2016

YOUR TAX INFORMATION STATEMENT

As of 02/08/2017
Mailed by 02/15/2017
Recipient's Name and Address: Your Account Executive:
MICHAEL WILKERSON
WRIGHT-PATT CREDIT UNION
(937) 912-7351
ID: WB1
JULIE A SIMS
362 TIMRICK PLACE
MONROE OH 45050-1421

Account Holder Information:

Account Number : 4Y4-289833

General Information:
The following information may be included in this tax statement based on the investments and activity in your account.
Reportable Information: IRS Forms 1099-B, 1099-DIV, 1099-INT, 1099-MISC, 1099-OID
Non-Reportable Information: Non-reportable Information may be provided based on the activity within your account. This additional information is
provided to assist you with your tax preparation but it is not reported to the IRS.

Mail Dates: You and members of your household may receive tax statements at different times based on the activity and/or holdings within your account. If
final tax information is pending from an issuer or pending processing when tax statements are prepared, impacted tax statements will be held until the
information is complete. Tax statement mailings are scheduled to occur in four phases this year: January 31, February 15, February 28 and March 15.

Methods of Delivery: We offer two ways to receive your tax statement:

e-Delivery: The IRS allows for the electronic delivery of 1099 forms, and Pershing offers electronic delivery of this Tax Information Statement. If you would
like to receive electronic delivery, please speak with your investment professional for more information.
Physical Mail: There are two dates on this document: The "As of " date is when the form was generated and the date through which all activity in this
account was processed. The "Mailed by" date is the date by which this document was mailed to you.

This Tax Information May Be Revised: You may receive a corrected tax statement. Some issuers provide new information about their securities after we
prepare and mail your tax statement. If your tax information needs to be updated, we may be required by the IRS to send you a corrected 1099. Please plan
your tax preparation accordingly.

For more information, please see the Tax Guide at mytaxhandbook.com.

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 Recipient's Name and Address: Account Number: 4Y4-289833 2016
JULIE A SIMS Recipient's Identification
YOUR TAX INFORMATION STATEMENT
362 TIMRICK PLACE Number: ***-**-3380 As of 02/08/2017
Mailed by 02/15/2017

Payer Information: PERSHING LLC Federal Identification Number: 13-2741729

This is important tax information and is being furnished to the Internal Revenue Service (except as indicated). If you are required to file a return, a negligence
penalty or other sanction may be imposed on you if this income is taxable and the IRS determines that it has not been reported.

