Lending Rate in South Africa remained unchanged at 11.50 percent in November. Lending Rate in South Africa averaged 11.43 percent from 1950 until 2024, reaching an all time high of 25.50 percent in August of 1998 and a record low of 5.00 percent in February of 1950. source: South African Reserve Bank

Lending Rate in South Africa is expected to be 11.25 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the South Africa Lending Rate is projected to trend around 10.25 percent in 2025 and 9.00 percent in 2026, according to our econometric models.




Related Last Previous Unit Reference
Banks Balance Sheet 8150240.00 7984245.00 ZAR Million Sep 2024
Central Bank Balance Sheet 1152794.00 1167707.00 ZAR Million Sep 2024
Foreign Exchange Reserves 63028.00 63633.00 USD Million Oct 2024
Interbank Rate 7.88 7.93 percent Nov 2024
Interest Rate 7.75 8.00 percent Nov 2024
Lending Rate 11.50 11.50 percent Nov 2024
Loans to Private Sector 4828204.00 4769991.00 ZAR Million Sep 2024
Money Supply M0 511034.00 478334.00 ZAR Million Sep 2024
Money Supply M1 2812300.00 2651978.00 ZAR Million Sep 2024
Money Supply M2 4391966.00 4343350.00 ZAR Million Sep 2024
M3 Money Supply YoY 5368531.00 5297891.00 ZAR Million Sep 2024

South Africa Lending Rate
In South Africa, lending rate refers to commercial banks prime overdraft rate. It is a benchmark rate priced at 3.5 basis points above the repurchase rate and it is used by banks to price the lending rates offered to clients at either above or below the benchmark rate.
Actual Previous Highest Lowest Dates Unit Frequency
11.50 11.50 25.50 5.00 1950 - 2024 percent Monthly