Ramon Magsaysay Memorial Colleges-Marbel, Inc.
Unit 7, LV Bldg. Alunan Avenue, Koronadal City
                                                                 BANKING AND FINANCE INSTITUTIONS
I.     COURSE NUMBER                          :         Fin 5
II.    COURSE TITLE                           :          Banking and Financial Institutions
III.   CREDIT UNIT                            :          3
IV.    PRE-REQUESITE                          :          Fin 1
V.     COURSE DESCRIPTION                     :
        This course is designed to develop an understanding of financial institutions and financial market and relationship to public policies and management
        policies. Included are studies of market structure, profit strategies, relationship of commercial banks and other financial institutions, problems of asset and
        liability management, and theory of interest and asset prices.
VI. GENERAL OBJECTIVES                        :          At the end of the course, students should be able to:
           A. Cognitive
                1. Know the general concept of banking and financial institutions
                2. Find out the importance of banking service in dealing with day-to-day business activities.
                3. Understand the role of financial institutions in the economics of business.
           B. Affective
                 1. Advocate the proper banking system.
                 2. Recognize the importance of financial institutions in dealing with funds.
                 3. Appreciate the significance of financial intermediaries and financial market.
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        C. Psychomotor:
              1. Demonstrate knowledge and comprehension on banking activities.
              2. Formulate beneficial ideas for financial intermediation.
              3. Assume leadership role in banking activities profit strategies.
VII. COURSE CONTENT:
 TIME        LEARNING              SPECIFIC LEARNING                     STRATEGIES                        EXPECTED                         EVALUATION          VALUES           REFERENCES
FRAME        CONTENT                  OBJECTIVES                                                       LEARNING OUTCOME                                       INTEGRATED
        Reexamination of         Get acquainted with the             The            teacher                                                Oral Recitation   Critical thinking   SINAG Student
                                                                                                  At the end of the lesson, the
        RMMC’s VMG               schools, Vision, Mission and        encourages          the                                                                                     Handbook
                                 Goals.                              students to share their      students are expected to:
                                                                     insights on how the
  P                                                                  school’s VMG can be
                                                                     attained.                    Discuss the relevance of VMG
                                                                                                  to     existing         social   and
  R
                                                                                                  economic, political situation of
                                 Understand the parts of the
                                                                                                  Mindanao.
        An Introduction to       financial system that plays a
  E     Financial System         fundamental role in the             The teacher discusses
                                 economy.                            the parts of financial                                                Oral Recitation   Awareness           Money, Banking
                                                                                                  Explain the notions of financial
                                                                     system and encourages                                                                   Attentiveness       and       Finacial
  L                              Enumerate the five (5) core         students to share ideas      system and specify the core                                                    Markets       by:
                                 principles of moiney and            on the core principles of                                                                                   Cechetti,
                                                                                                  principles      of      money    and
                                 banking.                            money and banking.                                                                                          Stephen G.
  I                                                                                               banking.
                                 Define and give examples of
        Financial Instruments,   financial instruments.
        Financial Markets and                                        The students present         Explain         and       enumerate      Oral Recitation   Financial           Capital Market,
  M                              Define financial markets and        their     concepts      on                                                              consciousness       Institutions and
        Financial Institutions                                                                    financial instruments, financial
                                 understand its role in the          financial    instruments,                                                                                   Instruments   by
                                 financial instruments               financial markets and        markets           and        financial                                         Fabozzi      and
                                                                     financial institutions.                                                                                     Modigliani
                                                                                                  institutions.
                                 Understand        the   role   of
                                 financial institutions.
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 TIME      LEARNING              SPECIFIC LEARNING             STRATEGIES           EXPECTED LEARNING            EVALUATION          VALUES        REFERENCES
FRAME      CONTENT                  OBJECTIVES                                          OUTCOME                                    INTEGRATED
        The Economics of       Discuss the role of financial The           teacher Describe the activity    of Oral Recitation    Precise          Essentials   of
        Financial              intermediaries.               encourages students financial intermediation      Assignment         Intermediation   money, credit
        Intermediation                                       to share their ideas                                                                  and banking by:
                               Know how to companies about               financial                                                                 Miranda,
                               finance      growth      and intermediation                                                                         Gregorio
                               investment.
  P
 R
        The field of Banking   Understand the principles of The students report Grasp the concepts of bank Oral recitation        Savings          Banking:
                               banking                      to the class their types and understand its Assignment                                 Theory      and
                                                            research on banking. economic significance.                                            Practice     by:
  E
                               Enumerate the types of                                                                                              Leuterio,
                               banks       its   economic                                                                                          Mercedes
                               significance.
  L
                                                                                                                                                   Money,
                                                                                                                                                   Banking,   and
                                                                                                                                                   Financial
  I
                                                                                                                                                   Markets     by:
                                                                                                                                                   Cecchetti,
                                                                                                                                                   Stephen G.
 M
                                                                                                                Periodical Exam
                                                                                                                    (Prelim)
                                                                                                                                                           Page 3 of 6
 TIME       LEARNING            SPECIFIC LEARNING              STRATEGIES                EXPECTED             EVALUATION           VALUES           REFERENCES
FRAME       CONTENT                OBJECTIVES                                        LEARNING OUTCOME                            INTEGRATED
        Bank   Organization Enumerate the important The teacher explains             Detail the ideas in Oral Recitation       Prudence            Banking: theory
 M      and Management      considerations for setting the considerations of         setting up a bank, and Assignment         Carefulness         and Practice by:
                            up of a bank.              setting up a bank, and        identify the persons in                                       Leuterio,
                                                       specifies the persons         administrating       its                                      Mercedes
  I                         Identify    the   persons necessary             in       functions
                            involved in administrating administering       its
                            and managing the bank.     functions.