Summary of Form 1099-B 2016 1099-DIV Dividends and Distributions OMB No. 1545-0110
Details are reported to the IRS. Refer to the 1099-B section of this statement for those details. Box Amount
Amount 1a Total Ordinary Dividends ........................................................................................... 720.80
Gross Proceeds (Covered and Noncovered Transactions) ............................................... 7,100.00 1b Qualified Dividends .................................................................................................... 288.14
Cost or Other Basis (Covered Transactions Only) ............................................................ 7,706.23 2a Total Capital Gain Distributions ............................................................................... 0.00
Federal Tax Withheld - Proceeds ................................................................. 0.00 2b Unrecaptured Section 1250 Gain ............................................................................ 0.00
State Tax Withheld - Proceeds ................................................................................................. 0.00 2c Section 1202 Gain ....................................................................................................... 0.00
2d Collectibles (28%) Gain ............................................................................................. 0.00
Regulated Futures and Foreign Currency Forward Contracts: 3 Nondividend Distributions ........................................................................................ 0.00
Profit or (Loss) Realized in 2016 ............................................................................................ 0.00 Federal Income Tax Withheld .......................................................... 0.00
4
Unrealized Profit or (Loss) on Open Contracts - 12/31/2015 ........................................ 0.00 5 Investment Expenses .................................................................................................. 0.00
Unrealized Profit or (Loss) on Open Contracts - 12/31/2016 ........................................ 0.00 6 Foreign Tax Paid ........................................................................................................... 0.00
Aggregate Profit or (Loss) ........................................................................................................ 0.00 8 Cash Liquidation Distributions .................................................................................. 0.00
Fed. Tax Withheld - Reg. Futures and Foreign Curr. Forward Contracts ... 0.00 9 Noncash Liquidation Distributions .......................................................................... 0.00
State Tax Withheld - Reg. Futures and Foreign Curr. Forward Contracts ..................... 0.00
10 Exempt Interest Dividends ........................................................................................ 0.00
11 Specified Private Activity Bond Interest Dividends ............................................. 0.00
2016 1099-INT Interest Income OMB No. 1545-0112 12/13/14 State /State ID# /State Tax Withheld ................................
Box Amount FATCA Filing Requirement .........................................................................................
1 Interest Income ......................................................................................................... 0.00
3 Interest on U.S. Savings Bonds & Treasury Obligations .................................. 0.00
4 Federal Income Tax Withheld ........................................................ 0.00 Summary of Form 1099-OID
5 Investment Expenses ............................................................................................... 0.00
Details are reported to the IRS. Refer to the 1099-OID section of this statement for those details.
6 Foreign Tax Paid ........................................................................................................ 0.00
Amount
8 Tax-Exempt Interest ................................................................................................. 0.00
9 Specified Private Activity Bond Interest ............................................................... 0.00 Original Issue Discount (Non-U.S. Treasury Obligations) ............................................. 0.00
10 Market Discount (Covered Transactions Only) ................................................. 0.00 Other Periodic Interest ........................................................................................................... 0.00
11 Bond Premium (Covered Transactions Only) ................................................... 0.00 Market Discount (Covered Transactions Only) ................................................................ 0.00
12 Bond Premium on Treasury Obligations (Covered Transactions Only) .... 0.00 Acquisition Premium (Covered Transactions Only)......................................................... 0.00
Bond Premium on Tax-Exempt Bond (Covered Transactions Only) ........... Original Issue Discount on U.S. Treasury Obligations .................................................... 0.00
13 0.00
Investment Expenses .............................................................................................................. 0.00
14 Tax-Exempt and Tax Credit Bond CUSIP Number ............................................ Various Bond Premium (Covered Transactions Only) .................................................................. 0.00
15 /16 /17 State /State ID# /State Tax Withheld .............................. Federal Income Tax Withheld ................................................................... 0.00
FATCA Filing Requirement .................................................................................... State Tax Withheld ...............................................................................................................

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 Recipient's Name and Address: Account Number: 4Y4-289833 2016
JULIE A SIMS Recipient's Identification
YOUR TAX INFORMATION STATEMENT
362 TIMRICK PLACE Number: ***-**-3380 As of 02/08/2017
Mailed by 02/15/2017

2016 Form 1099-B Proceeds From Broker and Barter Exchange Transactions OMB No. 1545-0715
(For individuals, report details on Form 8949)

This is important tax information and is being furnished to the Internal Revenue Service (except as indicated). If you are required to file a return, a negligence
penalty or other sanction may be imposed on you if this income is taxable and the IRS determines that it has not been reported.
Date Date Sold or Cost or D=Market Discount (1f)
Disposition Quantity Acquired Disposed Proceeds Other Basis O=Option Premium
Transaction Disposition Method (Box 1a) (Box 1b) (Box 1c) (Box 1d) (Box 1e) W=Wash Sale Loss (1g)
Long-Term Transactions for Which Basis Is Reported to the IRS - Report on Form 8949, Part II, with Box D checked.
Covered (Box 3)
Description (Box 1a): FRANKLIN INCOME FUND CLASS C CUSIP: 353496805
SELL FIRST IN FIRST OUT 471.831 11/12/2013 04/08/2016 1,000.00 1,137.29 18.17 W

