2014 BUDGET for Brandon Howard
4 Loan Payments
Income Per Month - 2014
Salary Net
$ 2,550.00
Other (Net Take Home) $ 100.00
TOTAL MONTHLY INCOME
$
1 Giving
Tithe
Charity
2,650.00
-
$ 2,650.00
Total Income Less Giving
$
3 Housing
Rent
663.00
Maintenance
Electrical
Taxes
Cell Phone
House Phone
$
$
$
$
$
35.00
80.00
80.00
20.00
Storage
35.00
Insurance
14.45
$
$
$
150.00
200.00
150.00
Best Buy Credit Card
50.00
Other
5 Auto/Transportation
NET SPENDABLE INCOME
2 Savings
Master Card
Bank Loans
Wells Fargo
50.00
927.45
$50.00
$500.00
30.00
Income Over (Under)
20.00
Notes: I need to make more money.
Education
40.00
Clothing
50.00
Dental
25.00
40.00
Parking
50.00
Medical/Prescription
10.00
Registration
Legal
Other
Other
Medical
Dental
Life
Car Insurance
$
$
$
$
30.00
50.00
10.00
48.50
$
$
$
$
80.00
10.00
30.00
Other
8 Professional Services
Income Over
Professional Services
Household
Loan Payments
$927.45
Auto/Transportation
$2,650.00
Insurance
$2,650.00
Housing
Savings
$2,000.00
Books
$2,500.00
$3,000.00
Net Spendable
Income
138.50
9 Entertainment
Dining Out
Movies/Events
Vacation Trips
Other
Income vs. Expenses
$ 2,650.00
$ 2,400.95
Repairs
Entertainment
$1,500.00
Gifts
370.00
Total Net Income
Less Total Expenses
Oil/Lube
$2,400.95
$1,000.00
200.00
10.00
20.00
120.00
$-
$-
$
$
$
$
Total Expenses
210.00
7 Household
Food
Laundry
Barber
Gas
6 Insurance
$249.05
$120.00
$35.00
$370.00
$550.00
$210.00
$138.50
550.00
35.00
120.00
249.05
2014 BUDGET for Brandon Howard
4 Loan Payments
Income Per Month - 2014
Salary Net
$ 2,550.00
Other (Net Take Home) $ 100.00
TOTAL MONTHLY INCOME
$
1 Giving
Tithe
Charity
NET SPENDABLE INCOME
2,650.00
-
Total Income Less Giving
$
3 Housing
Rent
663.00
Maintenance
Electrical
Taxes
Cell Phone
House Phone
$
$
$
$
$
35.00
80.00
80.00
20.00
Storage
35.00
Insurance
14.45
$
$
$
150.00
200.00
150.00
Best Buy Credit Card
50.00
Other
5 Auto/Transportation
$ 2,650.00
2 Savings
Master Card
Bank Loans
Wells Fargo
50.00
927.45
$50.00
$500.00
30.00
Income Over (Under)
20.00
Notes: I need to make more money.
Education
40.00
Clothing
50.00
Dental
25.00
40.00
Parking
50.00
Medical/Prescription
10.00
Registration
Legal
Other
Other
Medical
Dental
Life
Car Insurance
$
$
$
$
30.00
50.00
10.00
48.50
$
$
$
$
80.00
10.00
30.00
Other
8 Professional Services
Income Over
Professional Services
Household
Loan Payments
$927.45
Auto/Transportation
$2,650.00
Insurance
$2,650.00
Housing
Savings
$2,000.00
Books
$2,500.00
$3,000.00
Net Spendable
Income
138.50
9 Entertainment
Dining Out
Movies/Events
Vacation Trips
Other
Income vs. Expenses
$ 2,650.00
$ 2,400.95
Repairs
Entertainment
$1,500.00
Gifts
370.00
Total Net Income
Less Total Expenses
Oil/Lube
$2,400.95
$1,000.00
200.00
10.00
20.00
120.00
$-
$-
$
$
$
$
Total Expenses
210.00
7 Household
Food
Laundry
Barber
Gas
6 Insurance
$249.05
$120.00
$35.00
$370.00
$550.00
$210.00
$138.50
550.00
35.00
120.00
249.05
2014 BUDGET for Brandon Howard
4 Loan Payments
Income Per Month - 2014
Salary Net
$ 2,550.00
Other (Net Take Home) $ 100.00
TOTAL MONTHLY INCOME
$ 2,650.00
1 Giving
Tithe
Charity
NET SPENDABLE INCOME
$ 2,650.00
3 Housing
Rent
663.00
Maintenance
Electrical
Taxes
Cell Phone
House Phone
$
$
$
$
$
35.00
80.00
80.00
20.00
Storage
35.00
Insurance
14.45
$ 150.00
$ 200.00
$ 150.00
Best Buy Credit Card
50.00
Other
5 Auto/Transportation
Total Income Less Giving
2 Savings
$ 550.00
Master Card
Bank Loans
Wells Fargo
50.00
927.45
$ 210.00
20.00
Income Over (Under)
$
249.05
Notes: I need to make more money.
