Popular tax-smart gifts
Many American Diabetes Association donors are choosing to give non-cash assets so their gifts can have a greater impact.
Stocks, securities, & mutual funds
Many people choose to give stocks, securities, or mutual funds instead of gifts of cash. Giving appreciated assets like these help you avoid paying capital gains taxes, and can give you an income tax deduction for the full value of the gift, if you’ve had the assets for more than one year.
Give appreciated assets now and enjoy the benefits, or add us as a beneficiary of these assets and eliminate estate and inheritance tax, making the most of your gift.
Benefits
- Gifts of assets can often save you far more on taxes than gifts of cash
- Avoid all capital gains taxes
- Receive an income tax deduction for the value of the assets (if you’ve had them for more than a year)
- Make an immediate impact on our mission
How it works
- Transfer appreciated securities directly to us (and avoid all capital gains taxes).
- Receive an acknowledgement of the shares and the date received.
- The securities are sold and the funds put directly to use for greatest impact.
Ask your broker to donate through:
Morgan Stanley Graystone Consulting
DTC number: 0015
ACCT name: American Diabetes Association
Tax ID#: 13-1623888
ACCT Number: 504-111460-163
Donate stock or mutual fund shares
Make your stock or mutual fund donation to the American Diabetes Association (ADA) today!
Cryptocurrency
Donating cryptocurrency directly is a fast and secure way to make a tax-smart charitable contribution. Giving appreciated crypto assets helps you avoid paying capital gains taxes, and can give you an income tax deduction for the full value of the gift.
Benefits
- Potentially receive a federal income tax deduction equal to the full fair market value
- Avoid paying capital gains tax on an appreciated asset
- Make an immediate impact on our mission
How it works
- Choose from any of the 100+ supported cryptocurrencies and make your donation.
- Your contribution is immediately liquidated and the net cash proceeds directed to our organization.
- The funds are put directly to use for greatest impact.
Donate crypto now with no fees
Easily donate cryptocurrency with no hidden costs using this secure online tool.
Qualified Charitable Distributions from your IRA
A Qualified Charitable Distribution (QCD) is a tax-efficient way for individuals who are age 70 ½ or older to make gifts directly from their Individual Retirement Account (IRA). QCDs can count towards satisfying an individual’s Required Minimum Distribution (RMD) for the year, which is the minimum amount that an individual must withdraw from their IRA each year once they reach age 73.
Who it’s for
- Individuals 70 ½ or older
- Those who have an Individual Retirement Account (IRA) that is a traditional IRA, not a Roth IRA
- Those who want to make a charitable gift that counts towards their Required Minimum Distribution
- Those who want to reduce their taxable income
Benefits
- Reduce taxable income
- Counts towards your Required Minimum Distribution for the year
- Make an immediate impact on our mission
How it works
- Instruct your IRA custodian to distribute up to $105,000 directly to one or more eligible charities.
- The QCD counts towards your Required Minimum Distribution.
- The QCD is not included in your taxable income, which can reduce your overall tax liability. You will not receive a charitable income tax deduction for the QCD.
If you wish to make a Qualified Charitable Distribution, contact your IRA custodian to get started.
Make your QCD gift quickly and hassle-free, today
In under 10 minutes you will be guided through the entire donation process, no sensitive information required.
On December 29, 2022, the SECURE 2.0 Act became law. This legislation updates language from the 2019 SECURE Act and implements changes intended to strengthen the retirement system. This QCD tool is updated to reflect relevant changes.
Donor-advised funds
A donor-advised fund (DAF) allows individuals to make charitable contributions and receive an immediate tax deduction. The funds are managed by a DAF custodian, and the donor can recommend grants to their preferred nonprofit organizations. Donors can contribute to the fund over time and recommend grants to charities at their discretion, providing flexibility in their giving strategy.
Please consider recommending the American Diabetes Association as your final grantee (beneficiary) for the funds remaining in your DAF after your lifetime can be distributed to honor your wishes to support people living with diabetes.
