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630 Aspen Heights Subdivision Sample Price Computation

This document provides information on house models available for purchase at Aspen Heights, including lot area, floor area, number of bedrooms/bathrooms, and package prices. It also outlines payment options and costs if purchasing through bank financing or Pag-ibig financing. Bank financing offers options for 15-year or 19-year loans at 7% annual interest, while Pag-ibig offers 30-year financing at 5% annual interest. Required down payments, processing fees, monthly amortization amounts, and minimum income levels are specified for each financing option.

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64 views1 page

630 Aspen Heights Subdivision Sample Price Computation

This document provides information on house models available for purchase at Aspen Heights, including lot area, floor area, number of bedrooms/bathrooms, and package prices. It also outlines payment options and costs if purchasing through bank financing or Pag-ibig financing. Bank financing offers options for 15-year or 19-year loans at 7% annual interest, while Pag-ibig offers 30-year financing at 5% annual interest. Required down payments, processing fees, monthly amortization amounts, and minimum income levels are specified for each financing option.

Uploaded by

Michael
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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ASPEN HEIGHTS updated as of February 2017 until further notice

2storey Bungalow Bungalow SA-Bungalow DUPLEX

House Model : KASANDRA KAREENA GABRIELA CARMINA BIANCA


Lot Area (sqm) : 150 150 120 100 200
Floor Area (sqm) : 93 55 41 40 80
No. of Bedrooms / Bathroom Room : 4/3 3/2 2/1 2/1 4/2
Package Price : 4,548,008.64 3,015,798.00 2,195,591.00 1,916,976.00 4,294,026.24
TOTAL PACKAGE PRICE (inclusive of VAT) : 4,548,008.64 3,015,798.00 2,195,591.00 1,916,976.00 4,294,026.24

If thru BANK Financing:


20% Equity or DP : 909,602 603,159.60 439,118.20 383,395.20 858,805.25
Processing of Title Fee 7% exc (Carmina 5%) : 318,361 211,105.86 153,691.37 95,848.80 300,581.84
Total Equity + Processing Fee 1,227,962 814,265.46 592,809.57 479,244.00 1,159,387.08
Reservation Fee : (20,000) (20,000.00) (20,000.00) (20,000.00) (20,000.00)
Total : 1,207,962 794,265.46 572,809.57 459,244.00 1,139,387.08

Payable in 24months (maximum) : 50,332 33,094.39 23,867.07 19,135.17 47,474.46

80% Loanable Amount : 3,638,407 2,412,638.40 1,756,472.80 1,533,580.80 3,435,220.99


One Time Bank Fees 90,960 60,315.96 43,911.82 38,339.52 85,880.52
Loanable Amount payable as follows:
15 YEARS - 7% INTEREST P.A. (estimate only) : 32,703 21,685.48 15,787.67 13,784.26 30,876.74
Required Gross Monthly Income : 109,010 72,284.92 52,625.58 45,947.53 102,922.46

19 YEARS -7% INTEREST P.A. (estimate only) : 28,209 19,160.99 13,949.77 12,179.58 27,282.26
Required Gross Monthly Income : 94,028 63,869.97 46,499.24 40,598.61 90,940.88
(1 to 10yrs fixed interest, 15 to 20yrs subject to repricing, OFW max 15years)

If thru Pag-ibig Financing:


30% Equity or DP : 1,364,402.59 904,739.40 658,677.30 575,092.80 1,288,207.87
Processing of Title Fee 7% : 318,361 211,105.86 153,691.37 95,848.80 300,581.84
Total Equity + Processing Fee 1,682,763 1,115,845.26 812,368.67 670,941.60 1,588,789.71
Reservation Fee : (20,000) (20,000.00) (20,000.00) (20,000.00) (20,000.00)
Total : 1,662,763 1,095,845.26 792,368.67 650,941.60 1,568,789.71
Payable in 24months (maximum) : 69,282 45,660.22 33,015.36 27,122.57 65,366.24

70% Loanable Amount payable as follows: 3,183,606 2,111,058.60 1,536,913.70 1,341,883.20 3,005,818.37
30 YEARS - 5% INTEREST P.A. (estimate only) : 17,090 11,333 8,250 7,204 16,136
Required Gross Monthly Income : 56,968 37,775.40 27,501.62 24,011.73 53,786.28

>> PAGIBIG Interest Rate is based on a 3 year TERM, subject to repricing after 3 years…
>> Move-in requirements for bank or pagibig - full dp + LOG - letter of guarantee, for in-house - full payment

Loanable Amount may vary depending on buyer's Net Income & Pag-ibig or Bank Appraisal. SHDC does not guarantee the approval.
Reservation & Processing Fee are non-refundable… Prices are subject to change without prior notice
issuance of PDC is needed for equity (payable to Steward Home Development Corp.), HDMF Amortization
Initial Document requirements are to be submitted 7days from date of reservation. However the buyer, may be further required to submit/update other requirements.

LTS#24833 #09199991021 Patrimonio Realty & Property Corp.

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