Education
40.00
Clothing
50.00
Dental
25.00
40.00
Parking
50.00
Medical/Prescription
10.00
Registration
Legal
Other
Other
Medical
Dental
Life
Car Insurance
$
$
$
$
30.00
50.00
10.00
48.50
$
$
$
$
80.00
10.00
30.00
Other
8 Professional Services
$ 138.50
$370.00
$550.00
$210.00
$138.50
$927.45
$50.00
$2,650.00
$$2,650.00
$1,500.00
30.00
$35.00
$1,000.00
Books
Repairs
$249.05
$500.00
Gifts
$ 120.00
6 Insurance
$2,000.00
$2,500.00
$3,000.00
Income vs. Expenses
Total Net Income
Less Total Expenses
Oil/Lube
$120.00
$-
$ 370.00
$ 200.00
$ 10.00
$ 20.00
Gas
$2,400.95
7 Household
Food
Laundry
Barber
9 Entertainment
Dining Out
Movies/Events
Vacation Trips
Other
Total Expenses
Income Over
Entertainment
Professional Services
Household
Loan Payments
Auto/Transportation
Insurance
Housing
Savings
Net Spendable Income
Giving
Total Monthly Income
35.00
$ 120.00
$ 2,650.00
$ 2,400.95
2014 BUDGET for Brandon Howard
4 Loan Payments
Income Per Month - 2014
Salary Net
$ 2,550.00
Other (Net Take Home) $ 100.00
TOTAL MONTHLY INCOME
$ 2,650.00
1 Giving
Tithe
Charity
$ 150.00
$ 200.00
$ 150.00
Best Buy Credit Card
50.00
Other
5 Auto/Transportation
NET SPENDABLE INCOME
$ 2,650.00
Total Income Less Giving
2 Savings
3 Housing
Rent
663.00
Maintenance
Electrical
Taxes
Cell Phone
House Phone
$
$
$
$
$
35.00
80.00
80.00
20.00
Storage
35.00
Insurance
14.45
50.00
927.45
$1,000.00
$500.00
$1
Gifts
30.00
Books
20.00
Income Over (Under)
$ 387.55
Notes: I need to make more money.
Education
40.00
Clothing
50.00
Dental
25.00
40.00
Repairs
Parking
50.00
Medical/Prescription
10.00
Registration
Legal
Other
Other
Medical
Dental
Life
Car Insurance
$
$
$
$
30.00
50.00
10.00
48.50
$
$
$
$
80.00
10.00
30.00
Other
6 Insurance
Income vs. Expenses
Total Net Income
Less Total Expenses
$ 120.00
$249.05
Total Expenses
$120.00
$370.00
$550.00
Income Over
$35.00
$927.45
Entertainment
Professional Services
$210.00
Household
$138.50
Loan Payments
Auto/Transportation
Insurance
$50.00
Housing
Savings
$Net Spendable Income
Giving
Total Monthly Income
$1,500.00
$ 370.00
$ 200.00
$ 10.00
$ 20.00
Oil/Lube
$2,650.00
$3,000.00 $2,650.00
$2,000.00
$ 210.00
7 Household
Food
Laundry
Barber
Gas
$2,400.95
$2,500.00
$ 550.00
Master Card
Bank Loans
Wells Fargo
8 Professional Services
9 Entertainment
Dining Out
Movies/Events
Vacation Trips
Other
35.00
$ 120.00
$ 2,650.00
$ 2,262.45
2014 BUDGET for Brandon Howard
4 Loan Payments
Income Per Month - 2014
Salary Net
$ 2,550.00
Other (Net Take Home) $ 100.00
TOTAL MONTHLY INCOME
1 Giving
$ 2,650.00
$
Tithe
Charity
NET SPENDABLE INCOME
Total Income Less Giving
2 Savings
50.00
3 Housing
927.45
663.00
Maintenance
Electrical
Taxes
Cell Phone
House Phone
$
$
$
$
$
35.00
80.00
80.00
20.00
Storage
35.00
Insurance
14.45
$ 150.00
$ 200.00
$ 150.00
Best Buy Credit Card
50.00
Other
5 Auto/Transportation
$ 2,650.00
Rent
$ 550.00
Master Card
Bank Loans
Wells Fargo
$ 210.00
20.00
40.00
Clothing
50.00
Dental
25.00
Medical/Prescription
10.00
Parking
50.00
Registration
Legal
Other
Other
8 Professional Services
Medical
Dental
Life
Car Insurance
$
$
$
$
30.00
50.00
10.00
48.50
Other
Giving
Net Spendable Income
Savings
Housing
Insurance
$1,500.00
Auto/Transportation
Loan Payments
$927.45
Household
$550.00
$370.00
$249.05
$210.00
$138.50
$120.00
$35.00
1
Education
40.00
$2,000.00
$-
Books
Income Over (Under)
$
249.05
Notes: I need to make more money.