SELL FIRST IN FIRST OUT 456.818 11/12/2013 04/21/2016 1,000.00 1,101.10

SELL FIRST IN FIRST OUT 233.796 11/12/2013 05/20/2016 500.00 563.54 7.48 W

SELL FIRST IN FIRST OUT 463.134 11/12/2013 06/14/2016 1,000.00 1,116.33 6.38 W

SELL FIRST IN FIRST OUT 310.573 11/12/2013 07/21/2016 700.00 748.60 3.72 W

SELL FIRST IN FIRST OUT 400.442 11/12/2013 09/21/2016 900.00 965.21 7.50 W

SELL FIRST IN FIRST OUT 860.515 11/12/2013 12/09/2016 2,000.00 2,074.16 3.51 W

SECURITY TOTAL 7,100.00 7,706.23 46.76 W

Long-Term Covered Total 7,100.00 7,706.23 46.76 W
Covered Total 7,100.00 7,706.23 46.76 W
Total 7,100.00 7,706.23 46.76 W

IRS FORM 1099-BPROCEEDS FROM BROKER AND BARTER EXCHANGE TRANSACTIONS:

The amounts in this section of your Tax Information Statement reflect proceeds from securities transactions such as sales, redemptions, tender offers, return of principal distributions, covered options, the option premium portion of reverse convertibles and bond maturities.
Short-term and long-term transactions are segregated in your 1099-B form in a format comparable to IRS Form 8949, for dispositions of covered and noncovered securities. Since your financial organization subscribes to our premium Tax and Year-End Statement, the date of
acquisition, cost or other basis, type of gain or loss (short-term or long-term), whether any loss is disallowed due to a wash sale and market discount for both covered and noncovered securities transactions will be displayed when available. This cost basis information is not
reported to the IRS for noncovered transactions.

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 Recipient's Name and Address: Account Number: 4Y4-289833 2016
JULIE A SIMS Recipient's Identification
YOUR TAX INFORMATION STATEMENT
362 TIMRICK PLACE Number: ***-**-3380 As of 02/08/2017
Mailed by 02/15/2017

