Banking and Financial Services - Vi Sem - Bba
Banking and Financial Services - Vi Sem - Bba
Question
A cheque dated subsequent to the date of its issue is __________ .
A cheque date before the date of its issue is _____________ .
A drawer can also be a _________ .
The rate at which RBI discounts approved bill of exchange is __________ .
_________ headed the committee on Computerization in Indian banks (1988).
The Word Bank has been derived from a Latin word which means
A company who accepts demand deposit is called
The lien is _____________ .
One rupee notes bear the signature of_________ .
Small coin depot is the property of __________ .
A Banking company whose license is cancelled may appeal to the _______ .
Who controls credit in India?
RBI grants for agricultural purposes
The apex institution in agricultural finance is
Development banks are institutions which _________ .
IFCI was established in________ .
IFCI has its registered office in ________ .
National industrial development corporation Ltd, was established in______ .
LIC was set up in ________ .
ICICI was incorporated in
Negotiable instruments are defined under .
Who is primarily liable on a promissory note?
A Cheque is always payable on _________ .
A promissory note ______ .
In a promissory note the words or order are _________.
Bill of exchange can be drawn payable ________.
Until a bill of exchange is accepted, primary liability there on is that of .
A bill of exchange is drawn for a maximum period of .
Expansion of HDFC __________.
Negotiable gives to the transferee ________.
__________ is a dead cheque.
RBI refers to __________.
Name the person to whom the amount of the cheque is payable?
Which is a private bank?
The best suited deposit for trading community is ______ .
A pledge can be made in respect of ______ .
A collecting banker is given the statutory protection only when he acts as_____ .
The law of limitation applies to a saving deposit account from the date of _____ .
The most liquid asset is _____ .
According to IBA the maximum period for which fixed deposits can be obtained is ___ .
The right of set - off is nothing but a ____ .
Discounting of bills of exchange is ________.
Expansion of SWIFT is
Expansion of NEFT
Expansion of EFT ______.
RTGS system works __________ days in a year
KYC means ______ .
The first bank in India to be given an ISO certificate
The first Indian bank to open branch outside India
RTGS means .
The committee was set up to study bank computerization under
Small coin depot is the property of __________ .
In which system computers are based on the centralized processing concept?
Customer interface is maximum at the ____________level.
The head office of a bank is responsible for .
Core banking is a_________branch computerization model.
The objective of computerization in India is to
ATMs are primarily used for performing the ___________ functions.
In early 1990s, which type of ATMs makes their appearance in India?
Expansion of ECS ______ .
EFT is introduced by
How many public sector banks have EFT facility available?
How many scheduled commercial banks have EFT facility available?
How many centers have EFT facility available?
Any EFT limit on the amount of individual transaction?
____________ is a technology that allows you to access your bank account from a mobile device.
Which has been made possible by the application of information technology?
is the demographic information about customers to help banks focus on particular segments
Who recommended the RBI to establish a data warehouse on banking and finance?
The universal set of standards for EDI is known as
Which of the following is the gateway in India EDI services worldwide?
The banking operations are carried through a single banking office is
The banking operations are carried through a network of branches are called
The banking which attracts deposits and lending for only short periods is known as
Deposit banking is also called as
In India every scheduled bank has to maintain with RBI a cash balance equivalent of all the deposit liabilities cal
During 1969, how many banks were nationalized?
During 1980, how many banks were nationalized?
The ___________ acts as an agent of the RBI.
Which committee recommended the establishment of private sector banks in India?
RBI was set up in the year
___________has been constituted as a corporate body having perpetual succession and a common seal.
The Indian _____ is the market in which short term funds are borrowed and lent.
Where did bill market first developed?
The obligation of a banker to honor his customers cheque is extinguished on receipt of an order of the court, known as the
A Garnishee order is an order issued by
The deposit with the bank for a fixed period which is specified at the time of making the deposit is called
The minimum period for which a commercial bank can accept term deposit is
Interest on fixed deposits is compounded
A banker should not stop operation of the account if the customer
Floating rate of interest is the rate which is
MICR refers to
If the endorser signs his name only the endorsement is said to be
A cheque with Not negotiable crossing
Who can cancel the crossing on a cheque?
Which is not possible for the payee of a cheque?
A banker should not refuse payment of a cheque if
The acceptor for honour
The cause of dishonour of cheque much be
REPO facility means
A term loan is not secured by .
According to section 19(b.) of the banking regulation act, a bank can hold shares in a company not exceeding
For issuing a duplicate demand draft, the purchaser is required to submit?
The relationship between the hirer of a locker and banker is that
A debit card holder makes payment for purchases
Credit information report contains
Banking regulation act was passed in the year
Expansion of ICICI.
The consumer Credit Bureau covers credit availed by
The relationship between a banker and a customer is
The banker has a lien on
The banker has a statutory obligation to
The following one is not a material alteration.