$2,400.95
$-
30.00
Total Monthly Income
$50.00
Repairs
$2,650.00 $2,650.00
$500.00
Gifts
Oil/Lube
$ 138.50
Professional Services
Entertainment
Income Over
Total Expenses
Income vs. Expenses
Total Net Income
Less Total Expenses
$ 120.00
$3,000.00
$1,000.00
$ 370.00
$ 200.00
$ 10.00
$ 20.00
Gas
6 Insurance
$2,500.00
7 Household
Food
Laundry
Barber
9 Entertainment
Dining Out
Movies/Events
Vacation Trips
Other
35.00
$ 120.00
$
$
$
$
80.00
10.00
30.00
$
$
2,650.00
2,400.95
2014 BUDGET for Brandon Howard
2014 BUDGET for Brandon Howard
4 Loan Payments
Income Per Month - 2014
Salary Net
$ 2,550.00
Other (Net Take Home) $ 100.00
TOTAL MONTHLY INCOME
1 Giving
$ 2,650.00
$
Tithe
Charity
$ 550.00
Master Card
Bank Loans
Wells Fargo
$ 150.00
$ 200.00
$ 150.00
Best Buy Credit Card
50.00
Other
5 Auto/Transportation
NET SPENDABLE INCOME
$ 2,650.00
Total Income Less Giving
2 Savings
3 Housing
Rent
663.00
Maintenance
Electrical
Taxes
Cell Phone
House Phone
$
$
$
$
$
35.00
80.00
80.00
20.00
Storage
35.00
Insurance
14.45
50.00
927.45
$ 330.00
$6,000.00
$2,650.00
$1
40.00
Clothing
50.00
Dental
25.00
Parking
50.00
Medical/Prescription
10.00
Registration
$ 120.00
Legal
Other
Other
Medical
Dental
Life
Car Insurance
$
$
$
$
30.00
50.00
10.00
48.50
$
$
$
$
80.00
10.00
30.00
Other
Savings
Insurance
Auto/Transportation
Loan Payments
Household
Entertainment
Income Over
$2,000.00
Education
Housing
$-
Income Over (Under)
$
129.05
Notes: I need to make more money.
