Loan growth in Japan slowed to its lowest pace in a year, rising by just 2.7% year-on-year in October 2024, in line with market expectations. This marked a slight moderation from previous months, with loan growth unchanged from September’s level. Outstanding loans across Japan’s major, regional, and "shinkin" banks totaled ¥625.3 trillion. Major banks saw a 2.5% increase, while regional banks posted a stronger 3.3% rise. In contrast, "shinkin" banks experienced a more modest growth of 0.7%. source: Bank of Japan

The value of loans in Japan increased 2.70 percent in October of 2024 over the same month in the previous year. Loan Growth in Japan averaged 0.67 percent from 2001 until 2024, reaching an all time high of 6.70 percent in August of 2020 and a record low of -5.00 percent in October of 2002. This page provides the latest reported value for - Japan Bank Lending - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news. Japan Bank Lending - data, historical chart, forecasts and calendar of releases - was last updated on November of 2024.

The value of loans in Japan increased 2.70 percent in October of 2024 over the same month in the previous year. Loan Growth in Japan is expected to be 2.60 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Japan Bank Lending is projected to trend around 2.60 percent in 2025, according to our econometric models.




Calendar GMT Reference Actual Previous Consensus TEForecast
2024-10-09 11:50 PM
Bank Lending YoY
Sep 2.7% 3% 3.0%
2024-11-10 11:50 PM
Bank Lending YoY
Oct 2.7% 2.7% 2.7% 2.6%
2024-12-08 11:50 PM
Bank Lending YoY
Nov


Related Last Previous Unit Reference
Central Bank Balance Sheet 752846.80 764811.50 JPY Billion Sep 2024
Deposit Interest Rate 0.12 0.11 percent Oct 2024
BoJ Summary of Opinions 0.25 0.25 percent Oct 2024
Bank Lending YoY 2.70 2.70 percent Oct 2024
Loans to Private Sector 546617.20 546407.90 JPY Billion Sep 2024
Money Supply M0 112410.70 112623.40 JPY Billion Oct 2024
Money Supply M1 1088229.70 1092179.30 JPY Billion Oct 2024
Money Supply M2 1249789.20 1251709.20 JPY Billion Oct 2024
Money Supply M3 1601216.80 1603562.70 JPY Billion Oct 2024
Purchases of Government Bonds 48782.00 5340.00 JPY Billion Oct 2024

Japan Bank Lending
In Japan, bank lending refers to the year-on-year change of all outstanding loans and discounts with banks and shinkin banks. Lending increases with increased business confidence and investment and it is an important indicator for the Japanese economy because of the weakness that has plagued the Japanese banking sector.
Actual Previous Highest Lowest Dates Unit Frequency
2.70 2.70 6.70 -5.00 2001 - 2024 percent Monthly


News Stream
Japan Loan Growth Hits One-Year Low in October
Loan growth in Japan slowed to its lowest pace in a year, rising by just 2.7% year-on-year in October 2024, in line with market expectations. This marked a slight moderation from previous months, with loan growth unchanged from September’s level. Outstanding loans across Japan’s major, regional, and "shinkin" banks totaled ¥625.3 trillion. Major banks saw a 2.5% increase, while regional banks posted a stronger 3.3% rise. In contrast, "shinkin" banks experienced a more modest growth of 0.7%.
2024-11-10
Japan Loan Growth Slows for Second Month
The value of loans in Japan increased 2.7% year-on-year in September 2024, slowing for the second straight month following a 3% gain in August. That was also the lowest reading since October last year. Outstanding loans held by the country's major, regional, and "shinkin" banks stood at 624.2 trillion yen. Major and regional banks were principal loan growth drivers, rising 2.8% and 3.2%, respectively, while "shinkin" banks added 0.6%.
2024-10-10
Japan Loan Growth Misses Forecast in August
The value of loans in Japan increased 3% year-on-year in August 2024, slowing from a 3.2% gain in the previous two months which was also the consensus forecast. Outstanding loans held by the country's major, regional, and "shinkin" banks stood at 624.2 trillion yen. Major and regional banks were principal loan growth drivers, surging 3.7% and 3.1%, respectively, while "shinkin" banks added 0.7%.
2024-09-08