The paying banker can get protection for a materially altered cheque provided
The safest form of crossing is
The biggest constraint in E-banking is
The credit card offers
The debit card offers
Mobile banking offers the following.
Merchant bankers are
Cheque is payable on
__________is an example of an auction site
A debit card is only for
The Secure Electronic Transaction protocol is used for
E-cash means.
Off-line data entry is preferable when.
M. banking means.
In Electronic cash payment .
The Secure Electronic Transaction protocol is used for .
In Electronic cash payment .
Electronic payment system is a
_________is a long term risk capital to finance high technology projects which involve risk but at same time ha
Which of the following is not a fee based financial service?
Financial service companies exclude
Nationalization of banks aimed at all of the following except
Dividends are paid________________.
Which is the first credit card facility to be recognized worldwide ?
The term Smart Money refers to
From which country the concept of Credit card originated ?
As per RBI guidelines for Credit Card operations the credit card can be issued by
Credit Cards are known as
For which card one has to made advance payment?
Who can pass the law for e banking?
what is the full form of ATM?
A debit cards/ ATM cards is a _______ digit numbers
how many numbers are in a CVV code?
Which is the first bank to introduce ATM in India?
bank does not give loan against
PAN means
Which of the following is Indian first Credit Information Company
Type Option1 Option1Mark
Answer 3
crossed cheque
preemptive cheque
banker
exchange rate
M. Venkat Ram
place, where persons can relax
manufacturing company
not used for loan
governor of Reserve Bank of India
Reserve bank of India
RBI.
SBI
short and medium term finance only
RBI
are subsidiaries of RBI
1951
Newdelhi
1956
1956
1956
Section 13 of the Negotiable instruments act, 1881.
Drawee.
the last day of the grace.
indemnity bond is also necessary.
not necessary but it is usual to insert
to bearer in presence
Drawer.
180
Housing Development Finance Co-operative
no better title
Ante dated cheque.
Rupee Bank of India
Drawee.
IOB
Fixed deposit
motor car.
a holder for value.
demanding it.
government bonds.
7
right to combine
neither clean advance nor secured advance.
Secured for world wide inter bank financial telecommunication
Nominal Electronic Fund Transfer.
European Fund Transfer
300
know your cost.
central bank of India.
south Indian bank
Real Technique Gross Settlement
Dr. C. Raja rajan
Reserve bank of India
Processing computer system
head office
bank level planning, control functions and policy decision
unified
control the manpower
banking
Branch ATM
Electronic cross systems
SEBI
28
55
13 centers
5000000
internet banking
Data bases.
Data bases.
M. Venkat Ram
ISO
MTNL
commercial banking
commercial banking
unit banking
branch banking
bank reserve ratio
16
5
IOB
Rajendran committee.
1933
IOB
closed market
FRANCE
RBI order.
court.
bank deposit
30
half yearly
changes his business premises.
fixed by the Indian banks association
Magnetic Ink Cross Recognition.
conditional endorsement
can be negotiated but the holder of the cheque will not have title better than that of the person from whom he took it.
The endorser.
To convert general crossing into special crossing
the cheque contains an apparent material alteration which is not properly authenticated by the drawer
Acts as a surety to the drawee.
insufficiency of funds in the account.
borrowing against term loans.
hypothecation of movable assets equitable mortgage
30per
Indemnity bond.
debtor and creditor
After a month.
for taking credit decisions
1949
Industrial Credit and Investment Co-operation Of India.
proprietary concerns
primarily that of a debtor and a credit
bonds left by mistake
maintain secrecy of his customers accounts
Conversion of blank endorsement into full endorsement
the alteration is immaterial.
double crossing.
training cost.
on-line recover of amount of card usage.
on-line recover of amount of card usage.
Transfer of funds from one account to another account.
credit Appraisers.
fixed future date
Facebook.
electronic card only for withdraw purpose.
electronic cash payments.
to credit money between different parties over a network.
the volume of data to be entered is small.
To perform actions on his / her webpage.
not issues coins.
electronic cash payments.
credit card payment system is used.
application.