40.00
8 Professional Services
Net Spendable Income
$2,650.00
20.00
Professional Services
$4,000.00
30.00
Giving
$249.05
$120.00
$35.00
$370.00
$550.00
$210.00
$138.50
$927.45
$50.00
Books
Repairs
Total Monthly Income
$8,000.00
Gifts
$ 120.00
$ 138.50
Total Expenses
Income vs. Expenses
Total Net Income
Less Total Expenses
Oil/Lube
$12,000.00
$2,400.95
$ 370.00
$ 200.00
$ 10.00
$ 20.00
Gas
6 Insurance
$10,000.00
7 Household
Food
Laundry
Barber
9 Entertainment
Dining Out
Movies/Events
Vacation Trips
Other
35.00
$ 120.00
$
$
2,650.00
2,520.95
$-
2014 BUDGET for Brandon Howard
4 Loan Payments
Income Per Month - 2014
Salary Net
$ 2,550.00
Other (Net Take Home) $ 100.00
TOTAL MONTHLY INCOME
$ 2,650.00
1 Giving
Tithe
Charity
NET SPENDABLE INCOME
$ 2,650.00
3 Housing
Rent
663.00
Maintenance
Electrical
Taxes
Cell Phone
House Phone
$
$
$
$
$
35.00
80.00
80.00
20.00
Storage
35.00
Insurance
14.45
$ 150.00
$ 200.00
$ 150.00
Best Buy Credit Card
50.00
Other
5 Auto/Transportation
Total Income Less Giving
2 Savings
$ 550.00
Master Card
Bank Loans
Wells Fargo
50.00
927.45
$ 210.00
7 Household
Food
Laundry
Barber
$ 370.00
Total Net Income
Less Total Expenses
Gifts
30.00
Books
20.00
Income Over (Under)
$ 249.05
Notes: I need to make more money.
Education
40.00
Clothing
50.00
Dental
25.00
Gas
$ 120.00
Oil/Lube
40.00
Repairs
Parking
50.00
Medical/Prescription
10.00
Registration
Legal
Other
Other
Medical
Dental
Life
Car Insurance
$
$
$
$
30.00
50.00
10.00
48.50
$
$
$
$
80.00
10.00
30.00
Other
6 Insurance
8 Professional Services
$ 138.50
9 Entertainment
Dining Out
Movies/Events
Vacation Trips
Other
Giving
Net Spendable
Income
Savings
Housing
Insurance
$-
$2,650.00
$50.00
$927.45
$138.50
$210.00
$550.00
$370.00
$35.00
$120.00
$249.05
$2,400.95
Auto/Transportation
Loan Payments
Household
Professional Services
Entertainment
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
Income Over
35.00
$ 120.00
Total Monthly Income
$2,650.00
Income vs. Expenses
$ 200.00
$ 10.00
$ 20.00
$ 2,650.00
$ 2,400.95
2014 BUDGET for Brandon Howard
4 Loan Payments
Income Per Month - 2014
Salary Net
$ 2,550.00
Other (Net Take Home) $
100.00
TOTAL MONTHLY INCOME
$ 2,650.00
1 Giving
Tithe
Charity
$ 2,650.00
Total Income Less Giving
2 Savings
3 Housing
Rent
663.00
Maintenance
Electrical
Taxes
Cell Phone
House Phone
$
$
$
$
$
35.00
80.00
80.00
20.00
Storage
35.00
Insurance
14.45
$6,000.00
$2,400.95
$249.05
$120.00
$35.00
$370.00
$550.00
$210.00
$138.50
$927.45
$50.00
$2,650.00
$4,000.00
$$2,000.00
Best Buy Credit Card
50.00
Other
50.00
927.45
$ 210.00
$2,650.00
7 Household
Food
Laundry
Barber
$ 370.00
Total Net Income
Less Total Expenses
Gifts
30.00
Books
20.00
Income Over (Under)
$ 249.05
Notes: I need to make more money.
Education
40.00
Clothing
50.00
Dental
25.00
$ 120.00
Oil/Lube
40.00
Repairs
Parking
50.00
Medical/Prescription
10.00
Registration
Legal
Other
Other
Medical
Dental
Life
Car Insurance
$
$
$
$
30.00
50.00
10.00
48.50
$
$
$
$
80.00
10.00
30.00
Other
6 Insurance
8 Professional Services
$ 138.50
Net Spendable
Income
Savings
Housing
Insurance
Auto/Transportatio
n
Loan Payments
Household
Professional
Services
Entertainment
Income vs. Expenses
$ 200.00
$ 10.00
$ 20.00
Gas
Total Monthly
Income
Giving
$12,000.00
$8,000.00
$ 150.00
$ 200.00
$ 150.00
5 Auto/Transportation
NET SPENDABLE INCOME
$10,000.00
$ 550.00
Master Card
Bank Loans
Wells Fargo
9 Entertainment
Dining Out
Movies/Events
Vacation Trips
Other
35.00
$ 120.00
$ 2,650.00
$ 2,400.95
Entertainment
$2,000.00
$2,650.00
Income Over
Total Expenses
$-
2014 BUDGET for Brandon Howard
4 Loan Payments
Income Per Month - 2014
Salary Net
$ 2,550.00
Other (Net Take Home) $ 100.00
TOTAL MONTHLY INCOME
$ 2,650.00
1 Giving
Tithe
Charity
NET SPENDABLE INCOME
Total Income Less Giving
$
3 Housing
Rent
663.00
Maintenance
Electrical
Taxes
Cell Phone
House Phone
$
$
$
$
$
35.00
80.00
80.00
20.00
Storage
35.00
Insurance
14.45
$ 150.00
$ 200.00
$ 150.00
Best Buy Credit Card
50.00
Other
5 Auto/Transportation
$ 2,650.00
2 Savings
$ 550.00
Master Card
Bank Loans
Wells Fargo
50.00
927.45
$ 210.00
90%
80%
$550.00
$210.00
$138.50
$927.45
$50.00
70%
60%
$2,650.00
40%
$-
30%
20%
30.00
Income Over (Under)
$ (2,790.95)
20.00
Notes: I need to make more money.
