Dr Mirza Muhammad Ali Baig
Dr. Mirza Muhammad Ali Baig
(Son of Mirza Ahmed Raza Baig)
Address: H. No. 7/B, St. No. 19, Near Qtr. No. 105-C, Rehmanpura Colony, Ferozepur Road, Lahore-54600
CNIC: 35201-1480023-3
Cell: +923331901449
Email: dralibaig514@gmail.com
Objective:
Dynamic and results-driven professional with a Ph.D. in Business Administration and a comprehensive background in the banking sector. Seeking to leverage extensive expertise in strategic management, financial analysis, and leadership as a Vice President at Zarai Taraqiati Bank Limited (formerly Agricultural Development Bank of Pakistan).
Education:
• Ph.D. in Business Administration, Superior University, Lahore, Pakistan
• M.Phil in Business Administration, Superior University, Lahore, Pakistan
• M.Com, Hailey College of Commerce, Punjab University, Lahore, Pakistan
• M.A. (Economics), Punjab University, Lahore, Pakistan
• B.Com, Hailey College of Commerce, Punjab University, Lahore, Pakistan
• F.Sc., F.C. College/University, Lahore, Pakistan
• Matric, Lahore Board, Lahore, Pakistan
• DAIBP (Diploma in Associate of Institute of Bankers Pakistan)
• DBL (Diploma in Banking Law), The Law College, Punjab University, Lahore, Pakistan
• Certification in Agricultural Credit, Hailey College of Banking & Finance, Punjab University, Lahore, Pakistan
Languages:
• English (Fluent)
• Urdu (Fluent)
• Punjabi (Fluent)
• Arabic (Basic)
Marital Status:
• Married
Professional Experience:
Assistant Vice President
Zarai Taraqiati Bank Limited (formerly Agricultural Development Bank of Pakistan), Lahore, Pakistan
July 1999 - Present
• Lead strategic planning initiatives, including market analysis, product development, and performance evaluation.
• Ensure compliance with regulations and risk management practices through the implementation of robust policies and procedures.
• Manage and mentor a team to drive productivity and achievement of organizational objectives.
• Cultivate strong relationships with clients, regulators, and internal stakeholders.
• Analyze financial data and market trends to identify growth opportunities and cost optimization strategies.
• Collaborate with senior management to formulate business strategies and drive organizational change.
General Banking Officer
National Bank of Pakistan, Lahore, Pakistan
1998 - 1999
• Assisted in various general banking operations, including customer service, account management, and transaction processing.
• Contributed to maintaining compliance with banking regulations and internal policies.
• Collaborated with team members to ensure efficient and effective service delivery to customers.
Additional Skills:
• Proficient in Microsoft Office Suite (Word, Excel, PowerPoint, Outlook)
• Strong analytical and problem-solving abilities
• Excellent communication and interpersonal skills
• Leadership and team-building capabilities
• Adaptability to dynamic environments
References:
Available upon request.
________________________________________
Supervisors: Prof. Dr. Salman Masood Sheikh
(Son of Mirza Ahmed Raza Baig)
Address: H. No. 7/B, St. No. 19, Near Qtr. No. 105-C, Rehmanpura Colony, Ferozepur Road, Lahore-54600
CNIC: 35201-1480023-3
Cell: +923331901449
Email: dralibaig514@gmail.com
Objective:
Dynamic and results-driven professional with a Ph.D. in Business Administration and a comprehensive background in the banking sector. Seeking to leverage extensive expertise in strategic management, financial analysis, and leadership as a Vice President at Zarai Taraqiati Bank Limited (formerly Agricultural Development Bank of Pakistan).
Education:
• Ph.D. in Business Administration, Superior University, Lahore, Pakistan
• M.Phil in Business Administration, Superior University, Lahore, Pakistan
• M.Com, Hailey College of Commerce, Punjab University, Lahore, Pakistan
• M.A. (Economics), Punjab University, Lahore, Pakistan
• B.Com, Hailey College of Commerce, Punjab University, Lahore, Pakistan
• F.Sc., F.C. College/University, Lahore, Pakistan
• Matric, Lahore Board, Lahore, Pakistan
• DAIBP (Diploma in Associate of Institute of Bankers Pakistan)
• DBL (Diploma in Banking Law), The Law College, Punjab University, Lahore, Pakistan
• Certification in Agricultural Credit, Hailey College of Banking & Finance, Punjab University, Lahore, Pakistan
Languages:
• English (Fluent)
• Urdu (Fluent)
• Punjabi (Fluent)
• Arabic (Basic)
Marital Status:
• Married
Professional Experience:
Assistant Vice President
Zarai Taraqiati Bank Limited (formerly Agricultural Development Bank of Pakistan), Lahore, Pakistan
July 1999 - Present
• Lead strategic planning initiatives, including market analysis, product development, and performance evaluation.
• Ensure compliance with regulations and risk management practices through the implementation of robust policies and procedures.
