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ve you the subscriber # , DO NOT outright say ' Give me the pw now'
. Say something like - ' Yeh there should be 3 letters or numbers at the end' it is very important , and would help me out greatly. Sometimes they will give you 4 #'s or 2 #'s. This is wrong. They are looking at something different. Experiment with new lins. Get practice and keep a loop or two handy incase they want to call you back.
USING THE SYSTEM
----------------
You are logged on.
The screen is cleared. You have a PW. GET A PHONE BOOK (WHITE PAGES) of a nice rich town. Dont bother with beverly hills, my and my friends combed that book with a fine comb. Find a town in your state known for its large % of doctors and lawyers.
There are a lot of differnt preambles you can use. A few good ones to use are:
TNJ1, BFL2 and others.
this is what you type:
(THIS SUBSCRIBER # AND PASSWORD ARE FICTIONAL)
BFL2 RTS 2359690RH2 smith john ...,123 h 07078 [HIT CTRL-S]
Lets break this line down a little:
BFL2 = PREAMBLE RTS = R.T. are the initials , supposedly yours. 2359690RH2 - is the Subscriber # with a Password Smith - someone's last name John - someone's first name ..., - Ok, now if the man has a middle name simply put the FIRST letter of the middle name instead of the first dot (ex. smith john r..,) The second dot is his wife's first letter of first name. The third dot is eather J for Junior, S for Senior , 2 for Second, or 3 for third (like John Smith III). IF YOU DONT KNOW ANY OF THE THREE SIMPLY you can put a comma right after john. (ex. Smith John,123 h 07078)
Examples:
Name: (Bill Thomas Rett III) on 123 Apple Street zip:07078
Type on TRW: Rett Bill T.3,123 A 07078
Name: (George Williams Junior / Wife: Ellen) on 123 Apple St
Type on TRW: Williams George .EJ,123 a 07078
Name: (Alfred Phillips) on 123 Apple St. zip:07078
Type on TRW: Phillips Alfred,123 a 07078
It is really not necissary to do this but the more information
you give to the system the more accounts it will usually show.
123 h 07078 - 123 is the house #, H is the first letter of street and 07078 is the zip code. Ok now if he lives in an apartment that doesnt matter. If his street is WEST HARRISON AVE use the H and not the W. Never use the compass directions for the first letter of street. If he lives on Third Ave, Use the # 3 and not letter T for THREE. ex: 231 Twenty Fourth Ave Apt.12 use: ,231 2 07078 If he uses a P.O. Box as an address use the following ex:
address: John Smith , P.O. Box 231 , Zipcode 12122
In TRW : Simth John,231 # 12122
I usually dont bother to type differnt Zip Codes for same town. For example if you are pulling the Melbourne FL phone book, just use the MELBOURNE ZIP CODE, There are a total of maybe 25 different zipcodes included in the phone book but TRW does cross referencing. So if The guy lives in Satellite Beach (zip 32927) and you use Melbourne zip (32901), he will still be most likely pulled up. Use Macros when pulling it will save you tonns of time.
TRW ERROR CODES
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MAKE dure your buffer is always open because things flash on your screen at huge speed and then the screen clears, so you will have no idea what error occured.
There are tons of error messages. Most of them tell you that you are not entering the information in the way that is recognized by the system. Check what you are writing against this file and try again. Later I will include samples of actual reports. If you get a message saying something like :invalid password, call your representative then I guess its time to find a new subscriber # and passoword. If on the other hand the system says INVALID SUBSCRIBER NUMBER, you are simply using a wrong PREAMBLE. Find the correct preable for the area where the PW originated from and you will be fine. If you try to access a person not in the record you will get :
PAGE 1 DATE 10-05-91 TIME 8:43:30 PCD05 V602 BFL2
*********** NO RECORD FOUND ***********
END -- CREDIT DATA SERVICES
or something like that..
--------------------------UNDERSTANDING THE REPORT----------------------------
I will include a sample report with key info changed and will discuss it.