Education
40.00
Clothing
50.00
Dental
25.00
50.00
40.00
Parking
50.00
Medical/Prescription
Registration
Legal
Other
Other
3,000.00
Medical
Dental
Life
Car Insurance
$
$
$
$
30.00
50.00
10.00
48.50
$
$
$
$
80.00
10.00
30.00
Other
6 Insurance
8 Professional Services
$ 138.50
Net Spendable Income
Housing
Insurance
Auto/Transportation
Household
Professional Services
Entertainment
Income Over
10%
Total Expenses
1
$2,650.00
0%
Books
$ 3,075.00
9 Entertainment
Dining Out
Movies/Events
Vacation Trips
Other
Income vs. Expenses
$ 2,650.00
$ 5,440.95
Repairs
Loan Payments
50%
Gifts
370.00
Total Net Income
Less Total Expenses
Oil/Lube
Savings
$249.05
$120.00
$35.00
$370.00
200.00
10.00
20.00
$ 120.00
Giving
$2,400.95
$
$
$
$
Gas
Total Monthly Income
100%
7 Household
Food
Laundry
Barber
120.00
2014 BUDGET for Brandon Howard
4 Loan Payments
Income Per Month - 2014
Salary Net
$ 2,550.00
Other (Net Take Home) $ 100.00
TOTAL MONTHLY INCOME
$ 2,650.00
1 Giving
Tithe
Charity
NET SPENDABLE INCOME
$ 2,650.00
3 Housing
Rent
663.00
Maintenance
Electrical
Taxes
Cell Phone
House Phone
$
$
$
$
$
35.00
80.00
80.00
20.00
Storage
35.00
Insurance
14.45
$ 150.00
$ 200.00
$ 150.00
Best Buy Credit Card
50.00
Other
5 Auto/Transportation
Total Income Less Giving
2 Savings
50.00
927.45
70%
$249.05
$120.00
$35.00
$370.00
60%
$550.00
$210.00
$138.50
$927.45
50%
40%
20.00
Income Over (Under)
$ 249.05
Notes: I need to make more money.
Education
40.00
Clothing
50.00
Dental
25.00
40.00
-
Parking
50.00
Medical/Prescription
10.00
Registration
Legal
Other
Other
Medical
Dental
Life
Car Insurance
$
$
$
$
30.00
50.00
10.00
48.50
$
$
$
$
80.00
10.00
30.00
Other
Giving
Savings
Housing
Insurance
Auto/Transportation
Household
Professional Services
30%
20%
30.00
Loan Payments
$-
Books
$50.00
$2,650.00
Gifts
Repairs
6 Insurance
Entertainment
Income Over
8 Professional Services
$ 138.50
Income vs. Expenses
Total Net Income
Less Total Expenses
$ 120.00
Net Spendable Income
80%
$ 370.00
$ 200.00
$ 10.00
$ 20.00
Oil/Lube
Total Monthly Income
$2,400.95
$ 210.00
7 Household
Food
Laundry
Barber
Gas
100%
90%
$ 550.00
Master Card
Bank Loans
Wells Fargo
9 Entertainment
Dining Out
Movies/Events
Vacation Trips
Other
35.00
$ 120.00
$ 2,650.00
$ 2,400.95
20%
10%
Income Over
$2,650.00
0%
Total Expenses
2014 BUDGET for Brandon Howard
4 Loan Payments
Income Per Month - 2014
Salary Net
$ 2,550.00
Other (Net Take Home) $ 100.00
TOTAL MONTHLY INCOME
$ 2,650.00
1 Giving
Tithe
Charity
$ 550.00
Master Card
Bank Loans
Wells Fargo
$ 150.00
$ 200.00
$ 150.00
Best Buy Credit Card
50.00
Other
5 Auto/Transportation
NET SPENDABLE INCOME
$ 2,650.00
Total Income Less Giving
2 Savings
3 Housing
Rent
663.00
Maintenance
Electrical
Taxes
Cell Phone
House Phone
$
$
$
$
$
35.00
80.00
80.00
20.00
Storage
35.00
Insurance
14.45
50.00
927.45
$ 210.00
$2,400.95
80%
$249.05
$120.00
$35.00
$370.00
$550.00
$210.00
$138.50
$927.45
$50.00
70%
60%
50%
40%
$2,650.00
20.00
Income Over (Under)
$ 249.05
Notes: I need to make more money.