Type of Gain or Loss (Box 2). The section headings within the 1099-B indicate the type of gain or loss for the transactions, short-term or long-term. A double asterisks (**) will denote when your security may be subject to special rules. For example, gain on a contingent payment
debt instrument subject to the non-contingent bond method generally is treated as ordinary interest income rather than as capital gain. Please see the Instructions for Form 8949, Pub. 550, or Pub. 1212 for more details on whether there are any special rules or adjustments that
might apply to your security.
Covered (Box 3) or Noncovered (Box 5) Security. The section headings within the 1099-B indicate whether your security transaction is, or is not, a covered security under the IRS cost basis reporting program.
Description and Quantity (Box 1a). Shows a brief description of the item or service for which the proceeds are being reported, as well as the number of shares included in the sale or exchange for the lot reported. If fractional shares are part of the disposition, those shares will be
displayed to three decimal places.
CUSIP. Broker transactions may show the Committee on Uniform Security Identification Procedures (CUSIP) number of the item reported.
Disposition Transaction.This column will denote the type of transaction,for example, SELL.
Disposition Method. The method used to select which lot will be disposed, for example, first-in first-out (FIFO). Please refer to the Client Service Information Section in your account statement for your account's existing tax-lot disposition method.
Date Acquired (Box 1b). This box represents the date you acquired the security or, for short sales, the date you opened the short sale. You may see the word VARIOUS displayed in this column if the disposition transaction includes multiple lots with various acquisition dates.
Date Sold or Disposed (Box 1c). Shows the trade date of the sale or exchange. For short sales, the date shown is the date you closed the short sale.
Proceeds (Box 1d). The proceeds amount from transactions involving stocks, bonds and other debt obligations are reported in Box 1d. These amounts do not reflect net profits and are net of transaction. The proceeds amount may also be increased by an option premium
received or decreased by an option premium paid. Report the proceeds from each transaction separately on IRS Form 8949 (Sales and Other Dispositions of Capital Assets) and IRS Form 1040, Schedule D (Capital Gains and Losses). See the Instructions for Form 8949 for
exceptions to reporting each transaction on a separate row. This box does not include proceeds from regulated futures or foreign currency forward contracts.
Cost or Other Basis (Box 1e). This box shows the original cost, or adjusted cost basis, due to a corporate action, gifted or inherited cost basis. The IRS provides a detailed description of cost or other basis reporting in the 2016 Instructions for Form 1099-B available at irs.gov.
Adjustments -The adjustment column may display one or more of codes D, O or W:
D = Market Discount (Box 1f). An adjustment code (D) will be displayed next to an amount for accrued market discount within the Adjustments column. A market discount condition exists when the purchase cost of a bond is below the adjusted issue price of an original issue
discount bond (OID bond) or below the redemption value of a non-OID bond. Displays the amount of accrued market discount. For details on market discount, see Schedule D (Form 1040) instructions, Instructions for Form 8949, and Pub. 550.
O = Option Premium (Not Reportable to the IRS). An adjustment code (O) will be displayed next to the amount for an option premium within the Adjustments column. When stock is sold based upon the assignment of either a put or a call option, the proceeds of that sale are
adjusted by the price of the option or the option premium. The proceeds amount is increased by the option premium received or decreased by the option premium paid.
W = Wash Sale Loss Disallowed (Box 1g) . An adjustment code (W) will be displayed next to an amount for a disallowed wash sale loss within the Adjustments column. This loss is being reported as disallowed because the sale of the covered security has been adjusted under
the broker wash sale rule. This occurs when you re-purchase the identical security, as determined by CUSIP number, in the same account within the 30-day period preceding or following the date of the original loss. The wash sale loss is displayed within Box 1g as a positive
amount as required by the IRS. For details on wash sales, see Schedule D (Form 1040) instructions, Instructions for Form 8949, and Pub. 550.
Sale Date Totals. If you have multiple lots with the same date sold or disposed of, you may see a line item with SALE DATE TOTAL noted in the Disposition Transaction column. The totals provided in this line item are an aggregate of the lots listed above the total line when the
security and sale or disposed dates are the same. For these totals, the word VARIOUS will be displayed in the Date of Acquisition column since the total includes multiple lots with different acquisition dates. These total amounts are included to assist you with the completion of IRS
Form(s) 8949.
Income Tax Withholding:
If federal and/or state income taxes were withheld from your proceeds amounts, they will be reported and displayed in this section.
Disposition Transaction.This column is provided for reference purposes only and will denote the type of transaction, for example, SELL.
Quantity. This quantity is provided for reference purposes only and is the total number of shares that may have been split and reported in earlier 1099-B sections.
Proceeds. This amount is provided for reference purposes only and is the total proceeds amount for a sale or exchange. If a sale or exchange included multiple lots, the proceeds amounts were reported at the lot level in the appropriate 1099-B section.
Date Sold or Disposed. This box shows the trade date of the sale or exchange.
Federal Income Tax Withheld (Box 4). Federal income tax withheld is 28% of gross proceeds. See the Additional Information section of these instructions.
State (Box 14). Displays the two letter postal abbreviation of the state(s) for which state income taxes are being withheld.
State ID Number (Box 15). Displays the payer's state identification number(s).
State Tax Withheld (Box 16). Displays the amount of state income tax(es) withheld.
FATCA Filing Requirement. If the FATCA filing requirement box is checked, the payer is reporting on Form 1099 to satisfy its chapter 4 account reporting requirement. You may also have a filing requirement. See the Instructions to Form 8938. For 2016, this box will not be
displayed.
The Internal Revenue Service requires us to remind taxpayers that you are ultimately responsible for the accuracy of your tax return.

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 Recipient's Name and Address: Account Number: 4Y4-289833 2016
JULIE A SIMS Recipient's Identification
YOUR TAX INFORMATION STATEMENT
362 TIMRICK PLACE Number: ***-**-3380 As of 02/08/2017
Mailed by 02/15/2017

DIVIDENDS AND DISTRIBUTIONS (Details of Form 1099-DIV)

