Page 1
Questions?
Your Tire and Automotive Service Credit Card! Call Customer Service (Servicio al Cliente)
at 1-800-321-3950
RICHARD R.BARCELONA Account Number 598110689
925 W SOCIAL ROW RD Privacy ID 318150986
DAYTON,OH 45458-3929 December 21, 2010 - January 20, 2011
SUMMARY OF ACCOUNT ACTIVITY PAYMENT INFORMATION
Previous Balance $1468.90 New Balance $1416.26
Payments - $150.88 Minimum Payment Due $57.00
Other Credits - $0.00 Payment Due Date 02/15/2011
Purchases / Debits + $0.00 Late Payment Warning: If we do not receive your minimum payment by the
Fees Charged + $0.00 Payment Due Date, you may have to pay a Late Payment Fee of as much as
Interest Charged + $98.24 $35.00.
New Balance $1416.26 Minimum Payment Warning: If you make only the minimum payment each
month, you will pay more in interest and it will take you longer to pay off your
Promotional Balance $774.00
balance. For example:
Revolving Balance $642.26
If you make no additional You will pay off the And you will end
Minimum Payment Due $57.00
charges using this card and balance shown on this up paying an
Current Pay Amount $57.00 each month you pay... statement in about... estimated total of...
Past Due Amount $0.00 Only the minimum payment 07 Yrs $2425
Credit Limit $1600.00
If you would like information about credit counseling services, call: 1-800-848-8117.
Available Credit (subject to change) $183.74
Statement Closing Date 01/20/2011
To Avoid Interest Charges, Pay the REVOLVING BALANCE by the Payment Due Date.
PROMOTIONAL BALANCE
PROMOTION TYPE PROMOTIONAL DUE DATE INTEREST ACCRUED
(PAYOFF AMOUNT)
Six Month Payment Purchase(s) $774.00 06/15/2011 $22.06
You Must Pay Your Promotional Balance in Full by the Promotional Due Date(s) Listed Above to Avoid Paying Accrued Interest Charges.
IMPORTANT MESSAGES
Visit www.CFNA.com to pay online or receive online statements.
.................................................................................................................................................................
ACCOUNT MINIMUM PAYMENT AMOUNT
BALANCE
NUMBER AMOUNT DUE DUE DATE ENCLOSED
598110689 $1416.26 $57.00 02/15/2011 $
P.O. BOX 81410 Make Check Payable To: Credit First, N.A.
CLEVELAND, OH 44181-0410 Or Pay by Phone: 1-800-321-3950
ADDRESS SERVICE REQUESTED
934-9811-1923-0689-5
RICHARD R.BARCELONA CREDIT FIRST N.A.
925 W SOCIAL ROW RD PO BOX 81410
DAYTON,OH 45458-3929 CLEVELAND, OH 44181-0410
005700 598110689 141626
Page 2
Questions?
Your Tire and Automotive Service Credit Card! Call Customer Service (Servicio al Cliente)
at 1-800-321-3950
RICHARD R.BARCELONA Account Number 598110689
TRANSACTIONS
STORE TICKET
DATE DESCRIPTION AMOUNT
NUMBER NUMBER
12/23/2010 CFNA ACH Payment - Thank You 967323 $15.00 CR
01/07/2011 CFNA ACH Payment - Thank You 962522 $15.88 CR
01/12/2011 019003 Payment - Thank You 10069 $100.00 CR
01/14/2011 CFNA ACH Payment - Thank You 961997 $20.00 CR
Fees
Total Fees for this Period $0.00
Interest Charged
01/20/2011 Interest Charge $98.24
Total Interest for this Period $98.24
2011 TOTALS YEAR-TO-DATE
Total Fees Charged in 2011 $0.00
Total Interest Charged in 2011 $98.24
INTEREST CHARGE CALCULATION
Your Annual Percentage Rate (APR) is the annual interest rate on your account. Please see Terms and Conditions for Important Information.*
*BALANCE PERIODIC ANNUAL PERCENTAGE AVERAGE BALANCE INTEREST BILLING
TYPE INTEREST RATE RATE (APR) SUBJECT TO INTEREST RATE CHARGE PERIODS
A 1.9% 22.8% $640.15 $12.16 1
E 1.9% 22.8% $755.11 $86.08 6