Education
40.00
Clothing
50.00
Dental
25.00
40.00
Parking
50.00
Medical/Prescription
10.00
Registration
Legal
Other
Other
Medical
Dental
Life
Car Insurance
$
$
$
$
30.00
50.00
10.00
48.50
$
$
$
$
80.00
10.00
30.00
Other
8 Professional Services
$ 138.50
Net Spendable Income
Savings
Housing
Insurance
Loan Payments
20%
30.00
$2,650.00
$-
Books
Repairs
Auto/Transportation
30%
Gifts
$ 120.00
6 Insurance
Household
Professional Services
10%
Entertainment
Income vs. Expenses
Total Net Income
Less Total Expenses
Oil/Lube
Giving
90%
$ 370.00
$ 200.00
$ 10.00
$ 20.00
Gas
Total Monthly Income
100%
7 Household
Food
Laundry
Barber
9 Entertainment
Dining Out
Movies/Events
Vacation Trips
Other
35.00
$ 120.00
$ 2,650.00
$ 2,400.95
10%
Entertainment
0%
Income Over
Total Expenses
2014 BUDGET for Brandon Howard
4 Loan Payments
Income Per Month - 2014
Salary Net
$ 2,550.00
Other (Net Take Home) $ 100.00
TOTAL MONTHLY INCOME
$ 2,650.00
1 Giving
Tithe
Charity
NET SPENDABLE INCOME
$ 2,650.00
3 Housing
Rent
663.00
Maintenance
Electrical
Taxes
Cell Phone
House Phone
$
$
$
$
$
35.00
80.00
80.00
20.00
Storage
35.00
Insurance
14.45
$ 150.00
$ 200.00
$ 150.00
Best Buy Credit Card
50.00
Other
5 Auto/Transportation
Total Income Less Giving
2 Savings
$ 550.00
Master Card
Bank Loans
Wells Fargo
50.00
927.45
$ 210.00
$2,400.95
$6,000.00
$249.05
$120.00
$35.00
$370.00
$550.00
$210.00
$138.50
$927.45
$50.00
$2,650.00
$2,650.00
$$2,000.00
30.00
Books
20.00
Income Over (Under)
$ 249.05
Notes: I need to make more money.