Merchant banker
Profit management
Sole proprietorship
Provision of adequate credit for agriculture, small industry and export units
semi-annually
Master card
US Dollars
China
Mutual Fund only
Soft money
Debit card
RBI
any time money
16
3
United bank of india
lottery ticket
Permanent Account Number
SMERA
Option3Mark Option4 Option4Mark Time Diffi
Complexity
Answer 3 Mark Answer 4 Answer 4 Mark Time (in seconds)
(1 o 5)
0 account payee cheque 0 72 1
0 worth cheque 0 72 1
0 creditor 0 72 1
0 discount rate 1 72 1
0 Raj Foster 0 72 1
0 an institution for coordina 0 72 1
0 IT company 0 72 1
0 used for loan 0 72 1
0 secretary, Ministry of fin 1 72 1
0 Indian bank. 0 72 1
0 Central government 1 72 1
0 Indian bank 0 72 1
1 short, medium and long t 0 72 1
0 IDBI 0 72 1
0 provide term finance to in 0 72 1
0 1956 0 72 1
0 calcutta 0 72 1
0 1964 0 72 1
1 1964 0 72 1
0 1964 0 72 1
1 Section 14 of the compani 0 72 1
0 Endorser 0 72 1
0 the will of the paying ban 0 72 1
0 indemnity bond is not nec 0 72 1
1 necessary it is usual 0 72 1
0 to bearer not in presence. 0 72 1
1 Acceptor. 0 72 1
1 360 0 72 1
0 Housing Development Fin 0 72 1
0 better title 1 72 1
0 Pre dated cheque 0 72 1
0 Regional Bank of India 0 72 1
1 Acceptor 0 72 1
0 Indian bank 0 72 1
0 RD 0 72 1
0 book debts 0 72 1
0 a holder in due course. 1 72 1
0 operating it. 0 72 1
0 Cash 1 72 1
1 10 0 72 1
1 right to appropriate 0 72 1
1 unsecured advance 0 72 1
0 Safety for world wide int 0 72 1
0 Natural Electronic Fund T 0 72 1
0 Electric Fund Transfer 0 72 1
0 305 0 72 1
0 know your card. 0 72 1
0 Indian bank 0 72 1
0 Indian bank 0 72 1
0 Real Towards Gross Settl 0 72 1
0 Dr. C. Ramachandran 0 72 1
0 Indian bank. 0 72 1
0 Frame computer system 0 72 1
0 state office 0 72 1
1 only services to the branc 0 72 1
0 ATM 0 72 1
0 control the economy 0 72 1
1 hospitalized 0 72 1
0 Stand-alone ATMs 1 72 1
0 Electronic conversion syst 0 72 1
0 NSE 0 72 1
0 30 0 72 1
1 65 0 72 1
0 12 centers 0 72 1
0 2500000 0 72 1
0 television banking 0 72 1
0 support system 0 72 1
1 support system 0 72 1
0 Vasudevan. 1 72 1
0 BES 0 72 1
0 VSNL 1 72 1
0 universel banking 0 72 1
0 universel banking 0 72 1
0 branch banking 0 72 1
0 development banking 0 72 1
0 credit reserve ratio. 0 72 1
0 17 0 72 1
0 8 0 72 1
0 HDFC 0 72 1
0 Govindarajan committee 0 72 1
0 1932 0 72 1
0 HDFC 0 72 1
0 credit market 0 72 1
0 ITALY 0 72 1
0 debtor order 0 72 1
1 RBI 0 72 1
0 fixed deposit 1 72 1
0 60 0 72 1
0 yearly basis 0 72 1
1 becomes insane 0 72 1
0 notified by the reserve ban 0 72 1
0 Magnetic Ink Community R 0 72 1
0 restricted endorsement 0 72 1
1 is always deemed as crosse 0 72 1
0 The drawer 1 72 1
0 To make a specially cross 1 72 1
0 . the cheque bears more 1 72 1
0 Bears no liability 0 72 1
1 any material alteration 0 72 1
0 borrowing against securit 1 72 1
0 equitable mortgage. 0 72 1
1 35per 0 72 1
1 Undertaking from the pay 0 72 1
1 pledge and pledger 0 72 1
0 Immediately through his a 1 72 1
1 for underwriting the sha 0 72 1
1 1948 0 72 1
0 Industrial Credit and Insu 0 72 1
0 banks. 0 72 1
1 that of a debtor and agent 0 72 1
0 bonds given for safe. 0 72 1
0 honor customers bills 0 72 1
1 Alteration of the payees 0 72 1
0 i & ii together 1 72 1
0 a/c payee crossing. 1 72 1
0 security cost. 0 72 1
0 only amount. 0 72 1
1 only amount. 0 72 1
0 Balance enquiry 1 72 1
0 underwriters. 0 72 1
0 after sight. 0 72 1
0 Orkut 0 72 1
0 electronic card only for d 0 72 1
1 payment of small amounts 0 72 1
0 to credit cheque between 0 72 1
0 the volume of data to be 0 72 1
0 To perform actions on his 0 72 1
0 the bank cannot trace a c 1 72 1
0 payment of small amounts 0 72 1
1 RSA cryptography is used i 0 72 1
1 package 0 72 1
0 hire purchaser 0 72 1
0 Issue management 0 72 1
1 Crepitating agencies. 0 72 1
0 Encouragement of a new c 0 72 1
0 yearly. 1 72 1
0 maestro card 0 72 1
0 credit cards 1 72 1
0 USA 1 72 1
0 Bank and Non bank financ 1 72 1
0 Plastic money 1 72 1
0 credit card 0 72 1
1 Merchant association 0 72 1
0 accurate teller money 0 72 1
1 10 0 72 1
1 4 0 72 1
0 ICICI 0 72 1
1 NSC 0 72 1
0 Premium Account Number 0 72 1
0 CERSAI 0 72 1
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