 D
        Depository          Understand the balance         The teacher shows the Analyze         the    bank Oral Recitation   Fund Control        Essential       of
  T     Institutions: Banks sheet    of      commercial    example       of   bank balance     sheet     and Quiz                                  money, credit and
        and Management      banks, the assets, use of      statement of financial explain it in the class.                                         banking        by:
                            funds,    liabilities and      position and discusses it                                                               Miranda,
  E                         sources of funds.              in the class.                                                                           Gregorio
 R                         Comprehend the deposit The students share their           Enumerate the different Oral Recitation   Saving              Money, Banking
        Commercial Banking and loan function of a insights on deposit and            deposit     and    loan Quiz              Credit Awareness    and      Financial
        Operations         commercial bank.       loan     functions   of            functions of commercial Assignment                            markets        by:
 M                                                commercial banks.                  banks.                                                        Cechetti, Stephen
                                                                                                                                                   G.
                              Know the history of the      The teacher illustrates   Describe the Philippine Oral Recitation   Right Supervision   Banking: Theory
        The        Philippine Philippine banking           the Philippine banking    banking system and the Quiz               Control             and Practice by:
        Banking System                                     system and explains the   supervision made by the                                       Leuterio,
                              Discuss the supervision of   supervision of BSP to     BSP.                                                          Mercedes
                              the BSP to the Philippine    banks.
                              Banking System.
                                                                                                                 Periodical
                                                                                                                   Exam
                                                                                                                 (Midterm)
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 TIME        LEARNING              SPECIFIC LEARNING                STRATEGIES              EXPECTED LEARNING          EVALUATION            VALUES          REFERENCES
FRAME        CONTENT                  OBJECTIVES                                                OUTCOME                                    INTEGRATED
        Philippine    Banking Discuss the country’s type The teacher talks about            Describe the country’s Oral Recitation       Futuristic         Money, credit and
        Today                 of banks.                  the country’s type of              type of banks: the Assignment                Positive outlook   banking        by:
                                                         banks and its specific             manners of creation, Quiz                                       Pagoso, C.
                              Realize the future of the powers and functions.               powers and functions,
                              Philippine banking.                                           services, and economic
                                                                                            purpose.
  F     Financial     Industry Enumerate the reason why The students research               Portray why banks are Oral Recitation        Stability          Money, Banking
        Structure              some banks are failing.   on a topic related to              failing, and explain why Research            Prosperity         and      Financial
                                                         merger              and            there is merger and Quiz                                        Market         by:
  I                            Discuss why there is bank consolidation       and            consolidation     among                                         Cechetti, Stephen
                               merger or consolidation discuss it in the class.             them.                                                           G.
                               and its effect to the
 N                             Financial system.
        Non-Bank      Financial Enumerate different types      The student research         Illustrates the importance Oral Recitation   Intermediation     Capital     Market,
 A      Institution             of     non-bank    financial   on a specific non-bank       of non-bank financial Research               Accountability     Instruments and
                                institutions and its role      financial     institution,   institution in trading of Quiz                                  Institution     by:
                                being played in funding        familiarize its funding      funds in the financial                                          Fabozzi        and
  L                             business activity.             services and explain it      system.                                                         Modigliani
                                                               in the class.
        Regulating       the Know the causes and The teacher persuades                      List down the causes and Oral Recitation     Coordination       Money        and
        Financial System     consequences of runs and students to voice out                 consequences of bank Assignment              Leadership         Capital Markets:
                             panics.                      ideas on the necessity            runs and panics, and its Quiz                                   Financial
                                                          of bank regulations and           effect to the economy.                                          institutions and
                             Discuss the regulation and supervision in dealing                                                                              instruments in a
                             supervision of the financial with bank runs and                                                                                global
                             system.                      panics.                                                      Periodical Exam                      marketplace by:
                                                                                                                            (Final)                         Rose, Peter S.
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VIII. CLASS POLICIES
       1. ATTENDANCE – three consecutive absences will require the students to secure an admission slip from the Program Director. If the students
       incurred 20% absences of the attendance for the whole term, the student will be given an NCA (no credit due to absences) even if the grade is above 75%.
       2. PUNCTUALITY – students should attend the classes on time. Three consecutive tardiness is considered a one hour absence.
       3. ACADEMIC HONESTY – cheating during examination (quizzes and periodical) means zero score.
IX. INSTRUCTIONAL MATERIALS:
       REFERENCES:
       Banking: Theory and Practice, Leuterio, Mercedes M., 2009
       Money, Banking and Financial Markets, Cechetti, Stephen G., 2010
       Capital Markets, Institutions and Instruments, Fabozzi and Modigliani, 2009
       Money, Credit and Banking, Pagoso, C., 2010
       Money and Capital Markets: Financial institutions and instruments in a global marketplace, Rose, 2006
       Essentials of Money, Credit and Banking, Miranda, Gregorio, 2006
Date of Revision: May 2011
Prepared by:                                          Validated by:                                         Approved by:
ROEL D. JUEVESA, MBA                                   RECHI O. PILIPIL, MBA                                 GERALDINE D. RODRIGUEZ, Ed. D
Instructor                                            Director, College of Business Education                      Executive Director for Academics
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