here is what a crdit report looks like things with () around them are my notes : BFL2 rts 1111111xx1 smith richard,1201 f 32901 (CTRL-S)
(SCREEN CLEARS)
PAGE 1 DATE 10-05-91 TIME 8:45:54 PCD05 V202 BFL2
------*ATTN* FILE VARIATION: ZIP IS 32937/OTHER FILE IDENT: SS# IS 221242106,
MID INIT IS L RICHARD L SMITH SSN: 221-24-2106 (SOCIAL SEC #) 1201 FIRMGO DR SATELLITE BCH FL 32937 RPTD: 6-89 (* = NOT DEFINITE SUM OR FIGURE)
PROFILE SUMMARY: PUBLIC RECORDS-------0 PAST DUE AMT--------$0 INQUIRIES----4 SATIS ACCTS--10 INSTALL BAL----$10,128 SCH/EST PAY-------$293* INQS/6 MON---3 NOW DEL/DRG---1 R ESTATE BAL---$53,374 R ESTATE PAY------$480 TRADELINES--11 WAS DEL/DRG---0 REVOLVNG BAL------$983 REVOLVNG AVAIL-----90%* PAID ACCTS---0 OLD TRADE--5-87
SUBSCRIBER DATE OPN AMT/TYPE ACCT STATUS
ACCOUNT # BAL DATE BALANCE STATUS DATE PYMT HISTORY SUBSCR # TYPE TERMS ECOA LAST PAY MONTH PAY $PASTDUE IN PRIOR MOS
------*ATTN* FILE VARIATION: ZIP IS 32937/OTHER FILE IDENT: SS# IS 221242106,
YOB IS 1957,MID INIT IS L,SPOUSE INIT IS E RICHARD L SMITH SSN: 221-24-2106 EMPL: XENO ART INC 1201 FIRMGO DR YOB: 1957 RPTD: 12-87 SATELLITEBEACH FL 32937 SPOUSE: E RPTD: 2-90
INQUIRIES: COMMUNITY EDUCATORS CU 4-09-91 1700194 BARNETT BK 4-07-91 1190644 BONIFACE CHRYSLER DODGE 4-05-91 1961260 MONOGRAM CR CD BK OF GA 9-05-90 1230374
END -- CREDIT DATA SERVICES
When the file says -----*ATTN* FILE VARIATION. it simply adds all the info that is in the computer to the info you gave and give you the complete report
Next is Profile Summary is hard to understand and for those of you that plan just to rape the cards or attempt to get plastic there is no need to know it. For others I will briefely go into it:
PUBLIC RECORDS --- # of records that involve court cases (usually 0). INSTALL BAL --- AMOUNT $$ still owed to cred card companies R ESTATE BAL --- BALANCE OWNED ON REAL ESTATE GUY HAS REVOLVNG BAL --- MONTHLY BALANCE THAT HAS TO BE PAYED THAT MONTH PAST DUE AMT --- AMOUNT FROM PREVIOUS MONTHS STILL DUE SCH/EST PAY --- NOT TOO SURE , SOMETHING WITH ESTIMATED PAY R ESTATE PAY --- WHAT HE PAYS A MONTH FOR HIS REALESTATE REVOLVING AVAIL--- THIS SAIS THE % of money that is available to be spend if it is at 100% then he never usues his cards. If it is like 20% then he has huge balances due. INQUIRIES --- # OF OTHER COMPANIES THAT LOOKED AT THE PERSON'S REPORT INQS/6 MON --- # OF OTHER COMPANIES THAT LOOKED AT REPORT IN LAST 6 MONTHS TRADELINES --- NOT SURE PAID ACCTS --- # OF ACCOUNTS THAT ARE FULLY PAID UP/CANT BE CRED CARDS THIS APPLIES TO LOANS/MORGAGES. STATIS ACCTS --- # OF ACCOUNTS THAT THE PERSON HAS LISTED. NOW DEL/DRG --- # OF ACCOUNTS THAT ARE DELINQUENT NOW.(VERY BAD FOR CREDIT) WAS DEL/DRG --- # OF ACCOUNTS THAT WERE DELINQUENT IN THE PAST. OLD TRADE --- DATE. UNKNOWN
I will take one account and try to explain all of the things . Usually every account follows the same pattern. Most of the account numbers are not complete and only a few credit cards actually list the whole card numbe. Those cards are: Manufacturers Hanover, First USA, Sun Bank, Mellon Bank, First Virginia, Chase. The banks that dont list last 4 digits are : Citibank, Universal Bank, Discover Card. There are hundreds more on each list but these are the most common. Remember, an account is only a credit card if you see CRC under TYPE. If you see CHG or C/C it is a Charge Card (ex. Sears, JC Penny, Sax). A (*) next to any account signifies that the information is not exact.
(A) - Name of the company who reported this information to TRW and to whom this account belongs. In this instance this account belongs to Discover Card. Each month they send an update to TRW of all their members.
(B) - The date the person opened this account. In this instance it was opened on October of 1988.
(C) - This is the Total Credit Line/Limit of the Account. The person has 700$ total Credit Line. (D) - This is the account #. Discover Card doesn't show whole accounts unless you use a special PW which i think could only be used localy (inside TRW building).