Supplemental information regarding the percentages of tax-exempt income on municipal bond funds by state and the percentage of government agency, direct
federal and foreign source income for funds will be available by March 1, 2017, at mytaxhandbook.com.
Foreign
Total Total Capital Federal
Ordinary Qualified Gain Nondividend Income Investment Tax State ID State Tax
Date Dividends Dividends Distributions Distributions Tax Withheld Expenses Paid State Number Withheld
Description Paid (Box 1a) (Box 1b) (Box 2a) (Box 3) (Box 4) (Box 5) (Box 6) (Box 12) (Box 13) (Box 14)
FRANKLIN INCOME FUND 01/06/2016 69.77 27.60
CLASS C 02/02/2016 70.07 27.72
CUSIP: 353496805 03/02/2016 71.16 28.62
04/04/2016 71.48 28.75
05/03/2016 63.24 25.43
06/02/2016 60.02 24.01
07/05/2016 56.10 22.44
08/02/2016 53.53 21.41
09/02/2016 53.75 21.50
10/04/2016 50.36 20.14
11/02/2016 50.56 20.22
12/02/2016 50.76 20.30
------------ ------------
720.80 288.14
Total 720.80 288.14 0.00 0.00 0.00 0.00 0.00 0.00

IRS Form 1099-DIVDividends and Distributions:

Dividends and other distributions from corporations, mutual funds, ETFs (treated as mutual funds for tax purposes), UITs and REITs are reported in this section of your Tax Information Statement. Income derived from money market funds will also be reported in this section. You
will receive a separate IRS Form 1099-DIV directly from a money market fund if we did not handle the processing of your funds for the entire year.
Box 1aTotal Ordinary Dividends. Ordinary dividends, which include any net short-term capital gains from a mutual fund, are fully taxable. Ordinary dividends paid by corporations, mutual funds and certain UITs are included in this section of your Tax Information Statement.
Subtotals for U.S. and foreign source ordinary dividends are included at the end of this section. For mutual funds and UITs, foreign income includes any distribution that is comprised in whole or in part of foreign-sourced ordinary dividends. Report total ordinary dividends on IRS
Form 1040, line 9a, or IRS Form 1040A. Also report them on IRS Form 1040, or 1040A, Schedule B (Interest and Ordinary Dividends), if required. See the instructions for IRS Form 1040, Schedule B (Interest and Ordinary Dividends) to determine if you are required to complete
Schedule B to report your dividends.
Box 1bQualified Dividends. This shows the portion of the amount in Box 1a that may be eligible for the 20%, 15% or 0% capital gains rates. See the Form 1040 or 1040A instructions for how to determine this amount. Report the eligible amount on line 9b, IRS Form 1040. If
you have qualified dividends, you must figure your tax by completing the Qualified Dividends and Capital Gains Tax Worksheet in the IRS Form 1040 or 1040A instructions, or the Schedule D Tax Worksheet in the Schedule D instructions, whichever applies.
Box 2aTotal Capital Gain Distributions. This shows total capital gain distributions (long term) from a regulated investment company or REIT. Report the amounts shown in Box 2a on Schedule D of IRS Form 1040, line 13. But, if no amount is shown in Boxes 2c and 2d and
your only capital gains and losses are capital gain distributions, you may be able to report the amounts shown in Box 2a on line 13 of IRS Form 1040 (line 10 of Form 1040A) rather than Schedule D. See IRS Form 1040 instructions.
Box 2bUnrecaptured Section 1250 Gain. This shows the portion of the amount in Box 2a that is an Unrecaptured Section 1250 gain from certain depreciable real property. Use this amount when completing the Unrecaptured Section 1250 Gain Worksheet, line 19, in the
instructions for Schedule D (IRS Form 1040).
Box 2cSection 1202 Gain. This shows the portion of the amount in Box 2a that is a Section 1202 gain from certain small business stock that may be subject to 50% exclusion. See the Schedule D (IRS Form 1040) instructions.
Box 2dCollectibles (28%) Gain. This shows the 28% rate gain from sales or exchanges of collectibles. If required, use this amount when completing the 28% Rate Gain Worksheet, line 18, in the instructions for Schedule D (IRS Form 1040).

