The concept of Sharia banks is different with interest-based conventional banks. Profit sharing s... more The concept of Sharia banks is different with interest-based conventional banks. Profit sharing system in the Sharia banks has unique characteristics because it must always be submissive and obedient to the rules and principles of sharia. This has implications for the entire activities ofSharia banks, Sharia banks will thus experience the risks caused by its activities. Depositors entrust their funds for Sharia banks to be managed by the bank so that it will generate a return for the depositor and the bank. Therefore, Sharia banks should be run in a professional manner so as to maintain the loyalty of its customers and is able to provide a return that is generally competitive. The objective of this research is to examine the influence Return of the Third Party Funds (Return of TPF) and the BI rate on the rate of Third Party Funds (Rate of TPF). This research is an explanatory research using path analysis model and census technique on Sharia Business Board (SBB) in Indonesia. data us...
Proceedings of the 1st International Conference on Sustainable Management and Innovation, ICoSMI 2020, 14-16 September 2020, Bogor, West Java, Indonesia
The purpose of this study is to examine the effect of Non Performi... more The purpose of this study is to examine the effect of Non Performing Financing (NPF) and Bank Size on the profitability and efficiency level of Islamic Commercial Banks, as well as the effect of profitability if it moderates the effect of Non Performing Financing (NPF) and Bank Size on the level of efficiency of Islamic Commercial Banks. The level of efficiency is obtained through efficiency analysis with Data Envelopment Analysis (DEA), The variables of input output consist of tabungan iB, giro iB, and deposito iB, while output consist of murabahah financing, mudharabah financing, musyarakah financing,and investment in securities. Data used during the period 2014-2017 which includes 13 Islamic Commercial Banks. The results of the study indicate that Bank Victoria Syariah achieved optimal efficiency values and the lowest efficiency of Bank Syariah Bukopin. The results of the hypothesis indicate that Non Performing Financing (NPF) has a significant nega...
This study aims to determine how much influence the good governance has on the quality of financi... more This study aims to determine how much influence the good governance has on the quality of financial statements and to find out how much SIMDA in moderating the effect of good governance on the quality of financial statements. Quality financial statements will narrow down actions to commit corruption or other fraud. Every year the financial statements will be audited by the Supreme Audit Board and the issuance of opinions on the financial statements that have been audited. The method used in this study is quantitative with primary data from questionnaires. The sample used is probability sampling. The results of the study obtained that good governance has a positive and significant effect on the quality of financial statements. This is evidenced from the significance of 0,000 ttable (5.475> 1.679). Whereas SIMDA can "strengthen" the effect of good governance on the quality of financial statements. These results are proven from the interaction test graph which illustrates ...
The concept of Sharia banks is different with interest-based conventional banks. Profit sharing s... more The concept of Sharia banks is different with interest-based conventional banks. Profit sharing system in the Sharia banks has unique characteristics because it must always be submissive and obedient to the rules and principles of sharia. This has implications for the entire activities ofSharia banks, Sharia banks will thus experience the risks caused by its activities. Depositors entrust their funds for Sharia banks to be managed by the bank so that it will generate a return for the depositor and the bank. Therefore, Sharia banks should be run in a professional manner so as to maintain the loyalty of its customers and is able to provide a return that is generally competitive. The objective of this research is to examine the influence Return of the Third Party Funds (Return of TPF) and the BI rate on the rate of Third Party Funds (Rate of TPF). This research is an explanatory research using path analysis model and census technique on Sharia Business Board (SBB) in Indonesia. data us...
Proceedings of the 1st International Conference on Sustainable Management and Innovation, ICoSMI 2020, 14-16 September 2020, Bogor, West Java, Indonesia
The purpose of this study is to examine the effect of Non Performi... more The purpose of this study is to examine the effect of Non Performing Financing (NPF) and Bank Size on the profitability and efficiency level of Islamic Commercial Banks, as well as the effect of profitability if it moderates the effect of Non Performing Financing (NPF) and Bank Size on the level of efficiency of Islamic Commercial Banks. The level of efficiency is obtained through efficiency analysis with Data Envelopment Analysis (DEA), The variables of input output consist of tabungan iB, giro iB, and deposito iB, while output consist of murabahah financing, mudharabah financing, musyarakah financing,and investment in securities. Data used during the period 2014-2017 which includes 13 Islamic Commercial Banks. The results of the study indicate that Bank Victoria Syariah achieved optimal efficiency values and the lowest efficiency of Bank Syariah Bukopin. The results of the hypothesis indicate that Non Performing Financing (NPF) has a significant nega...
This study aims to determine how much influence the good governance has on the quality of financi... more This study aims to determine how much influence the good governance has on the quality of financial statements and to find out how much SIMDA in moderating the effect of good governance on the quality of financial statements. Quality financial statements will narrow down actions to commit corruption or other fraud. Every year the financial statements will be audited by the Supreme Audit Board and the issuance of opinions on the financial statements that have been audited. The method used in this study is quantitative with primary data from questionnaires. The sample used is probability sampling. The results of the study obtained that good governance has a positive and significant effect on the quality of financial statements. This is evidenced from the significance of 0,000 ttable (5.475> 1.679). Whereas SIMDA can "strengthen" the effect of good governance on the quality of financial statements. These results are proven from the interaction test graph which illustrates ...
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