Benefits
- Retain the flexibility to make grant recommendations over time
- Receive an immediate tax deduction when contributing to your fund
- Make an immediate impact on our mission
Log in to your donor-advised fund account or contact your fund administrator to submit a grant request.
Submit your request to:
American Diabetes Association
Tax ID#: 13-1623888
If you choose to support our organization, please contact us to let us know to ensure that you are properly acknowledged and that your grant gets put to use as you intend.
Real estate
Who it’s for
- Those who own property that has appreciated in value and would result in a significant capital gains tax liability if sold
- Individuals wanting to simplify their estate planning and reduce their estate tax liability
- Those no longer using the property and want to avoid the expenses and hassles of owning and maintaining it
Benefits
- Reduce estate tax liability
- Eliminate ownership and maintenance expenses
- Make a significant charitable gift in support of our mission
How it works
- Contact us to let us know about your interest in donating real estate.
- Obtain an appraisal of the property to determine its fair market value. This will help you determine the amount of your charitable deduction for tax purposes.
- Work with us and your attorney to transfer the property ownership. This may involve executing a deed, transferring title, and completing any necessary legal or regulatory requirements.
- Claim your charitable deduction on your tax return for the year in which the donation is made.
Consult with a qualified estate planning attorney and tax professional to determine if this is the right option for you. Additionally, there are some restrictions on the types of property we can accept, so please contact us before you donate!
Add the gift of real estate in your will or trust
Potentially reduce estate taxes for your heirs while ensuring that the property is used for a charitable purpose and not subject to potential disputes or mismanagement in the future.
Retained life estate
A Retained Life Estate is a type of planned giving arrangement that allows an individual to donate their home or other real property to a charitable organization while retaining the right to live in the property for the rest of their life.
Who it’s for
- Those who own a home or other real property that they would like to donate to a charitable organization
- Those who want to make a significant charitable gift while also retaining the right to live in the property for the rest of their life
- Want to avoid the costs and complexities of transferring ownership of their property during their lifetime
Benefits
- Potentially receive a tax deduction for the value of the charitable gift
- Retain the right to live in the property
- Make a big impact on our mission
How it works
- Transfer ownership of the property to us, but retain the right to live in the property for the rest of your life.
- Continue responsibility for all maintenance, insurance, and property taxes on the property during your lifetime.
- If eligible, receive a tax deduction for the value of the charitable gift.
- When you pass away, we assume ownership of the property and can use it or sell it in support of our mission.
Consult with a qualified estate planning attorney and a financial advisor to determine if this is the right option for you.
You can leave a legacy to cure diabetes
The American Diabetes Association® (ADA) donors have helped fuel notable achievements including scientific advances and pioneering discoveries for both Type 1 and Type 2 Diabetes. The ADA has helped people impacted by natural disasters gain access to medicine, empowered diabetes advocates and supported unparalleled research projects. Your generosity makes an impact for people living with diabetes.
ADA-funded researcher Howard William Davidson, PhD
Beryle Marguerite Burdick-Butz’s Story
Beryle has more than she needs and is so thankful for the life she has. She loves that she has the chance to give back to charities that are important to her. After some reflection, she decided to give her IRA-RMD (individual retirement account – required minimum distribution) to the American Diabetes Association. By giving directly from her account, she saves on taxes, and she is proud that she can support an organization that is so close to her heart.
We’re here to help you meet your goals!
Our team would be happy to speak with you in confidence about your giving goals, with no obligation.
Already included us in your estate plan? Let us know
More ways to make an impact
Gifts in a will or trust
Donations in your will or trust are (by far) the most popular type of planned gift. Learn more, or get help starting your will (for free!).
Beneficiary designations
Gifting assets not covered by your will — like 401(k) or IRA accounts — may help your heirs avoid unwanted taxes, even if you’re below the estate tax threshold.
Gifts that pay you back
Give assets while providing yourself or others with income for a period of time or distributions at a later date.