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 Recipient's Name and Address: Account Number: 4Y4-289833 2016
JULIE A SIMS Recipient's Identification
YOUR TAX INFORMATION STATEMENT
362 TIMRICK PLACE Number: ***-**-3380 As of 02/08/2017
Mailed by 02/15/2017

Box 3Nondividend Distributions. This shows the part of the distribution that is nontaxable because it is a return of your cost (or other basis). You must reduce your cost (or other basis) by this amount for figuring gain or loss when you sell your investment. But if you have
recovered all your cost (or other basis), report future nontaxable distributions as capital gains, even though this form shows them as nontaxable. See IRS Publication 550, Investment Income and Expenses (Including Capital and Losses).
Box 4Federal Income Tax Withheld. Federal income tax withheld is 28% of dividends. See the Additional Information section of these instructions.
Box 5Investment Expenses. Your share of a UIT's and/or a WHFIT's expenses are reported in Box 5. You may deduct these expenses, subject to the 2% limit, on the Other Expenses line of IRS Form 1040, Schedule A. These expenses are included in Box 1a.
Box 6Foreign Tax Paid. This shows the foreign tax you may be able to claim as a deduction or a credit on IRS Form 1040. See the IRS Form 1040 instructions and the Foreign Tax Paid section of these instructions.
Box 12State. Displays the two letter postal abbreviation of the state(s) for which state income taxes are being withheld.
Box 13State Identification No. Displays Pershing LLC payer's state identification number(s).
Box 14State Income Tax Withheld. Displays amount of state income tax(es) withheld on interest payments reported on this form.

TAX INFORMATION STATEMENT INSTRUCTIONS:

