Fees and Charges for Debit Card
Debit Card Variant
JetPrivilege HDFC Bank World
Debit Card
Platinum Debit Card**
Annual / Renewal Fee /
Add-on Card Annual fee (joint accountholders
only)
Rs. 500 + applicable taxes.
First year free for HNW customers (Classic, Preferred
and Imperia) & select corporates
Rs. 500 + applicable taxes.
(will be revised to Rs. 750 + taxes w.e.f.1st Jun15)
Titanium Royale Debit Card**
Rs. 400 + applicable taxes.
Titanium Debit Card**
Rs. 250 + applicable taxes.
Rs. 150 + applicable taxes.
EasyShop Debit Card**
Business Debit Card**
Rs. 250 + applicable taxes.
Womans Advantage Debit Card**
Rs. 150 + applicable taxes
NRO Debit Card**
Rs. 150 + applicable taxes
Gold Debit Card**
Rs. 500 + applicable taxes.
(will be revised to Rs. 750 + taxes w.e.f.1st Jun15)
Pro-Gold Debit Card**
Replacement Charges
Replacement of a Damaged Card - No
charges
Replacement of a Lost Card - Rs. 200 +
applicable taxes.
Rs. 250 + applicable taxes.
ATM Card
Free
**For HNW Customers (Classic, Preferred & Imperia), the Debit Card will be free, as long as the customer is part of the respective program.
For Corporate Salary customers, the charges will be as per corporate eligibility, as long as the customer is part of the respective corporate.
Other Charges
Description
Charges
There are no charges for using the Debit Card at domestic merchant
locations and websites.
Charges on usage at domestic merchant outlets / websites
However at select merchants like IRCTC / railway stations, petrol
pumps, etc. transaction charges / surcharges as per industry practices
will be applicable, by the merchant.
ATM PIN generation charges
Rs. 50 + applicable taxes.
Decline charges for insufficient balances
(For non-HDFC Bank Domestic / International ATMs as
well as at International merchant outlets / online stores)
Transactions declined at other bank ATMs anywhere in the world or at a
merchant outlet / websites outside India due to insufficient funds will be
charged at Rs. 25 + applicable taxes per transaction
3.5% on foreign currency transaction carried out on Debit Cards.
Cross-currency mark-up charges on foreign currency
transactions
The exchange rate used will be the VISA/MasterCard wholesale
exchange rate prevailing at the time of transaction.
Revised ATM Charge Structure
Account Type
No of Free Transactions per month at
HDFC Bank ATMs
No of Free Transactions per
month at other Bank ATMs
Savings & Salary Account Free Transactions - 5
Current Account
(Flexi, Plus, Max, Apex,
Ultima, Merchant
Unlimited
Advantage Plus &
Supreme Current Account)
Current Account
(Regular, Premium, Trade ,
Agri, Current Account for
Professionals, Ezee,
Current Account for
Unlimited
Hospitals /Nursing Homes/
Pathology labs, Merchant
Advantage & TASC )
At Metro ATMs : 3 Free
Transactions
At Non Metro ATMs:- 5 Free
Transactions
At Metro ATMs - 3 Free
Transactions
At Non Metro ATMs - 5 Free
Transactions
Charged from 1st transaction
onwards
Charges beyond prescribed
limit of free transactions
Cash Withdrawal - Rs 20/plus applicable taxes
Non Financial Transaction Rs 8.50/- plus applicable
taxes
Cash Withdrawal & Non
Financial Transaction - Rs
20/- plus applicable taxes
Cash Withdrawal & Non
Financial Transaction - Rs
20/- plus applicable taxes
Note:
Revised charges are applicable from 1st December 2014
Transactions considered will include both Financial (Cash Withdrawal) and Non-Financial Transactions (Balance
Enquiry , Mini Statement & PIN Change)
Transactions conducted at ATMs in Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad will be
considered as Metro ATMs .
Please refer relevant product section on website for detailed information
Charges at International ATMs
Type of ATM
Charges*
Charges for use at non-HDFC Bank
International ATMs
Rs. 15 + taxes per Balance Enquiry & Rs. 110 + taxes per Cash Withdrawal