Abstract This paper undertakes a critical assessment of the present state of fisheries insurance in India. Various factors that contribute to the poor performance of fisheries insurance in the country were identified and ranked based on the responses of fishermen and fish farmers in major maritime states. In the light of the findings, measures such as leveraging the potential of technological interventions, developing innovative institutional mechanisms, bridging the trust deficit amongst the stakeholders and bringing about attitudinal changes through awareness drives are suggested as way forward towards harnessing the potential of insurance as a safety net tool in fisheries sector of India.
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