due date will be subject tc a breakage fee ba
and'or expense to the lendnr

008 8067
HUDSON VALLEY WATER Account Number: TPS-OTOSS

YOUR LMA TRANSACTIONS July

TRANSACTION DETAIL
Date Transaction Description Debit Credit
08/01 Funds Received LOAN PAYMENT 2.000.00

06/01 Funds Received LOAN PAYMENT / 1,600.00^

08/29 Funds Received LOAN PAYMENT ( 1,000.00 V
08/29 Funds Received LOAN PAYMENT 2,600.00
Subtotal(Funds Received) 7,100.00
08/01 Interest Pymt FINANCE CHARGE 145.69
Subtotal(Finance Charges) 145.69

NET TOTAL 6,954.31

YOUR COLLATERAL

PLEDGED COLLATERAL ACCOUNTS

Pledged Collateral
Account No. Account Name Account Type Value
7P5.07A28 HUDSON VALLEY WATER CO. WCMA 115,331

TOTAL PLEDGED COLLATERAL 115,331

IMPORTANT INFORMATION
finance Charge Computation ■ The Finance Charge for each billing period is calculated by first determining the Finance Charge for each day in the billing perloi
Finance Chaige for all days in Ihe billing period- Wo calculate the Finance Charge for each day in the billing period by multiplying the daily balance in your accc
periorjic rate for Ihe same day and divide by 360 To get the daily balance ive take the beginning balance of your account each day, add any new advances ar.
credits- This gives us the daily balance For r^h ed-Rate Term Loans principal payments made in advance of their due date will be subject to a breakage fee ba
and/or expense to the lender

008 8067
 Merrill L
of Ajnefica(

HUDSON VALLEY WATER Account Number 7P5-07035

YOUR LMA TRANSACTIONS November 01,2016 • November 3

TRANSACTION DETAIL
Oats Tmnsactran Description Debit 1 Credit ]
11/04 Funds Received LOAN PAYMENT 1.580.66 }
Subtotal(Funds Received) i 1.580.00 J
11 /Ol Interest Pymt FINANCE CHARGE 112.12
Subtotal(Finance Cherges) 112.12

NET TOTAL 1.467.88

YOUR COLLATERAL

PLEDGED COLLATERAL ACCOUNTS

Pledged Co/lateral
AccounlNo. Accoun/Name Account Type Value
7P5-07A28 HUDSON VALLEY V«ATER CO. WCMA 117.072

TOTAL PLEDGED COLLATERAL 117.072

IMPOH'AS'T iNt CRMAi lON

finance Charga Computatm ■ 'lie fnuirice Charge for eacli hilhng period is calculated by lust deiermnmg the Finance Cbaige lor each day in the billing period and then totaling th
Finance'Charge for all days in the billing penod Vye calailate the Finance Chaige for each day in the billing period by rnultiplying the daily balance In your account for that day by th
periodic rale lor we same tliu- and divide by 36C To get the daily tialance ive take the beginning balance of your account each day. add any new advances and subtract anypaynu
cifdits This gives us the daiFv balance FcrFmed Rate'erm Loans, principal pa'yments made in advance ol their due date wilt be subject to a breakage lee based on any loss cost
anclfcr e'pense to the lender

008 8067
 Merrill L
U«nk of

HUDSON VALLEY WATER Account Number: 7P5-07035

YOUR LMA TRANSACTIONS December 01.2016• December:

TRANSACTION DETAIL
Date T/ansactfbn Description Debit jr' Credit j
12/19 Funds Received LOAN PAYMENT 1.170.00
Sutitotal(Funds Received) 1,170.00

12/01 Interest Pymt FINANCE CHARGE 102.26

Subtotal(Finance Charges) 102.26

NET TOTAL 1.067.74

YOUR COLLATERAL

PLEDGED COLLATERAL ACCOUNTS

Pledged Collateral
Account No. Account A/ame Account Type Value
7P5-07A28 HUDSON VALLEY WATER CO. WCMA 118.488

TOTAL PLEDGED COLLATERAL 118.488

iMPORFANr INFORMATION
.TAoroa Comft'jlation ■ 'he ="Uinco Chanje tor ench bUfing period ii ccdciilo'.od by fint dok-nr.mmg the Finahce Chaiyo lor each day m the billing period and then totaling ih
finance Charge lor all days rn the billing penod We calculate the finance Charge lor each day in the billing penod by mulliplymg the daily balance in your account for that day by th
periodic rate for the same day and divide by 360 To gat the daily balance vra take the beginning balance of your account each day. add any new advances and subtract any paym<
cieclll:'. This aives us the daily balance forfned ftole Term Loans pnncipei paymonls made in advance of Iheir due date will he subject to a breakage fee based on any loss, cost
to lender.

6067