Education
40.00
Clothing
50.00
Dental
25.00
40.00
Repairs
Parking
50.00
Medical/Prescription
10.00
Registration
Legal
Other
Other
Medical
Dental
Life
Car Insurance
$
$
$
$
30.00
50.00
10.00
48.50
$
$
$
$
80.00
10.00
30.00
Other
8 Professional Services
$ 138.50
Total Monthly
Income
Giving
Housing
Insurance
Auto/Transportatio
n
Loan Payments
Household
$4,000.00
Gifts
$ 120.00
6 Insurance
Professional
Services
Entertainment
Income Over
Income vs. Expenses
Total Net Income
Less Total Expenses
Oil/Lube
Net Spendable
Income
Savings
$8,000.00
$ 370.00
$ 200.00
$ 10.00
$ 20.00
Gas
$12,000.00
$10,000.00
7 Household
Food
Laundry
Barber
9 Entertainment
Dining Out
Movies/Events
Vacation Trips
Other
35.00
$ 120.00
$ 2,650.00
$ 2,400.95
Total Expenses
$1
2014 BUDGET for Brandon Howard
4 Loan Payments
Income Per Month - 2014
Salary Net
$ 2,550.00
Other (Net Take Home) $ 100.00
TOTAL MONTHLY INCOME
$
1 Giving
Tithe
Charity
NET SPENDABLE INCOME
2,650.00
-
2,650.00
Total Income Less Giving
2 Savings
50.00
3 Housing
927.45
663.00
Maintenance
Electrical
Taxes
Cell Phone
House Phone
$
$
$
$
$
35.00
80.00
80.00
20.00
Storage
35.00
Insurance
14.45
Master Card
Bank Loans
Wells Fargo
$ 150.00
$ 200.00
$ 150.00
Best Buy Credit Card
50.00
Other
5 Auto/Transportation
$
Rent
Education
40.00
Clothing
50.00
Dental
25.00
Medical/Prescription
10.00
Registration
Legal
Other
Other
Medical
Dental
Life
Car Insurance
$
$
$
$
30.00
50.00
10.00
48.50
$
$
$
$
80.00
10.00
30.00
Other
Auto/Transportation
Loan Payments
Household
Professional Services
249.05
50.00
Insurance
$-
Notes: I need to make more money.
Net Spendable Income
$370.00
$249.05
$210.00
$138.50
$120.00
$50.00
$35.00
$-
Income Over (Under)
20.00
Parking
Housing
$500.00
30.00
$2,400.95
$550.00
Books
40.00
Giving
$927.45
Gifts
Savings
$1,000.00
2,650.00
2,400.95
Entertainment
Income Over
Total Expenses
8 Professional Services
138.50
Income vs. Expenses
$
$
Repairs
6 Insurance
370.00
Total Net Income
Less Total Expenses
Oil/Lube
$2,650.00
$1,500.00
$
$ 200.00
$ 10.00
$ 20.00
$ 120.00
Total Monthly Income
$2,000.00
210.00
7 Household
Food
Laundry
Barber
Gas
$3,000.00
$2,500.00
550.00
9 Entertainment
Dining Out
Movies/Events
Vacation Trips
Other
35.00
120.00
2014 BUDGET for Brandon Howard
4 Loan Payments
Income Per Month - 2014
Salary Net
$
Other (Net Take Home) $
TOTAL MONTHLY INCOME
30,600.00
1,200.00
$
1 Giving
31,800.00
Tithe
Charity
NET SPENDABLE INCOME
31,800.00
Total Income Less Giving
$
3 Housing
Rent
7,956.00
Maintenance
Electrical
Taxes
Cell Phone
House Phone
$
$
$
$
$
420.00
960.00
960.00
240.00
Storage
420.00
Insurance
173.40
$
$
$
1,800.00
2,400.00
1,800.00
Best Buy Credit Card
600.00
Other
5 Auto/Transportation
$
2 Savings
Master Card
Bank Loans
Wells Fargo
600.00
11,129.40
6,600.00
2,640.00
$(5,000.00) $-
2,400.00
120.00
240.00
Gifts
360.00
Books
240.00
Education
480.00
Clothing
600.00
Dental
300.00
160.00
1,440.00
Oil/Lube
480.00
Repairs
Parking
600.00
Medical/Prescription
Registration
120.00
Legal
Other
Other
3,000.00
Medical
Dental
Life
Car Insurance
$
$
$
$
360.00
600.00
120.00
582.00
$
$
$
$
960.00
120.00
360.00
Other
6 Insurance
8 Professional Services
1,523.50
Income Over
Total Expenses
$31,832.90
$31,800.00
$1,440.00
$3,460.00
$4,440.00
$1,523.50
$2,640.00
$550.00
$600.00
$-
$
$
$
$
Gas
$(32.90)
7 Household
Food
Laundry
Barber
Net Spendable Income
Entertainment
Professional Services
Household
Insurance
$11,129.40
Auto/Transportation
Loan Payments
$31,800.00
$5,000.00
$10,000.00
$15,000.00
$20,000.00
$25,000.00
$30,000.00
Housing
Savings
Giving
$35,000.00
Total Income
Income vs. Expenses
Total Net Income
Less Total Expenses
$
$
31,800.00
31,832.90
Income Over (Under)
$
Notes: I need to make more money.
3,460.00
1,440.00
9 Entertainment
Dining Out
Movies/Events
Vacation Trips
Other
4,440.00
(32.90)
