INSURANCE LAW

I. CONSTRUCTION OF INSURANCE CONTRACT

1. Virginia Calanoc vs. CA and the Phil. American Life Insurance Co., 16 December 1955 G.R. No. L- 8151

2. Emilia T. Biagtan, et al. vs. The Insular Life Assurance Company, Ltd., G.R. No. L-25579, 29 March 1972

3. Finman General Assurance Corporation vs. CA and Julia Surposa, G.R. No. 100970, 02 September 1992

4. Zenith Insurance Corporation vs. Court of Appeals and Lawrence Fernandez, G.R. No. 85296, 14 May 1990

5. Sun Insurance Office, Ltd. vs. The Hon. Court of Appeals and Nerissa Lim, G.R. No. 92383, 17 July 1992

6. Jewel Villacorta vs. The Insurance Commission and Empire Insurance Company, G.R. No. L-54171, 28 October 1980

7. Vda. De Maglana, et al. Vs. Francisco Z. Consolacion and Afisco Insurance Corp., G.R. No. 60506, 06 August 1992

8. Perla Compania de Seguros, Inc. vs. Court of Appeals, et al., G.R. No. 96452 May 7, 1992

9. Armando Geagonia vs. CA and Country Bankers Insurance Corporation, G.R. No. 114427, 06 February 1995

10. Fortune Insurance and Surety Co., inc. Vs. CA and Producers Bank of the Phil., G.R. No. 115278, 23 May 1985

11. Regina L. Edillon vs. Manila Bankers Life Insurance Corporation, G.R. No. L-34200, 30 September 1982

12. Perla Compania de Seguros, Inc. vs. CA and Milagros Cayas, G.R. No. 78860, 28 May 1990

13. Mapalad Aisporna vs..The Court of Appeals and People of the Philippines, G.R. No. L-39419, 12 April 1982

14. White Gold Marine Services, Inc. vs. Pioneer Insurance and Surety Corporation and Steamship Mutual
Underwriting Association (Bermuda) Ltd., G.R. No. 154514, 28 July 2005

15. Republic of the Philippines vs. Sunlife Assurance Company of Canada, G.R. No. 158085, 14 October 2005

16. Philam Care Health Systems, Inc. vs. Court of Appeals, G.R. No. 125678, 18 March 2002

17. Commissioner of Internal Revenue vs. Lincoln Philippine Life Insurance Company, G.R. No. 119176, 19
March 2001

18. Republic of the Philippines vs. Del Monte Motors, Inc., G.R. No. 156956, 09 October 2006

II. PERFECTION OF INSURANCE CONTRACT

19. Rafael Enriquez vs. Sun Life Assurance Co. of Canada, G.R. No. L-15895, 29 November 1920

20. Great Pacific Life Insurance Co. vs. Court of Appeals, G.R. No. L-31845, 30 April 1979
21. Development Bank of the Philippines vs. Court of Appeals & the Estate of the late Juan B. Dans, G.R.
No. L-109937, 21 March 1994

22. Philamcare Health Systems, Inc. vs. Court of Appeals, et al., G.R. No. 125678, 18 March 2002

23. Gulf Resorts, Inc. vs. Phil. Charter Insurance Corporation, G.R. No. 156167, 16 March 2005

III. SUBROGATION

19. Malayan Insurance Co., Inc. vs. Court of Appeals, G.R. No. L-36413, 26 September 1988

20. Manila Mahogany Manufacturing Corporation vs. Court of Appeals & Zenith Insurance Corp.,

G.R. No. L-52756, 12 October 1987

26. Pan Malayan Insurance Corporation vs. Court of Appeals, Erlinda Fabie & her Unknown Driver, G.R. No.
81026, 03 April 1990

27. Cebu Shipyard and Engineering Works, Inc. vs. William Lines, Inc. & Prudential Guarantee and Assurance
Company, Inc. G.R. No. 132607, 05 May 1999

28. Delsan Transport Lines, Inc. vs. Court of Appeals, et al., G.R. No. 127897, 15 November 2001

29. Federal Express Corporation vs. American Home Assurance Company, et al., 18 August 2004

30. Aboitiz Shipping Corporation vs. Insurance Company of North America, G.R. No. 168402, 06 August 2008

IV. INSURABLE INTEREST

31. Sps. Nilo Cha and Stella Uy Cha and United Insurance Co., Inc. vs .Court of Appeals and CKS
Development COrporation, G.R. No. 124520, 18 August 1997

32. Great Pacific Life Insurance Corporation vs. Court of Appeals and Medarda V. Leuterio, G.R. No. 113899,
13 October 1999

33. Harvardian Colleges of San Fernando Pampanga, Inc. vs. Country Bankers Insurance Corporation., CA 1
SCRA 1 (1986)

34. Ang Ka Yu vs. Phoenix Insurance Co., Ltd. 1 SCRA 704 (1961)

35. Gaisano Cagayan, Inc. vs. Insurance Company of North America, 490 SCRA 289 (2006)

36. Eternal Gardens Memorial Park Corporation vs. The Philippine American Life Insurance Company, G.R.
No. 166245, 08 June 2006