• Manage and mentor a team to drive productivity and achievement of organizational objectives.
• Cultivate strong relationships with clients, regulators, and internal stakeholders.
• Analyze financial data and market trends to identify growth opportunities and cost optimization strategies.
• Collaborate with senior management to formulate business strategies and drive organizational change.
General Banking Officer
National Bank of Pakistan, Lahore, Pakistan
1998 - 1999
• Assisted in various general banking operations, including customer service, account management, and transaction processing.
• Contributed to maintaining compliance with banking regulations and internal policies.
• Collaborated with team members to ensure efficient and effective service delivery to customers.
Additional Skills:
• Proficient in Microsoft Office Suite (Word, Excel, PowerPoint, Outlook)
• Strong analytical and problem-solving abilities
• Excellent communication and interpersonal skills
• Leadership and team-building capabilities
• Adaptability to dynamic environments
References:
Available upon request.
________________________________________
Supervisors: Prof. Dr. Salman Masood Sheikh
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This quantitative study conducted a self-administered survey that involved 384 respondents from the head offices, regional offices, and main branches of five prominent banks in the Islamic banking industry in Pakistan. This study adopted previously tested scale for the main constructs. All data were statistically analysed to evaluate the capacity of the proposed model in determining the strength of the proposed risk patterns in Islamic risk management.
The obtained results revealed the direct significant and positive influence of understanding of risk management (UNRM), risk identification (RIDT), risk assessment and analysis (RASA), risk monitoring and reporting (RMOR), managing market risk (MMKR), liquidity risk analysis (LQRA), operational risk analysis (OPRA), credit risk analysis (CRRA), and risk governance (RGOV) on risk management practices (RMP). The analysis further revealed the substantial beta values of MMKR, LQRA, OPRA, and RIDT, suggesting the substantial contribution of these explanatory variables on RMP (as the dependent variable) as compared to other variables.
The study provided sound theoretical contributions to the existing literature, particularly in relation to the theory of risk management process, theory of financial intermediaries, and Basel Accords. The proposed model of risk management practices was te sted in this study and revealed reasonably effective risk evaluation process for risk mitigation in the Islamic banking industry in Pakistan. The obtained results fully supported the proposed hypotheses, addressing the issues related to risk evaluation process that adversely affect the Islamic finance.
Based on the obtained results and findings, this study proposed the remodelling of Islamic risk management and presented valuable insights that can benefit Shariah compliance regulators and government in establishing policies and initiatives regarding Islamic risk evaluation process. The proposed model was expected to enhance the overall risk management process for improved credit delinquency, particularly for the Islamic banking industry in Pakistan. The focus of this empirical study on the incorporation of nine constructs, including LQRA, OPRA, MMKR, and RGOV, into the model of risk management practices offered new prospects of regulatory compliance in the Islamic banking industry, specifically in Pakistan.
Keywords:
Basel Accords; risk management process; risk management practices; non-performing loans/delinquency ratio; Islamic banking industry in Pakistan.
This quantitative study conducted a self-administered survey that involved 384 respondents from the head offices, regional offices, and main branches of five prominent banks in the Islamic banking industry in Pakistan. This study adopted previously tested scale for the main constructs. All data were statistically analysed to evaluate the capacity of the proposed model in determining the strength of the proposed risk patterns in Islamic risk management.
The obtained results revealed the direct significant and positive influence of understanding of risk management (UNRM), risk identification (RIDT), risk assessment and analysis (RASA), risk monitoring and reporting (RMOR), managing market risk (MMKR), liquidity risk analysis (LQRA), operational risk analysis (OPRA), credit risk analysis (CRRA), and risk governance (RGOV) on risk management practices (RMP). The analysis further revealed the substantial beta values of MMKR, LQRA, OPRA, and RIDT, suggesting the substantial contribution of these explanatory variables on RMP (as the dependent variable) as compared to other variables.
The study provided sound theoretical contributions to the existing literature, particularly in relation to the theory of risk management process, theory of financial intermediaries, and Basel Accords. The proposed model of risk management practices was te sted in this study and revealed reasonably effective risk evaluation process for risk mitigation in the Islamic banking industry in Pakistan. The obtained results fully supported the proposed hypotheses, addressing the issues related to risk evaluation process that adversely affect the Islamic finance.
Based on the obtained results and findings, this study proposed the remodelling of Islamic risk management and presented valuable insights that can benefit Shariah compliance regulators and government in establishing policies and initiatives regarding Islamic risk evaluation process. The proposed model was expected to enhance the overall risk management process for improved credit delinquency, particularly for the Islamic banking industry in Pakistan. The focus of this empirical study on the incorporation of nine constructs, including LQRA, OPRA, MMKR, and RGOV, into the model of risk management practices offered new prospects of regulatory compliance in the Islamic banking industry, specifically in Pakistan.
Keywords:
Basel Accords; risk management process; risk management practices; non-performing loans/delinquency ratio; Islamic banking industry in Pakistan.