(E) - Last date Discover card (in this instance) send updates to TRW about the account.
(F) - Balance owed on the account total. If you subtract (F) from (C) you will get the available credit to spend , which in this case is 657$.
(G) - Month and Date that this report was pulled up by you.(me in this case)
(H) - The subscriber number of Discover Card in this case. All you need is the PASSWORD and you could use their TRW account.
(I) - In this case it is CRC which is a Credit card, It could be one of 20
or more different 3 letter things. I will list a few common ones : CHG= CHARGE CARD, CRC= CREDIT CARD , AUT= AUTOMOBILE LOAN, UNK= UNKNOWN , R/F= HOME MORTGAGE , C/C= SMALL CHARGE ACCOUNT THERE ARE MANY OTHERS BUT THESE ARE THE ONES WHICH HAVE REAL RELEVANCE.
(J) - REV usually stands that the account is still open.
(K) - Number of people that are using this account. In this case there are two people so it is probably the guy and his wife.
(L) - Date when the guy payed for his bill last. Sometimes there is also a number which represents the $ figure of his last month's bill.
(M) - THE 'CNNNCCCNNNCC' shows month by month if the guy was CURRENT OR LATE WITH HIS PAYMENTS. All this means that if he was on time or one day late. If you see DELQ 30 , or DELQ 60 there, that would mean he hasnt payed for a month or more. And that will ruin a person's credit
All credit/charge cards follow the same pattern. The only difference in a loan or morgage account is that you will see tens of thousands or hundreds of thousands. Always keep in mind that a Visa or Mastercard MUST start with a 4 or a 5 respectively and have eather 13 or 16 digits depending on bank. If you see 17 digits or 14 , even if it is labeld as CITIBANK and starts with a 4 or a 5 , it is not a credit card but a checking account. If the account is cut the 16 digit account will show only 12 digits and the 13 digit one will show only 9.
The next part explains more about FILE VARIATION:
------*ATTN* FILE VARIATION: ZIP IS 32937/OTHER FILE IDENT: SS# IS 211111564,
YOB IS 1957,MID INIT IS L,SPOUSE INIT IS E RICHARD L HITLAN SSN: 211-11-1564 EMPL: XENO ART INC 1120 FLAMER DR YOB: 1957 RPTD: 12-87 SATELLITEBEACH FL 32937 SPOUSE: E RPTD: 2-90
Use the ZIP CODE that is printed here instead of the one you put because this is the correct zip code. SPOUSE is of course his wive. SS is the Social Security Number. YOB is Year Of Birth. EMPL is Employer and below is reported date when he started working there. Last are the:
INQUIRIES: COMMUNITY EDUCATORS CU 4-09-91 1700194 BARNETT BK 4-07-91 1190644 BONIFACE CHRYSLER DODGE 4-05-91 1961260 MONOGRAM CR CD BK OF GA 9-05-90 1230374
Those are the Names of companies that recieved a copy of the report that was listed before. As soon as I pulled this guy's report the subscriber name and number I was using was added to this list. The company name and the subscriber number should be saved and used later in trying to get more PASSWORDS.
POINT OF USING TRW FOR 'ILLEGAL' PURPOSES
-----------------------------------------
Well you could figure that one out yourself. The possibilities are infinite. You could just do the dumb thing of taking all the credit card #'s and using them for mail order like any old 14 year old kid next door who got them out of a garbage dumbster . Instead you should use your head and think of bigger things out there. (HINT) $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$
------------------------------------------------------------------------------- FUTURE UPDATES TO THE FILE WILL BE MADE. PLEASE LEAVE ME MAIL ON EITHER RIPCO - 312-528-5020 OR SOME OTHER CDC BOARDS NIHILISM - XXX-XXX-XXXX ------------------------------------------------------------------------------ PLEASE SPREAD THIS FILE WISELY! USE THE KNOWLEDGE WISELY! DESTROY AND CONQUER WISELY! ONLY THE SURVIVORS WILL BE LEFT AT THE END, AND THEY WILL BE WISE! REMEMBER ONE FINAL THING. THERE ARE ONLY LAWS THAT YOU SET UP FOR YOURSELF. DONT LET SOCIETY RULE YOUR LIFE!! MAY THE FUTURE MASTER PLAN WORK!
THERE IS ONLY ONE LAW IN THE UNIVERSE : THERE IS NO LAW! (C-1)
WRITTEN IN DECEMBER OF 1991 BY EVIL PRIEST WITH ASSISTANCE OF CITIZEN-ONE