V. BURDEN OF PROOF
37. DBP Pool Accredited Insurance Company vs. Radio Mindanao Network, Inc., 480 SCRA 314 (2016)

VI. CONCEALMENT AND REPRESENTATION

38. Insular Life Assurance Co. vs. Seafin D. Feliciano, G.R. No. L-47593, 13 September 1941

39. Insular Life Assurance Co. vs. Seafin D. Feliciano, G.R. No. L-47593, 29 December 1943

40. Sunlife Assurance Co. of Canada vs. Court of Appeals, 245 SCRA 268 (1995)

41. Thelma vda. de Canilang vs. Court of Appeals, 223 SCRA 443 (1993)

VII. BREACH OF WARRANTY

42. Prudential Guarantee and Assurance, Inc. vs. Trans-Asia Shipping Lines, Inc., 491 SCRA 411 (2006)

VIII. PERSONS ENTITLED TO RECOVER UNDER THE POLICY

43. Bonifacio Bros. vs. Mora, 20 SCRA 261

44. First Integrated Bonding & Insurance Co. vs. Hernando 199SCRA 796 (1991)

45. Sherman Shaper vs. Hon. Judge RTC Olongapo City, 167 SCRA 368

IX. INCONTESTABILITY CLAUSE

46. Emilio Tan vs. Court of Appeals, G.R. No. 48049, 29 June 1989

X. LIABILITY UNDER AN OPEN POLICY

47. Development Insurance Corp. vs. Intermediate Appellate Court, 143 SCRA 62

XI. PRESCRIPTION OF ACTION

48. Sun Insurance Office Ltd. vs. Court of Appeals, 195 SCRA 139 (1992)

49. Jacqueline Jimenez vda. de Gabriel vs. Court of Appeals 264 SCRA 137 (1995)

XII. PREMIUM PAYMENTS

48. Malayan Insurance Co., Inc. vs. Gregorio Cruz Arnaldo, 154 SCRA 672

49. Makati Tuscany Condominium Corporation vs. Court of Appeals, 215 SCRA 462 (1992)

52. South Sea Surety Insurance Co., Inc. vs. Court of Appeals 244 SCRA 744 (1995)

53. Sps. Antonio Tibay and Violeta Tibay, et al. vs. Court of Appeals, 257 SCRA 126 (1996)
54. UCPB General Insurance Co. Inc. vs. Masagana Telemart Inc., 356 SCRA 307 (2001)

55. American Home Assurance Co. vs. Antonio Chua, 309 SCRA 250 (1999)

56. Paulin vs, Insular Life Assurance, Co. Ltd., 47 OG 3012 (1949)

XIII. DOUBLE INSURANCE

57. Pioneer Insurance & Surety Corp. vs. Olivia Yap, 61 SCRA 426

58. Union Manufacturing Co., Inc. et al. vs. Philippine Guaranty Co. Inc., G.R. No. L-27932, 30 October
1972

59. Republic Bank vs. Phil. Guaranty Co., Inc., 47 SCRA 271

XIV. MARINE INSURANCE

57. Oriental Assurance Corp. vs. Court of Appeals, 200 SCRA 459 (1991)

58. Roque vs. Intermediate Appellate Court 139 SCRA 597

59. Filipinas Merchants Insurance vs. Court of Appeals, 179 SCRA 638

60. Choa Tiek Seng vs. Court of Appeals, 18 SCRA 223

61. Delsan Transport Lines, Inc. vs. Court of Appeals, 369 SCRA 24

XV. LIFE INSURANCE

57. Del Val vs. Del Val, 29 Phil 535

58. Bank of the Philippine Islands vs. Posadas, 56 Phil 215

59. Insular Life Assurance Co., Ltd. vs. Carponia T. Ebrado and Pascuala Vda. de Ebrado, G.R. No. L-

44059

XVI. CASH SURRENDER VALUE

68. Manufacturers Life Insurance Co., vs. Bibiano L. Meer, 89 Phil 351 (1981)

XVII. SURETYSHIP

69. Development Bank of the Philippines vs. Court of the Appeals, 231 SCRA 370 (1994)

70. Philippine Pryce Assurance Corp. vs. Court of Appeals 230 SCRA 164

XVIII.CLAIMS OF SETTLEMENT
71. Tio Khe Chio vs. Court of Appeals, 361 SCRA 514 (2001)

72. Finman Assurance Corporation vs. Court of Appeals, 361 SCRA 514 (2001)

73. Country Bankers Insurance Corporation vs. Lianga Bay and Community Multi-purpose Cooperative, 374
SCRA 653 (2002)

XIX. COMPULSORY MOTOR VEHICLE LIABILITY INSURANCE

74. Perla Compania de Seguro, Inc. vs. Hon. Constante Ancheta, 164 SCRA 144

75. First Quezon City Insurance Co. vs. Court of Appeals, 218 SCRA 525 (1993)

76. Perla Companio de Seguro, Inc. vs. Ramolete, 2013 SCRA 487 (1991)

77. Government Service Insurance System vs. Court of Appeals, 308 SCRA 559, 21 June 1999

XX. JURISDICTION OF THE INSURANCE COMMISSION

78. Philippine American Insurance Co. vs. Ansaldo, 234 SCRA 509 (1994)

XXI. COURT INTERFERENCE

79. Insular Life Assurance Company, Ltd. vs. Manuel M. Serrano, G.R. No. 163255, 22 June 2007