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FINANCIAL LITERACY: A Life of Freedom and Independence

This document outlines an agenda for a financial literacy event being held at SPC PL Hall on June 28th from 8:00 AM to 12:00 PM. The event will feature four topics presented by experts: money mindset and needs versus wants, personal finance, introductions to investments, and financial ethics. The goal is for participants from various San Pedro College departments to gain knowledge and expertise in managing their finances through educated decision making to achieve financial freedom and independence. Topics will cover differentiating needs from wants, creating a budget and financial plan, paying off debt, and common forms of investing and their relationship with risk.

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Juan Frivaldo
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54 views2 pages

FINANCIAL LITERACY: A Life of Freedom and Independence

This document outlines an agenda for a financial literacy event being held at SPC PL Hall on June 28th from 8:00 AM to 12:00 PM. The event will feature four topics presented by experts: money mindset and needs versus wants, personal finance, introductions to investments, and financial ethics. The goal is for participants from various San Pedro College departments to gain knowledge and expertise in managing their finances through educated decision making to achieve financial freedom and independence. Topics will cover differentiating needs from wants, creating a budget and financial plan, paying off debt, and common forms of investing and their relationship with risk.

Uploaded by

Juan Frivaldo
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd
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FINANCIAL LITERACY: A life of Freedom and Independence

June 28, 2019 8:00 – 12:00 noon


SPC PL Hall

8:00 – 8:15 Registration

8:15 – 8:30 Opening Ceremony (Dr. Rusty Bernacer)

Prayer
Lupang Hinirang
Tayo ay Dabawenyo Song
SPC Hymn

8:30 – 9:15 Topic 1: Money Mindset and Needs vs Wants (Dr. Julienne Inguillo)

9:15 – 10:00 Topic 2: Personal Finance (Dr. Shela Marie Virtudazo)

10:00 – 10:45 Topic 3: Introduction to Investments (Roberto Marko Samson – First


Metro Investments, Business Dev. Section Head, Mindanao)

10:45 – 11:30 Topic 4: Financial Ethics (Aleli Saavedra)

11:30 -11:50 Open Forum

11:50 – 12:00 Closing remarks (Dr. June Prieto)

Participants:
ALUMNI Alumni Office
AS/ ABM Arts & Science/ Accountancy, Business & Management
CEES Community Engagement & Extension Services
ETHICS Ethics Office
FINANCE Finance Department
GCTC Guidance, Counseling & Testing Center
GSO General Services Office
HRD Human Resource Department
IT IT Center
LIB Library Department
OSA Office of Student Affairs
PQA Planning & Quality Assurance
PRES President’s Office
RPO Research & Publication Office
SCI LAB Science Laboratory
SHS Senior High School
SPCHC San Pedro College Health Center
SPICE San Pedro College Spirituality Center
Money plays an integral role in our lives, impacting nearly every situation we face. From
birth to employment to the legacy we leave, money is a factor; sometimes silent and
sometimes stated, but always present. Given that, we expect ourselves to be literate in
how to manage money. Unfortunately, statistics show us that’s not the case.

Many of us aren’t financially literate because we have never been taught how to
manage our money. So today, we have teachers and advisors who will share to us their
expertise and experience for us to make educated decisions to better manage our
financials.

Set a goal
Establish your plan

Financial literacy comes down to making educated decisions which is why a plan is so
essential to avoid a great misfortune. Becoming financially literate is empowering. Think
of it as removing the training wheels from a bike. It may feel scary at first, but once
mastered, the balance is freeing. That freedom provides peace of mind and
confidence that whichever road you’re traveling on will take you to your desired
destination.

Topic 1: Money Mindset and Needs vs Wants


Differentiating between the two will help you reduce your spending and increase
your savings, making you one step closer to financial independence
A need is something you have to have; it is required as a mean of subsistence.
A want on the other hand, is something you would like to have. It is a nice to
have but it is not needed.
“Why Can’t We Ever Get Everything We Need and Want?”
- Invest, save money, and reach your financial goals to balance needs and
wants to live well, but frugally, and find joy and contentment in life

Topic 2: Personal Finance


Personal finance is the process of planning and managing personal financial
activities such as income generation, spending, saving, investing, and protection.
The process of managing one’s personal finances can be summarized in
a budget or financial plan.
Key to successful managing personal finances:
- Identify financial goals – short term and long term
- Make a financial plan
- Make a budget and stick to it
- Pay off debt
- Ask for financial advice

Topic 3: Introduction to Investments


Investing relates to the purchase of assets that are expected to generate a rate of
return, with the hope that over time the individual will receive back more money
than they originally invested. Investing carries risk, and not all assets actually end
up producing a positive rate of return. This is where we see the relationship
between risk and return. Common forms of investing include:
- Stocks
- Bonds (fixed-income securities)
- Mutual funds (investments in stocks, bonds, or other securities)
- Real estate (land, improvements and rights)
- Private companies
- Commodities
- Art
Topic 4: Financial Ethics

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