The Tax Information Statement provides a detailed summary of your account transactions during 2016. It includes information related to transactions we are required to report to the IRS, as well as information that we do not report. The instructions are provided to help you prepare
your tax returns. For a more detailed explanation of your Tax Information Statement and to view the Tax Guide, please visit mytaxhandbook.com. If your account was transferred to our firm during 2016, your Tax Information Statement only includes your activity during the time you
conducted business with our firm. Your former firm should provide you with IRS Form 1099 reporting for prior activity. These instructions have been tailored for use by taxpayers that are U.S. individuals who are investors for tax purposes.
Additional Information:
Recipient's Identification Number.For your protection, this form shows only the last four digits of your Social Security number (SSN), individual taxpayer identification number (ITIN), adoption taxpayer identification number (ATIN) or employer identification number (EIN).
However, Pershing LLC will report your complete identification number to the IRS and, where applicable, to state and/or local governments.
Account Number. A unique number the payer assigned to distinguish your account.
FATCA Filing Requirement. If the FATCA filing requirement box is checked, the payer is reporting on this Form 1099 to satisfy its chapter 4 account reporting requirement. You also may have a filing requirement. See the Instructions to Form 8938. For 2016 this box has been
intentionally left blank.
Electronic Delivery. The IRS allows for the electronic delivery of 1099 forms, and Pershing offers electronic delivery of this Tax Information Statement. If you would like to receive electronic delivery, speak to your advisor for more information.
Nominee Recipients. If your truncated Social Security number or Employer Identification Number is shown on your Tax Information Statement, and the statement includes amounts belonging to another person, you are considered a nominee recipient. Generally, you must file IRS
Form 1099 for each of the other owners, showing the income allocable to each. File the applicable IRS Form 1099, along with IRS Form 1096 (Annual Summary and Transmittal of U.S. Information Returns), with the IRS center in your area. List yourself as the payer on IRS Form
1099 and as the filer on IRS Form 1096. List the other owner(s) as the recipient(s) on IRS Form 1099. You must provide a copy of each IRS Form 1099 you file to the other owner(s). Spouses are not required to file a nominee return to show amounts owned by their spouse.
Payer. The payer for all transactions on your Tax Information Statement is Pershing LLC (Taxpayer Identification Number 13-2741729). This name and Taxpayer Identification Number should be listed wherever the payer's name is requested on an IRS form with respect to
amounts reported on your Tax Information Statement.
Corrections. Please review your Tax Information Statement. If it is incorrect, contact your advisor or financial organization. If necessary, we will promptly correct the information provided to the IRS and mail a Revised Tax Information Statement to you. After the initial mailing,
revised statements will begin mailing in February and will be mailed at least weekly from March through the end of June. Per recent revisions to the Tax Code, if we make an income correction to your account after issuing your tax statement and the correction is an increase or
decrease of less than $100 of income we may not send you a revised tax statement. If you would like to receive revisions that are less than $100 please contact your Investment Professional. This change to the law is first effective for tax statements filed with the IRS or furnished
to you after December 31, 2016.
Federal Income Tax Withheld. Federal income tax withheld is 28% of interest, dividends and proceeds from broker and barter exchange transactions, and could be reported in any of these sections of your Tax Information Statement. Backup withholding applies when certain
conditions exist. If this Tax Information Statement reflects backup withholding, you may need to provide a new IRS Form W-9 (Request for Taxpayer Identification Number and Certification). See IRS Form W-9 for information on backup withholding and how to furnish your
Taxpayer Identification Number.
State and Local Tax Reporting. We are required to provide information to a number of state and local jurisdictions. This guide describes the federal tax reporting requirements. We are required to report information to California, Connecticut, Minnesota, Montana, New York and
Rhode Island concerning municipal bond interest income earned from bonds not issued by these states. We report certain 1099 information directly to California, Kansas, Massachusetts, North Dakota and Oklahoma. For 2016, we withheld, remitted and reported state income tax
for California, Maine and South Carolina according to the requirements of those states. We also provided tax information to Puerto Rico as required by the Puerto Rico taxing authority. Check with your tax professional for your specific state and local tax reporting requirements.
Cost Basis Adjustments. There are times when your cost basis reported from a broker will not match your calculations for reporting purposes. IRS Form 8949 allows you and the IRS to reconcile amounts that were reported to you and the IRS on IRS Form 1099-B with the
amounts you report on your return.
Important Note Concerning Cost Basis.Your original cost basis for each security affects much of the reporting in this document. You should pay special attention to the basis of any item where we received the basis from you or a third party. If the original basis shown in this tax
document is not correct, then the results of our calculations will likewise produce incorrect results. The IRS requires us to remind you that the taxpayer is ultimately responsible for the accuracy of your tax return.
Form 2439. If you held shares in a mutual fund or REIT that paid tax on undistributed long-term capital gains, we will issue IRS Form 2439 (Notice to Shareholder of Undistributed Long-Term Capital Gains) to you. This information is provided after the close of the fund's or the
REIT's tax year and will be sent to you shortly after the information becomes available.
Foreign Tax Paid. Your Tax Information Statement may include foreign tax paid (withheld) from foreign source dividends and interest credited to your account during 2015. This information allows you to calculate and claim a foreign tax credit or deduction on your tax return, if you
are eligible to do so. A foreign tax credit can be claimed either on IRS Form 1116 (Foreign Tax Credit) or, in some circumstances, by reporting it directly on IRS Form 1040, Schedule A (Itemized Deductions). See instructions for both IRS Form 1116 and IRS Form 1040 for
additional information on foreign tax credits and deductions. Foreign tax paid is reported in the Form 1099-INT and Form 1099-DIV sections of your Tax Information Statement. You should combine these amounts to determine your total foreign tax credit or deduction. A foreign tax
credit may be claimed only if the tax was legally owed and not eligible for a refund.

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 Recipient's Name and Address: Account Number: 4Y4-289833 2016
JULIE A SIMS Recipient's Identification
YOUR TAX INFORMATION STATEMENT
362 TIMRICK PLACE Number: ***-**-3380 As of 02/08/2017
Mailed by 02/15/2017

IRS Publications. IRS publications are available through your local IRS office, by calling the IRS Forms Distribution Center at (800) TAX-FORM, or visiting the IRS website at irs.gov. For instance, IRS Publication 550 and IRS Publication 1212 provide useful tax information related
to reporting securities transactions.
To receive more information regarding your Tax Information Statement and the Tax Guide, including illustrations on how to report your income, visit mytaxhandbook.com.
The instructions contained in this Tax Information Statement are not intended to provide tax advisory services. We suggest that you consult with your tax professional to discuss the appropriate federal, foreign, state and local tax treatment of your transactions.
These instructions, as well as your Tax Information Statement, are solely intended to help you accumulate data to prepare your income tax return and should not be interpreted or relied upon as tax advice.

Trademark(s) belong to their respective owners.

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